Luxembourg Household Debt: % of GDP

1995 - 2025 | Quarterly | % | CEIC Data

Key information about Luxembourg Household Debt: % of GDP

  • Luxembourg household debt accounted for 61.6 % of the country's Nominal GDP in Sep 2025, compared with the ratio of 62.5 % in the previous quarter.
  • Luxembourg household debt to GDP ratio is updated quarterly, available from Dec 1995 to Sep 2025.
  • The data reached an all-time high of 69.8 % in Dec 2020 and a record low of 35.7 % in Sep 1996.

CEIC calculates quarterly Household Debt as % of Nominal GDP from quarterly Household Debt and quarterly Nominal GDP. Banque Centrale du Luxembourg provides Household Debt in EUR. The Statistics Portal of Luxembourg provides Nominal GDP in EUR. Household Debt includes NPISH.


Related information about Luxembourg Household Debt: % of GDP

  • In the latest reports, Luxembourg Household Debt reached 64.1 USD bn in Jun 2025.
  • Money Supply M2 in Luxembourg increased 4.1 % YoY in Dec 2025.
  • Luxembourg Foreign Exchange Reserves was measured at 58.6 USD mn in Jan 2026.
  • The Foreign Exchange Reserves equaled 0.0 Months of Import in Nov 2025.
  • Luxembourg Domestic Credit reached 0.0 USD mn in May 2025, representing an drop of 100.0 % YoY.

View Luxembourg's Household Debt: % of GDP from Dec 1995 to Sep 2025 in the chart:

Luxembourg Household Debt: % of GDP

What was Luxembourg's Household Debt: % of GDP in Sep 2025?

Luxembourg household debt accounted for 61.6 % of the country's Nominal GDP in Sep 2025, compared with the ratio of 62.5 % in the previous quarter. See the table below for more data.

Last Previous Min Max Unit Frequency Range
61.6 Sep 2025 62.5 Jun 2025 35.7 Sep 1996 69.8 Dec 2020 % quarterly Dec 1995 - Sep 2025

Household Debt: % of GDP by Country Comparison

country/region Last Frequency Range
Albania (%) 13.5 Sep 2025 quarterly Sep 2007 - Sep 2025
Argentina (%) 6.6 Sep 2025 quarterly Dec 2004 - Sep 2025
Armenia (%) 33.0 Dec 2025 quarterly Dec 2000 - Dec 2025
Australia (%) 120.3 Jun 2025 quarterly Jun 1988 - Jun 2025
Austria (%) 42.3 Sep 2025 quarterly Mar 1999 - Sep 2025
Azerbaijan (%) 14.3 Sep 2025 quarterly Mar 2005 - Sep 2025
Belarus (%) 10.5 Sep 2025 quarterly Dec 2006 - Sep 2025
Belgium (%) 58.1 Sep 2025 quarterly Dec 1992 - Sep 2025
Bolivia (%) 11.4 Dec 2024 quarterly Sep 2010 - Dec 2024
Bosnia and Herzegovina (%) 25.2 Sep 2025 quarterly Dec 2008 - Sep 2025
Botswana (%) 21.6 Sep 2025 quarterly Dec 2002 - Sep 2025
Brunei (%) 15.3 Sep 2025 quarterly Dec 2013 - Sep 2025
Bulgaria (%) 30.1 2024 yearly 1995 - 2024
Cambodia (%) 27.2 2024 yearly 2008 - 2024
Canada (%) 99.3 Sep 2025 quarterly Mar 1969 - Sep 2025
Chile (%) 37.7 Sep 2025 quarterly Mar 2009 - Sep 2025
China (%) 60.4 Sep 2025 quarterly Mar 2007 - Sep 2025
Colombia (%) 29.4 Jun 2025 quarterly Dec 2015 - Jun 2025
Croatia (%) 33.8 Sep 2025 quarterly Dec 1995 - Sep 2025
Cyprus (%) 71.2 2024 yearly 1995 - 2024
Czech Republic (%) 33.4 Sep 2025 quarterly Mar 2004 - Sep 2025
Denmark (%) 89.8 2024 yearly 1994 - 2024
Ecuador (%) 17.8 Sep 2025 quarterly Mar 2003 - Sep 2025
Egypt (%) 7.3 Sep 2025 quarterly Dec 2002 - Sep 2025
Estonia (%) 40.1 Sep 2025 quarterly Dec 2003 - Sep 2025
European Union (%) 50.7 Sep 2025 quarterly Mar 1999 - Sep 2025
Finland (%) 74.1 2024 yearly 1995 - 2024
France (%) 59.9 2024 yearly 1977 - 2024
Georgia (%) 36.9 Mar 2023 quarterly Mar 2001 - Mar 2023
Germany (%) 48.9 Sep 2025 quarterly Dec 1991 - Sep 2025
Greece (%) 45.9 Sep 2025 quarterly Dec 1997 - Sep 2025
Hong Kong SAR, China (%) 87.6 Dec 2025 quarterly Mar 1982 - Dec 2025
Hungary (%) 21.7 Dec 2025 quarterly Dec 1995 - Dec 2025
Iceland (%) 70.7 Sep 2025 quarterly Dec 1995 - Sep 2025
India (%) 17.6 2025 yearly 1998 - 2025
Indonesia (%) 15.0 Dec 2025 quarterly Dec 2010 - Dec 2025
Ireland (%) 24.7 Sep 2025 quarterly Mar 2002 - Sep 2025
Israel (%) 42.7 Sep 2025 quarterly Dec 1995 - Sep 2025
Italy (%) 47.0 Sep 2025 quarterly Dec 1995 - Sep 2025
Japan (%) 61.1 Sep 2025 quarterly Dec 1997 - Sep 2025
Jordan (%) 70.8 Sep 2025 quarterly Mar 2002 - Sep 2025
Kazakhstan (%) 65.9 Sep 2025 quarterly Dec 1997 - Sep 2025
South Korea (%) 92.3 Sep 2025 quarterly Dec 2002 - Sep 2025
Kosovo (%) 24.9 Sep 2025 quarterly Dec 2010 - Sep 2025
Kuwait (%) 1.0 Sep 2025 quarterly Dec 2010 - Sep 2025
Kyrgyzstan (%) 11.9 Dec 2025 quarterly Dec 2000 - Dec 2025
Latvia (%) 22.9 Sep 2025 quarterly Mar 2004 - Sep 2025
Lithuania (%) 30.0 Sep 2025 quarterly Dec 1995 - Sep 2025
Luxembourg (%) 61.6 Sep 2025 quarterly Dec 1995 - Sep 2025
Macau SAR, China (%) 73.7 Dec 2025 quarterly Dec 2001 - Dec 2025
North Macedonia (%) 26.6 Dec 2025 quarterly Mar 2003 - Dec 2025
Malawi (%) 0.3 2011 yearly 2006 - 2011
Malaysia (%) 84.1 2024 yearly 2002 - 2024
Malta (%) 48.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Mauritius (%) 20.6 Jun 2018 quarterly Mar 2009 - Jun 2018
Mexico (%) 17.2 Sep 2025 quarterly Dec 2000 - Sep 2025
Mongolia (%) 28.9 Dec 2025 quarterly Mar 2004 - Dec 2025
Montenegro (%) 29.2 Dec 2025 quarterly Mar 2007 - Dec 2025
Morocco (%) 22.0 2024 yearly 2001 - 2024
Netherlands (%) 97.2 Sep 2025 quarterly Mar 1999 - Sep 2025
New Zealand (%) 90.7 Sep 2025 quarterly Dec 1990 - Sep 2025
Norway (%) 90.2 Dec 2025 quarterly Dec 1995 - Dec 2025
Panama (%) 37.7 Sep 2025 quarterly Dec 2007 - Sep 2025
Peru (%) 15.1 Dec 2025 quarterly Mar 2001 - Dec 2025
Philippines (%) 13.1 Dec 2025 quarterly Mar 2009 - Dec 2025
Poland (%) 22.6 Sep 2025 quarterly Dec 2003 - Sep 2025
Portugal (%) 56.5 Dec 2025 quarterly Dec 2007 - Dec 2025
Romania (%) 15.7 Sep 2025 quarterly Dec 1995 - Sep 2025
Russia (%) 18.7 Dec 2025 quarterly Dec 2000 - Dec 2025
Saudi Arabia (%) 10.7 Dec 2025 quarterly Dec 2003 - Dec 2025
Serbia (%) 18.7 Dec 2025 quarterly Dec 2003 - Dec 2025
Singapore (%) 51.6 Dec 2025 quarterly Mar 1995 - Dec 2025
Slovakia (%) 46.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Slovenia (%) 28.2 Sep 2025 quarterly Mar 2004 - Sep 2025
South Africa (%) 41.0 Sep 2025 quarterly Mar 1969 - Sep 2025
Spain (%) 46.7 Sep 2025 quarterly Dec 1989 - Sep 2025
Sri Lanka (%) 6.6 Dec 2024 quarterly Dec 2010 - Dec 2024
Sweden (%) 86.1 Sep 2025 quarterly Mar 1996 - Sep 2025
Switzerland (%) 123.1 2024 yearly 1999 - 2024
Syria (%) 14.6 2011 yearly 2004 - 2011
Taiwan, China (%) 95.5 2023 yearly 2000 - 2023
Thailand (%) 86.4 Sep 2025 quarterly Mar 2003 - Sep 2025
Tunisia (%) 0.0 2020 yearly 2007 - 2020
Turkey (%) 10.3 Sep 2025 quarterly Dec 2014 - Sep 2025
Ukraine (%) 4.1 Dec 2025 quarterly Dec 2002 - Dec 2025
United Arab Emirates (%) 24.1 2024 yearly 2013 - 2024
United Kingdom (%) 78.2 Sep 2025 quarterly Mar 1987 - Sep 2025
United States (%) 61.0 Dec 2025 quarterly Mar 1999 - Dec 2025
Uruguay (%) 11.7 Sep 2025 quarterly Dec 2005 - Sep 2025
Venezuela (%) 3.4 2017 yearly 2004 - 2017

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Luxembourg Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) 0.9 2024 yearly 1995 - 2024
Tax Revenue (USD mn) 28,386.308 2024 yearly 1995 - 2024
Tax Revenue: % of GDP (%) 30.5 2024 yearly 1995 - 2024
National Government Debt (USD mn) 28,692.8 Sep 2025 quarterly Dec 1995 - Sep 2025
Government Debt: % of GDP (%) 27.7 Sep 2025 quarterly Dec 1997 - Sep 2025
Forecast: Government Expenditure (EUR bn) 55.278 2030 yearly 1995 - 2030
Forecast: Government Net Debt (EUR bn) 33.450 2030 yearly 1995 - 2030
Forecast: Government Revenue (EUR bn) 52.750 2030 yearly 1995 - 2030
General Government Debt: Consolidated (EUR mn) 24,450.653 Sep 2025 quarterly Dec 1995 - Sep 2025
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 2.000 2030 yearly 1987 - 2030
Trade Balance (USD mn) -862.8 Dec 2025 monthly Jan 1988 - Dec 2025
Total Exports (USD mn) 1,621.8 Dec 2025 monthly Jan 1988 - Dec 2025
Total Exports Growth (%) 13.6 Dec 2025 monthly Jan 1989 - Dec 2025
Aluminum: Exports (USD th) 388,438.265 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 148,279.883 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 18,994.624 2024 yearly 1995 - 2024
Total Imports (USD mn) 2,484.7 Dec 2025 monthly Jan 1988 - Dec 2025
Total Imports Growth (%) -1.3 Sep 2025 monthly Jan 1989 - Sep 2025
Imports: Medicament (USD th) 664,574.381 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 180,463.850 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 34.322 Dec 2025 monthly Jan 1988 - Dec 2025
Total Imports from USA (USD mn) 63.972 Dec 2025 monthly Jan 1988 - Dec 2025
Total Exports to China (USD mn) 16.501 Nov 2025 monthly Jan 1997 - Nov 2025
Total Imports from China (USD mn) 143.129 2025 yearly 1993 - 2025
Exports: Other Manufactured Goods (EUR mn) 179.353 Dec 2025 monthly Jan 1988 - Dec 2025
Exports: Chemicals and Related Products (EUR mn) 137.350 Dec 2025 monthly Jan 1988 - Dec 2025
Exports: Machinery and Equipment (EUR mn) 251.552 Dec 2025 monthly Jan 1988 - Dec 2025
Exports: Transport Equipment (EUR mn) 120.586 Dec 2025 monthly Jan 1988 - Dec 2025
Exports: Base Metal Products (EUR mn) 162.889 Dec 2025 monthly Jan 1988 - Dec 2025
Exports: European Union: ow European Monetary Union: ow France (EUR mn) 172.950 Dec 2025 monthly Jan 1988 - Dec 2025
Exports: Asia: ow Japan (EUR mn) 2.873 Dec 2025 monthly Jan 1988 - Dec 2025
Exports: European Union: ow European Monetary Union: ow Germany (EUR mn) 298.657 Dec 2025 monthly Jan 1988 - Dec 2025
Exports: European Union (EUR mn) 921.889 Dec 2025 monthly Jan 1988 - Dec 2025
Exports: European Union: ow European Monetary Union: ow Belgium (EUR mn) 163.506 Dec 2025 monthly Jan 1988 - Dec 2025
Exports: America: ow United States of America (EUR mn) 29.310 Dec 2025 monthly Jan 1988 - Dec 2025
Imports: Food Products and Live Animals (EUR mn) 213.102 Dec 2025 monthly Jan 1988 - Dec 2025
Imports: Machinery and Equipment (EUR mn) 418.429 Dec 2025 monthly Jan 1988 - Dec 2025
Imports: Mineral Fuels and Lubricants (EUR mn) 187.984 Dec 2025 monthly Jan 1988 - Dec 2025
Imports: Transport Equipment (EUR mn) 396.144 Dec 2025 monthly Jan 1988 - Dec 2025
Imports: Chemicals and Related Products (EUR mn) 252.439 Dec 2025 monthly Jan 1988 - Dec 2025
Imports: European Union (EUR mn) 1,843.751 Dec 2025 monthly Jan 1988 - Dec 2025
Imports: America: ow United States of America (EUR mn) 54.631 Dec 2025 monthly Jan 1988 - Dec 2025
Imports: European Union: ow European Monetary Union: ow France (EUR mn) 270.872 Dec 2025 monthly Jan 1988 - Dec 2025
Imports: Asia: ow Japan (EUR mn) 95.369 Dec 2025 monthly Jan 1988 - Dec 2025
Imports: European Union: ow European Monetary Union: ow Germany (EUR mn) 561.975 Dec 2025 monthly Jan 1988 - Dec 2025
Imports: European Union: ow European Monetary Union: ow Belgium (EUR mn) 652.005 Dec 2025 monthly Jan 1988 - Dec 2025
Exports (EUR mn) 1,209.337 Dec 2025 monthly Jan 1988 - Dec 2025
Imports (EUR mn) 2,118.591 Dec 2025 monthly Jan 1988 - Dec 2025
Trade Balance: sa (EUR mn) -736.844 Dec 2025 monthly Jan 1988 - Dec 2025
Imports: sa (EUR mn) 2,121.852 Dec 2025 monthly Jan 1988 - Dec 2025
Exports: sa (EUR mn) 1,385.009 Dec 2025 monthly Jan 1988 - Dec 2025
Total Exports: YoY (%) 14.850 Dec 2025 monthly Jan 1988 - Dec 2025
Total Imports: MoM: sa (%) 9.571 Dec 2025 monthly Jan 1988 - Dec 2025
Total Imports: YoY (%) -3.940 Dec 2025 monthly Jan 1988 - Dec 2025
Total Exports: MoM: sa (%) 17.699 Dec 2025 monthly Jan 1988 - Dec 2025
Export Value Index (2015=100) 96.991 2021 yearly 1995 - 2021
Import Value Index (2015=100) 110.828 2021 yearly 1995 - 2021
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) -69,045.5 Jun 2025 quarterly Mar 2002 - Jun 2025
Current Account Balance (USD mn) 823.0 Jun 2025 quarterly Mar 1995 - Jun 2025
Current Account Balance: % of GDP (%) 8.2 Sep 2025 quarterly Mar 1995 - Sep 2025
Foreign Direct Investment (USD mn) -21,653.4 Jun 2025 quarterly Mar 2002 - Jun 2025
Foreign Direct Investment: % of GDP (%) -46.8 Sep 2025 quarterly Mar 2002 - Sep 2025
Foreign Portfolio Investment (USD mn) 137,119.986 Sep 2025 quarterly Mar 2002 - Sep 2025
Foreign Portfolio Investment: % of GDP (%) 533.1 Sep 2025 quarterly Mar 2002 - Sep 2025
Foreign Portfolio Investment: Equity Securities (USD mn) 128,324.5 Sep 2025 quarterly Mar 2002 - Sep 2025
Foreign Portfolio Investment: Debt Securities (USD mn) 8,740.623 Sep 2025 quarterly Mar 2002 - Sep 2025
External Debt (USD mn) 4,099,693.2 Sep 2025 quarterly Dec 2002 - Sep 2025
External Debt: % of GDP (%) 4,148.6 2024 yearly 2002 - 2024
External Debt: Short Term (USD mn) 1,188,477.8 Sep 2025 quarterly Dec 2002 - Sep 2025
External Debt: Short Term: % of GDP (%) 1,131.4 2024 yearly 2002 - 2024
Total Debt: % of GDP (%) 6,972.7 Sep 2025 quarterly Dec 1995 - Sep 2025
Forecast: Current Account Balance (USD bn) 15.189 2030 yearly 1995 - 2030
Net International Investment Position (USD mn) 31,848.354 Sep 2025 quarterly Dec 2002 - Sep 2025
BoP: FA: PI: DS: Liabilities (EUR mn) 7,482.857 Sep 2025 quarterly Mar 2002 - Sep 2025
Gross External Debt (EUR mn) 3,493,560.477 Sep 2025 quarterly Dec 2002 - Sep 2025
Gross External Debt: General Government: Short Term (EUR mn) 49.087 Sep 2025 quarterly Dec 2002 - Sep 2025
Gross External Debt: General Government: Long Term (EUR mn) 14,451.528 Sep 2025 quarterly Dec 2002 - Sep 2025
Gross External Debt: General Government (EUR mn) 14,500.614 Sep 2025 quarterly Dec 2002 - Sep 2025
IIP: Assets (EUR mn) 13,085,984.211 Sep 2025 quarterly Dec 2002 - Sep 2025
International Investment Position (IIP): Net (EUR mn) 27,139.628 Sep 2025 quarterly Dec 2002 - Sep 2025
IIP: Liabilities (EUR mn) 13,058,844.583 Sep 2025 quarterly Dec 2002 - Sep 2025
BoP: FA: Portfolio Investment (PI) (EUR mn) 13,000.226 Sep 2024 quarterly Mar 2002 - Sep 2024
Number of Bankruptcies: NACE 2 (Unit) 1,189.000 2024 yearly 2000 - 2024
Number of Enterprises: NACE 2: New (Unit) 4,747.000 2022 yearly 2003 - 2022
Number of Enterprises: NACE 2: Active (Unit) 45,021.000 2022 yearly 2003 - 2022
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 0.2 Dec 2013 semiannually Dec 2005 - Dec 2013
Household Debt: % of GDP (%) 61.6 Sep 2025 quarterly Dec 1995 - Sep 2025
Money Supply M1 (USD mn) 394,700.849 Jan 2026 monthly Jan 1999 - Jan 2026
Money Supply M2 (USD mn) 496,079.899 Jan 2026 monthly Jan 1999 - Jan 2026
M2 Growth (%) 5.6 Jan 2026 monthly Jan 2000 - Jan 2026
Reserve Requirement Ratio (%) 1.0 Feb 2026 monthly Jan 1999 - Feb 2026
Foreign Exchange Reserves (USD mn) 50.1 Feb 2026 monthly Jan 1999 - Feb 2026
Foreign Exchange Reserves: % of GDP (%) 0.044 Dec 2025 quarterly Mar 1999 - Dec 2025
Foreign Exchange Reserves: Months of Import (NA) 0.0 Dec 2025 monthly Jan 1999 - Dec 2025
Gold Reserves (USD mn) 376.971 Feb 2026 monthly Jan 1999 - Feb 2026
Total Deposits (USD mn) 950,349.596 Dec 2025 quarterly Mar 2003 - Dec 2025
Total Deposits Growth (%) 3.7 Dec 2025 quarterly Mar 2004 - Dec 2025
Domestic Credit (USD mn) 0.0 May 2025 monthly Jan 1999 - May 2025
Domestic Credit Growth (%) -100.0 May 2025 monthly Jan 2000 - May 2025
Credit to Households (USD bn) 63.760 Jun 2025 quarterly Mar 1995 - Jun 2025
Credit to Private Non-Financial Sector (USD bn) 449.916 Jun 2025 quarterly Mar 1995 - Jun 2025
Household Debt (USD mn) 64,052.3 Jun 2025 quarterly Mar 1995 - Jun 2025
Total Loans (USD mn) 877,235.414 Jan 2026 monthly Jan 2001 - Jan 2026
Total Loans Growth (%) 5.73 Jan 2026 monthly Jan 2002 - Jan 2026
Private Debt: % of Nominal GDP (%) 80.83 Sep 2025 quarterly Mar 1999 - Sep 2025
Money Supply: M3 (EUR bn) 508.800 Jan 2026 monthly Jan 1999 - Jan 2026
Money Supply: M3: M2: M1 (EUR bn) 332.100 Jan 2026 monthly Jan 1999 - Jan 2026
Money Supply: M3: M2 (EUR bn) 417.400 Jan 2026 monthly Jan 1999 - Jan 2026
Official Reserve Assets (EUR mn) 2,650.676 Feb 2026 monthly Jan 1999 - Feb 2026
Official Reserve Assets: Foreign Exchange (EUR mn) 42.420 Feb 2026 monthly Jan 1999 - Feb 2026
Money Supply: M3: M2: M1: Currency in Circulation (EUR bn) 3.600 Mar 2019 monthly Jan 1999 - Mar 2019
Bank Deposits: Domestic (EUR mn) 339,287.000 Jan 2026 monthly Jan 2003 - Jan 2026
Bank Loans: Domestic: Credit Institutions (EUR mn) 140,065.000 Jan 2026 monthly Jan 1999 - Jan 2026
Business and Economic Survey Last Frequency Range
Business Confidence Growth (% Point) -14.3 Jan 2026 monthly Jan 1986 - Jan 2026

More Indicators for Luxembourg

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