Bosnia and Herzegovina Household Debt: % of GDP
Key information about Bosnia and Herzegovina Household Debt: % of GDP
- Bosnia and Herzegovina household debt accounted for 25.6 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 25.2 % in the previous quarter.
- Bosnia and Herzegovina household debt to GDP ratio is updated quarterly, available from Dec 2008 to Dec 2025.
- The data reached an all-time high of 28.5 % in Dec 2020 and a record low of 23.6 % in Mar 2023.
CEIC calculates quarterly Household Debt as % of Nominal GDP from monthly Household Debt and quarterly Nominal GDP. The Central Bank of Bosnia and Herzegovina provides Household Debt in local currency. The Agency for Statistics of Bosnia and Herzegovina provides Nominal GDP in local currency based on ESA 2010. Loans are used due to the lack of Flow of Funds statistics. Nominal GDP prior to Q4 2012 is based on ESA 1995.
Related information about Bosnia and Herzegovina Household Debt: % of GDP
- In the latest reports, Bosnia and Herzegovina Household Debt reached 8.8 USD bn in Feb 2026.
- Money Supply M2 in Bosnia and Herzegovina increased 10.4 % YoY in Feb 2026.
- Bosnia and Herzegovina Foreign Exchange Reserves was measured at 10.3 USD bn in Feb 2026.
- The Foreign Exchange Reserves equaled 6.4 Months of Import in Feb 2026.
- Bosnia and Herzegovina Domestic Credit reached 18.3 USD bn in Feb 2026, representing an increased of 14.9 % YoY.
- The country's Non Performing Loans Ratio stood at 2.4 % in Dec 2025, compared with the ratio of 2.7 % in the previous quarter.
View Bosnia and Herzegovina's Household Debt: % of GDP from Dec 2008 to Dec 2025 in the chart:
What was Bosnia and Herzegovina's Household Debt: % of GDP in Dec 2025?
Bosnia and Herzegovina household debt accounted for 25.6 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 25.2 % in the previous quarter. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 25.6 Dec 2025 | 25.2 Sep 2025 | 23.6 Mar 2023 | 28.5 Dec 2020 | % | quarterly | Dec 2008 - Dec 2025 |
Household Debt: % of GDP by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 14.1 Dec 2025 | quarterly | Sep 2007 - Dec 2025 |
| Argentina (%) | 6.7 Dec 2025 | quarterly | Dec 2004 - Dec 2025 |
| Armenia (%) | 32.9 Dec 2025 | quarterly | Dec 2000 - Dec 2025 |
| Australia (%) | 120.3 Jun 2025 | quarterly | Jun 1988 - Jun 2025 |
| Austria (%) | 42.0 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Azerbaijan (%) | 14.8 Dec 2025 | quarterly | Mar 2005 - Dec 2025 |
| Belarus (%) | 10.6 Dec 2025 | quarterly | Dec 2006 - Dec 2025 |
| Belgium (%) | 58.3 Dec 2025 | quarterly | Dec 1992 - Dec 2025 |
| Bolivia (%) | 11.4 Dec 2024 | quarterly | Sep 2010 - Dec 2024 |
| Bosnia and Herzegovina (%) | 25.6 Dec 2025 | quarterly | Dec 2008 - Dec 2025 |
| Botswana (%) | 21.3 Dec 2025 | quarterly | Dec 2002 - Dec 2025 |
| Brunei (%) | 15.4 Dec 2025 | quarterly | Dec 2013 - Dec 2025 |
| Bulgaria (%) | 30.1 2024 | yearly | 1995 - 2024 |
| Cambodia (%) | 27.2 2024 | yearly | 2008 - 2024 |
| Canada (%) | 99.5 Dec 2025 | quarterly | Mar 1969 - Dec 2025 |
| Chile (%) | 37.0 Mar 2026 | quarterly | Mar 2009 - Mar 2026 |
| China (%) | 60.4 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Colombia (%) | 29.5 Sep 2025 | quarterly | Dec 2015 - Sep 2025 |
| Croatia (%) | 33.8 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Cyprus (%) | 68.2 2025 | yearly | 1995 - 2025 |
| Czech Republic (%) | 33.5 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Denmark (%) | 89.8 2024 | yearly | 1994 - 2024 |
| Ecuador (%) | 35.4 Dec 2025 | quarterly | Mar 2007 - Dec 2025 |
| Egypt (%) | 7.2 Dec 2025 | quarterly | Dec 2002 - Dec 2025 |
| Estonia (%) | 40.6 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| European Union (%) | 50.4 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Finland (%) | 72.7 2025 | yearly | 1995 - 2025 |
| France (%) | 58.9 2025 | yearly | 1977 - 2025 |
| Georgia (%) | 36.9 Mar 2023 | quarterly | Mar 2001 - Mar 2023 |
| Germany (%) | 48.7 Dec 2025 | quarterly | Dec 1991 - Dec 2025 |
| Greece (%) | 45.9 Dec 2025 | quarterly | Dec 1997 - Dec 2025 |
| Hong Kong SAR, China (%) | 87.6 Dec 2025 | quarterly | Mar 1982 - Dec 2025 |
| Hungary (%) | 21.8 Mar 2026 | quarterly | Dec 1995 - Mar 2026 |
| Iceland (%) | 70.7 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| India (%) | 17.6 2025 | yearly | 1998 - 2025 |
| Indonesia (%) | 14.8 Mar 2026 | quarterly | Dec 2010 - Mar 2026 |
| Ireland (%) | 24.6 Dec 2025 | quarterly | Mar 2002 - Dec 2025 |
| Israel (%) | 42.8 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Italy (%) | 47.0 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Japan (%) | 61.2 Dec 2025 | quarterly | Dec 1997 - Dec 2025 |
| Jordan (%) | 69.7 Dec 2025 | quarterly | Mar 2002 - Dec 2025 |
| Kazakhstan (%) | 66.7 Dec 2025 | quarterly | Dec 1997 - Dec 2025 |
| South Korea (%) | 91.2 Dec 2025 | quarterly | Dec 2002 - Dec 2025 |
| Kosovo (%) | 25.4 Dec 2025 | quarterly | Dec 2010 - Dec 2025 |
| Kuwait (%) | 1.1 Dec 2025 | quarterly | Dec 2010 - Dec 2025 |
| Kyrgyzstan (%) | 12.3 Mar 2026 | quarterly | Dec 2000 - Mar 2026 |
| Latvia (%) | 23.1 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Lithuania (%) | 30.0 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Luxembourg (%) | 61.3 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Macau SAR, China (%) | 70.9 Mar 2026 | quarterly | Dec 2001 - Mar 2026 |
| North Macedonia (%) | 26.8 Mar 2026 | quarterly | Mar 2003 - Mar 2026 |
| Malawi (%) | 0.3 2011 | yearly | 2006 - 2011 |
| Malaysia (%) | 84.7 2025 | yearly | 2002 - 2025 |
| Malta (%) | 48.5 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Mauritius (%) | 20.6 Jun 2018 | quarterly | Mar 2009 - Jun 2018 |
| Mexico (%) | 17.4 Mar 2026 | quarterly | Dec 2000 - Mar 2026 |
| Mongolia (%) | 28.5 Mar 2026 | quarterly | Mar 2004 - Mar 2026 |
| Montenegro (%) | 30.0 Mar 2026 | quarterly | Mar 2007 - Mar 2026 |
| Morocco (%) | 22.0 2024 | yearly | 2001 - 2024 |
| Netherlands (%) | 97.2 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| New Zealand (%) | 91.1 Dec 2025 | quarterly | Dec 1990 - Dec 2025 |
| Norway (%) | 89.5 Mar 2026 | quarterly | Dec 1995 - Mar 2026 |
| Panama (%) | 21.1 Dec 2025 | quarterly | Dec 2007 - Dec 2025 |
| Peru (%) | 14.8 Mar 2026 | quarterly | Mar 2001 - Mar 2026 |
| Philippines (%) | 13.6 Dec 2025 | quarterly | Mar 2008 - Dec 2025 |
| Poland (%) | 22.4 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Portugal (%) | 56.8 Mar 2026 | quarterly | Dec 2007 - Mar 2026 |
| Romania (%) | 15.3 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Russia (%) | 18.7 Dec 2025 | quarterly | Dec 2000 - Dec 2025 |
| Saudi Arabia (%) | 10.7 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Serbia (%) | 19.1 Mar 2026 | quarterly | Dec 2003 - Mar 2026 |
| Singapore (%) | 51.7 Mar 2026 | quarterly | Mar 1995 - Mar 2026 |
| Slovakia (%) | 46.3 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Slovenia (%) | 28.2 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| South Africa (%) | 41.2 Dec 2025 | quarterly | Mar 1969 - Dec 2025 |
| Spain (%) | 46.6 Dec 2025 | quarterly | Dec 1989 - Dec 2025 |
| Sri Lanka (%) | 6.6 Dec 2024 | quarterly | Dec 2010 - Dec 2024 |
| Sweden (%) | 85.1 Dec 2025 | quarterly | Mar 1996 - Dec 2025 |
| Switzerland (%) | 125.1 2025 | yearly | 1999 - 2025 |
| Syria (%) | 14.6 2011 | yearly | 2004 - 2011 |
| Taiwan, China (%) | 94.3 2024 | yearly | 2000 - 2024 |
| Thailand (%) | 86.7 Dec 2025 | quarterly | Mar 2003 - Dec 2025 |
| Tunisia (%) | 0.0 2020 | yearly | 2007 - 2020 |
| Turkey (%) | 10.5 Dec 2025 | quarterly | Dec 2014 - Dec 2025 |
| Ukraine (%) | 4.1 Dec 2025 | quarterly | Dec 2002 - Dec 2025 |
| United Arab Emirates (%) | 24.1 2024 | yearly | 2013 - 2024 |
| United Kingdom (%) | 78.0 Dec 2025 | quarterly | Mar 1987 - Dec 2025 |
| United States (%) | 60.3 Mar 2026 | quarterly | Mar 1999 - Mar 2026 |
| Uruguay (%) | 12.0 Dec 2025 | quarterly | Dec 2005 - Dec 2025 |
| Venezuela (%) | 3.4 2017 | yearly | 2004 - 2017 |
Accurate Macro & Micro Economic Data You Can Trust
Explore the most complete set of 6.6 million time series covering more than 200 economies, 20 industries and 18 macroeconomic sectors.
Learn more about what we doBosnia and Herzegovina Key Series
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 1.020 2028 | yearly | 1999 - 2028 |
| Trade Balance (USD mn) | -753.6 Feb 2026 | monthly | Jan 2000 - Feb 2026 |
| Total Exports (USD mn) | 928.4 Oct 2025 | monthly | Jan 2000 - Oct 2025 |
| Total Exports Growth (%) | 5.1 Mar 2026 | monthly | Jan 2001 - Mar 2026 |
| Aluminum: Exports (USD th) | 235,311.874 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 97,110.469 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 1,941.347 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 1,619.3 Oct 2025 | monthly | Jan 2000 - Oct 2025 |
| Total Imports Growth (%) | 6.9 Mar 2026 | monthly | Jan 2001 - Mar 2026 |
| Imports: Medicament (USD th) | 431,393.192 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 125,735.760 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 8.189 Apr 2026 | monthly | Aug 1996 - Apr 2026 |
| Total Imports from USA (USD mn) | 13.291 Apr 2026 | monthly | Aug 1996 - Apr 2026 |
| Total Exports to China (USD mn) | 1.805 Mar 2026 | monthly | Oct 1999 - Mar 2026 |
| Total Imports from China (USD mn) | 167.739 Mar 2026 | monthly | Jan 1999 - Mar 2026 |
| Exports: Croatia (BAM th) | 324,098.954 Mar 2026 | monthly | Jan 2002 - Mar 2026 |
| Exports: Serbia (BAM th) | 143,578.311 Apr 2026 | monthly | Jan 2002 - Apr 2026 |
| Exports: Germany (BAM th) | 222,645.286 Apr 2026 | monthly | Jan 2002 - Apr 2026 |
| Exports: China (BAM th) | 3,053.142 Mar 2026 | monthly | Jan 2008 - Mar 2026 |
| Exports: United States of America (BAM th) | 7,348.849 Mar 2026 | monthly | Jan 2004 - Mar 2026 |
| Exports: HS: Machinery, Electrical Equipment, Image & Sound (BAM th) | 271,868.480 Mar 2026 | monthly | Jan 2003 - Mar 2026 |
| Exports: HS: Base Metals & Articles Thereof (BAM th) | 314,639.980 Apr 2026 | monthly | Jan 2003 - Apr 2026 |
| Exports: HS: Footwear, Headgear, Umbrellas & Sticks (FH) (BAM th) | 62,858.420 Mar 2026 | monthly | Jan 2003 - Mar 2026 |
| Exports: HS: Wood & Wood Products (BAM th) | 93,448.230 Mar 2026 | monthly | Jan 2003 - Mar 2026 |
| Exports: HS: Mineral Products (BAM th) | 151,997.170 Mar 2026 | monthly | Jan 2003 - Mar 2026 |
| Exports: by Harmonized System (HS) (BAM mn) | 1,548.259 Apr 2026 | monthly | Jan 2000 - Apr 2026 |
| Imports: by Standard International Trade Classification (SITC) (BAM mn) | 2,842.889 Apr 2026 | monthly | Jan 2000 - Apr 2026 |
| Imports: Croatia (BAM th) | 213,036.869 Apr 2026 | monthly | Jan 2002 - Apr 2026 |
| Imports: Serbia (BAM th) | 261,563.439 Mar 2026 | monthly | Jan 2002 - Mar 2026 |
| Imports: Germany (BAM th) | 324,887.942 Mar 2026 | monthly | Jan 2002 - Mar 2026 |
| Imports: China (BAM th) | 283,774.409 Mar 2026 | monthly | Jan 2004 - Mar 2026 |
| Imports: HS: Foodstuffs, Beverages, Spirits & Tobacco (FB) (BAM th) | 247,300.740 Mar 2026 | monthly | Jan 2003 - Mar 2026 |
| Imports: HS: Chemical Products (CP) (BAM th) | 268,169.850 Mar 2026 | monthly | Jan 2003 - Mar 2026 |
| Imports: HS: Machinery, Electrical Equipment, Image & Sound (BAM th) | 400,546.790 Mar 2026 | monthly | Jan 2003 - Mar 2026 |
| Imports: HS: Base Metals & Articles Thereof (BAM th) | 408,685.422 Mar 2026 | monthly | Jan 2003 - Mar 2026 |
| Imports: HS: Mineral Products (BAM th) | 370,916.910 Mar 2026 | monthly | Jan 2003 - Mar 2026 |
| Exports: Seasonally Adjusted (BAM mn) | 1,481.647 Apr 2026 | monthly | Jan 2000 - Apr 2026 |
| Trade Balance: Federation of Bosnia & Herzegovina (BAM th) | -9,437,611.000 2024 | yearly | 2000 - 2024 |
| Imports: Seasonally Adjusted (BAM mn) | 2,750.292 Apr 2026 | monthly | Jan 2000 - Apr 2026 |
| Exports: Slovenia (BAM th) | 89,241.156 Mar 2019 | monthly | Jan 2002 - Mar 2019 |
| Export Volume Index (2015=100) | 132.100 2023 | yearly | 2000 - 2023 |
| Import Volume Index (2015=100) | 133.100 2023 | yearly | 2000 - 2023 |
| Import Value Index (2015=100) | 171.300 2023 | yearly | 1995 - 2023 |
| Export Value Index (2015=100) | 181.300 2023 | yearly | 1995 - 2023 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 2.4 Dec 2025 | quarterly | Dec 2000 - Dec 2025 |
| Household Debt: % of GDP (%) | 25.6 Dec 2025 | quarterly | Dec 2008 - Dec 2025 |
| Non-Performing Loans (USD mn) | 452.632 Sep 2025 | quarterly | Jun 2003 - Sep 2025 |
| Money Supply M1 (USD mn) | 15,783.126 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| Money Supply M2 (USD mn) | 25,355.251 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| M2 Growth (%) | 10.6 Mar 2026 | monthly | Aug 1998 - Mar 2026 |
| Reserve Requirement Ratio (%) | 10.0 Apr 2026 | monthly | Aug 1997 - Apr 2026 |
| Foreign Exchange Reserves (USD mn) | 10,392.1 May 2026 | monthly | Aug 1997 - May 2026 |
| Foreign Exchange Reserves: % of GDP (%) | 30.773 Dec 2025 | quarterly | Dec 2008 - Dec 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 6.0 Mar 2026 | monthly | Jan 2000 - Mar 2026 |
| Gold Reserves (USD mn) | 507.356 May 2026 | monthly | Aug 1997 - May 2026 |
| Total Deposits (USD mn) | 22,046.737 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| Total Deposits Growth (%) | 11.1 Mar 2026 | monthly | Aug 1998 - Mar 2026 |
| Domestic Credit (USD mn) | 18,090.9 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| Domestic Credit Growth (%) | 14.7 Mar 2026 | monthly | Aug 1998 - Mar 2026 |
| Household Debt (USD mn) | 9,011.9 Apr 2026 | monthly | Aug 1997 - Apr 2026 |
| Total Loans (USD mn) | 17,363.723 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| Total Loans Growth (%) | 11.75 Mar 2026 | monthly | Aug 1998 - Mar 2026 |
| Private Debt: % of Nominal GDP (%) | 45.98 Dec 2025 | quarterly | Dec 2008 - Dec 2025 |
| Monetary Aggregates: M2 (BAM mn) | 43,182.300 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| Monetary Aggregates: M1 (BAM mn) | 26,880.100 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| Monetary Aggregates: M1: Currency Outside Banks (BAM mn) | 7,447.900 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| Banking System: Assets: Domestic Credit (DC) (BAM mn) | 30,810.400 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| Official Reserve Assets (BAM mn) | 18,308.300 May 2026 | monthly | Aug 1997 - May 2026 |
| Official Reserve Assets: Foreign Currency (BAM mn) | 502.300 May 2026 | monthly | Aug 1997 - May 2026 |
| Official Reserve Assets: Deposits with Foreign Banks (BAM mn) | 4,501.700 May 2026 | monthly | Aug 1997 - May 2026 |
| Official Reserve Assets: Foreign Securities (BAM mn) | 12,451.500 May 2026 | monthly | Aug 1997 - May 2026 |
| Official Reserve Assets: Gold (BAM mn) | 216.662 Jan 2019 | monthly | Aug 1997 - Jan 2019 |
| Commercial Banks Deposits (BAM mn) | 38,198.600 Apr 2026 | monthly | Aug 1997 - Apr 2026 |
| Commercial Banks Deposits: Non Financial Private Enterprises and Cooperatives (BAM mn) | 8,483.800 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| Commercial Banks Deposits: Households (BAM mn) | 20,552.600 Apr 2026 | monthly | Aug 1997 - Apr 2026 |
| Commercial Banks Loans (BAM mn) | 29,572.000 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| Commercial Banks Loans: Non Financial Private Enterprises and Cooperatives (BAM mn) | 11,980.000 Apr 2026 | monthly | Aug 1997 - Apr 2026 |
| Commercial Banks Loans: Non Profit Organizations (BAM mn) | 33.300 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| Commercial Banks Loans: Households (BAM mn) | 15,057.100 Apr 2026 | monthly | Aug 1997 - Apr 2026 |
More Indicators for Bosnia and Herzegovina
Request a demo of CEIC
CEIC’s economic databases cover over 200 global markets. Our Platform offers the most reliable macroeconomic data and advanced analytical tools.