Malaysia Household Debt: % of GDP

2002 - 2025 | Yearly | % | CEIC Data

Key information about Malaysia Household Debt: % of GDP

  • Malaysia household debt accounted for 84.7 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 84.1 % in the previous year.
  • Malaysia household debt to GDP ratio is updated yearly, available from Dec 2002 to Dec 2025.
  • The data reached an all-time high of 93.1 % in Dec 2020 and a record low of 60.4 % in Dec 2008.

CEIC calculates annual Household Debt as % of Nominal GDP from annual Household Debt and annual Nominal GDP. Bank Negara Malaysia provides Household Debt in local currency. The Department of Statistics provides Nominal GDP in local currency based on SNA 2008 with benchmark year 2015. Nominal GDP prior to 2015 is based on SNA 2008 with benchmark year 2010, prior to 2010 is based on SNA 1993 with benchmark year 2005 and prior to 2005 with benchmark year 2000.


Related information about Malaysia Household Debt: % of GDP

  • In the latest reports, Malaysia Household Debt reached 423.0 USD bn in Dec 2025.
  • Money Supply M2 in Malaysia increased 5.6 % YoY in Mar 2026.
  • Malaysia Foreign Exchange Reserves was measured at 116.1 USD bn in Apr 2026.
  • The Foreign Exchange Reserves equaled 5.8 Months of Import in Oct 2025.
  • Malaysia Domestic Credit reached 739.4 USD bn in Mar 2026, representing an increased of 5.5 % YoY.
  • The country's Non Performing Loans Ratio stood at 1.4 % in Mar 2026, compared with the ratio of 1.4 % in the previous month.

View Malaysia's Household Debt: % of GDP from 2002 to 2025 in the chart:

Malaysia Household Debt: % of GDP

What was Malaysia's Household Debt: % of GDP in 2025?

Malaysia household debt accounted for 84.7 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 84.1 % in the previous year. See the table below for more data.

Last Previous Min Max Unit Frequency Range
84.7 2025 84.1 2024 60.4 2008 93.1 2020 % yearly 2002 - 2025

Household Debt: % of GDP by Country Comparison

country/region Last Frequency Range
Albania (%) 14.3 Mar 2026 quarterly Sep 2007 - Mar 2026
Argentina (%) 6.7 Mar 2026 quarterly Dec 2004 - Mar 2026
Armenia (%) 33.9 Mar 2026 quarterly Dec 2000 - Mar 2026
Australia (%) 120.3 Jun 2025 quarterly Jun 1988 - Jun 2025
Austria (%) 42.0 Dec 2025 quarterly Mar 1999 - Dec 2025
Azerbaijan (%) 15.0 Mar 2026 quarterly Mar 2005 - Mar 2026
Belarus (%) 10.4 Mar 2026 quarterly Dec 2006 - Mar 2026
Belgium (%) 58.3 Dec 2025 quarterly Dec 1992 - Dec 2025
Bolivia (%) 11.4 Dec 2024 quarterly Sep 2010 - Dec 2024
Bosnia and Herzegovina (%) 26.2 Mar 2026 quarterly Dec 2008 - Mar 2026
Botswana (%) 21.3 Dec 2025 quarterly Dec 2002 - Dec 2025
Brunei (%) 15.5 Mar 2026 quarterly Mar 2011 - Mar 2026
Bulgaria (%) 30.1 2024 yearly 1995 - 2024
Cambodia (%) 25.3 2025 yearly 2008 - 2025
Canada (%) 99.1 Mar 2026 quarterly Mar 1969 - Mar 2026
Chile (%) 37.0 Mar 2026 quarterly Mar 2009 - Mar 2026
China (%) 60.4 Sep 2025 quarterly Mar 2007 - Sep 2025
Colombia (%) 29.5 Sep 2025 quarterly Dec 2015 - Sep 2025
Croatia (%) 33.8 Dec 2025 quarterly Dec 1995 - Dec 2025
Cyprus (%) 68.2 2025 yearly 1995 - 2025
Czech Republic (%) 33.5 Mar 2026 quarterly Mar 2004 - Mar 2026
Denmark (%) 88.1 2024 yearly 1994 - 2024
Ecuador (%) 35.5 Mar 2026 quarterly Mar 2007 - Mar 2026
Egypt (%) 7.3 Mar 2026 quarterly Dec 2002 - Mar 2026
Estonia (%) 40.5 Mar 2026 quarterly Dec 2003 - Mar 2026
European Union (%) 50.4 Dec 2025 quarterly Mar 1999 - Dec 2025
Finland (%) 72.7 2025 yearly 1995 - 2025
France (%) 58.9 2025 yearly 1977 - 2025
Georgia (%) 36.9 Mar 2023 quarterly Mar 2001 - Mar 2023
Germany (%) 48.7 Dec 2025 quarterly Dec 1991 - Dec 2025
Greece (%) 45.9 Dec 2025 quarterly Dec 1997 - Dec 2025
Hong Kong SAR, China (%) 87.6 Dec 2025 quarterly Mar 1982 - Dec 2025
Hungary (%) 21.8 Mar 2026 quarterly Dec 1995 - Mar 2026
Iceland (%) 69.6 Mar 2026 quarterly Dec 1995 - Mar 2026
India (%) 17.6 2025 yearly 1998 - 2025
Indonesia (%) 14.8 Mar 2026 quarterly Dec 2010 - Mar 2026
Ireland (%) 24.6 Dec 2025 quarterly Mar 2002 - Dec 2025
Israel (%) 42.9 Mar 2026 quarterly Dec 1995 - Mar 2026
Italy (%) 47.0 Dec 2025 quarterly Dec 1995 - Dec 2025
Japan (%) 61.2 Dec 2025 quarterly Dec 1997 - Dec 2025
Jordan (%) 69.5 Mar 2026 quarterly Mar 2002 - Mar 2026
Kazakhstan (%) 66.7 Dec 2025 quarterly Dec 1997 - Dec 2025
South Korea (%) 88.6 Mar 2026 quarterly Dec 2002 - Mar 2026
Kosovo (%) 25.4 Dec 2025 quarterly Dec 2010 - Dec 2025
Kuwait (%) 1.1 Dec 2025 quarterly Dec 2010 - Dec 2025
Kyrgyzstan (%) 12.3 Mar 2026 quarterly Dec 2000 - Mar 2026
Latvia (%) 23.1 Dec 2025 quarterly Mar 2004 - Dec 2025
Lithuania (%) 29.9 Sep 2025 quarterly Dec 1995 - Sep 2025
Luxembourg (%) 58.2 Mar 2026 quarterly Dec 1995 - Mar 2026
Macau SAR, China (%) 70.9 Mar 2026 quarterly Dec 2001 - Mar 2026
North Macedonia (%) 26.8 Mar 2026 quarterly Mar 2003 - Mar 2026
Malawi (%) 0.3 2011 yearly 2006 - 2011
Malaysia (%) 84.7 2025 yearly 2002 - 2025
Malta (%) 48.5 Dec 2025 quarterly Mar 2004 - Dec 2025
Mauritius (%) 20.6 Jun 2018 quarterly Mar 2009 - Jun 2018
Mexico (%) 17.4 Mar 2026 quarterly Dec 2000 - Mar 2026
Mongolia (%) 28.5 Mar 2026 quarterly Mar 2004 - Mar 2026
Montenegro (%) 30.0 Mar 2026 quarterly Mar 2007 - Mar 2026
Morocco (%) 21.2 2025 yearly 2001 - 2025
Netherlands (%) 98.0 Mar 2026 quarterly Mar 1999 - Mar 2026
New Zealand (%) 91.1 Dec 2025 quarterly Dec 1990 - Dec 2025
Norway (%) 89.5 Mar 2026 quarterly Dec 1995 - Mar 2026
Panama (%) 37.8 Dec 2025 quarterly Dec 2007 - Dec 2025
Peru (%) 14.8 Mar 2026 quarterly Mar 2001 - Mar 2026
Philippines (%) 13.6 Dec 2025 quarterly Mar 2008 - Dec 2025
Poland (%) 22.4 Dec 2025 quarterly Dec 2003 - Dec 2025
Portugal (%) 56.8 Mar 2026 quarterly Dec 2007 - Mar 2026
Romania (%) 15.3 Mar 2026 quarterly Dec 1995 - Mar 2026
Russia (%) 18.7 Mar 2026 quarterly Dec 2000 - Mar 2026
Saudi Arabia (%) 10.6 Mar 2026 quarterly Dec 2003 - Mar 2026
Serbia (%) 19.1 Mar 2026 quarterly Dec 2003 - Mar 2026
Singapore (%) 51.7 Mar 2026 quarterly Mar 1995 - Mar 2026
Slovakia (%) 46.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Slovenia (%) 28.3 Mar 2026 quarterly Mar 2004 - Mar 2026
South Africa (%) 41.1 Mar 2026 quarterly Mar 1969 - Mar 2026
Spain (%) 46.7 Mar 2026 quarterly Dec 1989 - Mar 2026
Sri Lanka (%) 6.6 Dec 2024 quarterly Dec 2010 - Dec 2024
Sweden (%) 84.9 Mar 2026 quarterly Mar 1996 - Mar 2026
Switzerland (%) 125.1 2025 yearly 1999 - 2025
Syria (%) 14.6 2011 yearly 2004 - 2011
Taiwan, China (%) 94.3 2024 yearly 2000 - 2024
Thailand (%) 85.9 Mar 2026 quarterly Mar 2003 - Mar 2026
Tunisia (%) 0.0 2020 yearly 2007 - 2020
Turkey (%) 10.5 Dec 2025 quarterly Dec 2014 - Dec 2025
Ukraine (%) 4.1 Dec 2025 quarterly Dec 2002 - Dec 2025
United Arab Emirates (%) 24.1 2024 yearly 2013 - 2024
United Kingdom (%) 77.0 Mar 2026 quarterly Mar 1987 - Mar 2026
United States (%) 60.3 Mar 2026 quarterly Mar 1999 - Mar 2026
Uruguay (%) 12.3 Mar 2026 quarterly Dec 2005 - Mar 2026
Venezuela (%) 3.4 2017 yearly 2004 - 2017

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Malaysia Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -6.4 2024 yearly 1970 - 2024
Consolidated Fiscal Balance (USD mn) -27,060.208 2024 yearly 1970 - 2024
Tax Revenue (USD mn) 15,597.302 Mar 2026 quarterly Mar 1980 - Mar 2026
Tax Revenue: % of GDP (%) 12.0 Mar 2026 quarterly Mar 1991 - Mar 2026
National Government Debt (USD mn) 325,635.1 Dec 2025 quarterly Mar 1978 - Dec 2025
Government Debt: % of GDP (%) 65.3 Mar 2026 quarterly Dec 2010 - Mar 2026
Forecast: Government Expenditure (MYR bn) 643.987 2031 yearly 1990 - 2031
Forecast: Government Net Debt (MYR bn) 1,953.870 2031 yearly 1990 - 2031
Forecast: Government Revenue (MYR bn) 562.721 2031 yearly 1990 - 2031
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 3.104 2028 yearly 1980 - 2028
Trade Balance (USD mn) 12,684.0 May 2026 monthly Jan 1990 - May 2026
Total Exports (USD mn) 47,973.3 May 2026 monthly Jan 1990 - May 2026
Total Exports Growth (%) 45.3 May 2026 monthly Jan 1991 - May 2026
Aluminum: Exports (USD th) 5,687,998.656 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 525,880.020 2025 yearly 1995 - 2025
Exports: Medicinal and Pharmaceutical Product (USD th) 276,408.068 2025 yearly 1995 - 2025
Total Imports (USD mn) 35,289.3 May 2026 monthly Jan 1990 - May 2026
Total Imports Growth (%) 10.0 May 2026 monthly Jan 1991 - May 2026
Imports: Medicament (USD th) 2,101,869.806 2025 yearly 1995 - 2025
Imports: Medicinal and Pharmaceutical Product (USD th) 753,745.301 2025 yearly 1995 - 2025
Total Exports to USA (USD mn) 9,349.954 May 2026 monthly Jan 1976 - May 2026
Total Imports from USA (USD mn) 2,760.835 May 2026 monthly Jan 1976 - May 2026
Total Exports to China (USD mn) 4,869.606 May 2026 monthly Jun 1976 - May 2026
Total Imports from China (USD mn) 10,243.628 May 2026 monthly Jan 1976 - May 2026
Exports: Value: Machinery, Appliances and Parts (MYR mn) 7,330.789 May 2026 monthly Jan 1989 - May 2026
Exports: Value: Electrical & Electronic Products (MYR mn) 91,568.037 May 2026 monthly Jan 1989 - May 2026
Exports: Value: Optical and Scientific Equipment (MYR mn) 7,313.293 May 2026 monthly Jan 1995 - May 2026
Imports: Value: Machinery, Appliances and Parts (MYR mn) 11,360.090 May 2026 monthly Jan 1989 - May 2026
Imports: Value: Electrical & Electronic Products (MYR mn) 61,997.438 May 2026 monthly Jan 1989 - May 2026
Imports: Value: Optical and Scientific Equipment (MYR mn) 3,552.594 May 2026 monthly Jan 1995 - May 2026
Export Volume index; sa (2010=100) 213.300 May 2026 monthly Jan 2012 - May 2026
Import Volume Index; sa (2010=100) 174.600 May 2026 monthly Jan 2012 - May 2026
Export Volume Index (EVI): Total (2010=100) 213.500 May 2026 monthly Jan 2014 - May 2026
Import Volume Index (IVI): Total (2010=100) 246.900 May 2026 monthly Jan 2014 - May 2026
Terms of Trade: Total (2010=100) 122.300 May 2026 monthly Jan 2014 - May 2026
Trade Balance: sa (MYR mn) 50,103.022 May 2026 monthly Jan 1990 - May 2026
Imports: Taiwan (MYR mn) 4,690.016 Mar 2019 monthly Jan 1986 - Mar 2019
Export Value Index (2015=100) 165.200 2024 yearly 2005 - 2024
Import Value Index (2015=100) 170.700 2024 yearly 2005 - 2024
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 4,472.5 Mar 2026 quarterly Mar 1999 - Mar 2026
Current Account Balance (USD mn) 3,826.4 Mar 2026 quarterly Mar 1999 - Mar 2026
Current Account Balance: % of GDP (%) 3.0 Mar 2026 quarterly Mar 2000 - Mar 2026
Foreign Direct Investment (USD mn) 8,195.6 Mar 2026 quarterly Mar 2005 - Mar 2026
Foreign Direct Investment: % of GDP (%) 6.3 Mar 2026 quarterly Mar 2005 - Mar 2026
Foreign Portfolio Investment (USD mn) 1,969.757 Mar 2026 quarterly Mar 2005 - Mar 2026
Foreign Portfolio Investment: % of GDP (%) 1.5 Mar 2026 quarterly Mar 2005 - Mar 2026
Foreign Portfolio Investment: Equity Securities (USD mn) -452.4 Dec 2024 quarterly Mar 2002 - Dec 2024
Foreign Portfolio Investment: Debt Securities (USD mn) -3,266.665 Dec 2024 quarterly Mar 2002 - Dec 2024
External Debt (USD mn) 355,717.9 Mar 2026 quarterly Mar 2009 - Mar 2026
External Debt: % of GDP (%) 68.9 2025 yearly 2009 - 2025
External Debt: Short Term (USD mn) 151,618.3 Mar 2026 quarterly Mar 2009 - Mar 2026
External Debt: Short Term: % of GDP (%) 29.4 2025 yearly 2009 - 2025
Forecast: Current Account Balance (USD bn) 12.892 2031 yearly 1980 - 2031
Net International Investment Position (USD mn) -6,439.258 2025 yearly 2001 - 2025
BoP: CA: PI: Credit (MYR mn) 17,773.783 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: CA: Secondary Income: Debit (MYR mn) 14,213.166 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: CA: GS: Goods: Credit (MYR mn) 295,350.661 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: CA: Primary Income (PI): Net (MYR mn) -20,867.575 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: CA: GS: Goods: Debit (MYR mn) 261,753.228 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: CA: GS: Goods: Net (MYR mn) 33,597.433 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: CA: GS: Services: Debit (MYR mn) 70,688.107 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: Financial Acc: Other Investment (MYR mn) 2,695.737 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: Financial Acc: Financial Derivatives (MYR mn) 842.601 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: Financial Acc: Direct Investment: Asset (MYR mn) -17,716.056 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: Reserves Assets (MYR mn) -16,367.566 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: CA: GS: Services: Credit (MYR mn) 77,137.469 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: Financial Acc: Direct Investment: Liabilities (MYR mn) 32,463.795 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: Financial Acc: Direct Investment (MYR mn) 14,747.739 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: Financial Acc: Portfolio Investment: Liabilities (MYR mn) 7,802.469 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: Financial Acc: Portfolio Investment (MYR mn) 9,065.585 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: CA: GS: Services: Net (MYR mn) 6,449.362 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: CA: Secondary Income: Net (MYR mn) -4,022.502 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: Capital Account (MYR mn) 42.905 Mar 2026 quarterly Mar 2006 - Mar 2026
BoP: CA: PI: Debit (MYR mn) 38,641.358 Mar 2026 quarterly Mar 2005 - Mar 2026
Balance of Payment (BoP): Current Account (CA) (MYR mn) 15,156.718 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: Financial Acc (MYR mn) 27,351.662 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: Financial Acc: Portfolio Investment: Asset (MYR mn) 1,263.116 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: CA: Secondary Income: Credit (MYR mn) 10,190.664 Mar 2026 quarterly Mar 2005 - Mar 2026
BoP: Net Errors and Omissions (MYR mn) -26,183.719 Mar 2026 quarterly Mar 2005 - Mar 2026
External Debt: Serv: Interest: ML Term: Total (MYR mn) 25,678.000 2025 yearly 2010 - 2025
External Debt: Serv: Repayment: ML Term: Total (MYR mn) 185,393.000 2025 yearly 2010 - 2025
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 1.4 May 2026 monthly Dec 2005 - May 2026
Household Debt: % of GDP (%) 84.7 2025 yearly 2002 - 2025
Non-Performing Loans (USD mn) 8,678.599 May 2026 monthly Dec 2005 - May 2026
Money Supply M1 (USD mn) 186,349.312 May 2026 monthly Dec 1969 - May 2026
Money Supply M2 (USD mn) 664,865.788 May 2026 monthly Dec 1969 - May 2026
M2 Growth (%) 6.0 May 2026 monthly Dec 1970 - May 2026
Reserve Requirement Ratio (%) 1.0 Feb 2026 monthly Jan 1959 - Feb 2026
Foreign Exchange Reserves (USD mn) 119,500.0 Jun 2026 monthly Apr 2000 - Jun 2026
Foreign Exchange Reserves: % of GDP (%) 1.000 May 2026 monthly Jan 1959 - May 2026
Foreign Exchange Reserves: Months of Import (NA) 5.8 Oct 2025 monthly Dec 1990 - Oct 2025
Gold Reserves (USD mn) 5,800.000 Jun 2026 monthly Dec 1956 - Jun 2026
Total Deposits (USD mn) 681,246.872 May 2026 monthly Jan 2007 - May 2026
Total Deposits Growth (%) 4.4 May 2026 monthly Jan 2008 - May 2026
Domestic Credit (USD mn) 764,247.6 May 2026 monthly Jan 1987 - May 2026
Domestic Credit Growth (%) 6.5 May 2026 monthly Jan 1988 - May 2026
Debt Service Ratio: Private Non-Financial Sector (%) 15.500 Sep 2025 quarterly Mar 1999 - Sep 2025
Credit to Households (USD bn) 348.331 Dec 2025 quarterly Mar 2006 - Dec 2025
Credit to Private Non-Financial Sector (USD bn) 749.800 Sep 2025 quarterly Jun 1964 - Sep 2025
Household Debt (USD mn) 422,978.3 2025 yearly 2002 - 2025
Total Loans (USD mn) 608,610.047 May 2026 monthly Dec 1996 - May 2026
Total Loans Growth (%) 5.69 May 2026 monthly Dec 1997 - May 2026
Private Debt: % of Nominal GDP (%) 117.79 Mar 2026 quarterly Dec 2001 - Mar 2026
Banking System: Demand Deposits (MYR mn) 329,103.228 Oct 2018 monthly Jan 2007 - Oct 2018
Business and Economic Survey Last Frequency Range
Global Competitiveness Index (Score) 74.602 2019 yearly 2017 - 2019
Business Confidence Growth (% Point) 25.2 Sep 2024 quarterly Mar 2004 - Sep 2024

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