Switzerland Household Debt: % of GDP

1999 - 2025 | Yearly | % | CEIC Data

Key information about Switzerland Household Debt: % of GDP

  • Switzerland household debt accounted for 125.1 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 123.3 % in the previous year.
  • Switzerland household debt to GDP ratio is updated yearly, available from Dec 1999 to Dec 2025.
  • The data reached an all-time high of 134.6 % in Dec 2020 and a record low of 100.8 % in Dec 2001.

CEIC calculates annual Household Debt as % of Nominal GDP from annual Household Debt and annual Nominal GDP. Swiss National Bank provides Household Debt in local currency. State Secretariat for Economic Affairs provides Nominal GDP in local currency. Household Debt includes NPISH.


Related information about Switzerland Household Debt: % of GDP

  • In the latest reports, Switzerland Household Debt reached 1,367.9 USD bn in Dec 2025.
  • Money Supply M2 in Switzerland increased 16.2 % YoY in Oct 2025.
  • Switzerland Foreign Exchange Reserves was measured at 923.6 USD bn in Feb 2026.
  • The Foreign Exchange Reserves equaled 18.0 Months of Import in Mar 2026.
  • Switzerland Domestic Credit reached 1,891.8 USD bn in Feb 2026, representing an increased of 2.4 % YoY.
  • The country's Non Performing Loans Ratio stood at 0.8 % in Dec 2024, compared with the ratio of 0.8 % in the previous year.

View Switzerland's Household Debt: % of GDP from 1999 to 2025 in the chart:

Switzerland Household Debt: % of GDP

What was Switzerland's Household Debt: % of GDP in 2025?

Switzerland household debt accounted for 125.1 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 123.3 % in the previous year. See the table below for more data.

Last Previous Min Max Unit Frequency Range
125.1 2025 123.3 2024 100.8 2001 134.6 2020 % yearly 1999 - 2025

Household Debt: % of GDP by Country Comparison

country/region Last Frequency Range
Albania (%) 14.1 Dec 2025 quarterly Sep 2007 - Dec 2025
Argentina (%) 6.7 Dec 2025 quarterly Dec 2004 - Dec 2025
Armenia (%) 32.9 Dec 2025 quarterly Dec 2000 - Dec 2025
Australia (%) 120.3 Jun 2025 quarterly Jun 1988 - Jun 2025
Austria (%) 42.2 Dec 2025 quarterly Mar 1999 - Dec 2025
Azerbaijan (%) 14.8 Dec 2025 quarterly Mar 2005 - Dec 2025
Belarus (%) 10.6 Dec 2025 quarterly Dec 2006 - Dec 2025
Belgium (%) 58.3 Dec 2025 quarterly Dec 1992 - Dec 2025
Bolivia (%) 11.4 Dec 2024 quarterly Sep 2010 - Dec 2024
Bosnia and Herzegovina (%) 25.6 Dec 2025 quarterly Dec 2008 - Dec 2025
Botswana (%) 21.3 Dec 2025 quarterly Dec 2002 - Dec 2025
Brunei (%) 15.4 Dec 2025 quarterly Dec 2013 - Dec 2025
Bulgaria (%) 30.1 2024 yearly 1995 - 2024
Cambodia (%) 27.2 2024 yearly 2008 - 2024
Canada (%) 99.5 Dec 2025 quarterly Mar 1969 - Dec 2025
Chile (%) 37.7 Sep 2025 quarterly Mar 2009 - Sep 2025
China (%) 60.4 Sep 2025 quarterly Mar 2007 - Sep 2025
Colombia (%) 29.5 Sep 2025 quarterly Dec 2015 - Sep 2025
Croatia (%) 33.8 Dec 2025 quarterly Dec 1995 - Dec 2025
Cyprus (%) 68.2 2025 yearly 1995 - 2025
Czech Republic (%) 33.5 Dec 2025 quarterly Mar 2004 - Dec 2025
Denmark (%) 89.8 2024 yearly 1994 - 2024
Ecuador (%) 35.4 Dec 2025 quarterly Mar 2007 - Dec 2025
Egypt (%) 7.2 Dec 2025 quarterly Dec 2002 - Dec 2025
Estonia (%) 40.6 Dec 2025 quarterly Dec 2003 - Dec 2025
European Union (%) 50.5 Dec 2025 quarterly Mar 1999 - Dec 2025
Finland (%) 72.7 2025 yearly 1995 - 2025
France (%) 59.9 2024 yearly 1977 - 2024
Georgia (%) 36.9 Mar 2023 quarterly Mar 2001 - Mar 2023
Germany (%) 48.7 Dec 2025 quarterly Dec 1991 - Dec 2025
Greece (%) 45.9 Dec 2025 quarterly Dec 1997 - Dec 2025
Hong Kong SAR, China (%) 87.6 Dec 2025 quarterly Mar 1982 - Dec 2025
Hungary (%) 21.7 Dec 2025 quarterly Dec 1995 - Dec 2025
Iceland (%) 70.7 Sep 2025 quarterly Dec 1995 - Sep 2025
India (%) 17.6 2025 yearly 1998 - 2025
Indonesia (%) 14.8 Mar 2026 quarterly Dec 2010 - Mar 2026
Ireland (%) 24.6 Dec 2025 quarterly Mar 2002 - Dec 2025
Israel (%) 42.8 Dec 2025 quarterly Dec 1995 - Dec 2025
Italy (%) 46.9 Sep 2025 quarterly Dec 1995 - Sep 2025
Japan (%) 61.2 Dec 2025 quarterly Dec 1997 - Dec 2025
Jordan (%) 69.7 Dec 2025 quarterly Mar 2002 - Dec 2025
Kazakhstan (%) 66.7 Dec 2025 quarterly Dec 1997 - Dec 2025
South Korea (%) 91.7 Dec 2025 quarterly Dec 2002 - Dec 2025
Kosovo (%) 25.4 Dec 2025 quarterly Dec 2010 - Dec 2025
Kuwait (%) 1.1 Dec 2025 quarterly Dec 2010 - Dec 2025
Kyrgyzstan (%) 12.3 Mar 2026 quarterly Dec 2000 - Mar 2026
Latvia (%) 23.1 Dec 2025 quarterly Mar 2004 - Dec 2025
Lithuania (%) 30.0 Sep 2025 quarterly Dec 1995 - Sep 2025
Luxembourg (%) 61.3 Dec 2025 quarterly Dec 1995 - Dec 2025
Macau SAR, China (%) 70.9 Mar 2026 quarterly Dec 2001 - Mar 2026
North Macedonia (%) 26.6 Dec 2025 quarterly Mar 2003 - Dec 2025
Malawi (%) 0.3 2011 yearly 2006 - 2011
Malaysia (%) 84.7 2025 yearly 2002 - 2025
Malta (%) 48.5 Dec 2025 quarterly Mar 2004 - Dec 2025
Mauritius (%) 20.6 Jun 2018 quarterly Mar 2009 - Jun 2018
Mexico (%) 17.4 Dec 2025 quarterly Dec 2000 - Dec 2025
Mongolia (%) 28.9 Dec 2025 quarterly Mar 2004 - Dec 2025
Montenegro (%) 29.2 Dec 2025 quarterly Mar 2007 - Dec 2025
Morocco (%) 22.0 2024 yearly 2001 - 2024
Netherlands (%) 97.2 Dec 2025 quarterly Mar 1999 - Dec 2025
New Zealand (%) 91.1 Dec 2025 quarterly Dec 1990 - Dec 2025
Norway (%) 90.2 Dec 2025 quarterly Dec 1995 - Dec 2025
Panama (%) 37.8 Dec 2025 quarterly Dec 2007 - Dec 2025
Peru (%) 15.1 Dec 2025 quarterly Mar 2001 - Dec 2025
Philippines (%) 13.6 Dec 2025 quarterly Mar 2008 - Dec 2025
Poland (%) 22.4 Dec 2025 quarterly Dec 2003 - Dec 2025
Portugal (%) 56.5 Dec 2025 quarterly Dec 2007 - Dec 2025
Romania (%) 15.3 Dec 2025 quarterly Dec 1995 - Dec 2025
Russia (%) 18.7 Dec 2025 quarterly Dec 2000 - Dec 2025
Saudi Arabia (%) 10.7 Dec 2025 quarterly Dec 2003 - Dec 2025
Serbia (%) 18.7 Dec 2025 quarterly Dec 2003 - Dec 2025
Singapore (%) 51.6 Dec 2025 quarterly Mar 1995 - Dec 2025
Slovakia (%) 46.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Slovenia (%) 28.2 Dec 2025 quarterly Mar 2004 - Dec 2025
South Africa (%) 41.2 Dec 2025 quarterly Mar 1969 - Dec 2025
Spain (%) 46.6 Dec 2025 quarterly Dec 1989 - Dec 2025
Sri Lanka (%) 6.6 Dec 2024 quarterly Dec 2010 - Dec 2024
Sweden (%) 86.2 Dec 2025 quarterly Mar 1996 - Dec 2025
Switzerland (%) 125.1 2025 yearly 1999 - 2025
Syria (%) 14.6 2011 yearly 2004 - 2011
Taiwan, China (%) 94.3 2024 yearly 2000 - 2024
Thailand (%) 86.7 Dec 2025 quarterly Mar 2003 - Dec 2025
Tunisia (%) 0.0 2020 yearly 2007 - 2020
Turkey (%) 10.5 Dec 2025 quarterly Dec 2014 - Dec 2025
Ukraine (%) 4.1 Dec 2025 quarterly Dec 2002 - Dec 2025
United Arab Emirates (%) 24.1 2024 yearly 2013 - 2024
United Kingdom (%) 78.0 Dec 2025 quarterly Mar 1987 - Dec 2025
United States (%) 60.3 Mar 2026 quarterly Mar 1999 - Mar 2026
Uruguay (%) 12.0 Dec 2025 quarterly Dec 2005 - Dec 2025
Venezuela (%) 3.4 2017 yearly 2004 - 2017

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Switzerland Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) 0.5 2025 yearly 1990 - 2025
Consolidated Fiscal Balance (USD mn) 5,488.721 2025 yearly 1990 - 2025
Tax Revenue (USD mn) 197,858.688 2024 yearly 1990 - 2024
Tax Revenue: % of GDP (%) 20.4 2024 yearly 1990 - 2024
National Government Debt (USD mn) 231,894.5 2024 yearly 1990 - 2024
Government Debt: % of GDP (%) 22.2 2029 yearly 1990 - 2029
Forecast: Government Expenditure (CHF bn) 309.762 2031 yearly 1983 - 2031
Forecast: Government Net Debt (CHF bn) 329.077 2031 yearly 1990 - 2031
Forecast: Government Revenue (CHF bn) 311.523 2031 yearly 1983 - 2031
General Government: Consolidated (Cons): Revenue (CHF mn) 319,812.139 2029 yearly 1990 - 2029
General Government: Cons: Expenditure (CHF mn) 318,761.833 2029 yearly 1990 - 2029
General Government: Cons: Net Lending/Borrowing (CHF mn) 1,050.306 2029 yearly 1990 - 2029
Gross Public Debt: General Government (CHF mn) 212,434.551 2028 yearly 1990 - 2028
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 3.300 2031 yearly 1980 - 2031
Trade Balance (USD mn) 5,950.6 Mar 2026 monthly Jan 1957 - Mar 2026
Total Exports (USD mn) 56,803.6 Mar 2026 monthly Jan 1988 - Mar 2026
Total Exports Growth (%) -1.2 Mar 2026 monthly Jan 1989 - Mar 2026
Aluminum: Exports (USD th) 1,311,928.609 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 50,907,255.064 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 61,063,628.261 2024 yearly 1995 - 2024
Total Imports (USD mn) 50,852.9 Mar 2026 monthly Jan 1988 - Mar 2026
Total Imports Growth (%) 4.1 Mar 2026 monthly Jan 1989 - Mar 2026
Imports: Medicament (USD th) 48,007,778.429 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 20,192,753.322 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 5,267.084 Mar 2026 monthly Jan 1960 - Mar 2026
Total Imports from USA (USD mn) 6,895.409 Mar 2026 monthly Jan 1960 - Mar 2026
Total Exports to China (USD mn) 1,594.553 Mar 2026 monthly Jan 1995 - Mar 2026
Total Imports from China (USD mn) 2,035.449 Mar 2026 monthly Jan 1995 - Mar 2026
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 7,423.2 Dec 2025 quarterly Mar 1985 - Dec 2025
Current Account Balance (USD mn) 12,320.4 Jun 2025 quarterly Mar 1983 - Jun 2025
Current Account Balance: % of GDP (%) 3.2 Dec 2025 quarterly Mar 1983 - Dec 2025
Foreign Direct Investment (USD mn) 6,056.7 Dec 2025 quarterly Mar 1985 - Dec 2025
Foreign Direct Investment: % of GDP (%) -4.7 Jun 2025 quarterly Mar 1985 - Jun 2025
Foreign Portfolio Investment (USD mn) 30,664.716 Dec 2025 quarterly Mar 1985 - Dec 2025
Foreign Portfolio Investment: % of GDP (%) 11.2 Dec 2025 quarterly Mar 1985 - Dec 2025
Foreign Portfolio Investment: Equity Securities (USD mn) -1,811.4 Dec 2025 quarterly Mar 1985 - Dec 2025
Foreign Portfolio Investment: Debt Securities (USD mn) 32,476.150 Dec 2025 quarterly Mar 1985 - Dec 2025
External Debt (USD mn) 2,475,343.5 Dec 2025 quarterly Dec 1999 - Dec 2025
External Debt: % of GDP (%) 226.4 2025 yearly 1999 - 2025
External Debt: Short Term (USD mn) 1,259,463.0 Dec 2025 quarterly Dec 1999 - Dec 2025
External Debt: Short Term: % of GDP (%) 115.2 2025 yearly 1999 - 2025
Total Debt: % of GDP (%) 899.6 2025 yearly 1999 - 2025
Forecast: Current Account Balance (USD bn) 97.716 2031 yearly 1980 - 2031
Net International Investment Position (USD mn) 1,217,204.644 Dec 2025 quarterly Mar 1985 - Dec 2025
BoP: CA: Debit (CHF mn) 232,878.479 Dec 2025 quarterly Mar 1983 - Dec 2025
BoP: Capital Transfers: Debit (CHF mn) 702.067 Dec 2025 quarterly Mar 1995 - Dec 2025
BoP: FA: NA: Other Investment (CHF mn) 25,499.307 Dec 2025 quarterly Mar 1985 - Dec 2025
BoP: CA: Debit: Secondary Income (CHF mn) 18,370.628 Dec 2025 quarterly Mar 1983 - Dec 2025
BoP: CA: Credit: Primary Income (CHF mn) 54,299.648 Dec 2025 quarterly Mar 1983 - Dec 2025
BoP: FA: Net Acquisition of Financial Assets (NA) (CHF mn) 30,300.514 Dec 2025 quarterly Mar 1985 - Dec 2025
BoP: CA: Credit: Goods and Services (GS) (CHF mn) 170,050.808 Dec 2025 quarterly Mar 1983 - Dec 2025
BoP: CA: Debit: GS: Services (CHF mn) 47,372.677 Dec 2025 quarterly Mar 1983 - Dec 2025
BoP: FA: IL: Other Investment (CHF mn) -14,336.252 Dec 2025 quarterly Mar 1985 - Dec 2025
BoP: Financial Account (FA): Net (CHF mn) 13,968.352 Dec 2025 quarterly Mar 1985 - Dec 2025
BoP: CA: Credit: GS: Goods (CHF mn) 129,378.134 Dec 2025 quarterly Mar 1983 - Dec 2025
BoP: Capital Transfers: Net (CHF mn) -641.760 Dec 2025 quarterly Mar 1995 - Dec 2025
BoP: FA: IL: Direct Investment (CHF mn) 4,841.560 Dec 2025 quarterly Mar 1985 - Dec 2025
Balance of Payment (BoP): Current Account (CA): Net (CHF mn) 6,962.677 Dec 2025 quarterly Mar 1983 - Dec 2025
BoP: CA: Credit: GS: Services (CHF mn) 40,672.674 Dec 2025 quarterly Mar 1983 - Dec 2025
BoP: CA: Credit: Secondary Income (CHF mn) 15,490.699 Dec 2025 quarterly Mar 1983 - Dec 2025
BoP: CA: Credit (CHF mn) 239,841.156 Dec 2025 quarterly Mar 1983 - Dec 2025
BoP: FA: Net Incurrence of Liabilities (IL) (CHF mn) 15,017.660 Dec 2025 quarterly Mar 1985 - Dec 2025
BoP: CA: Debit: GS: Goods (CHF mn) 114,174.920 Dec 2025 quarterly Mar 1983 - Dec 2025
BoP: FA: NA: Portfolio Investment (CHF mn) -3,287.303 Dec 2025 quarterly Mar 1985 - Dec 2025
BoP: CA: Debit: Primary Income (CHF mn) 52,960.254 Dec 2025 quarterly Mar 1983 - Dec 2025
BoP: Capital Transfers: Credit (CHF mn) 60.306 Dec 2025 quarterly Mar 1998 - Dec 2025
BoP: FA: IL: Portfolio Investment (CHF mn) 24,512.352 Dec 2025 quarterly Mar 1985 - Dec 2025
BoP: FA: NA: Direct Investment (CHF mn) 5,933.841 Dec 2025 quarterly Mar 1985 - Dec 2025
BoP: CA: Debit: Goods and Services (GS) (CHF mn) 161,547.597 Dec 2025 quarterly Mar 1983 - Dec 2025
Gross External Debt (CHF mn) 1,964,432.599 Dec 2025 quarterly Dec 1999 - Dec 2025
Gross External Debt: Long Term (CHF mn) 964,922.730 Dec 2025 quarterly Dec 1999 - Dec 2025
Gross External Debt: Short Term (CHF mn) 999,509.869 Dec 2025 quarterly Dec 1999 - Dec 2025
IIP: Liabilities (CHF mn) 4,375,179.072 Dec 2025 quarterly Mar 1985 - Dec 2025
IIP: Assets (CHF mn) 5,341,152.678 Dec 2025 quarterly Mar 1985 - Dec 2025
International Investment Position (IIP): Net (CHF mn) 965,973.606 Dec 2025 quarterly Mar 1985 - Dec 2025
Direct Investment Abroad: Flow: Asia: ow China (CHF mn) 3,741.760 2024 yearly 1993 - 2024
Direct Investment Abroad: Flow: North America: Canada (CHF mn) 1,779.811 2024 yearly 1986 - 2024
Direct Investment Abroad: Flow: Europe: EU: ow Belgium (CHF mn) 2,381.279 2024 yearly 1986 - 2024
Direct Investment Abroad: Flow: Europe: EU: ow Austria (CHF mn) 920.646 2024 yearly 1986 - 2024
Direct Investment Abroad: Flow: Europe: EU: ow United Kingdom (CHF mn) 5,671.431 2024 yearly 1986 - 2024
Direct Investment Abroad: Flow (CHF mn) -11,081.337 2024 yearly 1985 - 2024
Direct Investment Abroad: Flow: Manufacturing (CHF mn) 10,204.627 2024 yearly 1986 - 2024
Direct Investment Abroad: Flow: Mfg: Electronics, Energy, Optical and Watch (CHF mn) 2,385.054 2024 yearly 1986 - 2024
Direct Investment Abroad: Flow: Services (CHF mn) -21,285.963 2024 yearly 1986 - 2024
Direct Investment Abroad: Flow: Services: Finance and Holding Companies (FH) (CHF mn) -53,862.247 2024 yearly 1986 - 2024
Direct Investment Abroad: Flow: Services: Banks (CHF mn) 22,571.812 2024 yearly 1986 - 2024
Foreign Direct Investment: Flow (CHF mn) -83,400.999 2024 yearly 1985 - 2024
Foreign Direct Investment: Stock: Manufacturing (Mfg) (CHF mn) 162,001.536 2017 yearly 1985 - 2017
Foreign Direct Investment: Flow: Services: Trade (CHF mn) 1,806.961 2017 yearly 1986 - 2017
Number of Bankruptcies (Unit) 16,235.000 2023 yearly 1980 - 2023
No of Registered Companies: New (Unit) 43,037.000 2021 yearly 2013 - 2021
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 0.8 2024 yearly 2005 - 2024
Household Debt: % of GDP (%) 125.1 2025 yearly 1999 - 2025
Money Supply M1 (USD mn) 925,106.516 Oct 2025 monthly Dec 1984 - Oct 2025
Money Supply M2 (USD mn) 1,385,937.461 Mar 2026 monthly Dec 1984 - Mar 2026
M2 Growth (%) 16.2 Oct 2025 monthly Dec 1985 - Oct 2025
Foreign Exchange Reserves (USD mn) 901,037.5 Mar 2026 monthly Jun 1999 - Mar 2026
Foreign Exchange Reserves: % of GDP (%) 87.408 Dec 2025 quarterly Mar 2006 - Dec 2025
Foreign Exchange Reserves: Months of Import (NA) 18.0 Mar 2026 monthly Jun 1999 - Mar 2026
Gold Reserves (USD mn) 153,874.987 Mar 2026 monthly Jun 1999 - Mar 2026
Total Deposits (USD mn) 2,515,417.965 Feb 2026 monthly Dec 1987 - Feb 2026
Total Deposits Growth (%) 0.1 Feb 2026 monthly Dec 1988 - Feb 2026
Domestic Credit (USD mn) 1,819,248.7 Mar 2026 monthly Dec 1987 - Mar 2026
Domestic Credit Growth (%) 2.6 Mar 2026 monthly Dec 1988 - Mar 2026
Debt Service Ratio: Private Non-Financial Sector (%) 19.600 Sep 2025 quarterly Mar 1999 - Sep 2025
Credit to Households (USD bn) 1,325.433 Sep 2025 quarterly Dec 1999 - Sep 2025
Credit to Private Non-Financial Sector (USD bn) 2,720.633 Sep 2025 quarterly Sep 1953 - Sep 2025
Household Debt (USD mn) 1,367,949.8 2025 yearly 1999 - 2025
Total Loans (USD mn) 2,088,783.502 Feb 2026 monthly Jun 1985 - Feb 2026
Total Loans Growth (%) 1.81 Feb 2026 monthly Jun 1986 - Feb 2026
Private Debt: % of Nominal GDP (%) 160.60 Dec 2025 quarterly Dec 1996 - Dec 2025
Monetary Base (CHF mn) 504,533.000 Apr 2026 monthly Jan 1950 - Apr 2026
Monetary Base: Seasonally Adjusted (CHF mn) 502,260.000 Mar 2026 monthly Jan 1980 - Mar 2026
Money Supply: M3 (CHF mn) 1,221,317.000 Mar 2026 monthly Dec 1984 - Mar 2026
Official Reserve Assets: USD (USD mn) 1,069,790.094 Mar 2026 monthly Jun 1999 - Mar 2026
Official Reserve Assets: USD: Foreign Currency Reserves in Convertibles (FC) (USD mn) 901,026.949 Mar 2026 monthly Jun 1999 - Mar 2026
Business and Economic Survey Last Frequency Range
Business Confidence Growth (% Point) 16.0 Apr 2026 monthly Jan 1996 - Apr 2026
Purchasing Manager Index: Manufacturing (Mfg): Seasonally Adjusted (sa) (%) 54.500 Apr 2026 monthly Jan 1995 - Apr 2026

More Indicators for Switzerland

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