Botswana Household Debt: % of GDP

2002 - 2025 | Quarterly | % | CEIC Data

Key information about Botswana Household Debt: % of GDP

  • Botswana household debt accounted for 21.3 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 21.6 % in the previous quarter.
  • Botswana household debt to GDP ratio is updated quarterly, available from Dec 2002 to Dec 2025.
  • The data reached an all-time high of 25.0 % in Dec 2020 and a record low of 10.2 % in Jun 2003.

CEIC calculates quarterly Household Debt as % of Nominal GDP from monthly Household Debt and quarterly Nominal GDP. The Bank of Botswana provides Household Debt in local currency. Statistics Botswana provides Nominal GDP in local currency based on SNA 2008. Loans are used due to the lack of Flow of Funds statistics. Nominal GDP prior to Q4 2006 is based on SNA 1993.


Related information about Botswana Household Debt: % of GDP

  • In the latest reports, Botswana Household Debt reached 4.4 USD bn in Jan 2026.
  • Money Supply M2 in Botswana increased 0.8 % YoY in Nov 2025.
  • Botswana Foreign Exchange Reserves was measured at 5.2 USD bn in Apr 2021.
  • The Foreign Exchange Reserves equaled 7.2 Months of Import in Sep 2025.
  • Botswana Domestic Credit reached 8.8 USD bn in Sep 2025, representing an increased of 9.6 % YoY.
  • The country's Non Performing Loans Ratio stood at 3.2 % in Dec 2025, compared with the ratio of 3.2 % in the previous quarter.

View Botswana's Household Debt: % of GDP from Dec 2002 to Dec 2025 in the chart:

Botswana Household Debt: % of GDP

What was Botswana's Household Debt: % of GDP in Dec 2025?

Botswana household debt accounted for 21.3 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 21.6 % in the previous quarter. See the table below for more data.

Last Previous Min Max Unit Frequency Range
21.3 Dec 2025 21.6 Sep 2025 10.2 Jun 2003 25.0 Dec 2020 % quarterly Dec 2002 - Dec 2025

Household Debt: % of GDP by Country Comparison

country/region Last Frequency Range
Albania (%) 14.3 Mar 2026 quarterly Sep 2007 - Mar 2026
Argentina (%) 6.7 Mar 2026 quarterly Dec 2004 - Mar 2026
Armenia (%) 33.9 Mar 2026 quarterly Dec 2000 - Mar 2026
Australia (%) 120.3 Jun 2025 quarterly Jun 1988 - Jun 2025
Austria (%) 42.0 Dec 2025 quarterly Mar 1999 - Dec 2025
Azerbaijan (%) 15.0 Mar 2026 quarterly Mar 2005 - Mar 2026
Belarus (%) 10.4 Mar 2026 quarterly Dec 2006 - Mar 2026
Belgium (%) 58.3 Dec 2025 quarterly Dec 1992 - Dec 2025
Bolivia (%) 11.4 Dec 2024 quarterly Sep 2010 - Dec 2024
Bosnia and Herzegovina (%) 26.2 Mar 2026 quarterly Dec 2008 - Mar 2026
Botswana (%) 21.3 Dec 2025 quarterly Dec 2002 - Dec 2025
Brunei (%) 15.5 Mar 2026 quarterly Mar 2011 - Mar 2026
Bulgaria (%) 30.1 2024 yearly 1995 - 2024
Cambodia (%) 25.3 2025 yearly 2008 - 2025
Canada (%) 99.1 Mar 2026 quarterly Mar 1969 - Mar 2026
Chile (%) 37.0 Mar 2026 quarterly Mar 2009 - Mar 2026
China (%) 60.4 Sep 2025 quarterly Mar 2007 - Sep 2025
Colombia (%) 29.5 Sep 2025 quarterly Dec 2015 - Sep 2025
Croatia (%) 33.8 Dec 2025 quarterly Dec 1995 - Dec 2025
Cyprus (%) 68.2 2025 yearly 1995 - 2025
Czech Republic (%) 33.5 Dec 2025 quarterly Mar 2004 - Dec 2025
Denmark (%) 88.1 2024 yearly 1994 - 2024
Ecuador (%) 35.5 Mar 2026 quarterly Mar 2007 - Mar 2026
Egypt (%) 7.3 Mar 2026 quarterly Dec 2002 - Mar 2026
Estonia (%) 40.5 Mar 2026 quarterly Dec 2003 - Mar 2026
European Union (%) 50.4 Dec 2025 quarterly Mar 1999 - Dec 2025
Finland (%) 72.7 2025 yearly 1995 - 2025
France (%) 58.9 2025 yearly 1977 - 2025
Georgia (%) 36.9 Mar 2023 quarterly Mar 2001 - Mar 2023
Germany (%) 48.7 Dec 2025 quarterly Dec 1991 - Dec 2025
Greece (%) 45.9 Dec 2025 quarterly Dec 1997 - Dec 2025
Hong Kong SAR, China (%) 87.6 Dec 2025 quarterly Mar 1982 - Dec 2025
Hungary (%) 21.8 Mar 2026 quarterly Dec 1995 - Mar 2026
Iceland (%) 69.6 Mar 2026 quarterly Dec 1995 - Mar 2026
India (%) 17.6 2025 yearly 1998 - 2025
Indonesia (%) 14.8 Mar 2026 quarterly Dec 2010 - Mar 2026
Ireland (%) 24.6 Dec 2025 quarterly Mar 2002 - Dec 2025
Israel (%) 42.9 Mar 2026 quarterly Dec 1995 - Mar 2026
Italy (%) 47.0 Dec 2025 quarterly Dec 1995 - Dec 2025
Japan (%) 61.2 Dec 2025 quarterly Dec 1997 - Dec 2025
Jordan (%) 69.5 Mar 2026 quarterly Mar 2002 - Mar 2026
Kazakhstan (%) 66.7 Dec 2025 quarterly Dec 1997 - Dec 2025
South Korea (%) 88.6 Mar 2026 quarterly Dec 2002 - Mar 2026
Kosovo (%) 25.4 Dec 2025 quarterly Dec 2010 - Dec 2025
Kuwait (%) 1.1 Dec 2025 quarterly Dec 2010 - Dec 2025
Kyrgyzstan (%) 12.3 Mar 2026 quarterly Dec 2000 - Mar 2026
Latvia (%) 23.1 Dec 2025 quarterly Mar 2004 - Dec 2025
Lithuania (%) 29.9 Sep 2025 quarterly Dec 1995 - Sep 2025
Luxembourg (%) 58.2 Mar 2026 quarterly Dec 1995 - Mar 2026
Macau SAR, China (%) 70.9 Mar 2026 quarterly Dec 2001 - Mar 2026
North Macedonia (%) 26.8 Mar 2026 quarterly Mar 2003 - Mar 2026
Malawi (%) 0.3 2011 yearly 2006 - 2011
Malaysia (%) 84.7 2025 yearly 2002 - 2025
Malta (%) 48.5 Dec 2025 quarterly Mar 2004 - Dec 2025
Mauritius (%) 20.6 Jun 2018 quarterly Mar 2009 - Jun 2018
Mexico (%) 17.4 Mar 2026 quarterly Dec 2000 - Mar 2026
Mongolia (%) 28.5 Mar 2026 quarterly Mar 2004 - Mar 2026
Montenegro (%) 30.0 Mar 2026 quarterly Mar 2007 - Mar 2026
Morocco (%) 21.2 2025 yearly 2001 - 2025
Netherlands (%) 98.0 Mar 2026 quarterly Mar 1999 - Mar 2026
New Zealand (%) 91.1 Dec 2025 quarterly Dec 1990 - Dec 2025
Norway (%) 89.5 Mar 2026 quarterly Dec 1995 - Mar 2026
Panama (%) 37.8 Dec 2025 quarterly Dec 2007 - Dec 2025
Peru (%) 14.8 Mar 2026 quarterly Mar 2001 - Mar 2026
Philippines (%) 13.6 Dec 2025 quarterly Mar 2008 - Dec 2025
Poland (%) 22.4 Dec 2025 quarterly Dec 2003 - Dec 2025
Portugal (%) 56.8 Mar 2026 quarterly Dec 2007 - Mar 2026
Romania (%) 15.3 Mar 2026 quarterly Dec 1995 - Mar 2026
Russia (%) 18.7 Mar 2026 quarterly Dec 2000 - Mar 2026
Saudi Arabia (%) 10.6 Mar 2026 quarterly Dec 2003 - Mar 2026
Serbia (%) 19.1 Mar 2026 quarterly Dec 2003 - Mar 2026
Singapore (%) 51.7 Mar 2026 quarterly Mar 1995 - Mar 2026
Slovakia (%) 46.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Slovenia (%) 28.3 Mar 2026 quarterly Mar 2004 - Mar 2026
South Africa (%) 41.1 Mar 2026 quarterly Mar 1969 - Mar 2026
Spain (%) 46.7 Mar 2026 quarterly Dec 1989 - Mar 2026
Sri Lanka (%) 6.6 Dec 2024 quarterly Dec 2010 - Dec 2024
Sweden (%) 84.9 Mar 2026 quarterly Mar 1996 - Mar 2026
Switzerland (%) 125.1 2025 yearly 1999 - 2025
Syria (%) 14.6 2011 yearly 2004 - 2011
Taiwan, China (%) 94.3 2024 yearly 2000 - 2024
Thailand (%) 85.9 Mar 2026 quarterly Mar 2003 - Mar 2026
Tunisia (%) 0.0 2020 yearly 2007 - 2020
Turkey (%) 10.5 Dec 2025 quarterly Dec 2014 - Dec 2025
Ukraine (%) 4.1 Dec 2025 quarterly Dec 2002 - Dec 2025
United Arab Emirates (%) 24.1 2024 yearly 2013 - 2024
United Kingdom (%) 77.0 Mar 2026 quarterly Mar 1987 - Mar 2026
United States (%) 60.3 Mar 2026 quarterly Mar 1999 - Mar 2026
Uruguay (%) 12.3 Mar 2026 quarterly Dec 2005 - Mar 2026
Venezuela (%) 3.4 2017 yearly 2004 - 2017

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Botswana Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -2.4 Dec 2025 quarterly Mar 2004 - Dec 2025
Consolidated Fiscal Balance (USD mn) -241.274 Feb 2026 monthly Apr 2007 - Feb 2026
Tax Revenue (USD mn) 313.342 Feb 2026 monthly Apr 2007 - Feb 2026
Tax Revenue: % of GDP (%) 23.2 Dec 2025 quarterly Jun 2007 - Dec 2025
National Government Debt (USD mn) 4,996.3 2025 yearly 2002 - 2025
Government Debt: % of GDP (%) 30.2 Dec 2025 quarterly Jun 2014 - Dec 2025
Forecast: Government Expenditure (BWP bn) 157.475 2032 yearly 1981 - 2032
Forecast: Government Net Debt (BWP bn) 281.503 2032 yearly 1999 - 2032
Forecast: Government Revenue (BWP bn) 124.857 2032 yearly 2000 - 2032
Government Budget: Revenue (BWP mn) 4,211.823 Feb 2026 monthly Apr 2007 - Feb 2026
Government Budget: Revenue: Tax (BWP mn) 4,025.983 Feb 2026 monthly Apr 2007 - Feb 2026
Government Budget: Surplus/Deficit (BWP mn) -3,100.016 Feb 2026 monthly Apr 2007 - Feb 2026
Government Budget: Expenditure (BWP mn) 7,311.839 Feb 2026 monthly Apr 2007 - Feb 2026
Government Budget: Expenditure: Net Lending (BWP mn) 0.000 Feb 2026 monthly Apr 2007 - Feb 2026
Government Budget: Expenditure: Recurrent (BWP mn) 5,681.239 Feb 2026 monthly Apr 2007 - Feb 2026
Public Debt: Outstanding: Foreign (BWP mn) 28,817.800 2026 yearly 1994 - 2026
Public Debt: Outstanding: Domestic (BWP mn) 55,246.200 2026 yearly 2002 - 2026
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 4.332 2028 yearly 1980 - 2028
Trade Balance (USD mn) -175.4 Apr 2026 monthly Jan 2001 - Apr 2026
Total Exports (USD mn) 449.2 Apr 2026 monthly Jan 2003 - Apr 2026
Total Exports Growth (%) -33.7 Apr 2026 monthly Jan 2004 - Apr 2026
Aluminum: Exports (USD th) 111.340 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 2,506.396 2025 yearly 1995 - 2025
Exports: Medicinal and Pharmaceutical Product (USD th) 8,761.429 2025 yearly 1995 - 2025
Total Imports (USD mn) 624.6 Apr 2026 monthly Jan 2003 - Apr 2026
Total Imports Growth (%) 19.6 Apr 2026 monthly Jan 2004 - Apr 2026
Imports: Medicament (USD th) 91,960.552 2025 yearly 1995 - 2025
Imports: Medicinal and Pharmaceutical Product (USD th) 23,888.240 2025 yearly 1995 - 2025
Total Exports to USA (USD mn) 1.449 Dec 2025 monthly Feb 2019 - Dec 2025
Total Imports from USA (USD mn) 14.436 Apr 2026 monthly Jan 2000 - Apr 2026
Total Exports to China (USD mn) 70.523 Apr 2026 monthly Apr 2006 - Apr 2026
Total Imports from China (USD mn) 32.519 Apr 2026 monthly Jan 2000 - Apr 2026
Exports: Copper and Nickel (BWP mn) 1,654.306 Apr 2026 monthly Jan 2003 - Apr 2026
Exports: Diamonds (BWP mn) 3,510.356 Apr 2026 monthly Jan 2003 - Apr 2026
Exports: Iron Steels and Related Products (BWP mn) 23.737 Apr 2026 monthly Jan 2003 - Apr 2026
Exports: Meat and Meat Products (BWP mn) 2.908 Apr 2026 monthly Jan 2003 - Apr 2026
Exports: Vehicles and Transport Equipment (BWP mn) 41.707 Apr 2026 monthly Jan 2003 - Apr 2026
Exports: Machinery and Electric Equipment (BWP mn) 283.686 Apr 2026 monthly Jan 2003 - Apr 2026
Exports: Asia: Israel (BWP mn) 51.189 Apr 2026 monthly Apr 2006 - Apr 2026
Exports: EU: Belgium (BWP mn) 1,244.736 Apr 2026 monthly Apr 2006 - Apr 2026
Exports: Africa: SACU: South Africa (BWP mn) 644.414 Apr 2026 monthly Apr 2006 - Apr 2026
Imports: Machinery and Electric Equipment (BWP mn) 1,363.597 Apr 2026 monthly Jan 2003 - Apr 2026
Imports: Metals and Metal Products (BWP mn) 310.151 Apr 2026 monthly Jan 2003 - Apr 2026
Imports: Chemicals and Rubber Products (BWP mn) 711.649 Apr 2026 monthly Jan 2003 - Apr 2026
Imports: Diamonds (BWP mn) 977.209 Apr 2026 monthly Jan 2005 - Apr 2026
Imports: Food, Beverages and Tobacco (BWP mn) 927.301 Apr 2026 monthly Jan 2003 - Apr 2026
Imports: Fuel (BWP mn) 1,893.768 Apr 2026 monthly Jan 2003 - Apr 2026
Imports: Vehicles and Transport Equipment (BWP mn) 1,324.556 Apr 2026 monthly Jan 2003 - Apr 2026
Imports: Africa: SADC: SACU: Namibia (BWP mn) 861.584 Apr 2026 monthly Apr 2006 - Apr 2026
Imports: Africa: SADC: SACU: South Africa (BWP mn) 3,675.333 Apr 2026 monthly Apr 2006 - Apr 2026
Foreign Trade: Imports (BWP mn) 8,219.309 Apr 2026 monthly Jan 2003 - Apr 2026
Foreign Trade: Exports (BWP mn) 5,911.404 Apr 2026 monthly Jan 2003 - Apr 2026
Foreign Trade: Exports: Re-Exports (BWP mn) 0.619 Apr 2026 monthly Jan 2005 - Apr 2026
Foreign Trade Balance (BWP mn) -2,307.905 Apr 2026 monthly Jan 2003 - Apr 2026
Export Volume Index (2015=100) 79.000 2024 yearly 2005 - 2024
Import Volume Index (2015=100) 81.800 2024 yearly 2005 - 2024
Import Value Index (2015=100) 99.300 2024 yearly 2005 - 2024
Export Value Index (2015=100) 73.600 2024 yearly 2005 - 2024
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 32.3 Dec 2025 quarterly Mar 2004 - Dec 2025
Current Account Balance (USD mn) 495.2 Jun 2025 quarterly Mar 2004 - Jun 2025
Current Account Balance: % of GDP (%) -0.1 Dec 2025 quarterly Mar 2004 - Dec 2025
Foreign Direct Investment (USD mn) -54.2 Dec 2025 quarterly Mar 2004 - Dec 2025
Foreign Direct Investment: % of GDP (%) -1.1 Dec 2025 quarterly Mar 2004 - Dec 2025
Foreign Portfolio Investment (USD mn) 2.831 Dec 2025 quarterly Mar 2004 - Dec 2025
Foreign Portfolio Investment: % of GDP (%) 0.1 Dec 2025 quarterly Mar 2004 - Dec 2025
Foreign Portfolio Investment: Equity Securities (USD mn) 34.2 2024 yearly 1975 - 2024
Foreign Portfolio Investment: Debt Securities (USD mn) 0.000 2024 yearly 1975 - 2024
External Debt (USD mn) 1,498.8 2025 yearly 1994 - 2025
External Debt: % of GDP (%) 7.8 2025 yearly 1995 - 2025
External Debt: Short Term (USD mn) 144.7 2024 yearly 1973 - 2024
External Debt: Short Term: % of GDP (%) 0.8 2024 yearly 1994 - 2024
Forecast: Current Account Balance (USD bn) -0.814 2031 yearly 1980 - 2031
Net International Investment Position (USD mn) 4,030.313 2025 yearly 1996 - 2025
BW: BOP: Net Errors and Omissions (USD mn) -211.979 2024 yearly 1975 - 2024
BW: BOP: Current Account: Personal Remittances: Paid (USD mn) 117.708 2024 yearly 1975 - 2024
BW: BOP: Current Account: Personal Remittances: Received (USD mn) 128.299 2024 yearly 1975 - 2024
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 3.5 Mar 2026 quarterly Dec 2002 - Mar 2026
Household Debt: % of GDP (%) 21.3 Dec 2025 quarterly Dec 2002 - Dec 2025
Non-Performing Loans (USD mn) 234.125 Mar 2026 quarterly Mar 2001 - Mar 2026
Money Supply M1 (USD mn) 2,598.858 Apr 2026 monthly Dec 2000 - Apr 2026
Money Supply M2 (USD mn) 9,248.521 Apr 2026 monthly Jan 2001 - Apr 2026
M2 Growth (%) 4.8 Apr 2026 monthly Jan 2002 - Apr 2026
Reserve Requirement Ratio (%) 0.0 May 2026 monthly Feb 2006 - May 2026
Foreign Exchange Reserves (USD mn) 5,165.9 Apr 2021 monthly Jan 1992 - Apr 2021
Foreign Exchange Reserves: % of GDP (%) 17.531 Dec 2025 quarterly Jun 1994 - Dec 2025
Foreign Exchange Reserves: Months of Import (NA) 7.2 Sep 2025 monthly Jan 2003 - Sep 2025
Total Deposits (USD mn) 8,654.458 Apr 2026 monthly Dec 2002 - Apr 2026
Total Deposits Growth (%) 5.3 Apr 2026 monthly Dec 2003 - Apr 2026
Domestic Credit (USD mn) 8,802.1 Sep 2025 monthly Dec 2004 - Sep 2025
Domestic Credit Growth (%) 0.8 Mar 2026 quarterly Dec 2005 - Mar 2026
Household Debt (USD mn) 4,161.4 Apr 2026 monthly Dec 2002 - Apr 2026
Total Loans (USD mn) 6,766.834 Apr 2026 monthly Dec 2002 - Apr 2026
Total Loans Growth (%) 0.99 Apr 2026 monthly Dec 2003 - Apr 2026
Private Debt: % of Nominal GDP (%) 29.71 Mar 2026 quarterly Dec 2002 - Mar 2026
Bank of Botswana: Foreign Exchange Reserves (USD th) 4,345,791.000 Apr 2026 monthly Jan 1992 - Apr 2026
Monetary Aggregates: M1 (BWP mn) 34,605.303 Apr 2026 monthly Dec 2004 - Apr 2026
Monetary Aggregates: M2 (BWP mn) 123,149.410 Apr 2026 monthly Jan 2001 - Apr 2026
Depository Corp Survey: Assets: Domestic Claims (BWP mn) 112,561.491 Apr 2026 monthly Dec 2004 - Apr 2026
Commercial Banks Deposits (BWP mn) 115,239.119 Apr 2026 monthly Dec 2002 - Apr 2026
Commercial Banks Loans and Advances: Arrears: Over 90 Days (BWP mn) 3,142.613 Mar 2026 quarterly Mar 2001 - Mar 2026
Commercial Banks Loans and Advances: Outstanding: Resident Business (BWP mn) 33,215.969 Apr 2026 monthly Dec 2002 - Apr 2026
Commercial Banks Loans and Advances: Outstanding: Households (BWP mn) 55,411.765 Apr 2026 monthly Dec 2002 - Apr 2026
Commercial Banks Loans and Advances: Outstanding (BWP mn) 90,104.312 Apr 2026 monthly Dec 2002 - Apr 2026
Commercial Banks Loans and Advances: Outstanding: Resident Business: Finance (BWP mn) 2,232.633 Apr 2026 monthly Dec 2002 - Apr 2026
Commercial Banks Loans and Advances: Outstanding: Households: Property Purchase (BWP mn) 14,936.335 Apr 2026 monthly Dec 2002 - Apr 2026
Commercial Banks Loans and Advances: Outstanding: Resident Business: Government ... (BWP mn) 4,249.497 Apr 2026 monthly Dec 2002 - Apr 2026

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