Malaysia Household Debt: % of GDP

2002 - 2024 | Yearly | % | CEIC Data

Key information about Malaysia Household Debt: % of GDP

  • Malaysia household debt accounted for 84.1 % of the country's Nominal GDP in Dec 2024, compared with the ratio of 84.1 % in the previous year.
  • Malaysia household debt to GDP ratio is updated yearly, available from Dec 2002 to Dec 2024.
  • The data reached an all-time high of 93.1 % in Dec 2020 and a record low of 60.4 % in Dec 2008.

CEIC calculates annual Household Debt as % of Nominal GDP from annual Household Debt and annual Nominal GDP. Bank Negara Malaysia provides Household Debt in local currency. The Department of Statistics provides Nominal GDP in local currency based on SNA 2008 with benchmark year 2015. Nominal GDP prior to 2015 is based on SNA 2008 with benchmark year 2010, prior to 2010 is based on SNA 1993 with benchmark year 2005 and prior to 2005 with benchmark year 2000.


Related information about Malaysia Household Debt: % of GDP

  • In the latest reports, Malaysia Household Debt reached 363.6 USD bn in Dec 2024.
  • Money Supply M2 in Malaysia increased 4.2 % YoY in Dec 2025.
  • Malaysia Foreign Exchange Reserves was measured at 113.8 USD bn in Jan 2026.
  • The Foreign Exchange Reserves equaled 5.8 Months of Import in Oct 2025.
  • Malaysia Domestic Credit reached 731.8 USD bn in Dec 2025, representing an increased of 5.3 % YoY.
  • The country's Non Performing Loans Ratio stood at 1.4 % in Dec 2025, compared with the ratio of 1.4 % in the previous month.

View Malaysia's Household Debt: % of GDP from 2002 to 2024 in the chart:

Malaysia Household Debt: % of GDP

What was Malaysia's Household Debt: % of GDP in 2024?

Malaysia household debt accounted for 84.1 % of the country's Nominal GDP in Dec 2024, compared with the ratio of 84.1 % in the previous year. See the table below for more data.

Last Previous Min Max Unit Frequency Range
84.1 2024 84.1 2023 60.4 2008 93.1 2020 % yearly 2002 - 2024

Household Debt: % of GDP by Country Comparison

country/region Last Frequency Range
Albania (%) 13.5 Sep 2025 quarterly Sep 2007 - Sep 2025
Argentina (%) 6.7 Dec 2025 quarterly Dec 2004 - Dec 2025
Armenia (%) 33.0 Dec 2025 quarterly Dec 2000 - Dec 2025
Australia (%) 120.3 Jun 2025 quarterly Jun 1988 - Jun 2025
Austria (%) 42.3 Sep 2025 quarterly Mar 1999 - Sep 2025
Azerbaijan (%) 14.3 Sep 2025 quarterly Mar 2005 - Sep 2025
Belarus (%) 10.5 Sep 2025 quarterly Dec 2006 - Sep 2025
Belgium (%) 58.1 Sep 2025 quarterly Dec 1992 - Sep 2025
Bolivia (%) 11.4 Dec 2024 quarterly Sep 2010 - Dec 2024
Bosnia and Herzegovina (%) 25.2 Sep 2025 quarterly Dec 2008 - Sep 2025
Botswana (%) 21.6 Sep 2025 quarterly Dec 2002 - Sep 2025
Brunei (%) 15.3 Sep 2025 quarterly Dec 2013 - Sep 2025
Bulgaria (%) 30.1 2024 yearly 1995 - 2024
Cambodia (%) 27.2 2024 yearly 2008 - 2024
Canada (%) 99.5 Dec 2025 quarterly Mar 1969 - Dec 2025
Chile (%) 37.7 Sep 2025 quarterly Mar 2009 - Sep 2025
China (%) 60.4 Sep 2025 quarterly Mar 2007 - Sep 2025
Colombia (%) 29.4 Jun 2025 quarterly Dec 2015 - Jun 2025
Croatia (%) 33.8 Sep 2025 quarterly Dec 1995 - Sep 2025
Cyprus (%) 71.2 2024 yearly 1995 - 2024
Czech Republic (%) 33.4 Sep 2025 quarterly Mar 2004 - Sep 2025
Denmark (%) 89.8 2024 yearly 1994 - 2024
Ecuador (%) 17.8 Sep 2025 quarterly Mar 2003 - Sep 2025
Egypt (%) 7.3 Sep 2025 quarterly Dec 2002 - Sep 2025
Estonia (%) 40.1 Sep 2025 quarterly Dec 2003 - Sep 2025
European Union (%) 50.7 Sep 2025 quarterly Mar 1999 - Sep 2025
Finland (%) 74.1 2024 yearly 1995 - 2024
France (%) 59.9 2024 yearly 1977 - 2024
Georgia (%) 36.9 Mar 2023 quarterly Mar 2001 - Mar 2023
Germany (%) 48.9 Sep 2025 quarterly Dec 1991 - Sep 2025
Greece (%) 45.9 Sep 2025 quarterly Dec 1997 - Sep 2025
Hong Kong SAR, China (%) 87.6 Dec 2025 quarterly Mar 1982 - Dec 2025
Hungary (%) 21.7 Dec 2025 quarterly Dec 1995 - Dec 2025
Iceland (%) 70.7 Sep 2025 quarterly Dec 1995 - Sep 2025
India (%) 17.6 2025 yearly 1998 - 2025
Indonesia (%) 15.0 Dec 2025 quarterly Dec 2010 - Dec 2025
Ireland (%) 24.7 Sep 2025 quarterly Mar 2002 - Sep 2025
Israel (%) 42.8 Dec 2025 quarterly Dec 1995 - Dec 2025
Italy (%) 46.9 Sep 2025 quarterly Dec 1995 - Sep 2025
Japan (%) 61.2 Dec 2025 quarterly Dec 1997 - Dec 2025
Jordan (%) 70.8 Sep 2025 quarterly Mar 2002 - Sep 2025
Kazakhstan (%) 65.9 Sep 2025 quarterly Dec 1997 - Sep 2025
South Korea (%) 92.3 Sep 2025 quarterly Dec 2002 - Sep 2025
Kosovo (%) 24.9 Sep 2025 quarterly Dec 2010 - Sep 2025
Kuwait (%) 1.0 Sep 2025 quarterly Dec 2010 - Sep 2025
Kyrgyzstan (%) 11.9 Dec 2025 quarterly Dec 2000 - Dec 2025
Latvia (%) 22.9 Sep 2025 quarterly Mar 2004 - Sep 2025
Lithuania (%) 30.0 Sep 2025 quarterly Dec 1995 - Sep 2025
Luxembourg (%) 61.3 Sep 2025 quarterly Dec 1995 - Sep 2025
Macau SAR, China (%) 73.7 Dec 2025 quarterly Dec 2001 - Dec 2025
North Macedonia (%) 26.6 Dec 2025 quarterly Mar 2003 - Dec 2025
Malawi (%) 0.3 2011 yearly 2006 - 2011
Malaysia (%) 84.1 2024 yearly 2002 - 2024
Malta (%) 48.2 Sep 2025 quarterly Mar 2004 - Sep 2025
Mauritius (%) 20.6 Jun 2018 quarterly Mar 2009 - Jun 2018
Mexico (%) 17.2 Sep 2025 quarterly Dec 2000 - Sep 2025
Mongolia (%) 28.9 Dec 2025 quarterly Mar 2004 - Dec 2025
Montenegro (%) 29.2 Dec 2025 quarterly Mar 2007 - Dec 2025
Morocco (%) 22.0 2024 yearly 2001 - 2024
Netherlands (%) 97.2 Sep 2025 quarterly Mar 1999 - Sep 2025
New Zealand (%) 91.1 Dec 2025 quarterly Dec 1990 - Dec 2025
Norway (%) 90.2 Dec 2025 quarterly Dec 1995 - Dec 2025
Panama (%) 37.8 Dec 2025 quarterly Dec 2007 - Dec 2025
Peru (%) 15.1 Dec 2025 quarterly Mar 2001 - Dec 2025
Philippines (%) 13.1 Dec 2025 quarterly Mar 2009 - Dec 2025
Poland (%) 22.6 Sep 2025 quarterly Dec 2003 - Sep 2025
Portugal (%) 56.5 Dec 2025 quarterly Dec 2007 - Dec 2025
Romania (%) 15.7 Sep 2025 quarterly Dec 1995 - Sep 2025
Russia (%) 18.7 Dec 2025 quarterly Dec 2000 - Dec 2025
Saudi Arabia (%) 10.7 Dec 2025 quarterly Dec 2003 - Dec 2025
Serbia (%) 18.7 Dec 2025 quarterly Dec 2003 - Dec 2025
Singapore (%) 51.6 Dec 2025 quarterly Mar 1995 - Dec 2025
Slovakia (%) 46.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Slovenia (%) 28.2 Sep 2025 quarterly Mar 2004 - Sep 2025
South Africa (%) 41.0 Sep 2025 quarterly Mar 1969 - Sep 2025
Spain (%) 46.7 Sep 2025 quarterly Dec 1989 - Sep 2025
Sri Lanka (%) 6.6 Dec 2024 quarterly Dec 2010 - Dec 2024
Sweden (%) 86.2 Dec 2025 quarterly Mar 1996 - Dec 2025
Switzerland (%) 123.1 2024 yearly 1999 - 2024
Syria (%) 14.6 2011 yearly 2004 - 2011
Taiwan, China (%) 94.3 2024 yearly 2000 - 2024
Thailand (%) 86.4 Sep 2025 quarterly Mar 2003 - Sep 2025
Tunisia (%) 0.0 2020 yearly 2007 - 2020
Turkey (%) 10.3 Sep 2025 quarterly Dec 2014 - Sep 2025
Ukraine (%) 4.1 Dec 2025 quarterly Dec 2002 - Dec 2025
United Arab Emirates (%) 24.1 2024 yearly 2013 - 2024
United Kingdom (%) 78.2 Sep 2025 quarterly Mar 1987 - Sep 2025
United States (%) 61.0 Dec 2025 quarterly Mar 1999 - Dec 2025
Uruguay (%) 11.7 Sep 2025 quarterly Dec 2005 - Sep 2025
Venezuela (%) 3.4 2017 yearly 2004 - 2017

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Malaysia Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -6.4 2024 yearly 1970 - 2024
Consolidated Fiscal Balance (USD mn) -27,060.208 2024 yearly 1970 - 2024
Tax Revenue (USD mn) 18,019.868 Sep 2025 quarterly Mar 1980 - Sep 2025
Tax Revenue: % of GDP (%) 14.7 Sep 2025 quarterly Mar 1991 - Sep 2025
National Government Debt (USD mn) 325,635.1 Dec 2025 quarterly Mar 1978 - Dec 2025
Government Debt: % of GDP (%) 65.3 Dec 2025 quarterly Dec 2010 - Dec 2025
Forecast: Government Expenditure (MYR bn) 599.224 2030 yearly 1990 - 2030
Forecast: Government Net Debt (MYR bn) 1,935.614 2030 yearly 1990 - 2030
Forecast: Government Revenue (MYR bn) 500.265 2030 yearly 1990 - 2030
Central Government Operations: ytd: Expenditure (MYR mn) 36,274.200 Jan 2026 monthly Mar 2000 - Jan 2026
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 3.104 2028 yearly 1980 - 2028
Trade Balance (USD mn) 7,341.9 Jan 2026 monthly Jan 1990 - Jan 2026
Total Exports (USD mn) 38,600.0 Jan 2026 monthly Jan 1990 - Jan 2026
Total Exports Growth (%) 19.1 Jan 2026 monthly Jan 1991 - Jan 2026
Aluminum: Exports (USD th) 5,687,998.656 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 380,264.526 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 233,913.571 2024 yearly 1995 - 2024
Total Imports (USD mn) 31,258.1 Jan 2026 monthly Jan 1990 - Jan 2026
Total Imports Growth (%) 3.4 Jan 2026 monthly Jan 1991 - Jan 2026
Imports: Medicament (USD th) 1,906,698.415 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 665,132.470 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 6,365.424 Feb 2026 monthly Jan 1976 - Feb 2026
Total Imports from USA (USD mn) 2,072.031 Feb 2026 monthly Jan 1976 - Feb 2026
Total Exports to China (USD mn) 3,804.250 Feb 2026 monthly Jun 1976 - Feb 2026
Total Imports from China (USD mn) 7,239.931 Feb 2026 monthly Jan 1976 - Feb 2026
Exports: Value: Electrical & Electronic Products (MYR mn) 70,526.859 Jan 2026 monthly Jan 1989 - Jan 2026
Exports: Value: Optical and Scientific Equipment (MYR mn) 5,775.365 Jan 2026 monthly Jan 1995 - Jan 2026
Exports: Value: Machinery, Appliances and Parts (MYR mn) 6,631.346 Jan 2026 monthly Jan 1989 - Jan 2026
Imports: Value: Optical and Scientific Equipment (MYR mn) 2,975.144 Jan 2026 monthly Jan 1995 - Jan 2026
Imports: Value: Electrical & Electronic Products (MYR mn) 49,521.933 Jan 2026 monthly Jan 1989 - Jan 2026
Imports: Value: Machinery, Appliances and Parts (MYR mn) 11,075.747 Jan 2026 monthly Jan 1989 - Jan 2026
Export Volume Index (EVI): Total (2010=100) 180.400 Jan 2026 monthly Jan 2014 - Jan 2026
Export Volume index; sa (2010=100) 179.000 Jan 2026 monthly Jan 2012 - Jan 2026
Import Volume Index (IVI): Total (2010=100) 232.600 Jan 2026 monthly Jan 2014 - Jan 2026
Import Volume Index; sa (2010=100) 168.800 Jan 2026 monthly Jan 2012 - Jan 2026
Terms of Trade: Total (2010=100) 124.500 Jan 2026 monthly Jan 2014 - Jan 2026
Trade Balance: sa (MYR mn) 29,534.917 Jan 2026 monthly Jan 1990 - Jan 2026
Imports: Taiwan (MYR mn) 4,690.016 Mar 2019 monthly Jan 1986 - Mar 2019
Import Value Index (2015=100) 135.238 2021 yearly 1980 - 2021
Export Value Index (2015=100) 149.550 2021 yearly 1980 - 2021
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 2,192.9 Dec 2025 quarterly Mar 1999 - Dec 2025
Current Account Balance (USD mn) 493.0 Dec 2025 quarterly Mar 1999 - Dec 2025
Current Account Balance: % of GDP (%) 0.4 Dec 2025 quarterly Mar 2000 - Dec 2025
Foreign Direct Investment (USD mn) 8,209.6 Dec 2025 quarterly Mar 2005 - Dec 2025
Foreign Direct Investment: % of GDP (%) 6.4 Dec 2025 quarterly Mar 2005 - Dec 2025
Foreign Portfolio Investment (USD mn) 3,381.831 Dec 2025 quarterly Mar 2005 - Dec 2025
Foreign Portfolio Investment: % of GDP (%) 2.6 Dec 2025 quarterly Mar 2005 - Dec 2025
Foreign Portfolio Investment: Equity Securities (USD mn) -452.4 Dec 2024 quarterly Mar 2002 - Dec 2024
Foreign Portfolio Investment: Debt Securities (USD mn) -3,266.665 Dec 2024 quarterly Mar 2002 - Dec 2024
External Debt (USD mn) 343,887.8 Dec 2025 quarterly Mar 2009 - Dec 2025
External Debt: % of GDP (%) 68.9 2025 yearly 2009 - 2025
External Debt: Short Term (USD mn) 146,772.8 Dec 2025 quarterly Mar 2009 - Dec 2025
External Debt: Short Term: % of GDP (%) 29.4 2025 yearly 2009 - 2025
Forecast: Current Account Balance (USD bn) 13.619 2030 yearly 1980 - 2030
Net International Investment Position (USD mn) -2,365.222 2025 yearly 2001 - 2025
BoP: Financial Acc: Other Investment (MYR mn) -12,322.202 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: Financial Acc: Portfolio Investment (MYR mn) -1,833.812 Dec 2025 quarterly Mar 2005 - Dec 2025
Balance of Payment (BoP): Current Account (CA) (MYR mn) 2,046.905 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: CA: GS: Goods: Debit (MYR mn) 282,105.425 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: Financial Acc (MYR mn) 12,279.538 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: CA: GS: Services: Debit (MYR mn) 69,564.333 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: CA: PI: Credit (MYR mn) 22,798.179 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: Financial Acc: Direct Investment: Liabilities (MYR mn) 34,086.111 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: CA: Secondary Income: Debit (MYR mn) 14,237.900 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: CA: GS: Goods: Credit (MYR mn) 305,750.272 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: Financial Acc: Direct Investment: Asset (MYR mn) -9,104.748 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: Financial Acc: Financial Derivatives (MYR mn) 1,454.189 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: Capital Account (MYR mn) 44.404 Dec 2025 quarterly Mar 2006 - Dec 2025
BoP: CA: Secondary Income: Net (MYR mn) -3,121.156 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: Reserves Assets (MYR mn) -1,112.311 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: CA: Secondary Income: Credit (MYR mn) 11,116.744 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: CA: PI: Debit (MYR mn) 46,321.880 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: Financial Acc: Direct Investment (MYR mn) 24,981.363 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: CA: GS: Services: Net (MYR mn) 5,046.915 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: Net Errors and Omissions (MYR mn) -13,258.536 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: Financial Acc: Portfolio Investment: Liabilities (MYR mn) 14,041.362 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: CA: GS: Goods: Net (MYR mn) 23,644.847 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: Financial Acc: Portfolio Investment: Asset (MYR mn) -15,875.174 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: CA: Primary Income (PI): Net (MYR mn) -23,523.701 Dec 2025 quarterly Mar 2005 - Dec 2025
BoP: CA: GS: Services: Credit (MYR mn) 74,611.248 Dec 2025 quarterly Mar 2005 - Dec 2025
External Debt: Serv: Repayment: ML Term: Total (MYR mn) 129,353.000 2023 yearly 2010 - 2023
External Debt: Serv: Interest: ML Term: Total (MYR mn) 21,402.000 2023 yearly 2010 - 2023
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 1.4 Jan 2026 monthly Dec 2005 - Jan 2026
Household Debt: % of GDP (%) 84.1 2024 yearly 2002 - 2024
Non-Performing Loans (USD mn) 8,370.696 Jan 2026 monthly Dec 2005 - Jan 2026
Money Supply M1 (USD mn) 183,357.267 Jan 2026 monthly Dec 1969 - Jan 2026
Money Supply M2 (USD mn) 652,921.535 Jan 2026 monthly Dec 1969 - Jan 2026
M2 Growth (%) 3.7 Jan 2026 monthly Dec 1970 - Jan 2026
Reserve Requirement Ratio (%) 1.0 Feb 2026 monthly Jan 1959 - Feb 2026
Foreign Exchange Reserves (USD mn) 114,900.0 Feb 2026 monthly Apr 2000 - Feb 2026
Foreign Exchange Reserves: % of GDP (%) 1.000 Feb 2026 monthly Jan 1959 - Feb 2026
Foreign Exchange Reserves: Months of Import (NA) 5.8 Oct 2025 monthly Dec 1990 - Oct 2025
Gold Reserves (USD mn) 6,100.000 Feb 2026 monthly Dec 1956 - Feb 2026
Total Deposits (USD mn) 668,386.166 Jan 2026 monthly Jan 2007 - Jan 2026
Total Deposits Growth (%) 2.8 Jan 2026 monthly Jan 2008 - Jan 2026
Domestic Credit (USD mn) 752,398.7 Jan 2026 monthly Jan 1987 - Jan 2026
Domestic Credit Growth (%) 4.9 Jan 2026 monthly Jan 1988 - Jan 2026
Debt Service Ratio: Private Non-Financial Sector (%) 15.500 Sep 2025 quarterly Mar 1999 - Sep 2025
Credit to Households (USD bn) 330.922 Sep 2025 quarterly Mar 2006 - Sep 2025
Credit to Private Non-Financial Sector (USD bn) 749.800 Sep 2025 quarterly Jun 1964 - Sep 2025
Household Debt (USD mn) 363,620.1 2024 yearly 2002 - 2024
Total Loans (USD mn) 599,790.836 Jan 2026 monthly Dec 1996 - Jan 2026
Total Loans Growth (%) 4.69 Jan 2026 monthly Dec 1997 - Jan 2026
Private Debt: % of Nominal GDP (%) 117.90 Dec 2025 quarterly Dec 2001 - Dec 2025
Money Supply M3 (MYR mn) 2,578,208.928 Jan 2026 monthly Jan 2013 - Jan 2026
Banking System: Demand Deposits (MYR mn) 329,103.228 Oct 2018 monthly Jan 2007 - Oct 2018
Business and Economic Survey Last Frequency Range
Global Competitiveness Index (Score) 74.602 2019 yearly 2017 - 2019
Business Confidence Growth (% Point) 25.2 Sep 2024 quarterly Mar 2004 - Sep 2024

More Indicators for Malaysia

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