Spain Household Debt: % of GDP
Key information about Spain Household Debt: % of GDP
- Spain household debt accounted for 47.8 % of the country's Nominal GDP in Jun 2025, compared with the ratio of 47.1 % in the previous quarter.
- Spain household debt to GDP ratio is updated quarterly, available from Dec 1989 to Jun 2025.
- The data reached an all-time high of 89.7 % in Jun 2010 and a record low of 40.5 % in Dec 1995.
CEIC calculates quarterly Household Debt as % of Nominal GDP from quarterly Household Debt and quarterly Nominal GDP. Banco de España provides Household Debt in EUR based on ESA 2010. National Statistics Institute provides Nominal GDP in EUR based on ESA 2010. Household Debt as % of Nominal GDP prior to Q4 1995 is based on ESA 1995.
Related information about Spain Household Debt: % of GDP
- In the latest reports, Spain Household Debt reached 920.4 USD bn in Jun 2025.
- Money Supply M2 in Spain increased 5.3 % YoY in Oct 2025.
- Spain Foreign Exchange Reserves was measured at 68.0 USD bn in Oct 2025.
- The Foreign Exchange Reserves equaled 1.5 Months of Import in Sep 2025.
- Spain Domestic Credit reached 2,180.0 USD bn in Feb 2025, representing an increased of 0.6 % YoY.
- The country's Non Performing Loans Ratio stood at 2.9 % in Sep 2025, compared with the ratio of 2.9 % in the previous month.
View Spain's Household Debt: % of GDP from Dec 1989 to Jun 2025 in the chart:
What was Spain's Household Debt: % of GDP in Jun 2025?
Spain household debt accounted for 47.8 % of the country's Nominal GDP in Jun 2025, compared with the ratio of 47.1 % in the previous quarter. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 47.8 Jun 2025 | 47.1 Mar 2025 | 40.5 Dec 1995 | 89.7 Jun 2010 | % | quarterly | Dec 1989 - Jun 2025 |
Household Debt: % of GDP by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 13.3 Jun 2025 | quarterly | Sep 2007 - Jun 2025 |
| Argentina (%) | 6.3 Jun 2025 | quarterly | Dec 2004 - Jun 2025 |
| Armenia (%) | 32.5 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Australia (%) | 120.3 Jun 2025 | quarterly | Jun 1988 - Jun 2025 |
| Austria (%) | 42.7 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Azerbaijan (%) | 13.9 Jun 2025 | quarterly | Mar 2005 - Jun 2025 |
| Belarus (%) | 10.8 Jun 2025 | quarterly | Dec 2006 - Jun 2025 |
| Belgium (%) | 58.3 Jun 2025 | quarterly | Dec 1992 - Jun 2025 |
| Bolivia (%) | 11.4 Dec 2024 | quarterly | Sep 2010 - Dec 2024 |
| Bosnia and Herzegovina (%) | 25.0 Jun 2025 | quarterly | Dec 2008 - Jun 2025 |
| Botswana (%) | 21.7 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Brunei (%) | 15.1 Jun 2025 | quarterly | Dec 2013 - Jun 2025 |
| Bulgaria (%) | 30.1 2024 | yearly | 1995 - 2024 |
| Cambodia (%) | 27.2 2024 | yearly | 2008 - 2024 |
| Canada (%) | 97.7 Sep 2025 | quarterly | Mar 1969 - Sep 2025 |
| Chile (%) | 37.7 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| China (%) | 60.4 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Colombia (%) | 29.5 Jun 2025 | quarterly | Dec 2015 - Jun 2025 |
| Croatia (%) | 33.8 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Cyprus (%) | 73.8 2024 | yearly | 1995 - 2024 |
| Czech Republic (%) | 33.1 Mar 2025 | quarterly | Mar 2004 - Mar 2025 |
| Denmark (%) | 92.7 2023 | yearly | 1994 - 2023 |
| Ecuador (%) | 17.4 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Egypt (%) | 7.2 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Estonia (%) | 39.8 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| European Union (%) | 50.9 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Finland (%) | 74.1 2024 | yearly | 1995 - 2024 |
| France (%) | 59.9 2024 | yearly | 1977 - 2024 |
| Georgia (%) | 36.9 Mar 2023 | quarterly | Mar 2001 - Mar 2023 |
| Germany (%) | 49.0 Jun 2025 | quarterly | Dec 1991 - Jun 2025 |
| Greece (%) | 46.5 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| Hong Kong SAR, China (%) | 87.7 Sep 2025 | quarterly | Mar 1982 - Sep 2025 |
| Hungary (%) | 20.5 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Iceland (%) | 70.8 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| India (%) | 17.6 2025 | yearly | 1998 - 2025 |
| Indonesia (%) | 15.2 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Ireland (%) | 25.1 Jun 2025 | quarterly | Mar 2002 - Jun 2025 |
| Israel (%) | 42.2 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Italy (%) | 47.2 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Japan (%) | 63.9 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| Jordan (%) | 78.2 Jun 2025 | quarterly | Mar 2002 - Jun 2025 |
| Kazakhstan (%) | 62.5 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| South Korea (%) | 92.7 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Kosovo (%) | 24.6 Jun 2025 | quarterly | Dec 2010 - Jun 2025 |
| Kuwait (%) | 0.9 Jun 2025 | quarterly | Dec 2010 - Jun 2025 |
| Kyrgyzstan (%) | 12.1 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Latvia (%) | 22.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Lithuania (%) | 31.2 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Luxembourg (%) | 62.4 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Macau SAR, China (%) | 76.1 Sep 2025 | quarterly | Dec 2001 - Sep 2025 |
| North Macedonia (%) | 26.8 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Malawi (%) | 0.3 2011 | yearly | 2006 - 2011 |
| Malaysia (%) | 84.1 2024 | yearly | 2002 - 2024 |
| Malta (%) | 47.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Mauritius (%) | 20.6 Jun 2018 | quarterly | Mar 2009 - Jun 2018 |
| Mexico (%) | 17.0 Jun 2025 | quarterly | Dec 2000 - Jun 2025 |
| Mongolia (%) | 29.7 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Montenegro (%) | 27.8 Jun 2025 | quarterly | Mar 2007 - Jun 2025 |
| Morocco (%) | 22.0 2024 | yearly | 2001 - 2024 |
| Netherlands (%) | 97.4 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| New Zealand (%) | 90.2 Jun 2025 | quarterly | Dec 1990 - Jun 2025 |
| Norway (%) | 88.3 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Panama (%) | 37.7 Jun 2025 | quarterly | Dec 2007 - Jun 2025 |
| Peru (%) | 15.3 Sep 2025 | quarterly | Mar 2001 - Sep 2025 |
| Philippines (%) | 12.4 Jun 2025 | quarterly | Mar 2009 - Jun 2025 |
| Poland (%) | 22.4 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| Portugal (%) | 56.0 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Romania (%) | 15.9 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Russia (%) | 18.9 Mar 2025 | quarterly | Dec 2000 - Mar 2025 |
| Saudi Arabia (%) | 10.7 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| Serbia (%) | 18.2 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Singapore (%) | 53.0 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Slovakia (%) | 45.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Slovenia (%) | 27.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| South Africa (%) | 41.0 Jun 2025 | quarterly | Mar 1969 - Jun 2025 |
| Spain (%) | 47.8 Jun 2025 | quarterly | Dec 1989 - Jun 2025 |
| Sri Lanka (%) | 6.6 Dec 2024 | quarterly | Dec 2010 - Dec 2024 |
| Sweden (%) | 86.5 Jun 2025 | quarterly | Mar 1996 - Jun 2025 |
| Switzerland (%) | 123.1 2024 | yearly | 1999 - 2024 |
| Syria (%) | 14.6 2011 | yearly | 2004 - 2011 |
| Taiwan (%) | 95.5 2023 | yearly | 2000 - 2023 |
| Thailand (%) | 86.8 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Tunisia (%) | 0.0 2020 | yearly | 2007 - 2020 |
| Turkey (%) | 10.2 Jun 2025 | quarterly | Dec 2014 - Jun 2025 |
| Ukraine (%) | 4.0 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| United Arab Emirates (%) | 24.1 2024 | yearly | 2013 - 2024 |
| United Kingdom (%) | 78.7 Jun 2025 | quarterly | Mar 1987 - Jun 2025 |
| United States (%) | 61.4 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Uruguay (%) | 11.5 Jun 2025 | quarterly | Dec 2005 - Jun 2025 |
| Venezuela (%) | 3.4 2017 | yearly | 2004 - 2017 |
Accurate Macro & Micro Economic Data You Can Trust
Explore the most complete set of 6.6 million time series covering more than 200 economies, 20 industries and 18 macroeconomic sectors.
Learn more about what we doSpain Key Series
| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -3.2 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Consolidated Fiscal Balance (USD mn) | -31,236.481 Jun 2025 | quarterly | Mar 1995 - Jun 2025 |
| Tax Revenue (USD mn) | 395,586.695 2024 | yearly | 1995 - 2024 |
| Tax Revenue: % of GDP (%) | 22.9 2024 | yearly | 1995 - 2024 |
| National Government Debt (USD mn) | 1,990,214.9 Jun 2025 | quarterly | Dec 1990 - Jun 2025 |
| Government Debt: % of GDP (%) | 103.4 Jun 2025 | quarterly | Mar 1995 - Jun 2025 |
| Forecast: Government Expenditure (EUR bn) | 907.039 2030 | yearly | 1980 - 2030 |
| Forecast: Government Net Debt (EUR bn) | 1,899.352 2030 | yearly | 1980 - 2030 |
| Forecast: Government Revenue (EUR bn) | 865.656 2030 | yearly | 1980 - 2030 |
| State Government Revenue: ytd (EUR mn) | 260,374.000 Nov 2024 | monthly | Jan 2004 - Nov 2024 |
| State Government Budget Balance: ytd (EUR mn) | -37,034.000 Nov 2024 | monthly | Jan 2004 - Nov 2024 |
| State Government Expenditure: ytd: Current (EUR mn) | 277,259.000 Nov 2024 | monthly | Jan 2004 - Nov 2024 |
| State Government Revenue: ytd: Current: Taxes on Production: Products Tax: VAT (EUR mn) | 83,975.000 Nov 2024 | monthly | Jan 2004 - Nov 2024 |
| State Government Expenditure: ytd: Capital (EUR mn) | 20,149.000 Nov 2024 | monthly | Jan 2004 - Nov 2024 |
| State Government Expenditure: ytd (EUR mn) | 297,408.000 Nov 2024 | monthly | Jan 2004 - Nov 2024 |
| General Govt Debt: Loans: Short Term (EUR mn) | 5,009.007 Sep 2024 | quarterly | Dec 1994 - Sep 2024 |
| General Govt Debt: Securities excl Shares: Long Term (EUR mn) | 1,390,467.350 Sep 2024 | quarterly | Dec 1994 - Sep 2024 |
| General Govt Debt: Loans: Long Term (EUR mn) | 161,254.705 Sep 2024 | quarterly | Dec 1994 - Sep 2024 |
| Public Debt: % of Nominal GDP (%) | 104.300 Sep 2024 | quarterly | Mar 1995 - Sep 2024 |
| General Govt Debt: Securities excl Shares: Short Term (EUR mn) | 74,031.097 Sep 2024 | quarterly | Dec 1994 - Sep 2024 |
| General Govt Debt (EUR mn) | 1,636,116.077 Sep 2024 | quarterly | Mar 1994 - Sep 2024 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 3.385 2030 | yearly | 1980 - 2030 |
| Trade Balance (USD mn) | -6,370.4 Sep 2025 | monthly | Oct 1975 - Sep 2025 |
| Total Exports (USD mn) | 38,212.2 Sep 2025 | monthly | Oct 1975 - Sep 2025 |
| Total Exports Growth (%) | 3.1 Sep 2025 | monthly | Oct 1976 - Sep 2025 |
| Aluminum: Exports (USD th) | 3,641,071.563 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 13,790,056.105 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 5,248,398.853 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 44,729.4 Sep 2025 | monthly | Oct 1975 - Sep 2025 |
| Total Imports Growth (%) | 10.5 Sep 2025 | monthly | Oct 1976 - Sep 2025 |
| Imports: Medicament (USD th) | 15,521,418.858 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 8,121,038.202 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 1,565.237 Sep 2025 | monthly | Jan 1960 - Sep 2025 |
| Total Imports from USA (USD mn) | 3,069.169 Sep 2025 | monthly | Jan 1960 - Sep 2025 |
| Total Exports to China (USD mn) | 757.126 Sep 2025 | monthly | Jan 1970 - Sep 2025 |
| Total Imports from China (USD mn) | 5,332.554 Sep 2025 | monthly | Jan 1970 - Sep 2025 |
| Exports: Intermediate Goods: Industrial Products: Chemicals (EUR th) | 3,797,953.591 Dec 2024 | monthly | Jan 1981 - Dec 2024 |
| Exports: Intermediate Goods: Industrial Products: Minerals (EUR th) | 2,430,715.641 Dec 2024 | monthly | Jan 1981 - Dec 2024 |
| Exports: Consumer Goods: Food, Beverages and Tobacco (EUR th) | 5,000,488.647 Dec 2024 | monthly | Jan 1981 - Dec 2024 |
| Exports: Consumer Goods: Others: Durable: Automobiles (EUR th) | 2,730,131.969 Dec 2024 | monthly | Jan 1981 - Dec 2024 |
| Exports: Intermediate Goods: Industrial Products: Materials for Transportation P... (EUR th) | 1,741,198.381 Dec 2024 | monthly | Jan 1981 - Dec 2024 |
| Exports (EUR th) | 29,738,374.000 Dec 2024 | monthly | Jan 1962 - Dec 2024 |
| Exports: Europe: Germany (EUR th) | 2,847,677.592 Dec 2024 | monthly | Jan 1960 - Dec 2024 |
| Exports: Europe: France (EUR th) | 4,056,277.191 Dec 2024 | monthly | Jan 1960 - Dec 2024 |
| Exports: Europe: Italy (EUR th) | 2,376,846.221 Dec 2024 | monthly | Jan 1960 - Dec 2024 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 2.9 Sep 2025 | monthly | Jan 1962 - Sep 2025 |
| Household Debt: % of GDP (%) | 47.8 Jun 2025 | quarterly | Dec 1989 - Jun 2025 |
| Non-Performing Loans (USD mn) | 40,717.193 Sep 2025 | monthly | Jan 1962 - Sep 2025 |
| Money Supply M1 (USD mn) | 1,579,399.703 Oct 2025 | monthly | Jan 1962 - Oct 2025 |
| Money Supply M2 (USD mn) | 1,880,697.128 Oct 2025 | monthly | Jan 1962 - Oct 2025 |
| M2 Growth (%) | 5.3 Oct 2025 | monthly | Jan 1963 - Oct 2025 |
| Reserve Requirement Ratio (%) | 1.0 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Foreign Exchange Reserves (USD mn) | 67,996.8 Oct 2025 | monthly | Jan 1987 - Oct 2025 |
| Foreign Exchange Reserves: % of GDP (%) | 3.470 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 1.5 Sep 2025 | monthly | Jan 1987 - Sep 2025 |
| Gold Reserves (USD mn) | 36,441.040 Oct 2025 | monthly | Dec 1956 - Oct 2025 |
| Total Deposits (USD mn) | 1,674,527.004 Sep 2025 | monthly | Jan 2003 - Sep 2025 |
| Total Deposits Growth (%) | 5.1 Sep 2025 | monthly | Jan 2004 - Sep 2025 |
| Domestic Credit (USD mn) | 2,179,988.7 Feb 2025 | monthly | Jan 1999 - Feb 2025 |
| Domestic Credit Growth (%) | 0.6 Feb 2025 | monthly | Jan 2000 - Feb 2025 |
| Debt Service Ratio: Households (%) | 5.000 Mar 2025 | quarterly | Mar 1999 - Mar 2025 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 12.200 Mar 2025 | quarterly | Mar 1999 - Mar 2025 |
| Credit to Households (USD bn) | 757.812 Mar 2025 | quarterly | Dec 1980 - Mar 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 2,138.552 Mar 2025 | quarterly | Mar 1970 - Mar 2025 |
| Household Debt (USD mn) | 920,403.9 Jun 2025 | quarterly | Dec 1989 - Jun 2025 |
| Total Loans (USD mn) | 2,562,405.534 Oct 2025 | monthly | Dec 1989 - Oct 2025 |
| Total Loans Growth (%) | 5.86 Oct 2025 | monthly | Dec 1990 - Oct 2025 |
| Private Debt: % of Nominal GDP (%) | 70.61 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Money Supply: Spain Contribution: M2 (EUR mn) | 1,567,095.000 Jan 2025 | monthly | Sep 1997 - Jan 2025 |
| Money Supply: Spain Contribution: M1 (EUR mn) | 1,296,297.000 Jan 2025 | monthly | Sep 1997 - Jan 2025 |
| Money Supply: Spain Contribution: M3 (EUR mn) | 1,656,016.000 Jan 2025 | monthly | Sep 1997 - Jan 2025 |
| Reserve Assets (EUR th) | 104,900,349.000 Feb 2025 | monthly | Jan 1987 - Feb 2025 |
| Reserve Assets: Foreign Exchange (EUR th) | 59,829,637.000 Feb 2025 | monthly | Jan 1987 - Feb 2025 |
More Indicators for Spain
Request a demo of CEIC
CEIC’s economic databases cover over 200 global markets. Our Platform offers the most reliable macroeconomic data and advanced analytical tools.