Ecuador Household Debt: % of GDP

2003 - 2025 | Quarterly | % | CEIC Data

Key information about Ecuador Household Debt: % of GDP

  • Ecuador household debt accounted for 17.8 % of the country's Nominal GDP in Sep 2025, compared with the ratio of 17.4 % in the previous quarter.
  • Ecuador household debt to GDP ratio is updated quarterly, available from Mar 2003 to Sep 2025.
  • The data reached an all-time high of 17.8 % in Sep 2025 and a record low of 3.4 % in Jun 2003.

CEIC calculates quarterly Household Debt as % of Nominal GDP from monthly Household Debt and quarterly Nominal GDP. The Superintendency of Banks provides Household Debt in USD. The Central Bank of Ecuador provides Nominal GDP in USD. Loans are used due to the lack of Flow of Funds statistics. Household Debt includes Mortgages and Consumer Loans.


Related information about Ecuador Household Debt: % of GDP

  • In the latest reports, Ecuador Household Debt reached 23.6 USD bn in Nov 2025.
  • Money Supply M2 in Ecuador increased 13.9 % YoY in Nov 2025.
  • Ecuador Foreign Exchange Reserves was measured at 6.1 USD bn in Dec 2025.
  • The Foreign Exchange Reserves equaled 2.2 Months of Import in Nov 2025.
  • Ecuador Domestic Credit reached 82.1 USD bn in Nov 2025, representing an increased of 11.0 % YoY.
  • The country's Non Performing Loans Ratio stood at 5.3 % in Nov 2025, compared with the ratio of 5.3 % in the previous month.

View Ecuador's Household Debt: % of GDP from Mar 2003 to Sep 2025 in the chart:

Ecuador Household Debt: % of GDP

What was Ecuador's Household Debt: % of GDP in Sep 2025?

Ecuador household debt accounted for 17.8 % of the country's Nominal GDP in Sep 2025, compared with the ratio of 17.4 % in the previous quarter. See the table below for more data.

Last Previous Min Max Unit Frequency Range
17.8 Sep 2025 17.4 Jun 2025 3.4 Jun 2003 17.8 Sep 2025 % quarterly Mar 2003 - Sep 2025

Household Debt: % of GDP by Country Comparison

country/region Last Frequency Range
Albania (%) 13.5 Sep 2025 quarterly Sep 2007 - Sep 2025
Argentina (%) 6.6 Sep 2025 quarterly Dec 2004 - Sep 2025
Armenia (%) 32.5 Sep 2025 quarterly Dec 2000 - Sep 2025
Australia (%) 120.3 Jun 2025 quarterly Jun 1988 - Jun 2025
Austria (%) 42.3 Sep 2025 quarterly Mar 1999 - Sep 2025
Azerbaijan (%) 14.3 Sep 2025 quarterly Mar 2005 - Sep 2025
Belarus (%) 10.5 Sep 2025 quarterly Dec 2006 - Sep 2025
Belgium (%) 58.1 Sep 2025 quarterly Dec 1992 - Sep 2025
Bolivia (%) 11.4 Dec 2024 quarterly Sep 2010 - Dec 2024
Bosnia and Herzegovina (%) 25.2 Sep 2025 quarterly Dec 2008 - Sep 2025
Botswana (%) 21.6 Sep 2025 quarterly Dec 2002 - Sep 2025
Brunei (%) 15.3 Sep 2025 quarterly Dec 2013 - Sep 2025
Bulgaria (%) 30.1 2024 yearly 1995 - 2024
Cambodia (%) 27.2 2024 yearly 2008 - 2024
Canada (%) 97.7 Sep 2025 quarterly Mar 1969 - Sep 2025
Chile (%) 37.7 Sep 2025 quarterly Mar 2009 - Sep 2025
China (%) 60.4 Sep 2025 quarterly Mar 2007 - Sep 2025
Colombia (%) 29.5 Jun 2025 quarterly Dec 2015 - Jun 2025
Croatia (%) 33.8 Sep 2025 quarterly Dec 1995 - Sep 2025
Cyprus (%) 71.2 2024 yearly 1995 - 2024
Czech Republic (%) 33.4 Sep 2025 quarterly Mar 2004 - Sep 2025
Denmark (%) 92.7 2023 yearly 1994 - 2023
Ecuador (%) 17.8 Sep 2025 quarterly Mar 2003 - Sep 2025
Egypt (%) 7.3 Sep 2025 quarterly Dec 2002 - Sep 2025
Estonia (%) 40.2 Sep 2025 quarterly Dec 2003 - Sep 2025
European Union (%) 50.7 Sep 2025 quarterly Mar 1999 - Sep 2025
Finland (%) 74.1 2024 yearly 1995 - 2024
France (%) 59.9 2024 yearly 1977 - 2024
Georgia (%) 36.9 Mar 2023 quarterly Mar 2001 - Mar 2023
Germany (%) 49.0 Sep 2025 quarterly Dec 1991 - Sep 2025
Greece (%) 46.7 Jun 2025 quarterly Dec 1997 - Jun 2025
Hong Kong SAR, China (%) 87.7 Sep 2025 quarterly Mar 1982 - Sep 2025
Hungary (%) 20.7 Sep 2025 quarterly Dec 1995 - Sep 2025
Iceland (%) 70.8 Sep 2025 quarterly Dec 1995 - Sep 2025
India (%) 17.6 2025 yearly 1998 - 2025
Indonesia (%) 15.2 Sep 2025 quarterly Dec 2010 - Sep 2025
Ireland (%) 25.1 Jun 2025 quarterly Mar 2002 - Jun 2025
Israel (%) 42.9 Sep 2025 quarterly Dec 1995 - Sep 2025
Italy (%) 47.1 Jun 2025 quarterly Dec 1995 - Jun 2025
Japan (%) 61.1 Sep 2025 quarterly Dec 1997 - Sep 2025
Jordan (%) 70.8 Sep 2025 quarterly Mar 2002 - Sep 2025
Kazakhstan (%) 62.5 Jun 2025 quarterly Dec 1997 - Jun 2025
South Korea (%) 92.3 Sep 2025 quarterly Dec 2002 - Sep 2025
Kosovo (%) 24.9 Sep 2025 quarterly Dec 2010 - Sep 2025
Kuwait (%) 0.9 Jun 2025 quarterly Dec 2010 - Jun 2025
Kyrgyzstan (%) 12.1 Sep 2025 quarterly Dec 2000 - Sep 2025
Latvia (%) 23.1 Sep 2025 quarterly Mar 2004 - Sep 2025
Lithuania (%) 30.0 Sep 2025 quarterly Dec 1995 - Sep 2025
Luxembourg (%) 62.4 Jun 2025 quarterly Dec 1995 - Jun 2025
Macau SAR, China (%) 76.1 Sep 2025 quarterly Dec 2001 - Sep 2025
North Macedonia (%) 26.7 Sep 2025 quarterly Mar 2003 - Sep 2025
Malawi (%) 0.3 2011 yearly 2006 - 2011
Malaysia (%) 84.1 2024 yearly 2002 - 2024
Malta (%) 48.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Mauritius (%) 20.6 Jun 2018 quarterly Mar 2009 - Jun 2018
Mexico (%) 17.2 Sep 2025 quarterly Dec 2000 - Sep 2025
Mongolia (%) 29.7 Sep 2025 quarterly Mar 2004 - Sep 2025
Montenegro (%) 28.3 Sep 2025 quarterly Mar 2007 - Sep 2025
Morocco (%) 22.0 2024 yearly 2001 - 2024
Netherlands (%) 97.2 Sep 2025 quarterly Mar 1999 - Sep 2025
New Zealand (%) 90.7 Sep 2025 quarterly Dec 1990 - Sep 2025
Norway (%) 88.8 Sep 2025 quarterly Dec 1995 - Sep 2025
Panama (%) 37.7 Sep 2025 quarterly Dec 2007 - Sep 2025
Peru (%) 15.3 Sep 2025 quarterly Mar 2001 - Sep 2025
Philippines (%) 12.8 Sep 2025 quarterly Mar 2009 - Sep 2025
Poland (%) 22.4 Jun 2025 quarterly Dec 2003 - Jun 2025
Portugal (%) 55.9 Sep 2025 quarterly Dec 2007 - Sep 2025
Romania (%) 15.7 Sep 2025 quarterly Dec 1995 - Sep 2025
Russia (%) 18.9 Mar 2025 quarterly Dec 2000 - Mar 2025
Saudi Arabia (%) 10.7 Sep 2025 quarterly Dec 2003 - Sep 2025
Serbia (%) 18.1 Sep 2025 quarterly Dec 2003 - Sep 2025
Singapore (%) 53.0 Sep 2025 quarterly Mar 1995 - Sep 2025
Slovakia (%) 45.8 Jun 2025 quarterly Mar 2004 - Jun 2025
Slovenia (%) 27.8 Jun 2025 quarterly Mar 2004 - Jun 2025
South Africa (%) 41.0 Jun 2025 quarterly Mar 1969 - Jun 2025
Spain (%) 47.8 Jun 2025 quarterly Dec 1989 - Jun 2025
Sri Lanka (%) 6.6 Dec 2024 quarterly Dec 2010 - Dec 2024
Sweden (%) 86.5 Jun 2025 quarterly Mar 1996 - Jun 2025
Switzerland (%) 123.1 2024 yearly 1999 - 2024
Syria (%) 14.6 2011 yearly 2004 - 2011
Taiwan, China (%) 95.5 2023 yearly 2000 - 2023
Thailand (%) 86.8 Sep 2025 quarterly Mar 2003 - Sep 2025
Tunisia (%) 0.0 2020 yearly 2007 - 2020
Turkey (%) 10.2 Jun 2025 quarterly Dec 2014 - Jun 2025
Ukraine (%) 4.1 Sep 2025 quarterly Dec 2002 - Sep 2025
United Arab Emirates (%) 24.1 2024 yearly 2013 - 2024
United Kingdom (%) 78.1 Sep 2025 quarterly Mar 1987 - Sep 2025
United States (%) 61.4 Jun 2025 quarterly Mar 1999 - Jun 2025
Uruguay (%) 11.7 Sep 2025 quarterly Dec 2005 - Sep 2025
Venezuela (%) 3.4 2017 yearly 2004 - 2017

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Ecuador Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -2.9 Sep 2025 quarterly Dec 2000 - Sep 2025
Consolidated Fiscal Balance (USD mn) -1,083.498 Sep 2025 quarterly Mar 2000 - Sep 2025
Tax Revenue (USD mn) 4,352.072 Sep 2025 quarterly Mar 2000 - Sep 2025
Tax Revenue: % of GDP (%) 13.5 Sep 2025 quarterly Mar 2000 - Sep 2025
National Government Debt (USD mn) 85,105.4 Sep 2025 quarterly Dec 2005 - Sep 2025
Government Debt: % of GDP (%) 65.6 Sep 2025 quarterly Dec 2005 - Sep 2025
Forecast: Government Expenditure (USD bn) 47.467 2024 yearly 1995 - 2024
Forecast: Government Net Debt (USD bn) 67.019 2024 yearly 2001 - 2024
Forecast: Government Revenue (USD bn) 45.876 2024 yearly 1995 - 2024
Central Government: Finance (USD mn) 1,108.180 Nov 2025 monthly Jan 2006 - Nov 2025
Central Government: Balance (USD mn) -1,108.183 Nov 2025 monthly Jan 2006 - Nov 2025
Central Government: Revenue (USD mn) 1,846.380 Nov 2025 monthly Jan 2006 - Nov 2025
Central Government: Expenditure excl Amortization (USD mn) 2,954.570 Nov 2025 monthly Jan 2006 - Nov 2025
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 1.962 2028 yearly 1980 - 2028
Trade Balance (USD mn) 744.2 Nov 2025 monthly Mar 1992 - Nov 2025
Total Exports (USD mn) 2,930.4 Sep 2025 monthly Jan 1965 - Sep 2025
Total Exports Growth (%) 14.3 Nov 2025 monthly Jan 1966 - Nov 2025
Aluminum: Exports (USD th) 70,731.099 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 27,418.661 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 4,609.277 2024 yearly 1995 - 2024
Total Imports (USD mn) 2,985.2 Oct 2025 monthly Jan 1957 - Oct 2025
Total Imports Growth (%) 13.9 Oct 2025 monthly Jan 1958 - Oct 2025
Imports: Medicament (USD th) 902,307.523 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 336,729.745 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 598.677 Nov 2025 monthly Jan 2007 - Nov 2025
Total Imports from USA (USD mn) 779.280 Nov 2025 monthly Jan 1973 - Nov 2025
Total Exports to China (USD mn) 441.926 Oct 2025 monthly Jan 2007 - Oct 2025
Total Imports from China (USD mn) 775.560 Nov 2025 monthly May 1992 - Nov 2025
Exports: FOB: America: United States (USD mn) 564.015 Oct 2025 monthly Jan 2007 - Oct 2025
Exports: FOB: America: ALADI: Panama (USD mn) 504.132 Oct 2025 monthly Jan 2012 - Oct 2025
Exports: FOB: Asia: People's Republic of China (USD mn) 651.562 Nov 2025 monthly Jan 2007 - Nov 2025
Exports: FOB: Petroleum: Crude Petroleum (USD th) 523,144.416 Oct 2025 monthly Jan 2005 - Oct 2025
Exports: FOB: Non Petroleum: Traditional: Bananas And Plane Tree (USD th) 344,247.366 Oct 2025 monthly Jan 2005 - Oct 2025
Imports: CIF: America: ALADI: Panama (USD mn) 11.532 Oct 2025 monthly Mar 2019 - Oct 2025
Imports: CIF: Capital Goods: Industrial (USD th) 481,240.437 Oct 2025 monthly Jan 2005 - Oct 2025
Imports: CIF: Consumer Goods: Non Durable (USD th) 395,248.487 Oct 2025 monthly Jan 2005 - Oct 2025
Imports: CIF: Fuels And Lubricants (USD th) 588,101.114 Nov 2025 monthly Jan 2005 - Nov 2025
Imports: CIF: Raw Materials: Industrial (USD th) 712,105.696 Oct 2025 monthly Jan 2005 - Oct 2025
Terms of Trade Index: 2007=100 (2007=100) 86.925 Nov 2025 monthly Jan 2014 - Nov 2025
BCE Forecast: Trade Balance: 2018=100 (USD mn) 3,097.200 2025 yearly 2024 - 2025
BCE Forecast: Exports: fob: 2018=100 (USD th) 31,848,323.000 2025 yearly 2024 - 2025
BCE Forecast: Imports: fob: 2018=100 (USD th) 28,751,123.000 2025 yearly 2024 - 2025
Imports: CIF: Asia: People's Republic of China (USD mn) 324.160 Jan 2020 monthly Jan 2010 - Jan 2020
Export Value Index (2015=100) 145.654 2021 yearly 1980 - 2021
Import Value Index (2015=100) 119.376 2021 yearly 1980 - 2021
Balance of Payments Last Frequency Range
Current Account Balance (USD mn) 581.6 Sep 2025 quarterly Mar 1993 - Sep 2025
Current Account Balance: % of GDP (%) 1.8 Sep 2025 quarterly Mar 1993 - Sep 2025
Foreign Direct Investment (USD mn) 77.6 Jun 2025 quarterly Mar 1993 - Jun 2025
Foreign Direct Investment: % of GDP (%) 1.7 Sep 2025 quarterly Mar 1993 - Sep 2025
Foreign Portfolio Investment (USD mn) -5.037 Sep 2025 quarterly Mar 1999 - Sep 2025
Foreign Portfolio Investment: % of GDP (%) -0.0 Sep 2025 quarterly Mar 1999 - Sep 2025
Foreign Portfolio Investment: Equity Securities (USD mn) 0.0 Sep 2025 quarterly Mar 1999 - Sep 2025
Foreign Portfolio Investment: Debt Securities (USD mn) 3.469 Jun 2025 quarterly Mar 1999 - Jun 2025
External Debt (USD mn) 60,722.3 Nov 2025 monthly Jan 1994 - Nov 2025
External Debt: % of GDP (%) 48.7 2024 yearly 1970 - 2024
External Debt: Short Term (USD mn) 43.9 Sep 2025 quarterly Mar 2004 - Sep 2025
External Debt: Short Term: % of GDP (%) 0.9 2024 yearly 1970 - 2024
Forecast: Current Account Balance (USD bn) 3.788 2030 yearly 1980 - 2030
Net International Investment Position (USD) -11,374,979,000.538 Jun 2025 quarterly Mar 2016 - Jun 2025
Gross External Debt: Long Term (USD mn) 58,691.873 Sep 2025 quarterly Mar 2004 - Sep 2025
Gross External Debt (USD mn) 59,423.363 Sep 2025 quarterly Mar 2004 - Sep 2025
BoP: CA: Goods & Services: Goods (USD mn) 566.773 Sep 2025 quarterly Mar 2016 - Sep 2025
BoP: CA: Goods & Services: Services (USD mn) -539.110 Sep 2025 quarterly Mar 2016 - Sep 2025
External Debt: Public (USD mn) 49,304.104 Oct 2025 monthly Jan 1994 - Oct 2025
External Debt: Private (USD mn) 10,689.035 Nov 2025 monthly Jan 1994 - Nov 2025
Foreign Direct Investment: BPM6 (USD th) 539,082.899 Sep 2025 quarterly Mar 2016 - Sep 2025
Foreign Direct Investment: Europe: Netherlands (USD th) 23,806.340 Dec 2018 quarterly Mar 2002 - Dec 2018
Foreign Direct Investment: Europe: Spain (USD th) 88,442.667 Dec 2018 quarterly Mar 2002 - Dec 2018
Foreign Direct Investment: Asia: China (USD th) 12,350.723 Dec 2018 quarterly Mar 2002 - Dec 2018
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 5.3 Nov 2025 monthly Jan 2006 - Nov 2025
Household Debt: % of GDP (%) 17.8 Sep 2025 quarterly Mar 2003 - Sep 2025
Non-Performing Loans (USD mn) 3,842.258 Nov 2025 monthly Jan 2006 - Nov 2025
Money Supply M1 (USD mn) 33,109.445 Oct 2025 monthly Dec 2006 - Oct 2025
Money Supply M2 (USD mn) 98,731.828 Nov 2025 monthly Dec 2006 - Nov 2025
M2 Growth (%) 13.9 Nov 2025 monthly Dec 2007 - Nov 2025
Reserve Requirement Ratio (%) 2.0 Aug 2022 monthly Dec 2009 - Aug 2022
Foreign Exchange Reserves (USD mn) 6,057.5 Dec 2025 monthly Dec 1956 - Dec 2025
Foreign Exchange Reserves: % of GDP (%) 3.888 Sep 2025 quarterly Dec 2000 - Sep 2025
Foreign Exchange Reserves: Months of Import (NA) 1.9 Oct 2025 monthly Jan 2005 - Oct 2025
Gold Reserves (USD mn) 3,541.281 Nov 2025 monthly Dec 1956 - Nov 2025
Total Deposits (USD mn) 77,396.248 Nov 2025 monthly Jan 2006 - Nov 2025
Total Deposits Growth (%) 16.2 Nov 2025 monthly Jan 2007 - Nov 2025
Domestic Credit (USD mn) 82,145.6 Nov 2025 monthly Jan 2006 - Nov 2025
Domestic Credit Growth (%) 11.0 Nov 2025 monthly Jan 2007 - Nov 2025
Household Debt (USD mn) 23,550.9 Nov 2025 monthly Jan 2003 - Nov 2025
Total Loans (USD mn) 73,160.244 Nov 2025 monthly Jan 2006 - Nov 2025
Total Loans Growth (%) 11.20 Nov 2025 monthly Jan 2007 - Nov 2025
Private Debt: % of Nominal GDP (%) 55.98 Sep 2025 quarterly Mar 2004 - Sep 2025
International Reserve: Net Currency Position (USD mn) 6,097.800 Nov 2025 monthly Jan 2004 - Nov 2025
Business and Economic Survey Last Frequency Range
Business Confidence Growth (% Point) -7.6 Nov 2025 monthly Feb 2011 - Nov 2025

More Indicators for Ecuador

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