European Union Household Debt: % of GDP

Key information about European Union Household Debt: % of GDP

• European Union household debt accounted for 50.5 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 50.6 % in the previous quarter.
• EU household debt to GDP ratio is updated quarterly, available from Mar 1999 to Dec 2025.
• The data reached an all-time high of 64.4 % in Dec 2009 and a record low of 47.8 % in Mar 1999.

CEIC calculates quarterly Household Debt as % of Nominal GDP from quarterly Household Debt and quarterly Nominal GDP. Eurostat provides Household Debt: Loans in EUR. Eurostat provides Nominal GDP in EUR. Household Debt includes NPISH.


Related information about European Union Household Debt: % of GDP

• In the latest reports, EU Household Debt reached 8,157.5 USD bn in Feb 2026.
• Money Supply M2 in EU increased 4.0 % YoY in Feb 2026.
• EU Foreign Exchange Reserves was measured at 338.8 USD bn in Mar 2026.
• The Foreign Exchange Reserves equaled 1.4 Months of Import in Feb 2026.
• EU Domestic Credit reached 27,019.8 USD bn in May 2025, representing an increased of 0.5 % YoY.

View European Union's Household Debt: % of GDP from Mar 1999 to Dec 2025 in the chart:

What was European Union's Household Debt: % of GDP in Dec 2025?

European Union household debt accounted for 50.5 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 50.6 % in the previous quarter. See the table below for more data.

Last	Previous	Min	Max	Unit	Frequency	Range
50.5 Dec 2025	50.6 Sep 2025	47.8 Mar 1999	64.4 Dec 2009	%	quarterly	Mar 1999 - Dec 2025

Household Debt: % of GDP by Country Comparison

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