Spain Household Debt: % of GDP
Key information about Spain Household Debt: % of GDP
- Spain household debt accounted for 47.8 % of the country's Nominal GDP in Jun 2025, compared with the ratio of 47.1 % in the previous quarter.
- Spain household debt to GDP ratio is updated quarterly, available from Dec 1989 to Jun 2025.
- The data reached an all-time high of 89.7 % in Jun 2010 and a record low of 40.5 % in Dec 1995.
CEIC calculates quarterly Household Debt as % of Nominal GDP from quarterly Household Debt and quarterly Nominal GDP. Banco de España provides Household Debt in EUR based on ESA 2010. National Statistics Institute provides Nominal GDP in EUR based on ESA 2010. Household Debt as % of Nominal GDP prior to Q4 1995 is based on ESA 1995.
Related information about Spain Household Debt: % of GDP
- In the latest reports, Spain Household Debt reached 920.4 USD bn in Jun 2025.
- Money Supply M2 in Spain increased 5.3 % YoY in Oct 2025.
- Spain Foreign Exchange Reserves was measured at 68.9 USD bn in Nov 2025.
- The Foreign Exchange Reserves equaled 1.4 Months of Import in Oct 2025.
- Spain Domestic Credit reached 0.0 USD mn in May 2025, representing an drop of 100.0 % YoY.
- The country's Non Performing Loans Ratio stood at 2.9 % in Sep 2025, compared with the ratio of 2.9 % in the previous month.
View Spain's Household Debt: % of GDP from Dec 1989 to Jun 2025 in the chart:
What was Spain's Household Debt: % of GDP in Jun 2025?
Spain household debt accounted for 47.8 % of the country's Nominal GDP in Jun 2025, compared with the ratio of 47.1 % in the previous quarter. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 47.8 Jun 2025 | 47.1 Mar 2025 | 40.5 Dec 1995 | 89.7 Jun 2010 | % | quarterly | Dec 1989 - Jun 2025 |
Household Debt: % of GDP by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 13.5 Sep 2025 | quarterly | Sep 2007 - Sep 2025 |
| Argentina (%) | 6.6 Sep 2025 | quarterly | Dec 2004 - Sep 2025 |
| Armenia (%) | 32.5 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Australia (%) | 120.3 Jun 2025 | quarterly | Jun 1988 - Jun 2025 |
| Austria (%) | 42.3 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Azerbaijan (%) | 14.3 Sep 2025 | quarterly | Mar 2005 - Sep 2025 |
| Belarus (%) | 10.5 Sep 2025 | quarterly | Dec 2006 - Sep 2025 |
| Belgium (%) | 58.3 Jun 2025 | quarterly | Dec 1992 - Jun 2025 |
| Bolivia (%) | 11.4 Dec 2024 | quarterly | Sep 2010 - Dec 2024 |
| Bosnia and Herzegovina (%) | 25.2 Sep 2025 | quarterly | Dec 2008 - Sep 2025 |
| Botswana (%) | 21.6 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Brunei (%) | 15.3 Sep 2025 | quarterly | Dec 2013 - Sep 2025 |
| Bulgaria (%) | 30.1 2024 | yearly | 1995 - 2024 |
| Cambodia (%) | 27.2 2024 | yearly | 2008 - 2024 |
| Canada (%) | 97.7 Sep 2025 | quarterly | Mar 1969 - Sep 2025 |
| Chile (%) | 37.7 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| China (%) | 60.4 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Colombia (%) | 29.5 Jun 2025 | quarterly | Dec 2015 - Jun 2025 |
| Croatia (%) | 33.8 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Cyprus (%) | 71.2 2024 | yearly | 1995 - 2024 |
| Czech Republic (%) | 33.4 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Denmark (%) | 92.7 2023 | yearly | 1994 - 2023 |
| Ecuador (%) | 17.4 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Egypt (%) | 7.3 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Estonia (%) | 40.2 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| European Union (%) | 50.7 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Finland (%) | 74.1 2024 | yearly | 1995 - 2024 |
| France (%) | 59.9 2024 | yearly | 1977 - 2024 |
| Georgia (%) | 36.9 Mar 2023 | quarterly | Mar 2001 - Mar 2023 |
| Germany (%) | 49.0 Jun 2025 | quarterly | Dec 1991 - Jun 2025 |
| Greece (%) | 46.7 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| Hong Kong SAR, China (%) | 87.7 Sep 2025 | quarterly | Mar 1982 - Sep 2025 |
| Hungary (%) | 20.7 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Iceland (%) | 70.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| India (%) | 17.6 2025 | yearly | 1998 - 2025 |
| Indonesia (%) | 15.2 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Ireland (%) | 25.1 Jun 2025 | quarterly | Mar 2002 - Jun 2025 |
| Israel (%) | 42.9 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Italy (%) | 47.1 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Japan (%) | 61.1 Sep 2025 | quarterly | Dec 1997 - Sep 2025 |
| Jordan (%) | 70.8 Sep 2025 | quarterly | Mar 2002 - Sep 2025 |
| Kazakhstan (%) | 62.5 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| South Korea (%) | 92.3 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Kosovo (%) | 24.9 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Kuwait (%) | 0.9 Jun 2025 | quarterly | Dec 2010 - Jun 2025 |
| Kyrgyzstan (%) | 12.1 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Latvia (%) | 23.1 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Lithuania (%) | 30.0 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Luxembourg (%) | 62.4 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Macau SAR, China (%) | 76.1 Sep 2025 | quarterly | Dec 2001 - Sep 2025 |
| North Macedonia (%) | 26.7 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Malawi (%) | 0.3 2011 | yearly | 2006 - 2011 |
| Malaysia (%) | 84.1 2024 | yearly | 2002 - 2024 |
| Malta (%) | 47.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Mauritius (%) | 20.6 Jun 2018 | quarterly | Mar 2009 - Jun 2018 |
| Mexico (%) | 17.2 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Mongolia (%) | 29.7 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Montenegro (%) | 28.3 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Morocco (%) | 22.0 2024 | yearly | 2001 - 2024 |
| Netherlands (%) | 97.2 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| New Zealand (%) | 90.7 Sep 2025 | quarterly | Dec 1990 - Sep 2025 |
| Norway (%) | 88.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Panama (%) | 37.7 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Peru (%) | 15.3 Sep 2025 | quarterly | Mar 2001 - Sep 2025 |
| Philippines (%) | 12.8 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| Poland (%) | 22.4 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| Portugal (%) | 55.9 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Romania (%) | 15.7 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Russia (%) | 18.9 Mar 2025 | quarterly | Dec 2000 - Mar 2025 |
| Saudi Arabia (%) | 10.7 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Serbia (%) | 18.1 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Singapore (%) | 53.0 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Slovakia (%) | 45.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Slovenia (%) | 27.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| South Africa (%) | 41.0 Jun 2025 | quarterly | Mar 1969 - Jun 2025 |
| Spain (%) | 47.8 Jun 2025 | quarterly | Dec 1989 - Jun 2025 |
| Sri Lanka (%) | 6.6 Dec 2024 | quarterly | Dec 2010 - Dec 2024 |
| Sweden (%) | 86.5 Jun 2025 | quarterly | Mar 1996 - Jun 2025 |
| Switzerland (%) | 123.1 2024 | yearly | 1999 - 2024 |
| Syria (%) | 14.6 2011 | yearly | 2004 - 2011 |
| Taiwan, China (%) | 95.5 2023 | yearly | 2000 - 2023 |
| Thailand (%) | 86.8 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Tunisia (%) | 0.0 2020 | yearly | 2007 - 2020 |
| Turkey (%) | 10.2 Jun 2025 | quarterly | Dec 2014 - Jun 2025 |
| Ukraine (%) | 4.0 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| United Arab Emirates (%) | 24.1 2024 | yearly | 2013 - 2024 |
| United Kingdom (%) | 78.1 Sep 2025 | quarterly | Mar 1987 - Sep 2025 |
| United States (%) | 61.4 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Uruguay (%) | 11.7 Sep 2025 | quarterly | Dec 2005 - Sep 2025 |
| Venezuela (%) | 3.4 2017 | yearly | 2004 - 2017 |
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| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -2.9 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Consolidated Fiscal Balance (USD mn) | 18,617.397 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Tax Revenue (USD mn) | 395,586.695 2024 | yearly | 1995 - 2024 |
| Tax Revenue: % of GDP (%) | 22.9 2024 | yearly | 1995 - 2024 |
| National Government Debt (USD mn) | 1,990,214.9 Jun 2025 | quarterly | Dec 1990 - Jun 2025 |
| Government Debt: % of GDP (%) | 103.2 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Forecast: Government Expenditure (EUR bn) | 907.039 2030 | yearly | 1980 - 2030 |
| Forecast: Government Net Debt (EUR bn) | 1,899.352 2030 | yearly | 1980 - 2030 |
| Forecast: Government Revenue (EUR bn) | 865.656 2030 | yearly | 1980 - 2030 |
| General Govt Debt: Loans: Long Term (EUR mn) | 179,872.851 Sep 2025 | quarterly | Dec 1994 - Sep 2025 |
| General Govt Debt: Securities excl Shares: Short Term (EUR mn) | 69,053.565 Sep 2025 | quarterly | Dec 1994 - Sep 2025 |
| Public Debt: % of Nominal GDP (%) | 103.200 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| General Govt Debt: Loans: Short Term (EUR mn) | 5,864.587 Sep 2025 | quarterly | Dec 1994 - Sep 2025 |
| General Govt Debt: Securities excl Shares: Long Term (EUR mn) | 1,449,048.924 Sep 2025 | quarterly | Dec 1994 - Sep 2025 |
| General Govt Debt (EUR mn) | 1,709,330.098 Sep 2025 | quarterly | Mar 1994 - Sep 2025 |
| State Government Revenue: ytd (EUR mn) | 283,270.000 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| State Government Expenditure: ytd: Current (EUR mn) | 290,055.000 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| State Government Expenditure: ytd: Capital (EUR mn) | 24,536.000 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| State Government Budget Balance: ytd (EUR mn) | -31,321.000 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| State Government Revenue: ytd: Current: Taxes on Production: Products Tax: VAT (EUR mn) | 91,969.000 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| State Government Expenditure: ytd (EUR mn) | 314,591.000 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 3.385 2030 | yearly | 1980 - 2030 |
| Trade Balance (USD mn) | -4,878.7 Oct 2025 | monthly | Nov 1975 - Oct 2025 |
| Total Exports (USD mn) | 39,820.9 Oct 2025 | monthly | Nov 1975 - Oct 2025 |
| Total Exports Growth (%) | 2.8 Oct 2025 | monthly | Nov 1976 - Oct 2025 |
| Aluminum: Exports (USD th) | 3,641,071.563 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 13,790,056.105 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 5,248,398.853 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 44,544.6 Oct 2025 | monthly | Nov 1975 - Oct 2025 |
| Total Imports Growth (%) | 4.4 Oct 2025 | monthly | Nov 1976 - Oct 2025 |
| Imports: Medicament (USD th) | 15,521,418.858 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 8,121,038.202 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 1,586.316 Oct 2025 | monthly | Jan 1960 - Oct 2025 |
| Total Imports from USA (USD mn) | 3,021.194 Oct 2025 | monthly | Jan 1960 - Oct 2025 |
| Total Exports to China (USD mn) | 757.126 Sep 2025 | monthly | Jan 1970 - Sep 2025 |
| Total Imports from China (USD mn) | 5,731.973 Oct 2025 | monthly | Jan 1970 - Oct 2025 |
| Exports: Intermediate Goods: Industrial Products: Minerals (EUR th) | 3,623,016.936 Oct 2025 | monthly | Jan 1981 - Oct 2025 |
| Exports: Intermediate Goods: Industrial Products: Chemicals (EUR th) | 3,873,894.026 Oct 2025 | monthly | Jan 1981 - Oct 2025 |
| Exports: Consumer Goods: Food, Beverages and Tobacco (EUR th) | 5,163,471.730 Oct 2025 | monthly | Jan 1981 - Oct 2025 |
| Exports (EUR th) | 36,433,366.110 Oct 2025 | monthly | Jan 1962 - Oct 2025 |
| Exports: Consumer Goods: Others: Durable: Automobiles (EUR th) | 3,621,911.549 Oct 2025 | monthly | Jan 1981 - Oct 2025 |
| Exports: Europe: Germany (EUR th) | 3,800,166.512 Oct 2025 | monthly | Jan 1960 - Oct 2025 |
| Exports: Europe: France (EUR th) | 5,366,912.444 Oct 2025 | monthly | Jan 1960 - Oct 2025 |
| Exports: Europe: Italy (EUR th) | 3,166,857.209 Oct 2025 | monthly | Jan 1960 - Oct 2025 |
| Exports: Intermediate Goods: Industrial Products: Materials for Transportation P... (EUR th) | 1,741,198.381 Dec 2024 | monthly | Jan 1981 - Dec 2024 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 2.9 Sep 2025 | monthly | Jan 1962 - Sep 2025 |
| Household Debt: % of GDP (%) | 47.8 Jun 2025 | quarterly | Dec 1989 - Jun 2025 |
| Non-Performing Loans (USD mn) | 39,843.014 Oct 2025 | monthly | Jan 1962 - Oct 2025 |
| Money Supply M1 (USD mn) | 1,624,886.232 Nov 2025 | monthly | Jan 1962 - Nov 2025 |
| Money Supply M2 (USD mn) | 1,927,382.910 Nov 2025 | monthly | Jan 1962 - Nov 2025 |
| M2 Growth (%) | 4.7 Nov 2025 | monthly | Jan 1963 - Nov 2025 |
| Reserve Requirement Ratio (%) | 1.0 Nov 2025 | monthly | Jan 1999 - Nov 2025 |
| Foreign Exchange Reserves (USD mn) | 68,859.7 Nov 2025 | monthly | Jan 1987 - Nov 2025 |
| Foreign Exchange Reserves: % of GDP (%) | 3.471 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 1.4 Oct 2025 | monthly | Jan 1987 - Oct 2025 |
| Gold Reserves (USD mn) | 37,913.252 Nov 2025 | monthly | Dec 1956 - Nov 2025 |
| Total Deposits (USD mn) | 1,674,615.017 Sep 2025 | monthly | Jan 2003 - Sep 2025 |
| Total Deposits Growth (%) | 5.1 Sep 2025 | monthly | Jan 2004 - Sep 2025 |
| Domestic Credit (USD mn) | 0.0 May 2025 | monthly | Jan 1999 - May 2025 |
| Domestic Credit Growth (%) | -100.0 May 2025 | monthly | Jan 2000 - May 2025 |
| Debt Service Ratio: Households (%) | 5.100 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 12.100 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Credit to Households (USD bn) | 842.867 Jun 2025 | quarterly | Dec 1980 - Jun 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 2,355.362 Jun 2025 | quarterly | Mar 1970 - Jun 2025 |
| Household Debt (USD mn) | 907,978.6 Sep 2025 | quarterly | Dec 1989 - Sep 2025 |
| Total Loans (USD mn) | 2,562,405.534 Oct 2025 | monthly | Dec 1989 - Oct 2025 |
| Total Loans Growth (%) | 5.86 Oct 2025 | monthly | Dec 1990 - Oct 2025 |
| Private Debt: % of Nominal GDP (%) | 70.64 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Money Supply: Spain Contribution: M3 (EUR mn) | 1,751,503.000 Nov 2025 | monthly | Sep 1997 - Nov 2025 |
| Money Supply: Spain Contribution: M1 (EUR mn) | 1,400,764.000 Nov 2025 | monthly | Sep 1997 - Nov 2025 |
| Money Supply: Spain Contribution: M2 (EUR mn) | 1,661,537.000 Nov 2025 | monthly | Sep 1997 - Nov 2025 |
| Reserve Assets (EUR th) | 109,008,645.000 Dec 2025 | monthly | Jan 1987 - Dec 2025 |
| Reserve Assets: Foreign Exchange (EUR th) | 58,709,086.000 Dec 2025 | monthly | Jan 1987 - Dec 2025 |
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