Peru Household Debt: % of GDP

2001 - 2025 | Quarterly | % | CEIC Data

Key information about Peru Household Debt: % of GDP

  • Peru household debt accounted for 15.3 % of the country's Nominal GDP in Sep 2025, compared with the ratio of 15.3 % in the previous quarter.
  • Peru household debt to GDP ratio is updated quarterly, available from Mar 2001 to Sep 2025.
  • The data reached an all-time high of 17.9 % in Jun 2020 and a record low of 4.3 % in Sep 2001.

CEIC calculates quarterly Household Debt as % of Nominal GDP from monthly Household Debt and quarterly Nominal GDP. The Central Reserve Bank of Peru provides Household Debt in local currency and Nominal GDP in local currency. Loans are used due to the lack of Flow of Funds statistics. Household Debt includes Mortgages and Consumer Loans.


Related information about Peru Household Debt: % of GDP

  • In the latest reports, Peru Household Debt reached 53.9 USD bn in Oct 2025.
  • Money Supply M2 in Peru increased 2.4 % YoY in Oct 2025.
  • Peru Foreign Exchange Reserves was measured at 77.5 USD bn in Sep 2025.
  • The Foreign Exchange Reserves equaled 16.1 Months of Import in Sep 2025.
  • Peru Domestic Credit reached 68.0 USD bn in Sep 2025, representing an increased of 11.3 % YoY.
  • The country's Non Performing Loans Ratio stood at 3.0 % in Sep 2025, compared with the ratio of 3.0 % in the previous month.

View Peru's Household Debt: % of GDP from Mar 2001 to Sep 2025 in the chart:

Peru Household Debt: % of GDP

What was Peru's Household Debt: % of GDP in Sep 2025?

Peru household debt accounted for 15.3 % of the country's Nominal GDP in Sep 2025, compared with the ratio of 15.3 % in the previous quarter. See the table below for more data.

Last Previous Min Max Unit Frequency Range
15.3 Sep 2025 15.3 Jun 2025 4.3 Sep 2001 17.9 Jun 2020 % quarterly Mar 2001 - Sep 2025

Household Debt: % of GDP by Country Comparison

country/region Last Frequency Range
Albania (%) 13.5 Sep 2025 quarterly Sep 2007 - Sep 2025
Argentina (%) 6.6 Sep 2025 quarterly Dec 2004 - Sep 2025
Armenia (%) 32.5 Sep 2025 quarterly Dec 2000 - Sep 2025
Australia (%) 120.3 Jun 2025 quarterly Jun 1988 - Jun 2025
Austria (%) 42.7 Jun 2025 quarterly Mar 1999 - Jun 2025
Azerbaijan (%) 13.9 Jun 2025 quarterly Mar 2005 - Jun 2025
Belarus (%) 10.8 Jun 2025 quarterly Dec 2006 - Jun 2025
Belgium (%) 58.3 Jun 2025 quarterly Dec 1992 - Jun 2025
Bolivia (%) 11.4 Dec 2024 quarterly Sep 2010 - Dec 2024
Bosnia and Herzegovina (%) 25.0 Jun 2025 quarterly Dec 2008 - Jun 2025
Botswana (%) 21.6 Sep 2025 quarterly Dec 2002 - Sep 2025
Brunei (%) 15.3 Sep 2025 quarterly Dec 2013 - Sep 2025
Bulgaria (%) 30.1 2024 yearly 1995 - 2024
Cambodia (%) 27.2 2024 yearly 2008 - 2024
Canada (%) 97.7 Sep 2025 quarterly Mar 1969 - Sep 2025
Chile (%) 37.7 Sep 2025 quarterly Mar 2009 - Sep 2025
China (%) 60.4 Sep 2025 quarterly Mar 2007 - Sep 2025
Colombia (%) 29.5 Jun 2025 quarterly Dec 2015 - Jun 2025
Croatia (%) 33.8 Jun 2025 quarterly Dec 1995 - Jun 2025
Cyprus (%) 71.2 2024 yearly 1995 - 2024
Czech Republic (%) 33.2 Jun 2025 quarterly Mar 2004 - Jun 2025
Denmark (%) 92.7 2023 yearly 1994 - 2023
Ecuador (%) 17.4 Jun 2025 quarterly Mar 2003 - Jun 2025
Egypt (%) 7.2 Jun 2025 quarterly Dec 2002 - Jun 2025
Estonia (%) 39.8 Jun 2025 quarterly Dec 2003 - Jun 2025
European Union (%) 50.9 Jun 2025 quarterly Mar 1999 - Jun 2025
Finland (%) 74.1 2024 yearly 1995 - 2024
France (%) 59.9 2024 yearly 1977 - 2024
Georgia (%) 36.9 Mar 2023 quarterly Mar 2001 - Mar 2023
Germany (%) 49.0 Jun 2025 quarterly Dec 1991 - Jun 2025
Greece (%) 46.7 Jun 2025 quarterly Dec 1997 - Jun 2025
Hong Kong SAR, China (%) 87.7 Sep 2025 quarterly Mar 1982 - Sep 2025
Hungary (%) 20.7 Sep 2025 quarterly Dec 1995 - Sep 2025
Iceland (%) 70.8 Sep 2025 quarterly Dec 1995 - Sep 2025
India (%) 17.6 2025 yearly 1998 - 2025
Indonesia (%) 15.2 Sep 2025 quarterly Dec 2010 - Sep 2025
Ireland (%) 25.1 Jun 2025 quarterly Mar 2002 - Jun 2025
Israel (%) 42.2 Jun 2025 quarterly Dec 1995 - Jun 2025
Italy (%) 47.2 Jun 2025 quarterly Dec 1995 - Jun 2025
Japan (%) 61.1 Sep 2025 quarterly Dec 1997 - Sep 2025
Jordan (%) 78.2 Jun 2025 quarterly Mar 2002 - Jun 2025
Kazakhstan (%) 62.5 Jun 2025 quarterly Dec 1997 - Jun 2025
South Korea (%) 92.7 Jun 2025 quarterly Dec 2002 - Jun 2025
Kosovo (%) 24.9 Sep 2025 quarterly Dec 2010 - Sep 2025
Kuwait (%) 0.9 Jun 2025 quarterly Dec 2010 - Jun 2025
Kyrgyzstan (%) 12.1 Sep 2025 quarterly Dec 2000 - Sep 2025
Latvia (%) 23.1 Sep 2025 quarterly Mar 2004 - Sep 2025
Lithuania (%) 31.2 Jun 2025 quarterly Dec 1995 - Jun 2025
Luxembourg (%) 62.4 Jun 2025 quarterly Dec 1995 - Jun 2025
Macau SAR, China (%) 76.1 Sep 2025 quarterly Dec 2001 - Sep 2025
North Macedonia (%) 26.7 Sep 2025 quarterly Mar 2003 - Sep 2025
Malawi (%) 0.3 2011 yearly 2006 - 2011
Malaysia (%) 84.1 2024 yearly 2002 - 2024
Malta (%) 47.8 Jun 2025 quarterly Mar 2004 - Jun 2025
Mauritius (%) 20.6 Jun 2018 quarterly Mar 2009 - Jun 2018
Mexico (%) 17.2 Sep 2025 quarterly Dec 2000 - Sep 2025
Mongolia (%) 29.7 Sep 2025 quarterly Mar 2004 - Sep 2025
Montenegro (%) 28.3 Sep 2025 quarterly Mar 2007 - Sep 2025
Morocco (%) 22.0 2024 yearly 2001 - 2024
Netherlands (%) 97.2 Sep 2025 quarterly Mar 1999 - Sep 2025
New Zealand (%) 90.7 Sep 2025 quarterly Dec 1990 - Sep 2025
Norway (%) 88.8 Sep 2025 quarterly Dec 1995 - Sep 2025
Panama (%) 37.7 Sep 2025 quarterly Dec 2007 - Sep 2025
Peru (%) 15.3 Sep 2025 quarterly Mar 2001 - Sep 2025
Philippines (%) 12.8 Sep 2025 quarterly Mar 2009 - Sep 2025
Poland (%) 22.4 Jun 2025 quarterly Dec 2003 - Jun 2025
Portugal (%) 55.9 Sep 2025 quarterly Dec 2007 - Sep 2025
Romania (%) 15.9 Jun 2025 quarterly Dec 1995 - Jun 2025
Russia (%) 18.9 Mar 2025 quarterly Dec 2000 - Mar 2025
Saudi Arabia (%) 10.7 Sep 2025 quarterly Dec 2003 - Sep 2025
Serbia (%) 18.1 Sep 2025 quarterly Dec 2003 - Sep 2025
Singapore (%) 53.0 Sep 2025 quarterly Mar 1995 - Sep 2025
Slovakia (%) 45.8 Jun 2025 quarterly Mar 2004 - Jun 2025
Slovenia (%) 27.8 Jun 2025 quarterly Mar 2004 - Jun 2025
South Africa (%) 41.0 Jun 2025 quarterly Mar 1969 - Jun 2025
Spain (%) 47.8 Jun 2025 quarterly Dec 1989 - Jun 2025
Sri Lanka (%) 6.6 Dec 2024 quarterly Dec 2010 - Dec 2024
Sweden (%) 86.5 Jun 2025 quarterly Mar 1996 - Jun 2025
Switzerland (%) 123.1 2024 yearly 1999 - 2024
Syria (%) 14.6 2011 yearly 2004 - 2011
Taiwan, China (%) 95.5 2023 yearly 2000 - 2023
Thailand (%) 86.8 Jun 2025 quarterly Mar 2003 - Jun 2025
Tunisia (%) 0.0 2020 yearly 2007 - 2020
Turkey (%) 10.2 Jun 2025 quarterly Dec 2014 - Jun 2025
Ukraine (%) 4.0 Jun 2025 quarterly Dec 2002 - Jun 2025
United Arab Emirates (%) 24.1 2024 yearly 2013 - 2024
United Kingdom (%) 78.1 Sep 2025 quarterly Mar 1987 - Sep 2025
United States (%) 61.4 Jun 2025 quarterly Mar 1999 - Jun 2025
Uruguay (%) 11.7 Sep 2025 quarterly Dec 2005 - Sep 2025
Venezuela (%) 3.4 2017 yearly 2004 - 2017

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Peru Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -2.5 Sep 2025 quarterly Dec 1990 - Sep 2025
Consolidated Fiscal Balance (USD mn) -3,777.337 Sep 2025 quarterly Mar 1990 - Sep 2025
Tax Revenue (USD mn) 4,504.737 Nov 2025 monthly Jan 2003 - Nov 2025
Tax Revenue: % of GDP (%) 13.7 Sep 2025 quarterly Mar 1990 - Sep 2025
National Government Debt (USD mn) 105,081.0 Sep 2025 quarterly Mar 1999 - Sep 2025
Government Debt: % of GDP (%) 31.0 Sep 2025 quarterly Mar 1999 - Sep 2025
Forecast: Government Expenditure (PEN bn) 304.257 2030 yearly 2000 - 2030
Forecast: Government Net Debt (PEN bn) 520.708 2030 yearly 2000 - 2030
Forecast: Government Revenue (PEN bn) 287.272 2030 yearly 2000 - 2030
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 2.721 2028 yearly 1980 - 2028
Trade Balance (USD mn) 4,233.1 Oct 2025 monthly Jan 1985 - Oct 2025
Total Exports (USD mn) 8,464.1 Sep 2025 monthly Jan 2012 - Sep 2025
Total Exports Growth (%) 46.0 Oct 2025 monthly Jan 1986 - Oct 2025
Aluminum: Exports (USD th) 16,678.809 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 87,486.837 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 13,454.458 2024 yearly 1995 - 2024
Total Imports (USD mn) 4,810.0 Sep 2025 monthly Jan 2012 - Sep 2025
Total Imports Growth (%) 10.1 Oct 2025 monthly Jan 1986 - Oct 2025
Imports: Medicament (USD th) 673,237.828 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 1,010,993.031 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 1,047.000 Oct 2025 monthly Nov 2003 - Oct 2025
Total Imports from USA (USD mn) 841.000 Oct 2025 monthly Jan 2004 - Oct 2025
Total Exports to China (USD mn) 2,177.000 Sep 2025 monthly Sep 2003 - Sep 2025
Total Imports from China (USD mn) 1,546.000 Sep 2025 monthly Jan 2004 - Sep 2025
Imports: 2007p (USD th) 3,175,235.60 Apr 2018 monthly Jan 2008 - Apr 2018
Exports: 2007p (USD th) 3,837,345.34 Apr 2018 monthly Jan 2008 - Apr 2018
Exports: MINCETUR: South Korea (USD mn) 271.00 May 2018 monthly Sep 2003 - May 2018
Exports: America: NAFTA: USA (USD mn) 989.000 Jan 2025 monthly Sep 2003 - Jan 2025
Exports: Asia: Japan (USD mn) 172.000 Jan 2025 monthly Sep 2003 - Jan 2025
Exports: Asia: China (USD mn) 2,535.000 Jan 2025 monthly Sep 2003 - Jan 2025
Imports: MINCETUR: NAFTA: Canada (USD mn) 51.00 May 2018 monthly Sep 2003 - May 2018
Imports: MINCETUR: India (USD mn) 89.00 May 2018 monthly Sep 2003 - May 2018
Imports: MINCETUR: NAFTA: Mexico (USD mn) 165.00 May 2018 monthly Sep 2003 - May 2018
Imports: America: NAFTA: USA (USD mn) 949.000 Jan 2025 monthly Sep 2003 - Jan 2025
Imports: Asia: China (USD mn) 1,453.000 Jan 2025 monthly Sep 2003 - Jan 2025
Import Value Index (2015=100) 134.138 2021 yearly 1980 - 2021
Export Value Index (2015=100) 177.207 2021 yearly 1980 - 2021
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 684.9 Sep 2025 quarterly Mar 1980 - Sep 2025
Current Account Balance (USD mn) 2,455.1 Sep 2025 quarterly Mar 1977 - Sep 2025
Current Account Balance: % of GDP (%) 2.8 Sep 2025 quarterly Mar 1990 - Sep 2025
Foreign Direct Investment (USD mn) 3,081.2 Sep 2025 quarterly Mar 1977 - Sep 2025
Foreign Direct Investment: % of GDP (%) 3.6 Sep 2025 quarterly Mar 1990 - Sep 2025
Foreign Portfolio Investment (USD mn) -417.589 Sep 2025 quarterly Mar 1993 - Sep 2025
Foreign Portfolio Investment: % of GDP (%) -0.5 Sep 2025 quarterly Mar 1993 - Sep 2025
Foreign Portfolio Investment: Equity Securities (USD mn) 17.5 Sep 2025 quarterly Mar 1993 - Sep 2025
Foreign Portfolio Investment: Debt Securities (USD mn) -435.072 Sep 2025 quarterly Mar 1993 - Sep 2025
External Debt (USD mn) 115,113.6 Sep 2025 quarterly Mar 2012 - Sep 2025
External Debt: % of GDP (%) 36.7 2024 yearly 1980 - 2024
External Debt: Short Term (USD mn) 9,485.4 Sep 2025 quarterly Mar 2012 - Sep 2025
External Debt: Short Term: % of GDP (%) 3.2 2024 yearly 1980 - 2024
Forecast: Current Account Balance (USD bn) -5.570 2030 yearly 1980 - 2030
Net International Investment Position (USD mn) -96,502.438 Sep 2025 quarterly Mar 1980 - Sep 2025
BoP: Financial Account: Private Sector: Liabilities: Direct Investment (USD mn) 613.137 Dec 2018 quarterly Mar 1980 - Dec 2018
Public External Debt: USD: Net (USD mn) -44.185 Dec 2024 quarterly Mar 1999 - Dec 2024
Foreign Direct Investment: Stock: Chile (USD mn) 3,623.355 2023 yearly 1980 - 2023
Foreign Direct Investment: Stock: Netherlands (USD mn) 1,272.753 2023 yearly 1980 - 2023
Foreign Direct Investment: Stock: United Kingdom (USD mn) 6,339.580 2023 yearly 1980 - 2023
Foreign Direct Investment: Stock: Spain (USD mn) 5,227.562 2023 yearly 1980 - 2023
Foreign Direct Investment: Stock: USA (USD mn) 3,236.581 2023 yearly 1980 - 2023
Foreign Direct Investment: Stock: Energy (USD mn) 3,501.445 2023 yearly 1980 - 2023
Foreign Direct Investment: Stock: Finance (USD mn) 6,623.767 2023 yearly 1980 - 2023
Foreign Direct Investment: Stock: Mining (USD mn) 6,916.809 2023 yearly 1980 - 2023
Foreign Direct Investment: Stock: Industry (USD mn) 3,442.074 2023 yearly 1980 - 2023
Foreign Direct Investment: Stock: Communications (USD mn) 5,521.385 2023 yearly 1980 - 2023
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 3.0 Sep 2025 monthly Dec 2004 - Sep 2025
Household Debt: % of GDP (%) 15.3 Sep 2025 quarterly Mar 2001 - Sep 2025
Money Supply M1 (USD mn) 89,723.122 Oct 2025 monthly Jan 1992 - Oct 2025
Money Supply M2 (USD mn) 152,730.371 Oct 2025 monthly Jan 1992 - Oct 2025
M2 Growth (%) 2.4 Oct 2025 monthly Jan 1993 - Oct 2025
Reserve Requirement Ratio (%) 5.5 Nov 2025 monthly Apr 1997 - Nov 2025
Foreign Exchange Reserves (USD mn) 82,557.0 Nov 2025 monthly Dec 1956 - Nov 2025
Foreign Exchange Reserves: % of GDP (%) 24.077 Sep 2025 quarterly Dec 1990 - Sep 2025
Foreign Exchange Reserves: Months of Import (NA) 15.5 Oct 2025 monthly Jan 1985 - Oct 2025
Gold Reserves (USD mn) 4,723.000 Nov 2025 monthly Dec 1956 - Nov 2025
Total Deposits (USD mn) 111,436.334 Oct 2025 monthly Jan 1998 - Oct 2025
Total Deposits Growth (%) 1.5 Oct 2025 monthly Jan 1999 - Oct 2025
Domestic Credit (USD mn) 67,977.3 Sep 2025 monthly Jan 1992 - Sep 2025
Domestic Credit Growth (%) 11.3 Sep 2025 monthly Jan 1993 - Sep 2025
Household Debt (USD mn) 53,901.9 Oct 2025 monthly Jan 2001 - Oct 2025
Total Loans (USD mn) 105,672.105 Sep 2025 monthly Jan 2001 - Sep 2025
Total Loans Growth (%) 5.22 Sep 2025 monthly Jan 2002 - Sep 2025
Private Debt: % of Nominal GDP (%) 31.70 Sep 2025 quarterly Mar 1992 - Sep 2025
Official Reserve Assets (ORA) (USD mn) 90,198.000 Nov 2025 monthly Jan 2001 - Nov 2025
ORA: Foreign Currency Reserves in Convertible Foreign Currencies (FCR) (USD mn) 82,532.000 Nov 2025 monthly Jan 2001 - Nov 2025
Depository Corporations: Broad Money (PEN mn) 288,389.11 Jun 2018 monthly Jan 1992 - Jun 2018
Banking System: Net Domestic Credit (PEN mn) 116,956.557 Jun 2018 monthly Jan 1992 - Jun 2018
Business and Economic Survey Last Frequency Range
Business Confidence Growth (% Point) 15.2 Nov 2025 monthly Apr 2003 - Nov 2025
BCRP Forecast: Consumer Price Index: YoY (%) 2.500 2020 yearly 2016 - 2020
Macroeconomic Outlook Survey: Business Confidence Index (Point) 58.178 Nov 2025 monthly Apr 2002 - Nov 2025

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