Peru Household Debt: % of GDP

2001 - 2025 | Quarterly | % | CEIC Data

Key information about Peru Household Debt: % of GDP

  • Peru household debt accounted for 15.1 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 15.1 % in the previous quarter.
  • Peru household debt to GDP ratio is updated quarterly, available from Mar 2001 to Dec 2025.
  • The data reached an all-time high of 17.7 % in Jun 2020 and a record low of 4.3 % in Sep 2001.

CEIC calculates quarterly Household Debt as % of Nominal GDP from monthly Household Debt and quarterly Nominal GDP. The Central Reserve Bank of Peru provides Household Debt in local currency and Nominal GDP in local currency. Loans are used due to the lack of Flow of Funds statistics. Household Debt includes Mortgages and Consumer Loans.


Related information about Peru Household Debt: % of GDP

  • In the latest reports, Peru Household Debt reached 53.1 USD bn in Mar 2026.
  • Money Supply M2 in Peru increased 14.1 % YoY in Mar 2026.
  • Peru Foreign Exchange Reserves was measured at 85.9 USD bn in Mar 2026.
  • The Foreign Exchange Reserves equaled 18.3 Months of Import in Feb 2026.
  • Peru Domestic Credit reached 73.4 USD bn in Feb 2026, representing an increased of 13.6 % YoY.
  • The country's Non Performing Loans Ratio stood at 2.7 % in Feb 2026, compared with the ratio of 2.8 % in the previous month.

View Peru's Household Debt: % of GDP from Mar 2001 to Dec 2025 in the chart:

Peru Household Debt: % of GDP

What was Peru's Household Debt: % of GDP in Dec 2025?

Peru household debt accounted for 15.1 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 15.1 % in the previous quarter. See the table below for more data.

Last Previous Min Max Unit Frequency Range
15.1 Dec 2025 15.1 Sep 2025 4.3 Sep 2001 17.7 Jun 2020 % quarterly Mar 2001 - Dec 2025

Household Debt: % of GDP by Country Comparison

country/region Last Frequency Range
Albania (%) 14.1 Dec 2025 quarterly Sep 2007 - Dec 2025
Argentina (%) 6.7 Dec 2025 quarterly Dec 2004 - Dec 2025
Armenia (%) 32.9 Dec 2025 quarterly Dec 2000 - Dec 2025
Australia (%) 120.3 Jun 2025 quarterly Jun 1988 - Jun 2025
Austria (%) 42.2 Dec 2025 quarterly Mar 1999 - Dec 2025
Azerbaijan (%) 14.8 Dec 2025 quarterly Mar 2005 - Dec 2025
Belarus (%) 10.6 Dec 2025 quarterly Dec 2006 - Dec 2025
Belgium (%) 58.3 Dec 2025 quarterly Dec 1992 - Dec 2025
Bolivia (%) 11.4 Dec 2024 quarterly Sep 2010 - Dec 2024
Bosnia and Herzegovina (%) 25.6 Dec 2025 quarterly Dec 2008 - Dec 2025
Botswana (%) 21.3 Dec 2025 quarterly Dec 2002 - Dec 2025
Brunei (%) 15.4 Dec 2025 quarterly Dec 2013 - Dec 2025
Bulgaria (%) 30.1 2024 yearly 1995 - 2024
Cambodia (%) 27.2 2024 yearly 2008 - 2024
Canada (%) 99.5 Dec 2025 quarterly Mar 1969 - Dec 2025
Chile (%) 37.7 Sep 2025 quarterly Mar 2009 - Sep 2025
China (%) 60.4 Sep 2025 quarterly Mar 2007 - Sep 2025
Colombia (%) 29.5 Sep 2025 quarterly Dec 2015 - Sep 2025
Croatia (%) 33.8 Dec 2025 quarterly Dec 1995 - Dec 2025
Cyprus (%) 68.2 2025 yearly 1995 - 2025
Czech Republic (%) 33.5 Dec 2025 quarterly Mar 2004 - Dec 2025
Denmark (%) 89.8 2024 yearly 1994 - 2024
Ecuador (%) 35.4 Dec 2025 quarterly Mar 2007 - Dec 2025
Egypt (%) 7.2 Dec 2025 quarterly Dec 2002 - Dec 2025
Estonia (%) 40.6 Dec 2025 quarterly Dec 2003 - Dec 2025
European Union (%) 50.5 Dec 2025 quarterly Mar 1999 - Dec 2025
Finland (%) 72.7 2025 yearly 1995 - 2025
France (%) 59.9 2024 yearly 1977 - 2024
Georgia (%) 36.9 Mar 2023 quarterly Mar 2001 - Mar 2023
Germany (%) 48.7 Dec 2025 quarterly Dec 1991 - Dec 2025
Greece (%) 45.9 Dec 2025 quarterly Dec 1997 - Dec 2025
Hong Kong SAR, China (%) 87.6 Dec 2025 quarterly Mar 1982 - Dec 2025
Hungary (%) 21.7 Dec 2025 quarterly Dec 1995 - Dec 2025
Iceland (%) 70.7 Sep 2025 quarterly Dec 1995 - Sep 2025
India (%) 17.6 2025 yearly 1998 - 2025
Indonesia (%) 14.8 Mar 2026 quarterly Dec 2010 - Mar 2026
Ireland (%) 24.6 Dec 2025 quarterly Mar 2002 - Dec 2025
Israel (%) 42.8 Dec 2025 quarterly Dec 1995 - Dec 2025
Italy (%) 46.9 Sep 2025 quarterly Dec 1995 - Sep 2025
Japan (%) 61.2 Dec 2025 quarterly Dec 1997 - Dec 2025
Jordan (%) 69.7 Dec 2025 quarterly Mar 2002 - Dec 2025
Kazakhstan (%) 66.7 Dec 2025 quarterly Dec 1997 - Dec 2025
South Korea (%) 91.7 Dec 2025 quarterly Dec 2002 - Dec 2025
Kosovo (%) 25.4 Dec 2025 quarterly Dec 2010 - Dec 2025
Kuwait (%) 1.1 Dec 2025 quarterly Dec 2010 - Dec 2025
Kyrgyzstan (%) 12.3 Mar 2026 quarterly Dec 2000 - Mar 2026
Latvia (%) 23.1 Dec 2025 quarterly Mar 2004 - Dec 2025
Lithuania (%) 30.0 Sep 2025 quarterly Dec 1995 - Sep 2025
Luxembourg (%) 61.3 Dec 2025 quarterly Dec 1995 - Dec 2025
Macau SAR, China (%) 70.9 Mar 2026 quarterly Dec 2001 - Mar 2026
North Macedonia (%) 26.6 Dec 2025 quarterly Mar 2003 - Dec 2025
Malawi (%) 0.3 2011 yearly 2006 - 2011
Malaysia (%) 84.7 2025 yearly 2002 - 2025
Malta (%) 48.5 Dec 2025 quarterly Mar 2004 - Dec 2025
Mauritius (%) 20.6 Jun 2018 quarterly Mar 2009 - Jun 2018
Mexico (%) 17.4 Dec 2025 quarterly Dec 2000 - Dec 2025
Mongolia (%) 28.5 Mar 2026 quarterly Mar 2004 - Mar 2026
Montenegro (%) 29.2 Dec 2025 quarterly Mar 2007 - Dec 2025
Morocco (%) 22.0 2024 yearly 2001 - 2024
Netherlands (%) 97.2 Dec 2025 quarterly Mar 1999 - Dec 2025
New Zealand (%) 91.1 Dec 2025 quarterly Dec 1990 - Dec 2025
Norway (%) 90.2 Dec 2025 quarterly Dec 1995 - Dec 2025
Panama (%) 37.8 Dec 2025 quarterly Dec 2007 - Dec 2025
Peru (%) 15.1 Dec 2025 quarterly Mar 2001 - Dec 2025
Philippines (%) 13.6 Dec 2025 quarterly Mar 2008 - Dec 2025
Poland (%) 22.4 Dec 2025 quarterly Dec 2003 - Dec 2025
Portugal (%) 56.5 Dec 2025 quarterly Dec 2007 - Dec 2025
Romania (%) 15.3 Dec 2025 quarterly Dec 1995 - Dec 2025
Russia (%) 18.7 Dec 2025 quarterly Dec 2000 - Dec 2025
Saudi Arabia (%) 10.7 Dec 2025 quarterly Dec 2003 - Dec 2025
Serbia (%) 18.7 Dec 2025 quarterly Dec 2003 - Dec 2025
Singapore (%) 51.6 Dec 2025 quarterly Mar 1995 - Dec 2025
Slovakia (%) 46.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Slovenia (%) 28.2 Dec 2025 quarterly Mar 2004 - Dec 2025
South Africa (%) 41.2 Dec 2025 quarterly Mar 1969 - Dec 2025
Spain (%) 46.6 Dec 2025 quarterly Dec 1989 - Dec 2025
Sri Lanka (%) 6.6 Dec 2024 quarterly Dec 2010 - Dec 2024
Sweden (%) 86.2 Dec 2025 quarterly Mar 1996 - Dec 2025
Switzerland (%) 125.1 2025 yearly 1999 - 2025
Syria (%) 14.6 2011 yearly 2004 - 2011
Taiwan, China (%) 94.3 2024 yearly 2000 - 2024
Thailand (%) 86.7 Dec 2025 quarterly Mar 2003 - Dec 2025
Tunisia (%) 0.0 2020 yearly 2007 - 2020
Turkey (%) 10.5 Dec 2025 quarterly Dec 2014 - Dec 2025
Ukraine (%) 4.1 Dec 2025 quarterly Dec 2002 - Dec 2025
United Arab Emirates (%) 24.1 2024 yearly 2013 - 2024
United Kingdom (%) 78.0 Dec 2025 quarterly Mar 1987 - Dec 2025
United States (%) 60.3 Mar 2026 quarterly Mar 1999 - Mar 2026
Uruguay (%) 12.0 Dec 2025 quarterly Dec 2005 - Dec 2025
Venezuela (%) 3.4 2017 yearly 2004 - 2017

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Peru Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -2.4 Dec 2025 quarterly Dec 1990 - Dec 2025
Consolidated Fiscal Balance (USD mn) -4,595.925 Dec 2025 quarterly Mar 1990 - Dec 2025
Tax Revenue (USD mn) 7,337.748 Apr 2026 monthly Jan 2003 - Apr 2026
Tax Revenue: % of GDP (%) 13.9 Dec 2025 quarterly Mar 1990 - Dec 2025
National Government Debt (USD mn) 108,718.9 Dec 2025 quarterly Mar 1999 - Dec 2025
Government Debt: % of GDP (%) 30.2 Dec 2025 quarterly Mar 1999 - Dec 2025
Forecast: Government Expenditure (PEN bn) 348.454 2031 yearly 2000 - 2031
Forecast: Government Net Debt (PEN bn) 533.651 2031 yearly 2000 - 2031
Forecast: Government Revenue (PEN bn) 320.325 2031 yearly 2000 - 2031
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 2.721 2028 yearly 1980 - 2028
Trade Balance (USD mn) 4,156.7 Mar 2026 monthly Jan 1985 - Mar 2026
Total Exports (USD mn) 8,464.1 Sep 2025 monthly Jan 2012 - Sep 2025
Total Exports Growth (%) 38.4 Mar 2026 monthly Jan 1986 - Mar 2026
Aluminum: Exports (USD th) 16,678.809 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 87,486.837 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 13,454.458 2024 yearly 1995 - 2024
Total Imports (USD mn) 4,810.0 Sep 2025 monthly Jan 2012 - Sep 2025
Total Imports Growth (%) 21.9 Mar 2026 monthly Jan 1986 - Mar 2026
Imports: Medicament (USD th) 673,237.828 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 1,010,993.031 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 772.000 Mar 2026 monthly Nov 2003 - Mar 2026
Total Imports from USA (USD mn) 1,033.000 Mar 2026 monthly Jan 2004 - Mar 2026
Total Exports to China (USD mn) 3,812.000 Mar 2026 monthly Sep 2003 - Mar 2026
Total Imports from China (USD mn) 1,730.000 Mar 2026 monthly Jan 2004 - Mar 2026
Exports: Asia: China (USD mn) 3,812.000 Mar 2026 monthly Sep 2003 - Mar 2026
Exports: America: NAFTA: USA (USD mn) 772.000 Mar 2026 monthly Sep 2003 - Mar 2026
Exports: Asia: Japan (USD mn) 266.000 Mar 2026 monthly Sep 2003 - Mar 2026
Imports: America: NAFTA: USA (USD mn) 1,033.000 Mar 2026 monthly Sep 2003 - Mar 2026
Imports: Asia: China (USD mn) 1,730.000 Mar 2026 monthly Sep 2003 - Mar 2026
Exports: 2007p (USD th) 3,837,345.34 Apr 2018 monthly Jan 2008 - Apr 2018
Imports: 2007p (USD th) 3,175,235.60 Apr 2018 monthly Jan 2008 - Apr 2018
Exports: MINCETUR: South Korea (USD mn) 271.00 May 2018 monthly Sep 2003 - May 2018
Imports: MINCETUR: NAFTA: Canada (USD mn) 51.00 May 2018 monthly Sep 2003 - May 2018
Imports: MINCETUR: NAFTA: Mexico (USD mn) 165.00 May 2018 monthly Sep 2003 - May 2018
Imports: MINCETUR: India (USD mn) 89.00 May 2018 monthly Sep 2003 - May 2018
Import Value Index (2015=100) 138.000 2023 yearly 1980 - 2023
Export Value Index (2015=100) 188.000 2023 yearly 1980 - 2023
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 733.5 Dec 2025 quarterly Mar 1980 - Dec 2025
Current Account Balance (USD mn) 5,276.2 Dec 2025 quarterly Mar 1977 - Dec 2025
Current Account Balance: % of GDP (%) 5.4 Dec 2025 quarterly Mar 1990 - Dec 2025
Foreign Direct Investment (USD mn) 2,595.1 Dec 2025 quarterly Mar 1977 - Dec 2025
Foreign Direct Investment: % of GDP (%) 2.7 Dec 2025 quarterly Mar 1990 - Dec 2025
Foreign Portfolio Investment (USD mn) 1,379.889 Dec 2025 quarterly Mar 1993 - Dec 2025
Foreign Portfolio Investment: % of GDP (%) 1.4 Dec 2025 quarterly Mar 1993 - Dec 2025
Foreign Portfolio Investment: Equity Securities (USD mn) 64.3 Dec 2025 quarterly Mar 1993 - Dec 2025
Foreign Portfolio Investment: Debt Securities (USD mn) 1,315.584 Dec 2025 quarterly Mar 1993 - Dec 2025
External Debt (USD mn) 113,873.7 Dec 2025 quarterly Mar 2012 - Dec 2025
External Debt: % of GDP (%) 33.5 2025 yearly 1980 - 2025
External Debt: Short Term (USD mn) 6,929.4 Dec 2025 quarterly Mar 2012 - Dec 2025
External Debt: Short Term: % of GDP (%) 2.0 2025 yearly 1980 - 2025
Forecast: Current Account Balance (USD bn) -3.804 2031 yearly 1980 - 2031
Net International Investment Position (USD mn) -91,542.985 Dec 2025 quarterly Mar 1980 - Dec 2025
Public External Debt: USD: Net (USD mn) -426.366 Dec 2025 quarterly Mar 1999 - Dec 2025
BoP: Financial Account: Private Sector: Liabilities: Direct Investment (USD mn) 613.137 Dec 2018 quarterly Mar 1980 - Dec 2018
Foreign Direct Investment: Stock: Netherlands (USD mn) 1,397.596 2025 yearly 1980 - 2025
Foreign Direct Investment: Stock: Chile (USD mn) 4,520.987 2025 yearly 1980 - 2025
Foreign Direct Investment: Stock: Spain (USD mn) 5,227.664 2025 yearly 1980 - 2025
Foreign Direct Investment: Stock: United Kingdom (USD mn) 6,372.571 2025 yearly 1980 - 2025
Foreign Direct Investment: Stock: USA (USD mn) 4,067.202 2025 yearly 1980 - 2025
Foreign Direct Investment: Stock: Energy (USD mn) 3,504.445 2025 yearly 1980 - 2025
Foreign Direct Investment: Stock: Finance (USD mn) 7,339.901 2025 yearly 1980 - 2025
Foreign Direct Investment: Stock: Communications (USD mn) 5,495.161 2025 yearly 1980 - 2025
Foreign Direct Investment: Stock: Mining (USD mn) 10,185.779 2025 yearly 1980 - 2025
Foreign Direct Investment: Stock: Industry (USD mn) 3,454.790 2025 yearly 1980 - 2025
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 2.6 Mar 2026 monthly Dec 2004 - Mar 2026
Household Debt: % of GDP (%) 15.1 Dec 2025 quarterly Mar 2001 - Dec 2025
Money Supply M1 (USD mn) 96,367.161 Mar 2026 monthly Jan 1992 - Mar 2026
Money Supply M2 (USD mn) 163,118.476 Mar 2026 monthly Jan 1992 - Mar 2026
M2 Growth (%) 14.1 Mar 2026 monthly Jan 1993 - Mar 2026
Reserve Requirement Ratio (%) 5.5 Apr 2026 monthly Apr 1997 - Apr 2026
Foreign Exchange Reserves (USD mn) 85,941.0 Mar 2026 monthly Dec 1956 - Mar 2026
Foreign Exchange Reserves: % of GDP (%) 24.022 Dec 2025 quarterly Dec 1990 - Dec 2025
Foreign Exchange Reserves: Months of Import (NA) 14.8 Mar 2026 monthly Jan 1985 - Mar 2026
Gold Reserves (USD mn) 5,201.000 Mar 2026 monthly Dec 1956 - Mar 2026
Total Deposits (USD mn) 118,493.637 Mar 2026 monthly Jan 1998 - Mar 2026
Total Deposits Growth (%) 10.7 Mar 2026 monthly Jan 1999 - Mar 2026
Domestic Credit (USD mn) 73,410.5 Feb 2026 monthly Jan 1992 - Feb 2026
Domestic Credit Growth (%) 13.6 Feb 2026 monthly Jan 1993 - Feb 2026
Household Debt (USD mn) 53,104.2 Mar 2026 monthly Jan 2001 - Mar 2026
Total Loans (USD mn) 107,923.962 Mar 2026 monthly Jan 2001 - Mar 2026
Total Loans Growth (%) 6.34 Mar 2026 monthly Jan 2002 - Mar 2026
Private Debt: % of Nominal GDP (%) 31.68 Dec 2025 quarterly Mar 1992 - Dec 2025
Official Reserve Assets (ORA) (USD mn) 94,050.000 Mar 2026 monthly Jan 2001 - Mar 2026
ORA: Foreign Currency Reserves in Convertible Foreign Currencies (FCR) (USD mn) 85,933.000 Mar 2026 monthly Jan 2001 - Mar 2026
Depository Corporations: Broad Money (PEN mn) 288,389.11 Jun 2018 monthly Jan 1992 - Jun 2018
Banking System: Net Domestic Credit (PEN mn) 116,956.557 Jun 2018 monthly Jan 1992 - Jun 2018
Business and Economic Survey Last Frequency Range
Business Confidence Growth (% Point) -15.1 Apr 2026 monthly Apr 2003 - Apr 2026
BCRP Forecast: Consumer Price Index: YoY (%) 2.500 2020 yearly 2016 - 2020
Macroeconomic Outlook Survey: Business Confidence Index (Point) 44.590 Apr 2026 monthly Apr 2002 - Apr 2026

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