Ecuador Household Debt: % of GDP

2007 - 2025 | Quarterly | % | CEIC Data

Key information about Ecuador Household Debt: % of GDP

  • Ecuador household debt accounted for 35.4 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 35.2 % in the previous quarter.
  • Ecuador household debt to GDP ratio is updated quarterly, available from Mar 2007 to Dec 2025.
  • The data reached an all-time high of 35.4 % in Dec 2025 and a record low of 10.9 % in Mar 2007.

CEIC calculates quarterly Household Debt as % of Nominal GDP from monthly Household Debt and quarterly Nominal GDP. Household Debt is calculated as the sum of Others, Outstanding Portfolio, and Past Due Portfolio under Credit to the Private Sector (Households), as Past Due loans are not included in Outstanding. The Central Bank of Ecuador provides Household Debt in USD and Nominal GDP in USD. Loans are used due to the lack of Flow of Funds statistics.


Related information about Ecuador Household Debt: % of GDP

  • In the latest reports, Ecuador Household Debt reached 46.4 USD bn in Jan 2026.
  • Money Supply M2 in Ecuador increased 12.3 % YoY in Jan 2026.
  • Ecuador Foreign Exchange Reserves was measured at 7.0 USD bn in Feb 2026.
  • The Foreign Exchange Reserves equaled 2.7 Months of Import in Jan 2026.
  • Ecuador Domestic Credit reached 82.6 USD bn in Feb 2026, representing an increased of 9.1 % YoY.
  • The country's Non Performing Loans Ratio stood at 5.3 % in Feb 2026, compared with the ratio of 5.2 % in the previous month.

View Ecuador's Household Debt: % of GDP from Mar 2007 to Dec 2025 in the chart:

Ecuador Household Debt: % of GDP

What was Ecuador's Household Debt: % of GDP in Dec 2025?

Ecuador household debt accounted for 35.4 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 35.2 % in the previous quarter. See the table below for more data.

Last Previous Min Max Unit Frequency Range
35.4 Dec 2025 35.2 Sep 2025 10.9 Mar 2007 35.4 Dec 2025 % quarterly Mar 2007 - Dec 2025

Household Debt: % of GDP by Country Comparison

country/region Last Frequency Range
Albania (%) 14.1 Dec 2025 quarterly Sep 2007 - Dec 2025
Argentina (%) 6.7 Dec 2025 quarterly Dec 2004 - Dec 2025
Armenia (%) 33.0 Dec 2025 quarterly Dec 2000 - Dec 2025
Australia (%) 120.3 Jun 2025 quarterly Jun 1988 - Jun 2025
Austria (%) 42.2 Dec 2025 quarterly Mar 1999 - Dec 2025
Azerbaijan (%) 14.8 Dec 2025 quarterly Mar 2005 - Dec 2025
Belarus (%) 10.6 Dec 2025 quarterly Dec 2006 - Dec 2025
Belgium (%) 58.3 Dec 2025 quarterly Dec 1992 - Dec 2025
Bolivia (%) 11.4 Dec 2024 quarterly Sep 2010 - Dec 2024
Bosnia and Herzegovina (%) 25.6 Dec 2025 quarterly Dec 2008 - Dec 2025
Botswana (%) 21.3 Dec 2025 quarterly Dec 2002 - Dec 2025
Brunei (%) 15.4 Dec 2025 quarterly Dec 2013 - Dec 2025
Bulgaria (%) 30.1 2024 yearly 1995 - 2024
Cambodia (%) 27.2 2024 yearly 2008 - 2024
Canada (%) 99.5 Dec 2025 quarterly Mar 1969 - Dec 2025
Chile (%) 37.7 Sep 2025 quarterly Mar 2009 - Sep 2025
China (%) 60.4 Sep 2025 quarterly Mar 2007 - Sep 2025
Colombia (%) 29.5 Sep 2025 quarterly Dec 2015 - Sep 2025
Croatia (%) 33.8 Dec 2025 quarterly Dec 1995 - Dec 2025
Cyprus (%) 68.2 2025 yearly 1995 - 2025
Czech Republic (%) 33.5 Dec 2025 quarterly Mar 2004 - Dec 2025
Denmark (%) 89.8 2024 yearly 1994 - 2024
Ecuador (%) 35.4 Dec 2025 quarterly Mar 2007 - Dec 2025
Egypt (%) 7.2 Dec 2025 quarterly Dec 2002 - Dec 2025
Estonia (%) 40.6 Dec 2025 quarterly Dec 2003 - Dec 2025
European Union (%) 50.5 Dec 2025 quarterly Mar 1999 - Dec 2025
Finland (%) 72.7 2025 yearly 1995 - 2025
France (%) 59.9 2024 yearly 1977 - 2024
Georgia (%) 36.9 Mar 2023 quarterly Mar 2001 - Mar 2023
Germany (%) 48.7 Dec 2025 quarterly Dec 1991 - Dec 2025
Greece (%) 45.9 Dec 2025 quarterly Dec 1997 - Dec 2025
Hong Kong SAR, China (%) 87.6 Dec 2025 quarterly Mar 1982 - Dec 2025
Hungary (%) 21.7 Dec 2025 quarterly Dec 1995 - Dec 2025
Iceland (%) 70.7 Sep 2025 quarterly Dec 1995 - Sep 2025
India (%) 17.6 2025 yearly 1998 - 2025
Indonesia (%) 14.8 Mar 2026 quarterly Dec 2010 - Mar 2026
Ireland (%) 24.6 Dec 2025 quarterly Mar 2002 - Dec 2025
Israel (%) 42.8 Dec 2025 quarterly Dec 1995 - Dec 2025
Italy (%) 46.9 Sep 2025 quarterly Dec 1995 - Sep 2025
Japan (%) 61.2 Dec 2025 quarterly Dec 1997 - Dec 2025
Jordan (%) 69.7 Dec 2025 quarterly Mar 2002 - Dec 2025
Kazakhstan (%) 65.9 Sep 2025 quarterly Dec 1997 - Sep 2025
South Korea (%) 91.7 Dec 2025 quarterly Dec 2002 - Dec 2025
Kosovo (%) 25.4 Dec 2025 quarterly Dec 2010 - Dec 2025
Kuwait (%) 1.1 Dec 2025 quarterly Dec 2010 - Dec 2025
Kyrgyzstan (%) 12.3 Mar 2026 quarterly Dec 2000 - Mar 2026
Latvia (%) 23.1 Dec 2025 quarterly Mar 2004 - Dec 2025
Lithuania (%) 30.0 Sep 2025 quarterly Dec 1995 - Sep 2025
Luxembourg (%) 61.3 Dec 2025 quarterly Dec 1995 - Dec 2025
Macau SAR, China (%) 70.8 Mar 2026 quarterly Dec 2001 - Mar 2026
North Macedonia (%) 26.6 Dec 2025 quarterly Mar 2003 - Dec 2025
Malawi (%) 0.3 2011 yearly 2006 - 2011
Malaysia (%) 84.8 2025 yearly 2002 - 2025
Malta (%) 48.5 Dec 2025 quarterly Mar 2004 - Dec 2025
Mauritius (%) 20.6 Jun 2018 quarterly Mar 2009 - Jun 2018
Mexico (%) 17.4 Dec 2025 quarterly Dec 2000 - Dec 2025
Mongolia (%) 28.9 Dec 2025 quarterly Mar 2004 - Dec 2025
Montenegro (%) 29.2 Dec 2025 quarterly Mar 2007 - Dec 2025
Morocco (%) 22.0 2024 yearly 2001 - 2024
Netherlands (%) 97.2 Dec 2025 quarterly Mar 1999 - Dec 2025
New Zealand (%) 91.1 Dec 2025 quarterly Dec 1990 - Dec 2025
Norway (%) 90.2 Dec 2025 quarterly Dec 1995 - Dec 2025
Panama (%) 37.8 Dec 2025 quarterly Dec 2007 - Dec 2025
Peru (%) 15.1 Dec 2025 quarterly Mar 2001 - Dec 2025
Philippines (%) 13.6 Dec 2025 quarterly Mar 2008 - Dec 2025
Poland (%) 22.4 Dec 2025 quarterly Dec 2003 - Dec 2025
Portugal (%) 56.5 Dec 2025 quarterly Dec 2007 - Dec 2025
Romania (%) 15.3 Dec 2025 quarterly Dec 1995 - Dec 2025
Russia (%) 18.7 Dec 2025 quarterly Dec 2000 - Dec 2025
Saudi Arabia (%) 10.7 Dec 2025 quarterly Dec 2003 - Dec 2025
Serbia (%) 18.7 Dec 2025 quarterly Dec 2003 - Dec 2025
Singapore (%) 51.6 Dec 2025 quarterly Mar 1995 - Dec 2025
Slovakia (%) 46.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Slovenia (%) 28.2 Dec 2025 quarterly Mar 2004 - Dec 2025
South Africa (%) 41.2 Dec 2025 quarterly Mar 1969 - Dec 2025
Spain (%) 46.6 Dec 2025 quarterly Dec 1989 - Dec 2025
Sri Lanka (%) 6.6 Dec 2024 quarterly Dec 2010 - Dec 2024
Sweden (%) 86.2 Dec 2025 quarterly Mar 1996 - Dec 2025
Switzerland (%) 125.1 2025 yearly 1999 - 2025
Syria (%) 14.6 2011 yearly 2004 - 2011
Taiwan, China (%) 94.3 2024 yearly 2000 - 2024
Thailand (%) 86.7 Dec 2025 quarterly Mar 2003 - Dec 2025
Tunisia (%) 0.0 2020 yearly 2007 - 2020
Turkey (%) 10.5 Dec 2025 quarterly Dec 2014 - Dec 2025
Ukraine (%) 4.1 Dec 2025 quarterly Dec 2002 - Dec 2025
United Arab Emirates (%) 24.1 2024 yearly 2013 - 2024
United Kingdom (%) 77.9 Dec 2025 quarterly Mar 1987 - Dec 2025
United States (%) 61.0 Dec 2025 quarterly Mar 1999 - Dec 2025
Uruguay (%) 12.0 Dec 2025 quarterly Dec 2005 - Dec 2025
Venezuela (%) 3.4 2017 yearly 2004 - 2017

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Ecuador Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -2.8 Dec 2025 quarterly Dec 2000 - Dec 2025
Consolidated Fiscal Balance (USD mn) -2,944.974 Dec 2025 quarterly Mar 2000 - Dec 2025
Tax Revenue (USD mn) 4,222.409 Dec 2025 quarterly Mar 2000 - Dec 2025
Tax Revenue: % of GDP (%) 12.1 Dec 2025 quarterly Mar 2000 - Dec 2025
National Government Debt (USD mn) 87,478.1 Dec 2025 quarterly Dec 2005 - Dec 2025
Government Debt: % of GDP (%) 67.1 Dec 2025 quarterly Dec 2005 - Dec 2025
Forecast: Government Expenditure (USD bn) 50.025 2025 yearly 1995 - 2025
Forecast: Government Net Debt (USD bn) 70.915 2025 yearly 2001 - 2025
Forecast: Government Revenue (USD bn) 46.270 2025 yearly 1995 - 2025
Central Government: Finance (USD mn) 324.760 Mar 2026 monthly Jan 2006 - Mar 2026
Central Government: Balance (USD mn) -324.760 Mar 2026 monthly Jan 2006 - Mar 2026
Central Government: Expenditure excl Amortization (USD mn) 2,733.760 Mar 2026 monthly Jan 2006 - Mar 2026
Central Government: Revenue (USD mn) 2,409.000 Mar 2026 monthly Jan 2006 - Mar 2026
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 1.962 2028 yearly 1980 - 2028
Trade Balance (USD mn) 405.1 Feb 2026 monthly Mar 1992 - Feb 2026
Total Exports (USD mn) 2,930.4 Sep 2025 monthly Jan 1965 - Sep 2025
Total Exports Growth (%) -7.4 Feb 2026 monthly Jan 1966 - Feb 2026
Aluminum: Exports (USD th) 70,731.099 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 27,418.661 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 4,609.277 2024 yearly 1995 - 2024
Total Imports (USD mn) 2,496.1 Feb 2026 monthly Jan 1957 - Feb 2026
Total Imports Growth (%) 1.1 Feb 2026 monthly Jan 1958 - Feb 2026
Imports: Medicament (USD th) 902,307.523 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 336,729.745 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 625.426 Feb 2026 monthly Jan 2007 - Feb 2026
Total Imports from USA (USD mn) 721.387 Feb 2026 monthly Jan 1973 - Feb 2026
Total Exports to China (USD mn) 442.068 Feb 2026 monthly Jan 2007 - Feb 2026
Total Imports from China (USD mn) 791.818 Feb 2026 monthly May 1992 - Feb 2026
Exports: FOB: America: United States (USD mn) 625.426 Feb 2026 monthly Jan 2007 - Feb 2026
Exports: FOB: America: ALADI: Panama (USD mn) 315.758 Feb 2026 monthly Jan 2012 - Feb 2026
Exports: FOB: Asia: People's Republic of China (USD mn) 442.068 Feb 2026 monthly Jan 2007 - Feb 2026
Exports: FOB: Petroleum: Crude Petroleum (USD th) 472,759.969 Feb 2026 monthly Jan 2005 - Feb 2026
Exports: FOB: Non Petroleum: Traditional: Bananas And Plane Tree (USD th) 388,572.062 Feb 2026 monthly Jan 2005 - Feb 2026
BCE Forecast: Exports: fob: 2018=100 (USD th) 32,726,118.000 2026 yearly 2024 - 2026
Imports: CIF: America: ALADI: Panama (USD mn) 11.093 Feb 2026 monthly Mar 2019 - Feb 2026
Imports: CIF: Capital Goods: Industrial (USD th) 383,578.061 Feb 2026 monthly Jan 2005 - Feb 2026
Imports: CIF: Raw Materials: Industrial (USD th) 609,629.556 Feb 2026 monthly Jan 2005 - Feb 2026
Imports: CIF: Consumer Goods: Non Durable (USD th) 274,645.570 Feb 2026 monthly Jan 2005 - Feb 2026
Imports: CIF: Fuels And Lubricants (USD th) 525,368.102 Feb 2026 monthly Jan 2005 - Feb 2026
BCE Forecast: Imports: fob: 2018=100 (USD th) 32,732,339.000 2026 yearly 2024 - 2026
Terms of Trade Index: 2007=100 (2007=100) 87.799 Feb 2026 monthly Jan 2014 - Feb 2026
BCE Forecast: Trade Balance: 2018=100 (USD mn) -6.221 2026 yearly 2024 - 2026
Imports: CIF: Asia: People's Republic of China (USD mn) 324.160 Jan 2020 monthly Jan 2010 - Jan 2020
Export Value Index (2015=100) 169.800 2023 yearly 1980 - 2023
Import Value Index (2015=100) 143.600 2023 yearly 1980 - 2023
Balance of Payments Last Frequency Range
Current Account Balance (USD mn) 1,979.6 Dec 2025 quarterly Mar 1993 - Dec 2025
Current Account Balance: % of GDP (%) 5.7 Dec 2025 quarterly Mar 1993 - Dec 2025
Foreign Direct Investment (USD mn) 407.3 Dec 2025 quarterly Mar 1993 - Dec 2025
Foreign Direct Investment: % of GDP (%) 1.2 Dec 2025 quarterly Mar 1993 - Dec 2025
Foreign Portfolio Investment (USD mn) 29.355 Dec 2025 quarterly Mar 1999 - Dec 2025
Foreign Portfolio Investment: % of GDP (%) 0.1 Dec 2025 quarterly Mar 1999 - Dec 2025
Foreign Portfolio Investment: Equity Securities (USD mn) 0.7 Dec 2025 quarterly Mar 1999 - Dec 2025
Foreign Portfolio Investment: Debt Securities (USD mn) 28.665 Dec 2025 quarterly Mar 1999 - Dec 2025
External Debt (USD mn) 64,566.8 Feb 2026 monthly Jan 1994 - Feb 2026
External Debt: % of GDP (%) 48.9 2025 yearly 1970 - 2025
External Debt: Short Term (USD mn) 234.7 Dec 2025 quarterly Mar 2004 - Dec 2025
External Debt: Short Term: % of GDP (%) 0.2 2025 yearly 1970 - 2025
Forecast: Current Account Balance (USD bn) 5.268 2031 yearly 1980 - 2031
Net International Investment Position (USD) -13,242,753,660.971 Dec 2025 quarterly Mar 2016 - Dec 2025
Gross External Debt: Long Term (USD mn) 62,915.436 Dec 2025 quarterly Mar 2004 - Dec 2025
Gross External Debt (USD mn) 63,839.586 Dec 2025 quarterly Mar 2004 - Dec 2025
BoP: CA: Goods & Services: Goods (USD mn) 1,575.322 Dec 2025 quarterly Mar 2016 - Dec 2025
BoP: CA: Goods & Services: Services (USD mn) -630.353 Dec 2025 quarterly Mar 2016 - Dec 2025
External Debt: Private (USD mn) 12,270.655 Feb 2026 monthly Jan 1994 - Feb 2026
External Debt: Public (USD mn) 52,296.096 Feb 2026 monthly Jan 1994 - Feb 2026
Foreign Direct Investment: BPM6 (USD th) 407,278.138 Dec 2025 quarterly Mar 2016 - Dec 2025
Foreign Direct Investment: Europe: Spain (USD th) 88,442.667 Dec 2018 quarterly Mar 2002 - Dec 2018
Foreign Direct Investment: Asia: China (USD th) 12,350.723 Dec 2018 quarterly Mar 2002 - Dec 2018
Foreign Direct Investment: Europe: Netherlands (USD th) 23,806.340 Dec 2018 quarterly Mar 2002 - Dec 2018
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 5.1 Mar 2026 monthly Jan 2006 - Mar 2026
Household Debt: % of GDP (%) 35.4 Dec 2025 quarterly Mar 2007 - Dec 2025
Non-Performing Loans (USD mn) 3,781.226 Mar 2026 monthly Jan 2006 - Mar 2026
Money Supply M1 (USD mn) 33,972.063 Feb 2026 monthly Dec 2006 - Feb 2026
Money Supply M2 (USD mn) 100,474.215 Feb 2026 monthly Dec 2006 - Feb 2026
M2 Growth (%) 11.8 Feb 2026 monthly Dec 2007 - Feb 2026
Reserve Requirement Ratio (%) 2.0 Aug 2022 monthly Dec 2009 - Aug 2022
Foreign Exchange Reserves (USD mn) 7,509.9 Apr 2026 monthly Dec 1956 - Apr 2026
Foreign Exchange Reserves: % of GDP (%) 4.648 Dec 2025 quarterly Dec 2000 - Dec 2025
Foreign Exchange Reserves: Months of Import (NA) 2.8 Feb 2026 monthly Jan 2005 - Feb 2026
Gold Reserves (USD mn) 3,821.006 Apr 2026 monthly Dec 1956 - Apr 2026
Total Deposits (USD mn) 79,964.034 Mar 2026 monthly Jan 2006 - Mar 2026
Total Deposits Growth (%) 13.2 Mar 2026 monthly Jan 2007 - Mar 2026
Domestic Credit (USD mn) 84,055.3 Mar 2026 monthly Jan 2006 - Mar 2026
Domestic Credit Growth (%) 9.5 Mar 2026 monthly Jan 2007 - Mar 2026
Household Debt (USD mn) 46,588.9 Feb 2026 monthly Jan 2007 - Feb 2026
Total Loans (USD mn) 75,398.627 Mar 2026 monthly Jan 2006 - Mar 2026
Total Loans Growth (%) 11.42 Mar 2026 monthly Jan 2007 - Mar 2026
Private Debt: % of Nominal GDP (%) 57.23 Dec 2025 quarterly Mar 2004 - Dec 2025
International Reserve: Net Currency Position (USD mn) 7,509.918 Apr 2026 monthly Jan 2004 - Apr 2026
Business and Economic Survey Last Frequency Range
Business Confidence Growth (% Point) 3.6 Mar 2026 monthly Feb 2011 - Mar 2026

More Indicators for Ecuador

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