Ecuador Household Debt: % of GDP
Key information about Ecuador Household Debt: % of GDP
- Ecuador household debt accounted for 17.8 % of the country's Nominal GDP in Sep 2025, compared with the ratio of 17.4 % in the previous quarter.
- Ecuador household debt to GDP ratio is updated quarterly, available from Mar 2003 to Sep 2025.
- The data reached an all-time high of 17.8 % in Sep 2025 and a record low of 3.4 % in Jun 2003.
CEIC calculates quarterly Household Debt as % of Nominal GDP from monthly Household Debt and quarterly Nominal GDP. The Superintendency of Banks provides Household Debt in USD. The Central Bank of Ecuador provides Nominal GDP in USD. Loans are used due to the lack of Flow of Funds statistics. Household Debt includes Mortgages and Consumer Loans.
Related information about Ecuador Household Debt: % of GDP
- In the latest reports, Ecuador Household Debt reached 23.6 USD bn in Nov 2025.
- Money Supply M2 in Ecuador increased 13.9 % YoY in Nov 2025.
- Ecuador Foreign Exchange Reserves was measured at 6.1 USD bn in Dec 2025.
- The Foreign Exchange Reserves equaled 2.2 Months of Import in Nov 2025.
- Ecuador Domestic Credit reached 82.1 USD bn in Nov 2025, representing an increased of 11.0 % YoY.
- The country's Non Performing Loans Ratio stood at 5.3 % in Nov 2025, compared with the ratio of 5.3 % in the previous month.
View Ecuador's Household Debt: % of GDP from Mar 2003 to Sep 2025 in the chart:
What was Ecuador's Household Debt: % of GDP in Sep 2025?
Ecuador household debt accounted for 17.8 % of the country's Nominal GDP in Sep 2025, compared with the ratio of 17.4 % in the previous quarter. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 17.8 Sep 2025 | 17.4 Jun 2025 | 3.4 Jun 2003 | 17.8 Sep 2025 | % | quarterly | Mar 2003 - Sep 2025 |
Household Debt: % of GDP by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 13.5 Sep 2025 | quarterly | Sep 2007 - Sep 2025 |
| Argentina (%) | 6.6 Sep 2025 | quarterly | Dec 2004 - Sep 2025 |
| Armenia (%) | 32.5 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Australia (%) | 120.3 Jun 2025 | quarterly | Jun 1988 - Jun 2025 |
| Austria (%) | 42.3 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Azerbaijan (%) | 14.3 Sep 2025 | quarterly | Mar 2005 - Sep 2025 |
| Belarus (%) | 10.5 Sep 2025 | quarterly | Dec 2006 - Sep 2025 |
| Belgium (%) | 58.1 Sep 2025 | quarterly | Dec 1992 - Sep 2025 |
| Bolivia (%) | 11.4 Dec 2024 | quarterly | Sep 2010 - Dec 2024 |
| Bosnia and Herzegovina (%) | 25.2 Sep 2025 | quarterly | Dec 2008 - Sep 2025 |
| Botswana (%) | 21.6 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Brunei (%) | 15.3 Sep 2025 | quarterly | Dec 2013 - Sep 2025 |
| Bulgaria (%) | 30.1 2024 | yearly | 1995 - 2024 |
| Cambodia (%) | 27.2 2024 | yearly | 2008 - 2024 |
| Canada (%) | 97.7 Sep 2025 | quarterly | Mar 1969 - Sep 2025 |
| Chile (%) | 37.7 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| China (%) | 60.4 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Colombia (%) | 29.5 Jun 2025 | quarterly | Dec 2015 - Jun 2025 |
| Croatia (%) | 33.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Cyprus (%) | 71.2 2024 | yearly | 1995 - 2024 |
| Czech Republic (%) | 33.4 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Denmark (%) | 92.7 2023 | yearly | 1994 - 2023 |
| Ecuador (%) | 17.8 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Egypt (%) | 7.3 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Estonia (%) | 40.2 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| European Union (%) | 50.7 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Finland (%) | 74.1 2024 | yearly | 1995 - 2024 |
| France (%) | 59.9 2024 | yearly | 1977 - 2024 |
| Georgia (%) | 36.9 Mar 2023 | quarterly | Mar 2001 - Mar 2023 |
| Germany (%) | 49.0 Sep 2025 | quarterly | Dec 1991 - Sep 2025 |
| Greece (%) | 46.7 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| Hong Kong SAR, China (%) | 87.7 Sep 2025 | quarterly | Mar 1982 - Sep 2025 |
| Hungary (%) | 20.7 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Iceland (%) | 70.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| India (%) | 17.6 2025 | yearly | 1998 - 2025 |
| Indonesia (%) | 15.2 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Ireland (%) | 25.1 Jun 2025 | quarterly | Mar 2002 - Jun 2025 |
| Israel (%) | 42.9 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Italy (%) | 47.1 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Japan (%) | 61.1 Sep 2025 | quarterly | Dec 1997 - Sep 2025 |
| Jordan (%) | 70.8 Sep 2025 | quarterly | Mar 2002 - Sep 2025 |
| Kazakhstan (%) | 62.5 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| South Korea (%) | 92.3 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Kosovo (%) | 24.9 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Kuwait (%) | 0.9 Jun 2025 | quarterly | Dec 2010 - Jun 2025 |
| Kyrgyzstan (%) | 12.1 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Latvia (%) | 23.1 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Lithuania (%) | 30.0 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Luxembourg (%) | 62.4 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Macau SAR, China (%) | 76.1 Sep 2025 | quarterly | Dec 2001 - Sep 2025 |
| North Macedonia (%) | 26.7 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Malawi (%) | 0.3 2011 | yearly | 2006 - 2011 |
| Malaysia (%) | 84.1 2024 | yearly | 2002 - 2024 |
| Malta (%) | 48.3 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Mauritius (%) | 20.6 Jun 2018 | quarterly | Mar 2009 - Jun 2018 |
| Mexico (%) | 17.2 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Mongolia (%) | 29.7 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Montenegro (%) | 28.3 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Morocco (%) | 22.0 2024 | yearly | 2001 - 2024 |
| Netherlands (%) | 97.2 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| New Zealand (%) | 90.7 Sep 2025 | quarterly | Dec 1990 - Sep 2025 |
| Norway (%) | 88.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Panama (%) | 37.7 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Peru (%) | 15.3 Sep 2025 | quarterly | Mar 2001 - Sep 2025 |
| Philippines (%) | 12.8 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| Poland (%) | 22.4 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| Portugal (%) | 55.9 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Romania (%) | 15.7 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Russia (%) | 18.9 Mar 2025 | quarterly | Dec 2000 - Mar 2025 |
| Saudi Arabia (%) | 10.7 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Serbia (%) | 18.1 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Singapore (%) | 53.0 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Slovakia (%) | 45.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Slovenia (%) | 27.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| South Africa (%) | 41.0 Jun 2025 | quarterly | Mar 1969 - Jun 2025 |
| Spain (%) | 47.8 Jun 2025 | quarterly | Dec 1989 - Jun 2025 |
| Sri Lanka (%) | 6.6 Dec 2024 | quarterly | Dec 2010 - Dec 2024 |
| Sweden (%) | 86.5 Jun 2025 | quarterly | Mar 1996 - Jun 2025 |
| Switzerland (%) | 123.1 2024 | yearly | 1999 - 2024 |
| Syria (%) | 14.6 2011 | yearly | 2004 - 2011 |
| Taiwan, China (%) | 95.5 2023 | yearly | 2000 - 2023 |
| Thailand (%) | 86.8 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Tunisia (%) | 0.0 2020 | yearly | 2007 - 2020 |
| Turkey (%) | 10.2 Jun 2025 | quarterly | Dec 2014 - Jun 2025 |
| Ukraine (%) | 4.1 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| United Arab Emirates (%) | 24.1 2024 | yearly | 2013 - 2024 |
| United Kingdom (%) | 78.1 Sep 2025 | quarterly | Mar 1987 - Sep 2025 |
| United States (%) | 61.4 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Uruguay (%) | 11.7 Sep 2025 | quarterly | Dec 2005 - Sep 2025 |
| Venezuela (%) | 3.4 2017 | yearly | 2004 - 2017 |
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Learn more about what we doEcuador Key Series
| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -2.9 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Consolidated Fiscal Balance (USD mn) | -1,083.498 Sep 2025 | quarterly | Mar 2000 - Sep 2025 |
| Tax Revenue (USD mn) | 4,352.072 Sep 2025 | quarterly | Mar 2000 - Sep 2025 |
| Tax Revenue: % of GDP (%) | 13.5 Sep 2025 | quarterly | Mar 2000 - Sep 2025 |
| National Government Debt (USD mn) | 85,105.4 Sep 2025 | quarterly | Dec 2005 - Sep 2025 |
| Government Debt: % of GDP (%) | 65.6 Sep 2025 | quarterly | Dec 2005 - Sep 2025 |
| Forecast: Government Expenditure (USD bn) | 47.467 2024 | yearly | 1995 - 2024 |
| Forecast: Government Net Debt (USD bn) | 67.019 2024 | yearly | 2001 - 2024 |
| Forecast: Government Revenue (USD bn) | 45.876 2024 | yearly | 1995 - 2024 |
| Central Government: Finance (USD mn) | 1,108.180 Nov 2025 | monthly | Jan 2006 - Nov 2025 |
| Central Government: Balance (USD mn) | -1,108.183 Nov 2025 | monthly | Jan 2006 - Nov 2025 |
| Central Government: Revenue (USD mn) | 1,846.380 Nov 2025 | monthly | Jan 2006 - Nov 2025 |
| Central Government: Expenditure excl Amortization (USD mn) | 2,954.570 Nov 2025 | monthly | Jan 2006 - Nov 2025 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 1.962 2028 | yearly | 1980 - 2028 |
| Trade Balance (USD mn) | 744.2 Nov 2025 | monthly | Mar 1992 - Nov 2025 |
| Total Exports (USD mn) | 2,930.4 Sep 2025 | monthly | Jan 1965 - Sep 2025 |
| Total Exports Growth (%) | 14.3 Nov 2025 | monthly | Jan 1966 - Nov 2025 |
| Aluminum: Exports (USD th) | 70,731.099 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 27,418.661 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 4,609.277 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 2,985.2 Oct 2025 | monthly | Jan 1957 - Oct 2025 |
| Total Imports Growth (%) | 13.9 Oct 2025 | monthly | Jan 1958 - Oct 2025 |
| Imports: Medicament (USD th) | 902,307.523 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 336,729.745 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 598.677 Nov 2025 | monthly | Jan 2007 - Nov 2025 |
| Total Imports from USA (USD mn) | 779.280 Nov 2025 | monthly | Jan 1973 - Nov 2025 |
| Total Exports to China (USD mn) | 441.926 Oct 2025 | monthly | Jan 2007 - Oct 2025 |
| Total Imports from China (USD mn) | 775.560 Nov 2025 | monthly | May 1992 - Nov 2025 |
| Exports: FOB: America: United States (USD mn) | 564.015 Oct 2025 | monthly | Jan 2007 - Oct 2025 |
| Exports: FOB: America: ALADI: Panama (USD mn) | 504.132 Oct 2025 | monthly | Jan 2012 - Oct 2025 |
| Exports: FOB: Asia: People's Republic of China (USD mn) | 651.562 Nov 2025 | monthly | Jan 2007 - Nov 2025 |
| Exports: FOB: Petroleum: Crude Petroleum (USD th) | 523,144.416 Oct 2025 | monthly | Jan 2005 - Oct 2025 |
| Exports: FOB: Non Petroleum: Traditional: Bananas And Plane Tree (USD th) | 344,247.366 Oct 2025 | monthly | Jan 2005 - Oct 2025 |
| Imports: CIF: America: ALADI: Panama (USD mn) | 11.532 Oct 2025 | monthly | Mar 2019 - Oct 2025 |
| Imports: CIF: Capital Goods: Industrial (USD th) | 481,240.437 Oct 2025 | monthly | Jan 2005 - Oct 2025 |
| Imports: CIF: Consumer Goods: Non Durable (USD th) | 395,248.487 Oct 2025 | monthly | Jan 2005 - Oct 2025 |
| Imports: CIF: Fuels And Lubricants (USD th) | 588,101.114 Nov 2025 | monthly | Jan 2005 - Nov 2025 |
| Imports: CIF: Raw Materials: Industrial (USD th) | 712,105.696 Oct 2025 | monthly | Jan 2005 - Oct 2025 |
| Terms of Trade Index: 2007=100 (2007=100) | 86.925 Nov 2025 | monthly | Jan 2014 - Nov 2025 |
| BCE Forecast: Trade Balance: 2018=100 (USD mn) | 3,097.200 2025 | yearly | 2024 - 2025 |
| BCE Forecast: Exports: fob: 2018=100 (USD th) | 31,848,323.000 2025 | yearly | 2024 - 2025 |
| BCE Forecast: Imports: fob: 2018=100 (USD th) | 28,751,123.000 2025 | yearly | 2024 - 2025 |
| Imports: CIF: Asia: People's Republic of China (USD mn) | 324.160 Jan 2020 | monthly | Jan 2010 - Jan 2020 |
| Export Value Index (2015=100) | 145.654 2021 | yearly | 1980 - 2021 |
| Import Value Index (2015=100) | 119.376 2021 | yearly | 1980 - 2021 |
| Balance of Payments | Last | Frequency | Range |
|---|---|---|---|
| Current Account Balance (USD mn) | 581.6 Sep 2025 | quarterly | Mar 1993 - Sep 2025 |
| Current Account Balance: % of GDP (%) | 1.8 Sep 2025 | quarterly | Mar 1993 - Sep 2025 |
| Foreign Direct Investment (USD mn) | 77.6 Jun 2025 | quarterly | Mar 1993 - Jun 2025 |
| Foreign Direct Investment: % of GDP (%) | 1.7 Sep 2025 | quarterly | Mar 1993 - Sep 2025 |
| Foreign Portfolio Investment (USD mn) | -5.037 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Foreign Portfolio Investment: % of GDP (%) | -0.0 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Foreign Portfolio Investment: Equity Securities (USD mn) | 0.0 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Foreign Portfolio Investment: Debt Securities (USD mn) | 3.469 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| External Debt (USD mn) | 60,722.3 Nov 2025 | monthly | Jan 1994 - Nov 2025 |
| External Debt: % of GDP (%) | 48.7 2024 | yearly | 1970 - 2024 |
| External Debt: Short Term (USD mn) | 43.9 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| External Debt: Short Term: % of GDP (%) | 0.9 2024 | yearly | 1970 - 2024 |
| Forecast: Current Account Balance (USD bn) | 3.788 2030 | yearly | 1980 - 2030 |
| Net International Investment Position (USD) | -11,374,979,000.538 Jun 2025 | quarterly | Mar 2016 - Jun 2025 |
| Gross External Debt: Long Term (USD mn) | 58,691.873 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Gross External Debt (USD mn) | 59,423.363 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| BoP: CA: Goods & Services: Goods (USD mn) | 566.773 Sep 2025 | quarterly | Mar 2016 - Sep 2025 |
| BoP: CA: Goods & Services: Services (USD mn) | -539.110 Sep 2025 | quarterly | Mar 2016 - Sep 2025 |
| External Debt: Public (USD mn) | 49,304.104 Oct 2025 | monthly | Jan 1994 - Oct 2025 |
| External Debt: Private (USD mn) | 10,689.035 Nov 2025 | monthly | Jan 1994 - Nov 2025 |
| Foreign Direct Investment: BPM6 (USD th) | 539,082.899 Sep 2025 | quarterly | Mar 2016 - Sep 2025 |
| Foreign Direct Investment: Europe: Netherlands (USD th) | 23,806.340 Dec 2018 | quarterly | Mar 2002 - Dec 2018 |
| Foreign Direct Investment: Europe: Spain (USD th) | 88,442.667 Dec 2018 | quarterly | Mar 2002 - Dec 2018 |
| Foreign Direct Investment: Asia: China (USD th) | 12,350.723 Dec 2018 | quarterly | Mar 2002 - Dec 2018 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 5.3 Nov 2025 | monthly | Jan 2006 - Nov 2025 |
| Household Debt: % of GDP (%) | 17.8 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Non-Performing Loans (USD mn) | 3,842.258 Nov 2025 | monthly | Jan 2006 - Nov 2025 |
| Money Supply M1 (USD mn) | 33,109.445 Oct 2025 | monthly | Dec 2006 - Oct 2025 |
| Money Supply M2 (USD mn) | 98,731.828 Nov 2025 | monthly | Dec 2006 - Nov 2025 |
| M2 Growth (%) | 13.9 Nov 2025 | monthly | Dec 2007 - Nov 2025 |
| Reserve Requirement Ratio (%) | 2.0 Aug 2022 | monthly | Dec 2009 - Aug 2022 |
| Foreign Exchange Reserves (USD mn) | 6,057.5 Dec 2025 | monthly | Dec 1956 - Dec 2025 |
| Foreign Exchange Reserves: % of GDP (%) | 3.888 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 1.9 Oct 2025 | monthly | Jan 2005 - Oct 2025 |
| Gold Reserves (USD mn) | 3,541.281 Nov 2025 | monthly | Dec 1956 - Nov 2025 |
| Total Deposits (USD mn) | 77,396.248 Nov 2025 | monthly | Jan 2006 - Nov 2025 |
| Total Deposits Growth (%) | 16.2 Nov 2025 | monthly | Jan 2007 - Nov 2025 |
| Domestic Credit (USD mn) | 82,145.6 Nov 2025 | monthly | Jan 2006 - Nov 2025 |
| Domestic Credit Growth (%) | 11.0 Nov 2025 | monthly | Jan 2007 - Nov 2025 |
| Household Debt (USD mn) | 23,550.9 Nov 2025 | monthly | Jan 2003 - Nov 2025 |
| Total Loans (USD mn) | 73,160.244 Nov 2025 | monthly | Jan 2006 - Nov 2025 |
| Total Loans Growth (%) | 11.20 Nov 2025 | monthly | Jan 2007 - Nov 2025 |
| Private Debt: % of Nominal GDP (%) | 55.98 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| International Reserve: Net Currency Position (USD mn) | 6,097.800 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | -7.6 Nov 2025 | monthly | Feb 2011 - Nov 2025 |
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