Ecuador Household Debt: % of GDP
Key information about Ecuador Household Debt: % of GDP
- Ecuador household debt accounted for 35.4 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 35.2 % in the previous quarter.
- Ecuador household debt to GDP ratio is updated quarterly, available from Mar 2007 to Dec 2025.
- The data reached an all-time high of 35.4 % in Dec 2025 and a record low of 10.9 % in Mar 2007.
CEIC calculates quarterly Household Debt as % of Nominal GDP from monthly Household Debt and quarterly Nominal GDP. Household Debt is calculated as the sum of Others, Outstanding Portfolio, and Past Due Portfolio under Credit to the Private Sector (Households), as Past Due loans are not included in Outstanding. The Central Bank of Ecuador provides Household Debt in USD and Nominal GDP in USD. Loans are used due to the lack of Flow of Funds statistics.
Related information about Ecuador Household Debt: % of GDP
- In the latest reports, Ecuador Household Debt reached 46.4 USD bn in Jan 2026.
- Money Supply M2 in Ecuador increased 12.3 % YoY in Jan 2026.
- Ecuador Foreign Exchange Reserves was measured at 7.0 USD bn in Feb 2026.
- The Foreign Exchange Reserves equaled 2.7 Months of Import in Jan 2026.
- Ecuador Domestic Credit reached 82.6 USD bn in Feb 2026, representing an increased of 9.1 % YoY.
- The country's Non Performing Loans Ratio stood at 5.3 % in Feb 2026, compared with the ratio of 5.2 % in the previous month.
View Ecuador's Household Debt: % of GDP from Mar 2007 to Dec 2025 in the chart:
What was Ecuador's Household Debt: % of GDP in Dec 2025?
Ecuador household debt accounted for 35.4 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 35.2 % in the previous quarter. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 35.4 Dec 2025 | 35.2 Sep 2025 | 10.9 Mar 2007 | 35.4 Dec 2025 | % | quarterly | Mar 2007 - Dec 2025 |
Household Debt: % of GDP by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 14.1 Dec 2025 | quarterly | Sep 2007 - Dec 2025 |
| Argentina (%) | 6.7 Dec 2025 | quarterly | Dec 2004 - Dec 2025 |
| Armenia (%) | 33.0 Dec 2025 | quarterly | Dec 2000 - Dec 2025 |
| Australia (%) | 120.3 Jun 2025 | quarterly | Jun 1988 - Jun 2025 |
| Austria (%) | 42.2 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Azerbaijan (%) | 14.8 Dec 2025 | quarterly | Mar 2005 - Dec 2025 |
| Belarus (%) | 10.6 Dec 2025 | quarterly | Dec 2006 - Dec 2025 |
| Belgium (%) | 58.3 Dec 2025 | quarterly | Dec 1992 - Dec 2025 |
| Bolivia (%) | 11.4 Dec 2024 | quarterly | Sep 2010 - Dec 2024 |
| Bosnia and Herzegovina (%) | 25.6 Dec 2025 | quarterly | Dec 2008 - Dec 2025 |
| Botswana (%) | 21.3 Dec 2025 | quarterly | Dec 2002 - Dec 2025 |
| Brunei (%) | 15.4 Dec 2025 | quarterly | Dec 2013 - Dec 2025 |
| Bulgaria (%) | 30.1 2024 | yearly | 1995 - 2024 |
| Cambodia (%) | 27.2 2024 | yearly | 2008 - 2024 |
| Canada (%) | 99.5 Dec 2025 | quarterly | Mar 1969 - Dec 2025 |
| Chile (%) | 37.7 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| China (%) | 60.4 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Colombia (%) | 29.5 Sep 2025 | quarterly | Dec 2015 - Sep 2025 |
| Croatia (%) | 33.8 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Cyprus (%) | 68.2 2025 | yearly | 1995 - 2025 |
| Czech Republic (%) | 33.5 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Denmark (%) | 89.8 2024 | yearly | 1994 - 2024 |
| Ecuador (%) | 35.4 Dec 2025 | quarterly | Mar 2007 - Dec 2025 |
| Egypt (%) | 7.2 Dec 2025 | quarterly | Dec 2002 - Dec 2025 |
| Estonia (%) | 40.6 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| European Union (%) | 50.5 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Finland (%) | 72.7 2025 | yearly | 1995 - 2025 |
| France (%) | 59.9 2024 | yearly | 1977 - 2024 |
| Georgia (%) | 36.9 Mar 2023 | quarterly | Mar 2001 - Mar 2023 |
| Germany (%) | 48.7 Dec 2025 | quarterly | Dec 1991 - Dec 2025 |
| Greece (%) | 45.9 Dec 2025 | quarterly | Dec 1997 - Dec 2025 |
| Hong Kong SAR, China (%) | 87.6 Dec 2025 | quarterly | Mar 1982 - Dec 2025 |
| Hungary (%) | 21.7 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Iceland (%) | 70.7 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| India (%) | 17.6 2025 | yearly | 1998 - 2025 |
| Indonesia (%) | 14.8 Mar 2026 | quarterly | Dec 2010 - Mar 2026 |
| Ireland (%) | 24.6 Dec 2025 | quarterly | Mar 2002 - Dec 2025 |
| Israel (%) | 42.8 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Italy (%) | 46.9 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Japan (%) | 61.2 Dec 2025 | quarterly | Dec 1997 - Dec 2025 |
| Jordan (%) | 69.7 Dec 2025 | quarterly | Mar 2002 - Dec 2025 |
| Kazakhstan (%) | 65.9 Sep 2025 | quarterly | Dec 1997 - Sep 2025 |
| South Korea (%) | 91.7 Dec 2025 | quarterly | Dec 2002 - Dec 2025 |
| Kosovo (%) | 25.4 Dec 2025 | quarterly | Dec 2010 - Dec 2025 |
| Kuwait (%) | 1.1 Dec 2025 | quarterly | Dec 2010 - Dec 2025 |
| Kyrgyzstan (%) | 12.3 Mar 2026 | quarterly | Dec 2000 - Mar 2026 |
| Latvia (%) | 23.1 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Lithuania (%) | 30.0 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Luxembourg (%) | 61.3 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Macau SAR, China (%) | 70.8 Mar 2026 | quarterly | Dec 2001 - Mar 2026 |
| North Macedonia (%) | 26.6 Dec 2025 | quarterly | Mar 2003 - Dec 2025 |
| Malawi (%) | 0.3 2011 | yearly | 2006 - 2011 |
| Malaysia (%) | 84.8 2025 | yearly | 2002 - 2025 |
| Malta (%) | 48.5 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Mauritius (%) | 20.6 Jun 2018 | quarterly | Mar 2009 - Jun 2018 |
| Mexico (%) | 17.4 Dec 2025 | quarterly | Dec 2000 - Dec 2025 |
| Mongolia (%) | 28.9 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Montenegro (%) | 29.2 Dec 2025 | quarterly | Mar 2007 - Dec 2025 |
| Morocco (%) | 22.0 2024 | yearly | 2001 - 2024 |
| Netherlands (%) | 97.2 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| New Zealand (%) | 91.1 Dec 2025 | quarterly | Dec 1990 - Dec 2025 |
| Norway (%) | 90.2 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Panama (%) | 37.8 Dec 2025 | quarterly | Dec 2007 - Dec 2025 |
| Peru (%) | 15.1 Dec 2025 | quarterly | Mar 2001 - Dec 2025 |
| Philippines (%) | 13.6 Dec 2025 | quarterly | Mar 2008 - Dec 2025 |
| Poland (%) | 22.4 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Portugal (%) | 56.5 Dec 2025 | quarterly | Dec 2007 - Dec 2025 |
| Romania (%) | 15.3 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Russia (%) | 18.7 Dec 2025 | quarterly | Dec 2000 - Dec 2025 |
| Saudi Arabia (%) | 10.7 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Serbia (%) | 18.7 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Singapore (%) | 51.6 Dec 2025 | quarterly | Mar 1995 - Dec 2025 |
| Slovakia (%) | 46.3 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Slovenia (%) | 28.2 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| South Africa (%) | 41.2 Dec 2025 | quarterly | Mar 1969 - Dec 2025 |
| Spain (%) | 46.6 Dec 2025 | quarterly | Dec 1989 - Dec 2025 |
| Sri Lanka (%) | 6.6 Dec 2024 | quarterly | Dec 2010 - Dec 2024 |
| Sweden (%) | 86.2 Dec 2025 | quarterly | Mar 1996 - Dec 2025 |
| Switzerland (%) | 125.1 2025 | yearly | 1999 - 2025 |
| Syria (%) | 14.6 2011 | yearly | 2004 - 2011 |
| Taiwan, China (%) | 94.3 2024 | yearly | 2000 - 2024 |
| Thailand (%) | 86.7 Dec 2025 | quarterly | Mar 2003 - Dec 2025 |
| Tunisia (%) | 0.0 2020 | yearly | 2007 - 2020 |
| Turkey (%) | 10.5 Dec 2025 | quarterly | Dec 2014 - Dec 2025 |
| Ukraine (%) | 4.1 Dec 2025 | quarterly | Dec 2002 - Dec 2025 |
| United Arab Emirates (%) | 24.1 2024 | yearly | 2013 - 2024 |
| United Kingdom (%) | 77.9 Dec 2025 | quarterly | Mar 1987 - Dec 2025 |
| United States (%) | 61.0 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Uruguay (%) | 12.0 Dec 2025 | quarterly | Dec 2005 - Dec 2025 |
| Venezuela (%) | 3.4 2017 | yearly | 2004 - 2017 |
Accurate Macro & Micro Economic Data You Can Trust
Explore the most complete set of 6.6 million time series covering more than 200 economies, 20 industries and 18 macroeconomic sectors.
Learn more about what we doEcuador Key Series
| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -2.8 Dec 2025 | quarterly | Dec 2000 - Dec 2025 |
| Consolidated Fiscal Balance (USD mn) | -2,944.974 Dec 2025 | quarterly | Mar 2000 - Dec 2025 |
| Tax Revenue (USD mn) | 4,222.409 Dec 2025 | quarterly | Mar 2000 - Dec 2025 |
| Tax Revenue: % of GDP (%) | 12.1 Dec 2025 | quarterly | Mar 2000 - Dec 2025 |
| National Government Debt (USD mn) | 87,478.1 Dec 2025 | quarterly | Dec 2005 - Dec 2025 |
| Government Debt: % of GDP (%) | 67.1 Dec 2025 | quarterly | Dec 2005 - Dec 2025 |
| Forecast: Government Expenditure (USD bn) | 50.025 2025 | yearly | 1995 - 2025 |
| Forecast: Government Net Debt (USD bn) | 70.915 2025 | yearly | 2001 - 2025 |
| Forecast: Government Revenue (USD bn) | 46.270 2025 | yearly | 1995 - 2025 |
| Central Government: Finance (USD mn) | 324.760 Mar 2026 | monthly | Jan 2006 - Mar 2026 |
| Central Government: Balance (USD mn) | -324.760 Mar 2026 | monthly | Jan 2006 - Mar 2026 |
| Central Government: Expenditure excl Amortization (USD mn) | 2,733.760 Mar 2026 | monthly | Jan 2006 - Mar 2026 |
| Central Government: Revenue (USD mn) | 2,409.000 Mar 2026 | monthly | Jan 2006 - Mar 2026 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 1.962 2028 | yearly | 1980 - 2028 |
| Trade Balance (USD mn) | 405.1 Feb 2026 | monthly | Mar 1992 - Feb 2026 |
| Total Exports (USD mn) | 2,930.4 Sep 2025 | monthly | Jan 1965 - Sep 2025 |
| Total Exports Growth (%) | -7.4 Feb 2026 | monthly | Jan 1966 - Feb 2026 |
| Aluminum: Exports (USD th) | 70,731.099 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 27,418.661 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 4,609.277 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 2,496.1 Feb 2026 | monthly | Jan 1957 - Feb 2026 |
| Total Imports Growth (%) | 1.1 Feb 2026 | monthly | Jan 1958 - Feb 2026 |
| Imports: Medicament (USD th) | 902,307.523 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 336,729.745 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 625.426 Feb 2026 | monthly | Jan 2007 - Feb 2026 |
| Total Imports from USA (USD mn) | 721.387 Feb 2026 | monthly | Jan 1973 - Feb 2026 |
| Total Exports to China (USD mn) | 442.068 Feb 2026 | monthly | Jan 2007 - Feb 2026 |
| Total Imports from China (USD mn) | 791.818 Feb 2026 | monthly | May 1992 - Feb 2026 |
| Exports: FOB: America: United States (USD mn) | 625.426 Feb 2026 | monthly | Jan 2007 - Feb 2026 |
| Exports: FOB: America: ALADI: Panama (USD mn) | 315.758 Feb 2026 | monthly | Jan 2012 - Feb 2026 |
| Exports: FOB: Asia: People's Republic of China (USD mn) | 442.068 Feb 2026 | monthly | Jan 2007 - Feb 2026 |
| Exports: FOB: Petroleum: Crude Petroleum (USD th) | 472,759.969 Feb 2026 | monthly | Jan 2005 - Feb 2026 |
| Exports: FOB: Non Petroleum: Traditional: Bananas And Plane Tree (USD th) | 388,572.062 Feb 2026 | monthly | Jan 2005 - Feb 2026 |
| BCE Forecast: Exports: fob: 2018=100 (USD th) | 32,726,118.000 2026 | yearly | 2024 - 2026 |
| Imports: CIF: America: ALADI: Panama (USD mn) | 11.093 Feb 2026 | monthly | Mar 2019 - Feb 2026 |
| Imports: CIF: Capital Goods: Industrial (USD th) | 383,578.061 Feb 2026 | monthly | Jan 2005 - Feb 2026 |
| Imports: CIF: Raw Materials: Industrial (USD th) | 609,629.556 Feb 2026 | monthly | Jan 2005 - Feb 2026 |
| Imports: CIF: Consumer Goods: Non Durable (USD th) | 274,645.570 Feb 2026 | monthly | Jan 2005 - Feb 2026 |
| Imports: CIF: Fuels And Lubricants (USD th) | 525,368.102 Feb 2026 | monthly | Jan 2005 - Feb 2026 |
| BCE Forecast: Imports: fob: 2018=100 (USD th) | 32,732,339.000 2026 | yearly | 2024 - 2026 |
| Terms of Trade Index: 2007=100 (2007=100) | 87.799 Feb 2026 | monthly | Jan 2014 - Feb 2026 |
| BCE Forecast: Trade Balance: 2018=100 (USD mn) | -6.221 2026 | yearly | 2024 - 2026 |
| Imports: CIF: Asia: People's Republic of China (USD mn) | 324.160 Jan 2020 | monthly | Jan 2010 - Jan 2020 |
| Export Value Index (2015=100) | 169.800 2023 | yearly | 1980 - 2023 |
| Import Value Index (2015=100) | 143.600 2023 | yearly | 1980 - 2023 |
| Balance of Payments | Last | Frequency | Range |
|---|---|---|---|
| Current Account Balance (USD mn) | 1,979.6 Dec 2025 | quarterly | Mar 1993 - Dec 2025 |
| Current Account Balance: % of GDP (%) | 5.7 Dec 2025 | quarterly | Mar 1993 - Dec 2025 |
| Foreign Direct Investment (USD mn) | 407.3 Dec 2025 | quarterly | Mar 1993 - Dec 2025 |
| Foreign Direct Investment: % of GDP (%) | 1.2 Dec 2025 | quarterly | Mar 1993 - Dec 2025 |
| Foreign Portfolio Investment (USD mn) | 29.355 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Foreign Portfolio Investment: % of GDP (%) | 0.1 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Foreign Portfolio Investment: Equity Securities (USD mn) | 0.7 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Foreign Portfolio Investment: Debt Securities (USD mn) | 28.665 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| External Debt (USD mn) | 64,566.8 Feb 2026 | monthly | Jan 1994 - Feb 2026 |
| External Debt: % of GDP (%) | 48.9 2025 | yearly | 1970 - 2025 |
| External Debt: Short Term (USD mn) | 234.7 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| External Debt: Short Term: % of GDP (%) | 0.2 2025 | yearly | 1970 - 2025 |
| Forecast: Current Account Balance (USD bn) | 5.268 2031 | yearly | 1980 - 2031 |
| Net International Investment Position (USD) | -13,242,753,660.971 Dec 2025 | quarterly | Mar 2016 - Dec 2025 |
| Gross External Debt: Long Term (USD mn) | 62,915.436 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Gross External Debt (USD mn) | 63,839.586 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| BoP: CA: Goods & Services: Goods (USD mn) | 1,575.322 Dec 2025 | quarterly | Mar 2016 - Dec 2025 |
| BoP: CA: Goods & Services: Services (USD mn) | -630.353 Dec 2025 | quarterly | Mar 2016 - Dec 2025 |
| External Debt: Private (USD mn) | 12,270.655 Feb 2026 | monthly | Jan 1994 - Feb 2026 |
| External Debt: Public (USD mn) | 52,296.096 Feb 2026 | monthly | Jan 1994 - Feb 2026 |
| Foreign Direct Investment: BPM6 (USD th) | 407,278.138 Dec 2025 | quarterly | Mar 2016 - Dec 2025 |
| Foreign Direct Investment: Europe: Spain (USD th) | 88,442.667 Dec 2018 | quarterly | Mar 2002 - Dec 2018 |
| Foreign Direct Investment: Asia: China (USD th) | 12,350.723 Dec 2018 | quarterly | Mar 2002 - Dec 2018 |
| Foreign Direct Investment: Europe: Netherlands (USD th) | 23,806.340 Dec 2018 | quarterly | Mar 2002 - Dec 2018 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 5.1 Mar 2026 | monthly | Jan 2006 - Mar 2026 |
| Household Debt: % of GDP (%) | 35.4 Dec 2025 | quarterly | Mar 2007 - Dec 2025 |
| Non-Performing Loans (USD mn) | 3,781.226 Mar 2026 | monthly | Jan 2006 - Mar 2026 |
| Money Supply M1 (USD mn) | 33,972.063 Feb 2026 | monthly | Dec 2006 - Feb 2026 |
| Money Supply M2 (USD mn) | 100,474.215 Feb 2026 | monthly | Dec 2006 - Feb 2026 |
| M2 Growth (%) | 11.8 Feb 2026 | monthly | Dec 2007 - Feb 2026 |
| Reserve Requirement Ratio (%) | 2.0 Aug 2022 | monthly | Dec 2009 - Aug 2022 |
| Foreign Exchange Reserves (USD mn) | 7,509.9 Apr 2026 | monthly | Dec 1956 - Apr 2026 |
| Foreign Exchange Reserves: % of GDP (%) | 4.648 Dec 2025 | quarterly | Dec 2000 - Dec 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 2.8 Feb 2026 | monthly | Jan 2005 - Feb 2026 |
| Gold Reserves (USD mn) | 3,821.006 Apr 2026 | monthly | Dec 1956 - Apr 2026 |
| Total Deposits (USD mn) | 79,964.034 Mar 2026 | monthly | Jan 2006 - Mar 2026 |
| Total Deposits Growth (%) | 13.2 Mar 2026 | monthly | Jan 2007 - Mar 2026 |
| Domestic Credit (USD mn) | 84,055.3 Mar 2026 | monthly | Jan 2006 - Mar 2026 |
| Domestic Credit Growth (%) | 9.5 Mar 2026 | monthly | Jan 2007 - Mar 2026 |
| Household Debt (USD mn) | 46,588.9 Feb 2026 | monthly | Jan 2007 - Feb 2026 |
| Total Loans (USD mn) | 75,398.627 Mar 2026 | monthly | Jan 2006 - Mar 2026 |
| Total Loans Growth (%) | 11.42 Mar 2026 | monthly | Jan 2007 - Mar 2026 |
| Private Debt: % of Nominal GDP (%) | 57.23 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| International Reserve: Net Currency Position (USD mn) | 7,509.918 Apr 2026 | monthly | Jan 2004 - Apr 2026 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 3.6 Mar 2026 | monthly | Feb 2011 - Mar 2026 |
More Indicators for Ecuador
Request a demo of CEIC
CEIC’s economic databases cover over 200 global markets. Our Platform offers the most reliable macroeconomic data and advanced analytical tools.