Uruguay Household Debt: % of GDP

2005 - 2025 | Quarterly | % | CEIC Data

Key information about Uruguay Household Debt: % of GDP

  • Uruguay household debt accounted for 11.7 % of the country's Nominal GDP in Sep 2025, compared with the ratio of 11.5 % in the previous quarter.
  • Uruguay household debt to GDP ratio is updated quarterly, available from Dec 2005 to Sep 2025.
  • The data reached an all-time high of 11.7 % in Sep 2008 and a record low of 7.2 % in Jun 2006.

CEIC calculates quarterly Household Debt as % of Nominal GDP from monthly Household Debt and quarterly Nominal GDP. The Central Bank of Uruguay provides Household Debt in local currency and Nominal GDP in local currency based on SNA 2008. Loans are used due to the lack of Flow of Funds statistics. Household Debt as % of Nominal GDP prior to Q4 2016 is caculated from Nominal GDP based on SNA 1993.
  • Money Supply M2 in Uruguay increased 6.7 % YoY in Oct 2025.
  • Uruguay Foreign Exchange Reserves was measured at 18.7 USD bn in Oct 2025.
  • The Foreign Exchange Reserves equaled 14.4 Months of Import in Oct 2025.
  • Uruguay Domestic Credit reached 33.0 USD bn in Aug 2025, representing an increased of 11.5 % YoY.
  • The country's Non Performing Loans Ratio stood at 1.7 % in Oct 2025, compared with the ratio of 1.7 % in the previous month.
  • View Uruguay's Household Debt: % of GDP from Dec 2005 to Sep 2025 in the chart:

    Uruguay Household Debt: % of GDP

    What was Uruguay's Household Debt: % of GDP in Sep 2025?

    Uruguay household debt accounted for 11.7 % of the country's Nominal GDP in Sep 2025, compared with the ratio of 11.5 % in the previous quarter. See the table below for more data.

    Last Previous Min Max Unit Frequency Range
    11.7 Sep 2025 11.5 Jun 2025 7.2 Jun 2006 11.7 Sep 2008 % quarterly Dec 2005 - Sep 2025

    Household Debt: % of GDP by Country Comparison

    country/region Last Frequency Range
    Albania (%) 13.5 Sep 2025 quarterly Sep 2007 - Sep 2025
    Argentina (%) 6.6 Sep 2025 quarterly Dec 2004 - Sep 2025
    Armenia (%) 32.5 Sep 2025 quarterly Dec 2000 - Sep 2025
    Australia (%) 120.3 Jun 2025 quarterly Jun 1988 - Jun 2025
    Austria (%) 42.3 Sep 2025 quarterly Mar 1999 - Sep 2025
    Azerbaijan (%) 14.3 Sep 2025 quarterly Mar 2005 - Sep 2025
    Belarus (%) 10.5 Sep 2025 quarterly Dec 2006 - Sep 2025
    Belgium (%) 58.3 Jun 2025 quarterly Dec 1992 - Jun 2025
    Bolivia (%) 11.4 Dec 2024 quarterly Sep 2010 - Dec 2024
    Bosnia and Herzegovina (%) 25.2 Sep 2025 quarterly Dec 2008 - Sep 2025
    Botswana (%) 21.6 Sep 2025 quarterly Dec 2002 - Sep 2025
    Brunei (%) 15.3 Sep 2025 quarterly Dec 2013 - Sep 2025
    Bulgaria (%) 30.1 2024 yearly 1995 - 2024
    Cambodia (%) 27.2 2024 yearly 2008 - 2024
    Canada (%) 97.7 Sep 2025 quarterly Mar 1969 - Sep 2025
    Chile (%) 37.7 Sep 2025 quarterly Mar 2009 - Sep 2025
    China (%) 60.4 Sep 2025 quarterly Mar 2007 - Sep 2025
    Colombia (%) 29.5 Jun 2025 quarterly Dec 2015 - Jun 2025
    Croatia (%) 33.8 Jun 2025 quarterly Dec 1995 - Jun 2025
    Cyprus (%) 71.2 2024 yearly 1995 - 2024
    Czech Republic (%) 33.4 Sep 2025 quarterly Mar 2004 - Sep 2025
    Denmark (%) 92.7 2023 yearly 1994 - 2023
    Ecuador (%) 17.4 Jun 2025 quarterly Mar 2003 - Jun 2025
    Egypt (%) 7.3 Sep 2025 quarterly Dec 2002 - Sep 2025
    Estonia (%) 40.2 Sep 2025 quarterly Dec 2003 - Sep 2025
    European Union (%) 50.9 Jun 2025 quarterly Mar 1999 - Jun 2025
    Finland (%) 74.1 2024 yearly 1995 - 2024
    France (%) 59.9 2024 yearly 1977 - 2024
    Georgia (%) 36.9 Mar 2023 quarterly Mar 2001 - Mar 2023
    Germany (%) 49.0 Jun 2025 quarterly Dec 1991 - Jun 2025
    Greece (%) 46.7 Jun 2025 quarterly Dec 1997 - Jun 2025
    Hong Kong SAR, China (%) 87.7 Sep 2025 quarterly Mar 1982 - Sep 2025
    Hungary (%) 20.7 Sep 2025 quarterly Dec 1995 - Sep 2025
    Iceland (%) 70.8 Sep 2025 quarterly Dec 1995 - Sep 2025
    India (%) 17.6 2025 yearly 1998 - 2025
    Indonesia (%) 15.2 Sep 2025 quarterly Dec 2010 - Sep 2025
    Ireland (%) 25.1 Jun 2025 quarterly Mar 2002 - Jun 2025
    Israel (%) 42.9 Sep 2025 quarterly Dec 1995 - Sep 2025
    Italy (%) 47.1 Jun 2025 quarterly Dec 1995 - Jun 2025
    Japan (%) 61.1 Sep 2025 quarterly Dec 1997 - Sep 2025
    Jordan (%) 70.8 Sep 2025 quarterly Mar 2002 - Sep 2025
    Kazakhstan (%) 62.5 Jun 2025 quarterly Dec 1997 - Jun 2025
    South Korea (%) 92.3 Sep 2025 quarterly Dec 2002 - Sep 2025
    Kosovo (%) 24.9 Sep 2025 quarterly Dec 2010 - Sep 2025
    Kuwait (%) 0.9 Jun 2025 quarterly Dec 2010 - Jun 2025
    Kyrgyzstan (%) 12.1 Sep 2025 quarterly Dec 2000 - Sep 2025
    Latvia (%) 23.1 Sep 2025 quarterly Mar 2004 - Sep 2025
    Lithuania (%) 30.0 Sep 2025 quarterly Dec 1995 - Sep 2025
    Luxembourg (%) 62.4 Jun 2025 quarterly Dec 1995 - Jun 2025
    Macau SAR, China (%) 76.1 Sep 2025 quarterly Dec 2001 - Sep 2025
    North Macedonia (%) 26.7 Sep 2025 quarterly Mar 2003 - Sep 2025
    Malawi (%) 0.3 2011 yearly 2006 - 2011
    Malaysia (%) 84.1 2024 yearly 2002 - 2024
    Malta (%) 47.8 Jun 2025 quarterly Mar 2004 - Jun 2025
    Mauritius (%) 20.6 Jun 2018 quarterly Mar 2009 - Jun 2018
    Mexico (%) 17.2 Sep 2025 quarterly Dec 2000 - Sep 2025
    Mongolia (%) 29.7 Sep 2025 quarterly Mar 2004 - Sep 2025
    Montenegro (%) 28.3 Sep 2025 quarterly Mar 2007 - Sep 2025
    Morocco (%) 22.0 2024 yearly 2001 - 2024
    Netherlands (%) 97.2 Sep 2025 quarterly Mar 1999 - Sep 2025
    New Zealand (%) 90.7 Sep 2025 quarterly Dec 1990 - Sep 2025
    Norway (%) 88.8 Sep 2025 quarterly Dec 1995 - Sep 2025
    Panama (%) 37.7 Sep 2025 quarterly Dec 2007 - Sep 2025
    Peru (%) 15.3 Sep 2025 quarterly Mar 2001 - Sep 2025
    Philippines (%) 12.8 Sep 2025 quarterly Mar 2009 - Sep 2025
    Poland (%) 22.4 Jun 2025 quarterly Dec 2003 - Jun 2025
    Portugal (%) 55.9 Sep 2025 quarterly Dec 2007 - Sep 2025
    Romania (%) 15.7 Sep 2025 quarterly Dec 1995 - Sep 2025
    Russia (%) 18.9 Mar 2025 quarterly Dec 2000 - Mar 2025
    Saudi Arabia (%) 10.7 Sep 2025 quarterly Dec 2003 - Sep 2025
    Serbia (%) 18.1 Sep 2025 quarterly Dec 2003 - Sep 2025
    Singapore (%) 53.0 Sep 2025 quarterly Mar 1995 - Sep 2025
    Slovakia (%) 45.8 Jun 2025 quarterly Mar 2004 - Jun 2025
    Slovenia (%) 27.8 Jun 2025 quarterly Mar 2004 - Jun 2025
    South Africa (%) 41.0 Jun 2025 quarterly Mar 1969 - Jun 2025
    Spain (%) 47.8 Jun 2025 quarterly Dec 1989 - Jun 2025
    Sri Lanka (%) 6.6 Dec 2024 quarterly Dec 2010 - Dec 2024
    Sweden (%) 86.5 Jun 2025 quarterly Mar 1996 - Jun 2025
    Switzerland (%) 123.1 2024 yearly 1999 - 2024
    Syria (%) 14.6 2011 yearly 2004 - 2011
    Taiwan, China (%) 95.5 2023 yearly 2000 - 2023
    Thailand (%) 86.8 Sep 2025 quarterly Mar 2003 - Sep 2025
    Tunisia (%) 0.0 2020 yearly 2007 - 2020
    Turkey (%) 10.2 Jun 2025 quarterly Dec 2014 - Jun 2025
    Ukraine (%) 4.0 Jun 2025 quarterly Dec 2002 - Jun 2025
    United Arab Emirates (%) 24.1 2024 yearly 2013 - 2024
    United Kingdom (%) 78.1 Sep 2025 quarterly Mar 1987 - Sep 2025
    United States (%) 61.4 Jun 2025 quarterly Mar 1999 - Jun 2025
    Uruguay (%) 11.7 Sep 2025 quarterly Dec 2005 - Sep 2025
    Venezuela (%) 3.4 2017 yearly 2004 - 2017

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    Uruguay Key Series

    Government and Public Finance Last Frequency Range
    Consolidated Fiscal Balance: % of GDP (%) -4.1 Sep 2025 quarterly Dec 2005 - Sep 2025
    Consolidated Fiscal Balance (USD mn) 71.883 Nov 2025 monthly Jan 1999 - Nov 2025
    Tax Revenue (USD mn) 1,274.590 Nov 2025 monthly Jan 2008 - Nov 2025
    Tax Revenue: % of GDP (%) 17.3 Sep 2025 quarterly Mar 2008 - Sep 2025
    National Government Debt (USD mn) 48,109.8 Sep 2025 quarterly Mar 1999 - Sep 2025
    Government Debt: % of GDP (%) 56.2 Sep 2025 quarterly Dec 2005 - Sep 2025
    Forecast: Government Expenditure (UYU bn) 1,631.155 2030 yearly 1999 - 2030
    Forecast: Government Net Debt (UYU bn) 3,453.082 2030 yearly 1999 - 2030
    Forecast: Government Revenue (UYU bn) 1,523.095 2030 yearly 1999 - 2030
    Gross Debt: Public Sector (USD mn) 61,812.007 Sep 2025 quarterly Mar 1999 - Sep 2025
    Gross Debt: Public Sector: Residents (USD mn) 35,803.832 Sep 2025 quarterly Dec 1999 - Sep 2025
    Gross Debt: Public Sector: Non Residents (USD mn) 26,008.175 Sep 2025 quarterly Dec 1999 - Sep 2025
    Foreign Trade Last Frequency Range
    Forecast: Exports of Goods Growth (%) 2.066 2028 yearly 2013 - 2028
    Trade Balance (USD mn) -302.7 Oct 2025 monthly Jan 1957 - Oct 2025
    Total Exports (USD mn) 998.5 Oct 2025 monthly Jul 1998 - Oct 2025
    Total Exports Growth (%) 0.5 Oct 2025 monthly Jul 1999 - Oct 2025
    Aluminum: Exports (USD th) 6,127.291 2024 yearly 1995 - 2024
    Exports: Medicament (USD th) 108,137.143 2024 yearly 1995 - 2024
    Exports: Medicinal and Pharmaceutical Product (USD th) 93,338.740 2024 yearly 1995 - 2024
    Total Imports (USD mn) 1,301.2 Oct 2025 monthly Jan 1998 - Oct 2025
    Total Imports Growth (%) 6.6 Oct 2025 monthly Jan 1999 - Oct 2025
    Imports: Medicament (USD th) 204,465.451 2024 yearly 1995 - 2024
    Imports: Medicinal and Pharmaceutical Product (USD th) 211,109.084 2024 yearly 1995 - 2024
    Total Exports to USA (USD mn) 79.200 Oct 2025 monthly Apr 1971 - Oct 2025
    Total Imports from USA (USD mn) 125.032 Oct 2025 monthly Jan 1980 - Oct 2025
    Total Exports to China (USD mn) 201.600 Oct 2025 monthly Nov 1984 - Oct 2025
    Total Imports from China (USD mn) 317.700 Oct 2025 monthly Jan 1985 - Oct 2025
    Exports: FOB: ytd: America: USA (USD mn) 993.200 Oct 2025 monthly Jul 1998 - Oct 2025
    Exports: FOB: ytd: Rest of the World: Asia: Mainland China (USD mn) 1,562.500 Oct 2025 monthly Jul 1998 - Oct 2025
    Exports: FOB: ytd: Europe: EU15: Germany (USD mn) 75.900 Oct 2025 monthly Jul 1998 - Oct 2025
    Exports: FOB: ytd: America: LAIA: Argentine (USD mn) 444.100 Oct 2025 monthly Jul 1998 - Oct 2025
    Exports: FOB: ytd: America: LAIA: Brazil (USD mn) 1,467.100 Oct 2025 monthly Jul 1998 - Oct 2025
    Exports: FOB: CIIU 3: Rice & Rice Products Manufacturing (USD th) 34,057.000 Oct 2025 monthly Jan 2000 - Oct 2025
    Exports: FOB: CIIU 3: Tanning & Dressing of Leather, Manufacture of Luggage, Han... (USD th) 9,376.000 Oct 2025 monthly Jan 2000 - Oct 2025
    Exports: FOB: CIIU 3: Production, Processing & Preserving of Meat & Meat Product... (USD th) 225,148.000 Oct 2025 monthly Jan 2000 - Oct 2025
    Exports: FOB: CIIU 3: Dairy Products Manufacturing (USD th) 95,880.000 Oct 2025 monthly Jan 2000 - Oct 2025
    Exports: FOB: CIIU 3: General Crops; Horticulture, Agricultural Services Applied... (USD th) 286,456.000 Oct 2025 monthly Jan 2000 - Oct 2025
    Imports: CIF: BEC: Capital Gds: Machinery & Equipment (ME) (USD th) 128,930.000 Oct 2025 monthly Jan 2000 - Oct 2025
    Imports: CIF: BEC: Intermediate Gds: Petroleum & Refined Petroleum Products (USD th) 239,892.000 Oct 2025 monthly Jan 2000 - Oct 2025
    Imports: CIF: BEC: Capital Gds: Transport Equipment (TE) (USD th) 55,934.000 Oct 2025 monthly Jan 2000 - Oct 2025
    Imports: CIF: BEC: Consumer Gds: Food & Beverages (USD th) 125,845.000 Oct 2025 monthly Jan 2000 - Oct 2025
    Imports: CIF: BEC: Consumer Gds: Automobiles & Other Transport (USD th) 90,503.000 Oct 2025 monthly Jan 2000 - Oct 2025
    Imports: CIF (USD th) 1,301,159.000 Oct 2025 monthly Jan 1998 - Oct 2025
    Exports: FOB (USD th) 998,506.000 Oct 2025 monthly Jul 1998 - Oct 2025
    Imports: CIF: America: LAIA: Mexico (USD th) 19,659.900 Feb 2019 monthly Jan 2000 - Feb 2019
    Imports: CIF: America: LAIA: Brazil (USD th) 116,666.100 Feb 2019 monthly Jan 2000 - Feb 2019
    Fuel Oil Price: Heavy (UYU/l) 21.45 Jul 2018 monthly Jul 1999 - Jul 2018
    Export Value Index (2015=100) 124.087 2021 yearly 1980 - 2021
    Import Value Index (2015=100) 108.757 2021 yearly 1980 - 2021
    Balance of Payments Last Frequency Range
    Direct Investment Abroad (USD mn) -40.5 Sep 2025 quarterly Mar 2000 - Sep 2025
    Current Account Balance (USD mn) -88.6 Jun 2025 quarterly Mar 1999 - Jun 2025
    Current Account Balance: % of GDP (%) 0.7 Sep 2025 quarterly Mar 2005 - Sep 2025
    Foreign Direct Investment (USD mn) 476.8 Sep 2025 quarterly Mar 1999 - Sep 2025
    Foreign Direct Investment: % of GDP (%) 2.3 Sep 2025 quarterly Mar 2005 - Sep 2025
    Foreign Portfolio Investment (USD mn) 151.843 Sep 2025 quarterly Mar 2000 - Sep 2025
    Foreign Portfolio Investment: % of GDP (%) 0.5 Jun 2025 quarterly Mar 2005 - Jun 2025
    Foreign Portfolio Investment: Equity Securities (USD mn) 1.1 Sep 2025 quarterly Mar 2000 - Sep 2025
    Foreign Portfolio Investment: Debt Securities (USD mn) 150.750 Sep 2025 quarterly Mar 2000 - Sep 2025
    External Debt (USD mn) 47,785.6 Sep 2025 quarterly Dec 1999 - Sep 2025
    External Debt: % of GDP (%) 55.8 2024 yearly 1999 - 2024
    External Debt: Short Term (USD mn) 9,826.9 Sep 2025 quarterly Dec 1999 - Sep 2025
    External Debt: Short Term: % of GDP (%) 10.4 2024 yearly 1999 - 2024
    Forecast: Current Account Balance (USD bn) -2.118 2030 yearly 2012 - 2030
    Net International Investment Position (USD mn) -17,799.486 Sep 2025 quarterly Dec 2011 - Sep 2025
    Monetary Last Frequency Range
    Non Performing Loans Ratio (%) 1.7 Nov 2025 monthly Dec 2002 - Nov 2025
    Household Debt: % of GDP (%) 11.7 Sep 2025 quarterly Dec 2005 - Sep 2025
    Non-Performing Loans (USD mn) 501.811 Nov 2025 monthly Dec 2002 - Nov 2025
    Money Supply M1 (USD mn) 6,267.727 Nov 2025 monthly Dec 1972 - Nov 2025
    Money Supply M2 (USD mn) 16,104.916 Nov 2025 monthly Dec 1972 - Nov 2025
    M2 Growth (%) 6.7 Nov 2025 monthly Dec 1973 - Nov 2025
    Foreign Exchange Reserves (USD mn) 18,729.4 Oct 2025 monthly Aug 2003 - Oct 2025
    Foreign Exchange Reserves: % of GDP (%) 21.279 Sep 2025 quarterly Dec 2005 - Sep 2025
    Foreign Exchange Reserves: Months of Import (NA) 14.4 Oct 2025 monthly Aug 2003 - Oct 2025
    Gold Reserves (USD mn) 12.817 Oct 2025 monthly Dec 1975 - Oct 2025
    Total Deposits (USD mn) 48,458.838 Oct 2025 monthly Dec 1998 - Oct 2025
    Total Deposits Growth (%) 5.7 Oct 2025 monthly Dec 1999 - Oct 2025
    Domestic Credit (USD mn) 32,994.8 Aug 2025 monthly Dec 2001 - Aug 2025
    Domestic Credit Growth (%) 6.9 Nov 2025 monthly Dec 2002 - Nov 2025
    Household Debt (USD mn) 6,856.5 May 2022 monthly Jun 2005 - May 2022
    Total Loans (USD mn) 29,442.420 Nov 2025 monthly Dec 2002 - Nov 2025
    Total Loans Growth (%) 6.00 Nov 2025 monthly Dec 2003 - Nov 2025
    Private Debt: % of Nominal GDP (%) 29.00 Sep 2025 quarterly Dec 2005 - Sep 2025
    International Reserve: Official Reserve Assets (USD mn) 19,786.885 Oct 2025 monthly Aug 2003 - Oct 2025
    Money Supply: M3 (UYU mn) 924,947.355 Dec 2018 monthly Dec 1998 - Dec 2018
    Business and Economic Survey Last Frequency Range
    Business Confidence Growth (% Point) -6.8 Oct 2025 monthly Oct 1999 - Oct 2025
    BCU Forecast: Consumer Price Index: Average: Next 24 Months (%) 7.306 Apr 2019 monthly Jul 2013 - Apr 2019

    More Indicators for Uruguay

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