Bosnia and Herzegovina Household Debt: % of GDP
2008 - 2025 | Quarterly | % | CEIC Data
Key information about Bosnia and Herzegovina Household Debt: % of GDP
- Bosnia and Herzegovina household debt accounted for 25.2 % of the country's Nominal GDP in Sep 2025, compared with the ratio of 24.8 % in the previous quarter.
- Bosnia and Herzegovina household debt to GDP ratio is updated quarterly, available from Dec 2008 to Sep 2025.
- The data reached an all-time high of 28.5 % in Dec 2020 and a record low of 23.6 % in Mar 2023.
CEIC calculates quarterly Household Debt as % of Nominal GDP from monthly Household Debt and quarterly Nominal GDP. The Central Bank of Bosnia and Herzegovina provides Household Debt in local currency. The Agency for Statistics of Bosnia and Herzegovina provides Nominal GDP in local currency based on ESA 2010. Loans are used due to the lack of Flow of Funds statistics. Nominal GDP prior to Q4 2012 is based on ESA 1995.
Related information about Bosnia and Herzegovina Household Debt: % of GDP
- In the latest reports, Bosnia and Herzegovina Household Debt reached 8.7 USD bn in Dec 2025.
- Money Supply M2 in Bosnia and Herzegovina increased 9.7 % YoY in Dec 2025.
- Bosnia and Herzegovina Foreign Exchange Reserves was measured at 10.5 USD bn in Dec 2025.
- The Foreign Exchange Reserves equaled 6.8 Months of Import in Dec 2025.
- Bosnia and Herzegovina Domestic Credit reached 17.8 USD bn in Dec 2025, representing an increased of 13.7 % YoY.
- The country's Non Performing Loans Ratio stood at 2.7 % in Sep 2025, compared with the ratio of 2.9 % in the previous quarter.
View Bosnia and Herzegovina's Household Debt: % of GDP from Dec 2008 to Sep 2025 in the chart:
What was Bosnia and Herzegovina's Household Debt: % of GDP in Sep 2025?
Bosnia and Herzegovina household debt accounted for 25.2 % of the country's Nominal GDP in Sep 2025, compared with the ratio of 24.8 % in the previous quarter. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 25.2 Sep 2025 | 24.8 Jun 2025 | 23.6 Mar 2023 | 28.5 Dec 2020 | % | quarterly | Dec 2008 - Sep 2025 |
Household Debt: % of GDP by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 13.5 Sep 2025 | quarterly | Sep 2007 - Sep 2025 |
| Argentina (%) | 6.6 Sep 2025 | quarterly | Dec 2004 - Sep 2025 |
| Armenia (%) | 32.5 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Australia (%) | 120.3 Jun 2025 | quarterly | Jun 1988 - Jun 2025 |
| Austria (%) | 42.3 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Azerbaijan (%) | 14.3 Sep 2025 | quarterly | Mar 2005 - Sep 2025 |
| Belarus (%) | 10.5 Sep 2025 | quarterly | Dec 2006 - Sep 2025 |
| Belgium (%) | 58.1 Sep 2025 | quarterly | Dec 1992 - Sep 2025 |
| Bolivia (%) | 11.4 Dec 2024 | quarterly | Sep 2010 - Dec 2024 |
| Bosnia and Herzegovina (%) | 25.2 Sep 2025 | quarterly | Dec 2008 - Sep 2025 |
| Botswana (%) | 21.6 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Brunei (%) | 15.3 Sep 2025 | quarterly | Dec 2013 - Sep 2025 |
| Bulgaria (%) | 30.1 2024 | yearly | 1995 - 2024 |
| Cambodia (%) | 27.2 2024 | yearly | 2008 - 2024 |
| Canada (%) | 97.7 Sep 2025 | quarterly | Mar 1969 - Sep 2025 |
| Chile (%) | 37.7 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| China (%) | 60.4 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Colombia (%) | 29.5 Jun 2025 | quarterly | Dec 2015 - Jun 2025 |
| Croatia (%) | 33.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Cyprus (%) | 71.2 2024 | yearly | 1995 - 2024 |
| Czech Republic (%) | 33.4 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Denmark (%) | 92.7 2023 | yearly | 1994 - 2023 |
| Ecuador (%) | 17.8 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Egypt (%) | 7.3 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Estonia (%) | 40.2 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| European Union (%) | 50.7 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Finland (%) | 74.1 2024 | yearly | 1995 - 2024 |
| France (%) | 59.9 2024 | yearly | 1977 - 2024 |
| Georgia (%) | 36.9 Mar 2023 | quarterly | Mar 2001 - Mar 2023 |
| Germany (%) | 48.9 Sep 2025 | quarterly | Dec 1991 - Sep 2025 |
| Greece (%) | 45.9 Sep 2025 | quarterly | Dec 1997 - Sep 2025 |
| Hong Kong SAR, China (%) | 87.7 Sep 2025 | quarterly | Mar 1982 - Sep 2025 |
| Hungary (%) | 20.7 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Iceland (%) | 70.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| India (%) | 17.6 2025 | yearly | 1998 - 2025 |
| Indonesia (%) | 15.0 Dec 2025 | quarterly | Dec 2010 - Dec 2025 |
| Ireland (%) | 25.1 Jun 2025 | quarterly | Mar 2002 - Jun 2025 |
| Israel (%) | 42.9 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Italy (%) | 47.1 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Japan (%) | 61.1 Sep 2025 | quarterly | Dec 1997 - Sep 2025 |
| Jordan (%) | 70.8 Sep 2025 | quarterly | Mar 2002 - Sep 2025 |
| Kazakhstan (%) | 65.9 Sep 2025 | quarterly | Dec 1997 - Sep 2025 |
| South Korea (%) | 92.3 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Kosovo (%) | 24.9 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Kuwait (%) | 0.9 Jun 2025 | quarterly | Dec 2010 - Jun 2025 |
| Kyrgyzstan (%) | 12.1 Dec 2025 | quarterly | Dec 2000 - Dec 2025 |
| Latvia (%) | 23.1 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Lithuania (%) | 30.0 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Luxembourg (%) | 62.4 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Macau SAR, China (%) | 73.8 Dec 2025 | quarterly | Dec 2001 - Dec 2025 |
| North Macedonia (%) | 26.7 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Malawi (%) | 0.3 2011 | yearly | 2006 - 2011 |
| Malaysia (%) | 84.1 2024 | yearly | 2002 - 2024 |
| Malta (%) | 48.3 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Mauritius (%) | 20.6 Jun 2018 | quarterly | Mar 2009 - Jun 2018 |
| Mexico (%) | 17.2 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Mongolia (%) | 29.7 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Montenegro (%) | 28.3 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Morocco (%) | 22.0 2024 | yearly | 2001 - 2024 |
| Netherlands (%) | 97.2 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| New Zealand (%) | 90.7 Sep 2025 | quarterly | Dec 1990 - Sep 2025 |
| Norway (%) | 88.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Panama (%) | 37.7 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Peru (%) | 15.2 Sep 2025 | quarterly | Mar 2001 - Sep 2025 |
| Philippines (%) | 12.8 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| Poland (%) | 22.4 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| Portugal (%) | 56.1 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Romania (%) | 15.7 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Russia (%) | 18.9 Mar 2025 | quarterly | Dec 2000 - Mar 2025 |
| Saudi Arabia (%) | 10.7 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Serbia (%) | 18.1 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Singapore (%) | 53.0 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Slovakia (%) | 45.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Slovenia (%) | 27.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| South Africa (%) | 41.0 Jun 2025 | quarterly | Mar 1969 - Jun 2025 |
| Spain (%) | 47.8 Jun 2025 | quarterly | Dec 1989 - Jun 2025 |
| Sri Lanka (%) | 6.6 Dec 2024 | quarterly | Dec 2010 - Dec 2024 |
| Sweden (%) | 86.5 Jun 2025 | quarterly | Mar 1996 - Jun 2025 |
| Switzerland (%) | 123.1 2024 | yearly | 1999 - 2024 |
| Syria (%) | 14.6 2011 | yearly | 2004 - 2011 |
| Taiwan, China (%) | 95.5 2023 | yearly | 2000 - 2023 |
| Thailand (%) | 86.8 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Tunisia (%) | 0.0 2020 | yearly | 2007 - 2020 |
| Turkey (%) | 10.2 Sep 2025 | quarterly | Dec 2014 - Sep 2025 |
| Ukraine (%) | 4.1 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| United Arab Emirates (%) | 24.1 2024 | yearly | 2013 - 2024 |
| United Kingdom (%) | 78.1 Sep 2025 | quarterly | Mar 1987 - Sep 2025 |
| United States (%) | 61.2 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Uruguay (%) | 11.7 Sep 2025 | quarterly | Dec 2005 - Sep 2025 |
| Venezuela (%) | 3.4 2017 | yearly | 2004 - 2017 |
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Learn more about what we doBosnia and Herzegovina Key Series
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 1.020 2028 | yearly | 1999 - 2028 |
| Trade Balance (USD mn) | -660.5 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Total Exports (USD mn) | 928.4 Oct 2025 | monthly | Jan 2000 - Oct 2025 |
| Total Exports Growth (%) | 11.1 Dec 2025 | monthly | Jan 2001 - Dec 2025 |
| Aluminum: Exports (USD th) | 235,311.874 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 97,110.469 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 1,941.347 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 1,619.3 Oct 2025 | monthly | Jan 2000 - Oct 2025 |
| Total Imports Growth (%) | 3.6 Nov 2025 | monthly | Jan 2001 - Nov 2025 |
| Imports: Medicament (USD th) | 431,393.192 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 125,735.760 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 12.405 Dec 2025 | monthly | Aug 1996 - Dec 2025 |
| Total Imports from USA (USD mn) | 20.579 Dec 2025 | monthly | Aug 1996 - Dec 2025 |
| Total Exports to China (USD mn) | 1.670 Dec 2025 | monthly | Oct 1999 - Dec 2025 |
| Total Imports from China (USD mn) | 183.321 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| Exports: Serbia (BAM th) | 162,871.815 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Exports: Germany (BAM th) | 211,266.772 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Exports: Croatia (BAM th) | 244,395.180 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Exports: China (BAM th) | 2,789.147 Dec 2025 | monthly | Jan 2008 - Dec 2025 |
| Exports: United States of America (BAM th) | 8,320.935 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| Exports: by Harmonized System (HS) (BAM mn) | 1,405.323 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Exports: HS: Base Metals & Articles Thereof (BAM th) | 251,989.716 Dec 2025 | monthly | Jan 2003 - Dec 2025 |
| Exports: HS: Machinery, Electrical Equipment, Image & Sound (BAM th) | 200,591.683 Dec 2025 | monthly | Jan 2003 - Dec 2025 |
| Exports: HS: Footwear, Headgear, Umbrellas & Sticks (FH) (BAM th) | 49,186.505 Dec 2025 | monthly | Jan 2003 - Dec 2025 |
| Exports: HS: Wood & Wood Products (BAM th) | 81,549.754 Dec 2025 | monthly | Jan 2003 - Dec 2025 |
| Exports: HS: Mineral Products (BAM th) | 120,650.958 Dec 2025 | monthly | Jan 2003 - Dec 2025 |
| Imports: Serbia (BAM th) | 223,466.066 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Imports: Germany (BAM th) | 287,126.845 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Imports: Croatia (BAM th) | 203,153.504 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Imports: China (BAM th) | 306,091.000 Dec 2025 | monthly | Jan 2004 - Dec 2025 |
| Imports: HS: Base Metals & Articles Thereof (BAM th) | 332,041.954 Dec 2025 | monthly | Jan 2003 - Dec 2025 |
| Imports: HS: Foodstuffs, Beverages, Spirits & Tobacco (FB) (BAM th) | 253,233.561 Nov 2025 | monthly | Jan 2003 - Nov 2025 |
| Imports: HS: Mineral Products (BAM th) | 306,331.889 Dec 2025 | monthly | Jan 2003 - Dec 2025 |
| Imports: HS: Chemical Products (CP) (BAM th) | 207,794.142 Nov 2025 | monthly | Jan 2003 - Nov 2025 |
| Imports: HS: Machinery, Electrical Equipment, Image & Sound (BAM th) | 435,544.577 Dec 2025 | monthly | Jan 2003 - Dec 2025 |
| Imports: by Standard International Trade Classification (SITC) (BAM mn) | 2,543.272 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Imports: Seasonally Adjusted (BAM mn) | 2,483.396 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Exports: Seasonally Adjusted (BAM mn) | 1,365.961 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Trade Balance: Federation of Bosnia & Herzegovina (BAM th) | -8,569,652.000 2023 | yearly | 2000 - 2023 |
| Exports: Slovenia (BAM th) | 89,241.156 Mar 2019 | monthly | Jan 2002 - Mar 2019 |
| Export Volume Index (2015=100) | 123.470 2021 | yearly | 2000 - 2021 |
| Import Volume Index (2015=100) | 118.351 2021 | yearly | 2000 - 2021 |
| Import Value Index (2015=100) | 144.992 2021 | yearly | 1995 - 2021 |
| Export Value Index (2015=100) | 168.966 2021 | yearly | 1995 - 2021 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 2.7 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Household Debt: % of GDP (%) | 25.2 Sep 2025 | quarterly | Dec 2008 - Sep 2025 |
| Non-Performing Loans (USD mn) | 452.632 Sep 2025 | quarterly | Jun 2003 - Sep 2025 |
| Money Supply M1 (USD mn) | 16,144.439 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Money Supply M2 (USD mn) | 25,798.220 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| M2 Growth (%) | 9.7 Dec 2025 | monthly | Aug 1998 - Dec 2025 |
| Reserve Requirement Ratio (%) | 10.0 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Foreign Exchange Reserves (USD mn) | 10,460.7 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Foreign Exchange Reserves: % of GDP (%) | 30.818 Sep 2025 | quarterly | Dec 2008 - Sep 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 6.8 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Gold Reserves (USD mn) | 548.102 Jan 2026 | monthly | Aug 1997 - Jan 2026 |
| Total Deposits (USD mn) | 22,432.095 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Total Deposits Growth (%) | 10.2 Dec 2025 | monthly | Aug 1998 - Dec 2025 |
| Domestic Credit (USD mn) | 17,806.7 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Domestic Credit Growth (%) | 13.7 Dec 2025 | monthly | Aug 1998 - Dec 2025 |
| Household Debt (USD mn) | 8,689.2 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Total Loans (USD mn) | 17,246.663 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Total Loans Growth (%) | 11.09 Dec 2025 | monthly | Aug 1998 - Dec 2025 |
| Private Debt: % of Nominal GDP (%) | 45.56 Sep 2025 | quarterly | Dec 2008 - Sep 2025 |
| Monetary Aggregates: M1 (BAM mn) | 26,857.000 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Monetary Aggregates: M2 (BAM mn) | 42,916.500 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Monetary Aggregates: M1: Currency Outside Banks (BAM mn) | 7,456.500 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Banking System: Assets: Domestic Credit (DC) (BAM mn) | 29,622.300 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Official Reserve Assets (BAM mn) | 18,149.800 Jan 2026 | monthly | Aug 1997 - Jan 2026 |
| Official Reserve Assets: Foreign Currency (BAM mn) | 500.900 Jan 2026 | monthly | Aug 1997 - Jan 2026 |
| Official Reserve Assets: Foreign Securities (BAM mn) | 10,934.100 Jan 2026 | monthly | Aug 1997 - Jan 2026 |
| Official Reserve Assets: Deposits with Foreign Banks (BAM mn) | 5,801.500 Jan 2026 | monthly | Aug 1997 - Jan 2026 |
| Official Reserve Assets: Gold (BAM mn) | 216.662 Jan 2019 | monthly | Aug 1997 - Jan 2019 |
| Commercial Banks Deposits (BAM mn) | 37,316.800 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Commercial Banks Deposits: Households (BAM mn) | 19,740.300 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Commercial Banks Deposits: Non Financial Private Enterprises and Cooperatives (BAM mn) | 8,816.200 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Commercial Banks Loans: Non Financial Private Enterprises and Cooperatives (BAM mn) | 11,512.800 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Commercial Banks Loans: Households (BAM mn) | 14,454.800 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Commercial Banks Loans (BAM mn) | 28,690.600 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
| Commercial Banks Loans: Non Profit Organizations (BAM mn) | 35.200 Dec 2025 | monthly | Aug 1997 - Dec 2025 |
More Indicators for Bosnia and Herzegovina
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