Australia Household Debt: % of GDP
Key information about Australia Household Debt: % of GDP
- Australia household debt accounted for 120.3 % of the country's Nominal GDP in Jun 2025, compared with the ratio of 119.3 % in the previous quarter.
- Australia household debt to GDP ratio is updated quarterly, available from Jun 1988 to Jun 2025.
- The data reached an all-time high of 1,696.5 % in Dec 2023 and a record low of 72.3 % in Dec 2005.
CEIC calculates quarterly Household Debt as % of Nominal GDP from quarterly Household Debt and quarterly Nominal GDP. The Australian Bureau of Statistics provides Household Debt in local currency and Nominal GDP in local currency.
Related information about Australia Household Debt: % of GDP
- In the latest reports, Australia Household Debt reached 2,192.2 USD bn in Jun 2025.
- Money Supply M2 in Australia increased 7.1 % YoY in Oct 2025.
- Australia Foreign Exchange Reserves was measured at 41.4 USD bn in Oct 2025.
- The Foreign Exchange Reserves equaled 1.5 Months of Import in Sep 2025.
- Australia Domestic Credit reached 3,883.6 USD bn in Sep 2025, representing an increased of 3.6 % YoY.
- The country's Non Performing Loans Ratio stood at 1.2 % in Jun 2025, compared with the ratio of 1.2 % in the previous quarter.
View Australia's Household Debt: % of GDP from Jun 1988 to Jun 2025 in the chart:
What was Australia's Household Debt: % of GDP in Jun 2025?
Australia household debt accounted for 120.3 % of the country's Nominal GDP in Jun 2025, compared with the ratio of 119.3 % in the previous quarter. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 120.3 Jun 2025 | 119.3 Mar 2025 | 72.3 Dec 2005 | 1,696.5 Dec 2023 | % | quarterly | Jun 1988 - Jun 2025 |
Household Debt: % of GDP by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 13.3 Jun 2025 | quarterly | Sep 2007 - Jun 2025 |
| Argentina (%) | 6.3 Jun 2025 | quarterly | Dec 2004 - Jun 2025 |
| Armenia (%) | 32.5 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Australia (%) | 120.3 Jun 2025 | quarterly | Jun 1988 - Jun 2025 |
| Austria (%) | 42.7 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Azerbaijan (%) | 13.9 Jun 2025 | quarterly | Mar 2005 - Jun 2025 |
| Belarus (%) | 10.8 Jun 2025 | quarterly | Dec 2006 - Jun 2025 |
| Belgium (%) | 58.3 Jun 2025 | quarterly | Dec 1992 - Jun 2025 |
| Bolivia (%) | 11.4 Dec 2024 | quarterly | Sep 2010 - Dec 2024 |
| Bosnia and Herzegovina (%) | 25.0 Jun 2025 | quarterly | Dec 2008 - Jun 2025 |
| Botswana (%) | 21.7 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Brunei (%) | 15.1 Jun 2025 | quarterly | Dec 2013 - Jun 2025 |
| Bulgaria (%) | 30.1 2024 | yearly | 1995 - 2024 |
| Cambodia (%) | 27.2 2024 | yearly | 2008 - 2024 |
| Canada (%) | 97.7 Sep 2025 | quarterly | Mar 1969 - Sep 2025 |
| Chile (%) | 37.7 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| China (%) | 60.4 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Colombia (%) | 29.5 Jun 2025 | quarterly | Dec 2015 - Jun 2025 |
| Croatia (%) | 33.8 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Cyprus (%) | 73.8 2024 | yearly | 1995 - 2024 |
| Czech Republic (%) | 33.1 Mar 2025 | quarterly | Mar 2004 - Mar 2025 |
| Denmark (%) | 92.7 2023 | yearly | 1994 - 2023 |
| Ecuador (%) | 17.4 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Egypt (%) | 7.2 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Estonia (%) | 39.8 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| European Union (%) | 50.9 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Finland (%) | 74.1 2024 | yearly | 1995 - 2024 |
| France (%) | 59.9 2024 | yearly | 1977 - 2024 |
| Georgia (%) | 36.9 Mar 2023 | quarterly | Mar 2001 - Mar 2023 |
| Germany (%) | 49.0 Jun 2025 | quarterly | Dec 1991 - Jun 2025 |
| Greece (%) | 46.5 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| Hong Kong SAR, China (%) | 87.7 Sep 2025 | quarterly | Mar 1982 - Sep 2025 |
| Hungary (%) | 20.5 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Iceland (%) | 70.8 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| India (%) | 17.6 2025 | yearly | 1998 - 2025 |
| Indonesia (%) | 15.2 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Ireland (%) | 25.1 Jun 2025 | quarterly | Mar 2002 - Jun 2025 |
| Israel (%) | 42.2 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Italy (%) | 47.2 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Japan (%) | 63.9 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| Jordan (%) | 78.2 Jun 2025 | quarterly | Mar 2002 - Jun 2025 |
| Kazakhstan (%) | 62.5 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| South Korea (%) | 92.7 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Kosovo (%) | 24.6 Jun 2025 | quarterly | Dec 2010 - Jun 2025 |
| Kuwait (%) | 0.9 Jun 2025 | quarterly | Dec 2010 - Jun 2025 |
| Kyrgyzstan (%) | 12.1 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Latvia (%) | 22.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Lithuania (%) | 31.2 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Luxembourg (%) | 62.4 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Macau SAR, China (%) | 76.1 Sep 2025 | quarterly | Dec 2001 - Sep 2025 |
| North Macedonia (%) | 26.8 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Malawi (%) | 0.3 2011 | yearly | 2006 - 2011 |
| Malaysia (%) | 84.1 2024 | yearly | 2002 - 2024 |
| Malta (%) | 47.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Mauritius (%) | 20.6 Jun 2018 | quarterly | Mar 2009 - Jun 2018 |
| Mexico (%) | 17.2 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Mongolia (%) | 29.7 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Montenegro (%) | 27.8 Jun 2025 | quarterly | Mar 2007 - Jun 2025 |
| Morocco (%) | 22.0 2024 | yearly | 2001 - 2024 |
| Netherlands (%) | 97.4 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| New Zealand (%) | 90.2 Jun 2025 | quarterly | Dec 1990 - Jun 2025 |
| Norway (%) | 88.3 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Panama (%) | 37.7 Jun 2025 | quarterly | Dec 2007 - Jun 2025 |
| Peru (%) | 15.3 Sep 2025 | quarterly | Mar 2001 - Sep 2025 |
| Philippines (%) | 12.4 Jun 2025 | quarterly | Mar 2009 - Jun 2025 |
| Poland (%) | 22.4 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| Portugal (%) | 56.0 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Romania (%) | 15.9 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Russia (%) | 18.9 Mar 2025 | quarterly | Dec 2000 - Mar 2025 |
| Saudi Arabia (%) | 10.7 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| Serbia (%) | 18.2 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Singapore (%) | 53.0 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Slovakia (%) | 45.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Slovenia (%) | 27.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| South Africa (%) | 41.0 Jun 2025 | quarterly | Mar 1969 - Jun 2025 |
| Spain (%) | 47.8 Jun 2025 | quarterly | Dec 1989 - Jun 2025 |
| Sri Lanka (%) | 6.6 Dec 2024 | quarterly | Dec 2010 - Dec 2024 |
| Sweden (%) | 86.5 Jun 2025 | quarterly | Mar 1996 - Jun 2025 |
| Switzerland (%) | 123.1 2024 | yearly | 1999 - 2024 |
| Syria (%) | 14.6 2011 | yearly | 2004 - 2011 |
| Taiwan (%) | 95.5 2023 | yearly | 2000 - 2023 |
| Thailand (%) | 86.8 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Tunisia (%) | 0.0 2020 | yearly | 2007 - 2020 |
| Turkey (%) | 10.2 Jun 2025 | quarterly | Dec 2014 - Jun 2025 |
| Ukraine (%) | 4.0 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| United Arab Emirates (%) | 24.1 2024 | yearly | 2013 - 2024 |
| United Kingdom (%) | 78.7 Jun 2025 | quarterly | Mar 1987 - Jun 2025 |
| United States (%) | 61.4 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Uruguay (%) | 11.5 Jun 2025 | quarterly | Dec 2005 - Jun 2025 |
| Venezuela (%) | 3.4 2017 | yearly | 2004 - 2017 |
Accurate Macro & Micro Economic Data You Can Trust
Explore the most complete set of 6.6 million time series covering more than 200 economies, 20 industries and 18 macroeconomic sectors.
Learn more about what we doAustralia Key Series
| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -2.8 Jun 2025 | quarterly | Jun 2003 - Jun 2025 |
| Consolidated Fiscal Balance (USD mn) | -11,179.706 Jun 2025 | quarterly | Sep 2002 - Jun 2025 |
| Tax Revenue (USD mn) | 144,934.251 Jun 2025 | quarterly | Sep 2002 - Jun 2025 |
| Tax Revenue: % of GDP (%) | 32.0 Jun 2025 | quarterly | Sep 2002 - Jun 2025 |
| National Government Debt (USD mn) | 685,976.3 2024 | yearly | 1999 - 2024 |
| Government Debt: % of GDP (%) | 38.4 2024 | yearly | 1999 - 2024 |
| Forecast: Government Expenditure (AUD bn) | 1,343.987 2030 | yearly | 1988 - 2030 |
| Forecast: Government Net Debt (AUD bn) | 1,762.752 2030 | yearly | 1989 - 2030 |
| Forecast: Government Revenue (AUD bn) | 1,288.528 2030 | yearly | 1988 - 2030 |
| DOT Forecast: Budget Aggregates: Revenue (AUD bn) | 819.600 2028 | yearly | 1997 - 2028 |
| DOT Forecast: Budget Aggregates: Expenses (AUD bn) | 829.800 2028 | yearly | 1997 - 2028 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 2.840 2030 | yearly | 1980 - 2030 |
| Trade Balance (USD mn) | 2,598.3 Sep 2025 | monthly | Jul 1971 - Sep 2025 |
| Total Exports (USD mn) | 29,412.6 Sep 2025 | monthly | Jul 1971 - Sep 2025 |
| Total Exports Growth (%) | 9.7 Sep 2025 | monthly | Jul 1972 - Sep 2025 |
| Aluminum: Exports (USD th) | 4,120,426.620 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 1,529,084.746 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 2,266,131.917 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 26,814.3 Sep 2025 | monthly | Jul 1971 - Sep 2025 |
| Total Imports Growth (%) | 11.1 Sep 2025 | monthly | Jul 1972 - Sep 2025 |
| Imports: Medicament (USD th) | 6,389,477.247 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 5,080,780.405 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 2,060.555 Sep 2025 | monthly | Jan 1988 - Sep 2025 |
| Total Imports from USA (USD mn) | 2,770.500 Sep 2025 | monthly | Apr 1969 - Sep 2025 |
| Total Exports to China (USD mn) | 10,356.881 Sep 2025 | monthly | Apr 1969 - Sep 2025 |
| Total Imports from China (USD mn) | 7,269.017 Sep 2025 | monthly | Jan 1988 - Sep 2025 |
| Trade Balance: sa: Goods (AUD mn) | 5,085.000 Dec 2024 | monthly | Jul 1971 - Dec 2024 |
| Trade Balance: Goods (AUD mn) | 9,099.000 Dec 2024 | monthly | Jul 1971 - Dec 2024 |
| Export: SITC: Value: FOB: Commodities and Transactions (CT): nec (AUD mn) | 3,431.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Export: SITC: Value: FOB: Manufactured Goods Classified Chiefly By Material (MG) (AUD mn) | 1,859.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Export: SITC: Value: FOB: Crude Materials, Inedible, Except Fuels (CM) (AUD mn) | 16,776.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Export: SITC: Value: FOB: Mineral Fuels, Lubricants and Related Materials (MF) (AUD mn) | 15,479.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Export: SITC: Value: FOB: Food & Live Animals (FL) (AUD mn) | 5,964.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Export: Value: Coal, whether or not Pulverized, but not Agglomerated (AUD mn) | 7,704.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Export: Value: FOB: Japan (AUD mn) | 6,663.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Export: Value: FOB: China (excl SARs and Taiwan) (AUD mn) | 16,765.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Export: Value: FOB: United States of America (AUD mn) | 2,995.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Export: Value: FOB: India (AUD mn) | 2,744.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Export: Value: FOB: Korea, Republic of (AUD mn) | 3,471.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Terms of Trade Index (2016-2017=100) | 106.800 Dec 2018 | quarterly | Sep 1959 - Dec 2018 |
| Import: SITC: Value: Mineral Fuels, Lubricants and Related Materials (MF) (AUD mn) | 5,174.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Import: SITC: Value: Commodities and Transactions (CT): nec (AUD mn) | 1,671.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Import: SITC: Value: Manufactured Goods Classified Chiefly By Material (MG) (AUD mn) | 3,541.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Import: SITC: Value: Food & Live Animals (FL) (AUD mn) | 2,028.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Import: SITC: Value: Crude Materials, Inedible, Except Fuels (CM) (AUD mn) | 346.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Import: Value: Germany (AUD mn) | 1,268.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Import: Value: Singapore (AUD mn) | 1,294.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Import: Value: China (AUD mn) | 9,020.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Import: Value: United States of America (AUD mn) | 4,619.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Import: Value: Japan (AUD mn) | 2,349.000 Dec 2024 | monthly | Jan 1988 - Dec 2024 |
| Import Value Index (2015=100) | 125.258 2021 | yearly | 1995 - 2021 |
| Export Value Index (2015=100) | 183.729 2021 | yearly | 1995 - 2021 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 1.2 Jun 2025 | quarterly | Jun 2004 - Jun 2025 |
| Household Debt: % of GDP (%) | 120.3 Jun 2025 | quarterly | Jun 1988 - Jun 2025 |
| Non-Performing Loans (USD mn) | 34,137.204 Jun 2025 | quarterly | Sep 1994 - Jun 2025 |
| Money Supply M1 (USD mn) | 1,253,737.709 Oct 2025 | monthly | Feb 1975 - Oct 2025 |
| Money Supply M2 (USD mn) | 2,176,425.868 Oct 2025 | monthly | Mar 1965 - Oct 2025 |
| M2 Growth (%) | 7.1 Oct 2025 | monthly | Mar 1966 - Oct 2025 |
| Foreign Exchange Reserves (USD mn) | 41,449.9 Oct 2025 | monthly | Jul 1969 - Oct 2025 |
| Foreign Exchange Reserves: % of GDP (%) | 2.201 Jun 2025 | quarterly | Sep 1969 - Jun 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 1.5 Sep 2025 | monthly | Jul 1971 - Sep 2025 |
| Gold Reserves (USD mn) | 9,394.165 Oct 2025 | monthly | Jan 1958 - Oct 2025 |
| Total Deposits (USD mn) | 2,861,383.344 Jun 2025 | quarterly | Sep 2004 - Jun 2025 |
| Total Deposits Growth (%) | 7.6 Jun 2025 | quarterly | Sep 2005 - Jun 2025 |
| Domestic Credit (USD mn) | 3,883,575.9 Sep 2025 | monthly | Dec 2001 - Sep 2025 |
| Domestic Credit Growth (%) | 3.6 Sep 2025 | monthly | Dec 2002 - Sep 2025 |
| Debt Service Ratio: Households (%) | 16.500 Mar 2025 | quarterly | Mar 1999 - Mar 2025 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 21.000 Mar 2025 | quarterly | Mar 1999 - Mar 2025 |
| Credit to Households (USD bn) | 1,931.757 Mar 2025 | quarterly | Dec 1977 - Mar 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 2,987.186 Mar 2025 | quarterly | Mar 1971 - Mar 2025 |
| Household Debt (USD mn) | 2,192,250.0 Jun 2025 | quarterly | Jun 1988 - Jun 2025 |
| Total Loans (USD mn) | 2,606,098.763 Oct 2025 | monthly | Sep 1976 - Oct 2025 |
| Total Loans Growth (%) | 7.28 Oct 2025 | monthly | Sep 1977 - Oct 2025 |
| Private Debt: % of Nominal GDP (%) | 128.12 Jun 2025 | quarterly | Mar 1990 - Jun 2025 |
| Money Supply: M3 (AUD bn) | 3,332.381 Oct 2025 | monthly | Jul 1959 - Oct 2025 |
| Money Supply: sa: M1 (AUD bn) | 1,915.273 Oct 2025 | monthly | Feb 1975 - Oct 2025 |
| Money Supply: sa: M3 (AUD bn) | 3,324.818 Oct 2025 | monthly | Mar 1965 - Oct 2025 |
| Official Reserve Assets: Total: in USD (USD mn) | 65,120.000 Feb 2025 | monthly | Jul 1969 - Feb 2025 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Economic Policy Uncertainty Index (Index) | 138.651 Nov 2025 | monthly | Jan 1997 - Nov 2025 |
| Geopolitical Risk Index (%) | 0.172 Oct 2025 | monthly | Jan 1985 - Oct 2025 |
| Exports: % of GDP (%) | 25.685 2023 | yearly | 2001 - 2023 |
| Imports: % of GDP (%) | 21.778 2023 | yearly | 2001 - 2023 |
| Business Confidence Growth (% Point) | 1.0 Oct 2025 | monthly | Jul 2013 - Oct 2025 |
| Industrial Trends Survey: Composite Index: sa: Expected (Index) | 57.400 Dec 2024 | quarterly | Mar 2008 - Dec 2024 |
More Indicators for Australia
Request a demo of CEIC
CEIC’s economic databases cover over 200 global markets. Our Platform offers the most reliable macroeconomic data and advanced analytical tools.