Uruguay Household Debt: % of GDP

2005 - 2025 | Quarterly | % | CEIC Data

Key information about Uruguay Household Debt: % of GDP

  • Uruguay household debt accounted for 12.0 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 11.5 % in the previous quarter.
  • Uruguay household debt to GDP ratio is updated quarterly, available from Dec 2005 to Dec 2025.
  • The data reached an all-time high of 12.0 % in Dec 2025 and a record low of 7.2 % in Jun 2006.

CEIC calculates quarterly Household Debt as % of Nominal GDP from monthly Household Debt and quarterly Nominal GDP. The Central Bank of Uruguay provides Household Debt in local currency and Nominal GDP in local currency based on SNA 2008. Loans are used due to the lack of Flow of Funds statistics. Household Debt as % of Nominal GDP prior to Q4 2016 is caculated from Nominal GDP based on SNA 1993.
  • Money Supply M2 in Uruguay increased 7.2 % YoY in Feb 2026.
  • Uruguay Foreign Exchange Reserves was measured at 18.6 USD bn in Feb 2026.
  • The Foreign Exchange Reserves equaled 19.1 Months of Import in Feb 2026.
  • Uruguay Domestic Credit reached 33.3 USD bn in Nov 2025, representing an increased of 6.9 % YoY.
  • The country's Non Performing Loans Ratio stood at 1.7 % in Jan 2026, compared with the ratio of 1.6 % in the previous month.
  • View Uruguay's Household Debt: % of GDP from Dec 2005 to Dec 2025 in the chart:

    Uruguay Household Debt: % of GDP

    What was Uruguay's Household Debt: % of GDP in Dec 2025?

    Uruguay household debt accounted for 12.0 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 11.5 % in the previous quarter. See the table below for more data.

    Last Previous Min Max Unit Frequency Range
    12.0 Dec 2025 11.5 Sep 2025 7.2 Jun 2006 12.0 Dec 2025 % quarterly Dec 2005 - Dec 2025

    Household Debt: % of GDP by Country Comparison

    country/region Last Frequency Range
    Albania (%) 14.1 Dec 2025 quarterly Sep 2007 - Dec 2025
    Argentina (%) 6.7 Dec 2025 quarterly Dec 2004 - Dec 2025
    Armenia (%) 32.9 Dec 2025 quarterly Dec 2000 - Dec 2025
    Australia (%) 120.3 Jun 2025 quarterly Jun 1988 - Jun 2025
    Austria (%) 42.2 Dec 2025 quarterly Mar 1999 - Dec 2025
    Azerbaijan (%) 14.8 Dec 2025 quarterly Mar 2005 - Dec 2025
    Belarus (%) 10.6 Dec 2025 quarterly Dec 2006 - Dec 2025
    Belgium (%) 58.3 Dec 2025 quarterly Dec 1992 - Dec 2025
    Bolivia (%) 11.4 Dec 2024 quarterly Sep 2010 - Dec 2024
    Bosnia and Herzegovina (%) 25.6 Dec 2025 quarterly Dec 2008 - Dec 2025
    Botswana (%) 21.3 Dec 2025 quarterly Dec 2002 - Dec 2025
    Brunei (%) 15.4 Dec 2025 quarterly Dec 2013 - Dec 2025
    Bulgaria (%) 30.1 2024 yearly 1995 - 2024
    Cambodia (%) 27.2 2024 yearly 2008 - 2024
    Canada (%) 99.5 Dec 2025 quarterly Mar 1969 - Dec 2025
    Chile (%) 37.7 Sep 2025 quarterly Mar 2009 - Sep 2025
    China (%) 60.4 Sep 2025 quarterly Mar 2007 - Sep 2025
    Colombia (%) 29.5 Sep 2025 quarterly Dec 2015 - Sep 2025
    Croatia (%) 33.8 Dec 2025 quarterly Dec 1995 - Dec 2025
    Cyprus (%) 68.2 2025 yearly 1995 - 2025
    Czech Republic (%) 33.5 Dec 2025 quarterly Mar 2004 - Dec 2025
    Denmark (%) 89.8 2024 yearly 1994 - 2024
    Ecuador (%) 35.4 Dec 2025 quarterly Mar 2007 - Dec 2025
    Egypt (%) 7.2 Dec 2025 quarterly Dec 2002 - Dec 2025
    Estonia (%) 40.6 Dec 2025 quarterly Dec 2003 - Dec 2025
    European Union (%) 50.5 Dec 2025 quarterly Mar 1999 - Dec 2025
    Finland (%) 72.7 2025 yearly 1995 - 2025
    France (%) 59.9 2024 yearly 1977 - 2024
    Georgia (%) 36.9 Mar 2023 quarterly Mar 2001 - Mar 2023
    Germany (%) 48.7 Dec 2025 quarterly Dec 1991 - Dec 2025
    Greece (%) 45.9 Dec 2025 quarterly Dec 1997 - Dec 2025
    Hong Kong SAR, China (%) 87.6 Dec 2025 quarterly Mar 1982 - Dec 2025
    Hungary (%) 21.7 Dec 2025 quarterly Dec 1995 - Dec 2025
    Iceland (%) 70.7 Sep 2025 quarterly Dec 1995 - Sep 2025
    India (%) 17.6 2025 yearly 1998 - 2025
    Indonesia (%) 14.8 Mar 2026 quarterly Dec 2010 - Mar 2026
    Ireland (%) 24.6 Dec 2025 quarterly Mar 2002 - Dec 2025
    Israel (%) 42.8 Dec 2025 quarterly Dec 1995 - Dec 2025
    Italy (%) 46.9 Sep 2025 quarterly Dec 1995 - Sep 2025
    Japan (%) 61.2 Dec 2025 quarterly Dec 1997 - Dec 2025
    Jordan (%) 69.7 Dec 2025 quarterly Mar 2002 - Dec 2025
    Kazakhstan (%) 66.7 Dec 2025 quarterly Dec 1997 - Dec 2025
    South Korea (%) 91.7 Dec 2025 quarterly Dec 2002 - Dec 2025
    Kosovo (%) 25.4 Dec 2025 quarterly Dec 2010 - Dec 2025
    Kuwait (%) 1.1 Dec 2025 quarterly Dec 2010 - Dec 2025
    Kyrgyzstan (%) 12.3 Mar 2026 quarterly Dec 2000 - Mar 2026
    Latvia (%) 23.1 Dec 2025 quarterly Mar 2004 - Dec 2025
    Lithuania (%) 30.0 Sep 2025 quarterly Dec 1995 - Sep 2025
    Luxembourg (%) 61.3 Dec 2025 quarterly Dec 1995 - Dec 2025
    Macau SAR, China (%) 70.9 Mar 2026 quarterly Dec 2001 - Mar 2026
    North Macedonia (%) 26.6 Dec 2025 quarterly Mar 2003 - Dec 2025
    Malawi (%) 0.3 2011 yearly 2006 - 2011
    Malaysia (%) 84.7 2025 yearly 2002 - 2025
    Malta (%) 48.5 Dec 2025 quarterly Mar 2004 - Dec 2025
    Mauritius (%) 20.6 Jun 2018 quarterly Mar 2009 - Jun 2018
    Mexico (%) 17.4 Dec 2025 quarterly Dec 2000 - Dec 2025
    Mongolia (%) 28.9 Dec 2025 quarterly Mar 2004 - Dec 2025
    Montenegro (%) 29.2 Dec 2025 quarterly Mar 2007 - Dec 2025
    Morocco (%) 22.0 2024 yearly 2001 - 2024
    Netherlands (%) 97.2 Dec 2025 quarterly Mar 1999 - Dec 2025
    New Zealand (%) 91.1 Dec 2025 quarterly Dec 1990 - Dec 2025
    Norway (%) 90.2 Dec 2025 quarterly Dec 1995 - Dec 2025
    Panama (%) 37.8 Dec 2025 quarterly Dec 2007 - Dec 2025
    Peru (%) 15.1 Dec 2025 quarterly Mar 2001 - Dec 2025
    Philippines (%) 13.6 Dec 2025 quarterly Mar 2008 - Dec 2025
    Poland (%) 22.4 Dec 2025 quarterly Dec 2003 - Dec 2025
    Portugal (%) 56.5 Dec 2025 quarterly Dec 2007 - Dec 2025
    Romania (%) 15.3 Dec 2025 quarterly Dec 1995 - Dec 2025
    Russia (%) 18.7 Dec 2025 quarterly Dec 2000 - Dec 2025
    Saudi Arabia (%) 10.7 Dec 2025 quarterly Dec 2003 - Dec 2025
    Serbia (%) 18.7 Dec 2025 quarterly Dec 2003 - Dec 2025
    Singapore (%) 51.6 Dec 2025 quarterly Mar 1995 - Dec 2025
    Slovakia (%) 46.3 Sep 2025 quarterly Mar 2004 - Sep 2025
    Slovenia (%) 28.2 Dec 2025 quarterly Mar 2004 - Dec 2025
    South Africa (%) 41.2 Dec 2025 quarterly Mar 1969 - Dec 2025
    Spain (%) 46.6 Dec 2025 quarterly Dec 1989 - Dec 2025
    Sri Lanka (%) 6.6 Dec 2024 quarterly Dec 2010 - Dec 2024
    Sweden (%) 86.2 Dec 2025 quarterly Mar 1996 - Dec 2025
    Switzerland (%) 125.1 2025 yearly 1999 - 2025
    Syria (%) 14.6 2011 yearly 2004 - 2011
    Taiwan, China (%) 94.3 2024 yearly 2000 - 2024
    Thailand (%) 86.7 Dec 2025 quarterly Mar 2003 - Dec 2025
    Tunisia (%) 0.0 2020 yearly 2007 - 2020
    Turkey (%) 10.5 Dec 2025 quarterly Dec 2014 - Dec 2025
    Ukraine (%) 4.1 Dec 2025 quarterly Dec 2002 - Dec 2025
    United Arab Emirates (%) 24.1 2024 yearly 2013 - 2024
    United Kingdom (%) 78.0 Dec 2025 quarterly Mar 1987 - Dec 2025
    United States (%) 60.3 Mar 2026 quarterly Mar 1999 - Mar 2026
    Uruguay (%) 12.0 Dec 2025 quarterly Dec 2005 - Dec 2025
    Venezuela (%) 3.4 2017 yearly 2004 - 2017

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    Uruguay Key Series

    Government and Public Finance Last Frequency Range
    Consolidated Fiscal Balance: % of GDP (%) -4.4 Dec 2025 quarterly Dec 2005 - Dec 2025
    Consolidated Fiscal Balance (USD mn) -1,445.205 Mar 2026 monthly Jan 1999 - Mar 2026
    Tax Revenue (USD mn) 1,495.064 Jan 2026 monthly Jan 2008 - Jan 2026
    Tax Revenue: % of GDP (%) 16.8 Dec 2025 quarterly Mar 2008 - Dec 2025
    National Government Debt (USD mn) 50,313.1 Dec 2025 quarterly Mar 1999 - Dec 2025
    Government Debt: % of GDP (%) 56.7 Dec 2025 quarterly Dec 2005 - Dec 2025
    Forecast: Government Expenditure (UYU bn) 1,717.134 2031 yearly 1999 - 2031
    Forecast: Government Net Debt (UYU bn) 3,643.432 2031 yearly 1999 - 2031
    Forecast: Government Revenue (UYU bn) 1,602.521 2031 yearly 1999 - 2031
    Gross Debt: Public Sector (USD mn) 64,129.211 Dec 2025 quarterly Mar 1999 - Dec 2025
    Gross Debt: Public Sector: Residents (USD mn) 36,930.686 Dec 2025 quarterly Dec 1999 - Dec 2025
    Gross Debt: Public Sector: Non Residents (USD mn) 27,198.525 Dec 2025 quarterly Dec 1999 - Dec 2025
    Foreign Trade Last Frequency Range
    Forecast: Exports of Goods Growth (%) 2.066 2028 yearly 2013 - 2028
    Trade Balance (USD mn) -494.7 Mar 2026 monthly Jan 1957 - Mar 2026
    Total Exports (USD mn) 895.7 Mar 2026 monthly Jul 1998 - Mar 2026
    Total Exports Growth (%) 14.5 Mar 2026 monthly Jul 1999 - Mar 2026
    Aluminum: Exports (USD th) 6,127.291 2024 yearly 1995 - 2024
    Exports: Medicament (USD th) 108,137.143 2024 yearly 1995 - 2024
    Exports: Medicinal and Pharmaceutical Product (USD th) 93,338.740 2024 yearly 1995 - 2024
    Total Imports (USD mn) 1,390.4 Mar 2026 monthly Jan 1998 - Mar 2026
    Total Imports Growth (%) 27.3 Mar 2026 monthly Jan 1999 - Mar 2026
    Imports: Medicament (USD th) 204,465.451 2024 yearly 1995 - 2024
    Imports: Medicinal and Pharmaceutical Product (USD th) 211,109.084 2024 yearly 1995 - 2024
    Total Exports to USA (USD mn) 121.400 Mar 2026 monthly Apr 1971 - Mar 2026
    Total Imports from USA (USD mn) 223.075 Mar 2026 monthly Jan 1980 - Mar 2026
    Total Exports to China (USD mn) 97.800 Mar 2026 monthly Nov 1984 - Mar 2026
    Total Imports from China (USD mn) 302.000 Mar 2026 monthly Jan 1985 - Mar 2026
    Exports: FOB: ytd: America: USA (USD mn) 332.500 Mar 2026 monthly Jul 1998 - Mar 2026
    Exports: FOB: ytd: America: LAIA: Brazil (USD mn) 444.800 Mar 2026 monthly Jul 1998 - Mar 2026
    Exports: FOB: ytd: Rest of the World: Asia: Mainland China (USD mn) 294.100 Mar 2026 monthly Jul 1998 - Mar 2026
    Exports: FOB: ytd: America: LAIA: Argentine (USD mn) 115.000 Mar 2026 monthly Jul 1998 - Mar 2026
    Exports: FOB: ytd: Europe: EU15: Germany (USD mn) 29.500 Mar 2026 monthly Jul 1998 - Mar 2026
    Exports: FOB: CIIU 3: General Crops; Horticulture, Agricultural Services Applied... (USD th) 125,472.000 Mar 2026 monthly Jan 2000 - Mar 2026
    Exports: FOB: CIIU 3: Rice & Rice Products Manufacturing (USD th) 25,195.000 Mar 2026 monthly Jan 2000 - Mar 2026
    Exports: FOB: CIIU 3: Production, Processing & Preserving of Meat & Meat Product... (USD th) 288,294.000 Mar 2026 monthly Jan 2000 - Mar 2026
    Exports: FOB: CIIU 3: Dairy Products Manufacturing (USD th) 71,479.000 Mar 2026 monthly Jan 2000 - Mar 2026
    Exports: FOB: CIIU 3: Tanning & Dressing of Leather, Manufacture of Luggage, Han... (USD th) 5,159.000 Mar 2026 monthly Jan 2000 - Mar 2026
    Imports: CIF: BEC: Consumer Gds: Food & Beverages (USD th) 140,337.000 Mar 2026 monthly Jan 2000 - Mar 2026
    Imports: CIF: BEC: Intermediate Gds: Petroleum & Refined Petroleum Products (USD th) 241,180.000 Mar 2026 monthly Jan 2000 - Mar 2026
    Imports: CIF: BEC: Capital Gds: Transport Equipment (TE) (USD th) 47,220.000 Mar 2026 monthly Jan 2000 - Mar 2026
    Imports: CIF: BEC: Consumer Gds: Automobiles & Other Transport (USD th) 92,489.000 Mar 2026 monthly Jan 2000 - Mar 2026
    Imports: CIF: BEC: Capital Gds: Machinery & Equipment (ME) (USD th) 146,938.000 Mar 2026 monthly Jan 2000 - Mar 2026
    Imports: CIF (USD th) 1,390,375.000 Mar 2026 monthly Jan 1998 - Mar 2026
    Exports: FOB (USD th) 895,688.000 Mar 2026 monthly Jul 1998 - Mar 2026
    Imports: CIF: America: LAIA: Brazil (USD th) 116,666.100 Feb 2019 monthly Jan 2000 - Feb 2019
    Imports: CIF: America: LAIA: Mexico (USD th) 19,659.900 Feb 2019 monthly Jan 2000 - Feb 2019
    Fuel Oil Price: Heavy (UYU/l) 21.45 Jul 2018 monthly Jul 1999 - Jul 2018
    Import Value Index (2015=100) 131.600 2023 yearly 1980 - 2023
    Export Value Index (2015=100) 119.700 2023 yearly 1980 - 2023
    Balance of Payments Last Frequency Range
    Direct Investment Abroad (USD mn) 286.6 Dec 2025 quarterly Mar 2000 - Dec 2025
    Current Account Balance (USD mn) -368.1 Dec 2025 quarterly Mar 1999 - Dec 2025
    Current Account Balance: % of GDP (%) -1.6 Dec 2025 quarterly Mar 2005 - Dec 2025
    Foreign Direct Investment (USD mn) 326.5 Dec 2025 quarterly Mar 1999 - Dec 2025
    Foreign Direct Investment: % of GDP (%) 1.4 Dec 2025 quarterly Mar 2005 - Dec 2025
    Foreign Portfolio Investment (USD mn) 873.151 Dec 2025 quarterly Mar 2000 - Dec 2025
    Foreign Portfolio Investment: % of GDP (%) 3.8 Dec 2025 quarterly Mar 2005 - Dec 2025
    Foreign Portfolio Investment: Equity Securities (USD mn) -2.1 Dec 2025 quarterly Mar 2000 - Dec 2025
    Foreign Portfolio Investment: Debt Securities (USD mn) 875.242 Dec 2025 quarterly Mar 2000 - Dec 2025
    External Debt (USD mn) 48,836.1 Dec 2025 quarterly Dec 1999 - Dec 2025
    External Debt: % of GDP (%) 57.0 2025 yearly 1999 - 2025
    External Debt: Short Term (USD mn) 9,315.9 Dec 2025 quarterly Dec 1999 - Dec 2025
    External Debt: Short Term: % of GDP (%) 10.9 2025 yearly 1999 - 2025
    Forecast: Current Account Balance (USD bn) -2.120 2031 yearly 2012 - 2031
    Net International Investment Position (USD mn) -18,922.060 Dec 2025 quarterly Dec 2011 - Dec 2025
    Monetary Last Frequency Range
    Non Performing Loans Ratio (%) 1.6 Mar 2026 monthly Dec 2002 - Mar 2026
    Household Debt: % of GDP (%) 12.0 Dec 2025 quarterly Dec 2005 - Dec 2025
    Non-Performing Loans (USD mn) 471.381 Mar 2026 monthly Dec 2002 - Mar 2026
    Money Supply M1 (USD mn) 6,887.512 Mar 2026 monthly Dec 1972 - Mar 2026
    Money Supply M2 (USD mn) 17,874.498 Mar 2026 monthly Dec 1972 - Mar 2026
    M2 Growth (%) 21.9 Mar 2026 monthly Dec 1973 - Mar 2026
    Foreign Exchange Reserves (USD mn) 17,476.9 Mar 2026 monthly Aug 2003 - Mar 2026
    Foreign Exchange Reserves: % of GDP (%) 20.924 Dec 2025 quarterly Dec 2005 - Dec 2025
    Foreign Exchange Reserves: Months of Import (NA) 12.6 Mar 2026 monthly Aug 2003 - Mar 2026
    Gold Reserves (USD mn) 61.657 Mar 2026 monthly Dec 1975 - Mar 2026
    Total Deposits (USD mn) 50,672.558 Mar 2026 monthly Dec 1998 - Mar 2026
    Total Deposits Growth (%) 7.8 Mar 2026 monthly Dec 1999 - Mar 2026
    Domestic Credit (USD mn) 34,415.7 Feb 2026 monthly Dec 2001 - Feb 2026
    Domestic Credit Growth (%) 5.8 Feb 2026 monthly Dec 2002 - Feb 2026
    Household Debt (USD mn) 6,856.5 May 2022 monthly Jun 2005 - May 2022
    Total Loans (USD mn) 29,760.092 Mar 2026 monthly Dec 2002 - Mar 2026
    Total Loans Growth (%) 7.29 Mar 2026 monthly Dec 2003 - Mar 2026
    Private Debt: % of Nominal GDP (%) 29.63 Dec 2025 quarterly Dec 2005 - Dec 2025
    International Reserve: Official Reserve Assets (USD mn) 18,581.443 Mar 2026 monthly Aug 2003 - Mar 2026
    Money Supply: M3 (UYU mn) 924,947.355 Dec 2018 monthly Dec 1998 - Dec 2018
    Business and Economic Survey Last Frequency Range
    Business Confidence Growth (% Point) -13.4 Jan 2026 monthly Oct 1999 - Jan 2026
    BCU Forecast: Consumer Price Index: Average: Next 24 Months (%) 7.306 Apr 2019 monthly Jul 2013 - Apr 2019

    More Indicators for Uruguay

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