Finland Household Debt: % of GDP
Key information about Finland Household Debt: % of GDP
- Finland household debt accounted for 74.1 % of the country's Nominal GDP in Dec 2024, compared with the ratio of 75.4 % in the previous year.
- Finland household debt to GDP ratio is updated yearly, available from Dec 1995 to Dec 2024.
- The data reached an all-time high of 82.4 % in Dec 2020 and a record low of 30.4 % in Dec 1998.
CEIC calculates annual Household Debt as % of Nominal GDP from annual Household Debt and annual Nominal GDP. Statistics Finland provides Household Debt in EUR and Nominal GDP in EUR.
Related information about Finland Household Debt: % of GDP
- In the latest reports, Finland Household Debt reached 211.8 USD bn in Dec 2024.
- Money Supply M2 in Finland increased 3.6 % YoY in Oct 2025.
- Finland Foreign Exchange Reserves was measured at 10.3 USD bn in Nov 2025.
- The Foreign Exchange Reserves equaled 1.3 Months of Import in Sep 2025.
- Finland Domestic Credit reached 0.0 USD mn in May 2025, representing an drop of 100.0 % YoY.
- The country's Non Performing Loans Ratio stood at 1.5 % in Jun 2025, compared with the ratio of 1.5 % in the previous quarter.
View Finland's Household Debt: % of GDP from 1995 to 2024 in the chart:
What was Finland's Household Debt: % of GDP in 2024?
Finland household debt accounted for 74.1 % of the country's Nominal GDP in Dec 2024, compared with the ratio of 75.4 % in the previous year. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 74.1 2024 | 75.4 2023 | 30.4 1998 | 82.4 2020 | % | yearly | 1995 - 2024 |
Household Debt: % of GDP by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 13.3 Jun 2025 | quarterly | Sep 2007 - Jun 2025 |
| Argentina (%) | 6.6 Sep 2025 | quarterly | Dec 2004 - Sep 2025 |
| Armenia (%) | 32.5 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Australia (%) | 120.3 Jun 2025 | quarterly | Jun 1988 - Jun 2025 |
| Austria (%) | 42.7 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Azerbaijan (%) | 13.9 Jun 2025 | quarterly | Mar 2005 - Jun 2025 |
| Belarus (%) | 10.8 Jun 2025 | quarterly | Dec 2006 - Jun 2025 |
| Belgium (%) | 58.3 Jun 2025 | quarterly | Dec 1992 - Jun 2025 |
| Bolivia (%) | 11.4 Dec 2024 | quarterly | Sep 2010 - Dec 2024 |
| Bosnia and Herzegovina (%) | 25.0 Jun 2025 | quarterly | Dec 2008 - Jun 2025 |
| Botswana (%) | 21.7 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Brunei (%) | 15.1 Jun 2025 | quarterly | Dec 2013 - Jun 2025 |
| Bulgaria (%) | 30.1 2024 | yearly | 1995 - 2024 |
| Cambodia (%) | 27.2 2024 | yearly | 2008 - 2024 |
| Canada (%) | 97.7 Sep 2025 | quarterly | Mar 1969 - Sep 2025 |
| Chile (%) | 37.7 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| China (%) | 60.4 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Colombia (%) | 29.5 Jun 2025 | quarterly | Dec 2015 - Jun 2025 |
| Croatia (%) | 33.8 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Cyprus (%) | 71.2 2024 | yearly | 1995 - 2024 |
| Czech Republic (%) | 33.2 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Denmark (%) | 92.7 2023 | yearly | 1994 - 2023 |
| Ecuador (%) | 17.4 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Egypt (%) | 7.2 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Estonia (%) | 39.8 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| European Union (%) | 50.9 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Finland (%) | 74.1 2024 | yearly | 1995 - 2024 |
| France (%) | 59.9 2024 | yearly | 1977 - 2024 |
| Georgia (%) | 36.9 Mar 2023 | quarterly | Mar 2001 - Mar 2023 |
| Germany (%) | 49.0 Jun 2025 | quarterly | Dec 1991 - Jun 2025 |
| Greece (%) | 46.7 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| Hong Kong SAR, China (%) | 87.7 Sep 2025 | quarterly | Mar 1982 - Sep 2025 |
| Hungary (%) | 20.7 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Iceland (%) | 70.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| India (%) | 17.6 2025 | yearly | 1998 - 2025 |
| Indonesia (%) | 15.2 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Ireland (%) | 25.1 Jun 2025 | quarterly | Mar 2002 - Jun 2025 |
| Israel (%) | 42.2 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Italy (%) | 47.2 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Japan (%) | 61.1 Sep 2025 | quarterly | Dec 1997 - Sep 2025 |
| Jordan (%) | 78.2 Jun 2025 | quarterly | Mar 2002 - Jun 2025 |
| Kazakhstan (%) | 62.5 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| South Korea (%) | 92.7 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Kosovo (%) | 24.9 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Kuwait (%) | 0.9 Jun 2025 | quarterly | Dec 2010 - Jun 2025 |
| Kyrgyzstan (%) | 12.1 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Latvia (%) | 22.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Lithuania (%) | 31.2 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Luxembourg (%) | 62.4 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Macau SAR, China (%) | 76.1 Sep 2025 | quarterly | Dec 2001 - Sep 2025 |
| North Macedonia (%) | 26.7 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Malawi (%) | 0.3 2011 | yearly | 2006 - 2011 |
| Malaysia (%) | 84.1 2024 | yearly | 2002 - 2024 |
| Malta (%) | 47.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Mauritius (%) | 20.6 Jun 2018 | quarterly | Mar 2009 - Jun 2018 |
| Mexico (%) | 17.2 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Mongolia (%) | 29.7 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Montenegro (%) | 28.3 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Morocco (%) | 22.0 2024 | yearly | 2001 - 2024 |
| Netherlands (%) | 97.4 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| New Zealand (%) | 90.7 Sep 2025 | quarterly | Dec 1990 - Sep 2025 |
| Norway (%) | 88.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Panama (%) | 37.7 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Peru (%) | 15.3 Sep 2025 | quarterly | Mar 2001 - Sep 2025 |
| Philippines (%) | 12.8 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| Poland (%) | 22.4 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| Portugal (%) | 56.0 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Romania (%) | 15.9 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Russia (%) | 18.9 Mar 2025 | quarterly | Dec 2000 - Mar 2025 |
| Saudi Arabia (%) | 10.7 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Serbia (%) | 18.1 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Singapore (%) | 53.0 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Slovakia (%) | 45.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Slovenia (%) | 27.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| South Africa (%) | 41.0 Jun 2025 | quarterly | Mar 1969 - Jun 2025 |
| Spain (%) | 47.8 Jun 2025 | quarterly | Dec 1989 - Jun 2025 |
| Sri Lanka (%) | 6.6 Dec 2024 | quarterly | Dec 2010 - Dec 2024 |
| Sweden (%) | 86.5 Jun 2025 | quarterly | Mar 1996 - Jun 2025 |
| Switzerland (%) | 123.1 2024 | yearly | 1999 - 2024 |
| Syria (%) | 14.6 2011 | yearly | 2004 - 2011 |
| Taiwan, China (%) | 95.5 2023 | yearly | 2000 - 2023 |
| Thailand (%) | 86.8 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Tunisia (%) | 0.0 2020 | yearly | 2007 - 2020 |
| Turkey (%) | 10.2 Jun 2025 | quarterly | Dec 2014 - Jun 2025 |
| Ukraine (%) | 4.0 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| United Arab Emirates (%) | 24.1 2024 | yearly | 2013 - 2024 |
| United Kingdom (%) | 78.7 Jun 2025 | quarterly | Mar 1987 - Jun 2025 |
| United States (%) | 61.4 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Uruguay (%) | 11.7 Sep 2025 | quarterly | Dec 2005 - Sep 2025 |
| Venezuela (%) | 3.4 2017 | yearly | 2004 - 2017 |
Accurate Macro & Micro Economic Data You Can Trust
Explore the most complete set of 6.6 million time series covering more than 200 economies, 20 industries and 18 macroeconomic sectors.
Learn more about what we doFinland Key Series
| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -3.4 Sep 2025 | quarterly | Dec 1999 - Sep 2025 |
| Consolidated Fiscal Balance (USD mn) | -1,195.774 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Tax Revenue (USD mn) | 22,754.077 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Tax Revenue: % of GDP (%) | 27.8 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| National Government Debt (USD mn) | 289,404.3 Jun 2025 | quarterly | Mar 2000 - Jun 2025 |
| Government Debt: % of GDP (%) | 88.5 Jun 2025 | quarterly | Mar 2000 - Jun 2025 |
| Forecast: Government Expenditure (EUR bn) | 186.494 2030 | yearly | 1980 - 2030 |
| Forecast: Government Net Debt (EUR bn) | 309.778 2030 | yearly | 1980 - 2030 |
| Forecast: Government Revenue (EUR bn) | 175.335 2030 | yearly | 1980 - 2030 |
| GG: Net Lending/Net Borrowing (EUR mn) | -4,276.000 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| General Government (GG): Revenue (EUR mn) | 35,020.000 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| GG: Expenditure (EUR mn) | 42,266.000 Dec 2024 | quarterly | Mar 1999 - Dec 2024 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 2.000 2030 | yearly | 1981 - 2030 |
| Trade Balance (USD mn) | 186.3 Oct 2025 | monthly | Jan 1992 - Oct 2025 |
| Total Exports (USD mn) | 7,515.5 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Total Exports Growth (%) | 9.6 Oct 2025 | monthly | Jan 2000 - Oct 2025 |
| Aluminum: Exports (USD th) | 135,600.152 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 2,017,109.121 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 358,311.799 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 7,330.5 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Total Imports Growth (%) | -1.0 Oct 2025 | monthly | Jan 2000 - Oct 2025 |
| Imports: Medicament (USD th) | 1,931,939.585 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 743,179.622 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 484.853 Sep 2025 | monthly | Apr 1964 - Sep 2025 |
| Total Imports from USA (USD mn) | 446.921 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Total Exports to China (USD mn) | 330.699 Sep 2025 | monthly | Feb 1981 - Sep 2025 |
| Total Imports from China (USD mn) | 731.759 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Exports: SITC (EUR) | 6,307,773,487.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Exports: Europe: Germany (EUR) | 677,959,903.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Exports: North America: United States of America (EUR) | 413,027,473.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Exports: Europe: Sweden (EUR) | 768,307,762.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Exports: Europe: Netherlands (EUR) | 484,941,584.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Exports: Europe: Russia (EUR) | 47,377,647.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Exports: sa (EUR mn) | 6,456.057 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Exports: SITC: BM: Paper, Paperboard and Articles Thereof (EUR) | 483,438,798.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Exports: SITC: Basic Manufactures (BM) (EUR) | 1,556,351,878.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Exports: SITC: Machinery, Transport Equipment (MT) (EUR) | 1,942,852,654.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Exports: SITC: Chemicals and Related Products (CP) (EUR) | 656,740,745.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Imports: Europe: Netherlands (EUR) | 336,435,355.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Imports: Europe: Germany (EUR) | 1,002,507,847.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Imports: Europe: Sweden (EUR) | 754,137,075.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Imports: Rest of Asia: China (EUR) | 623,357,145.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Imports: Europe: Russia (EUR) | 76,588,804.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Imports: sa (EUR mn) | 6,297.166 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Imports: SITC: Machinery, Transport Equipment (MT) (EUR) | 2,623,743,391.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Imports: SITC: BM: Iron and Steel (EUR) | 137,436,878.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Imports: SITC: Chemicals and Related Products (CP) (EUR) | 728,400,251.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Imports: SITC: Food and Live Animals (FA) (EUR) | 491,646,828.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Imports: SITC: MF: Petroleum and Products (EUR) | 725,336,566.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Imports: SITC (EUR) | 6,768,173,359.000 Sep 2025 | monthly | Jan 1996 - Sep 2025 |
| Exports: SITC: MT: Telecommunication, Sound Recording Equipment (EUR) | 50,003,220.00 Feb 2018 | monthly | Jan 1996 - Feb 2018 |
| BOF Forecast: Imports Volume Index: 2015=100 (2015=100) | 126.200 2024 | yearly | 2020 - 2024 |
| Import Value Index (2015=100) | 142.272 2021 | yearly | 1995 - 2021 |
| Export Value Index (2015=100) | 137.035 2021 | yearly | 1995 - 2021 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 1.5 Jun 2025 | quarterly | Dec 2014 - Jun 2025 |
| Household Debt: % of GDP (%) | 74.1 2024 | yearly | 1995 - 2024 |
| Non-Performing Loans (USD mn) | 9,055.838 Jun 2025 | quarterly | Dec 2014 - Jun 2025 |
| Money Supply M1 (USD mn) | 163,151.704 Oct 2025 | monthly | Jan 1980 - Oct 2025 |
| Money Supply M2 (USD mn) | 190,331.370 Oct 2025 | monthly | Jan 1980 - Oct 2025 |
| M2 Growth (%) | 3.6 Oct 2025 | monthly | Jan 1981 - Oct 2025 |
| Reserve Requirement Ratio (%) | 1.0 Nov 2025 | monthly | Jan 1999 - Nov 2025 |
| Foreign Exchange Reserves (USD mn) | 10,153.8 Oct 2025 | monthly | Jan 2000 - Oct 2025 |
| Foreign Exchange Reserves: % of GDP (%) | 3.176 Sep 2025 | quarterly | Mar 2000 - Sep 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 1.3 Sep 2025 | monthly | Jan 2000 - Sep 2025 |
| Gold Reserves (USD mn) | 5,662.015 Oct 2025 | monthly | Jan 1970 - Oct 2025 |
| Total Deposits (USD mn) | 240,519.161 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Total Deposits Growth (%) | 0.7 Oct 2025 | monthly | Jan 2000 - Oct 2025 |
| Domestic Credit (USD mn) | 0.0 May 2025 | monthly | Jan 1999 - May 2025 |
| Domestic Credit Growth (%) | -100.0 May 2025 | monthly | Jan 2000 - May 2025 |
| Debt Service Ratio: Households (%) | 7.800 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 18.700 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Credit to Households (USD bn) | 206.233 Jun 2025 | quarterly | Dec 1970 - Jun 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 581.967 Jun 2025 | quarterly | Dec 1970 - Jun 2025 |
| Household Debt (USD mn) | 211,788.7 2024 | yearly | 1995 - 2024 |
| Total Loans (USD mn) | 337,846.562 Oct 2025 | monthly | Dec 1998 - Oct 2025 |
| Total Loans Growth (%) | 3.43 Oct 2025 | monthly | Dec 1999 - Oct 2025 |
| Private Debt: % of Nominal GDP (%) | 90.26 Sep 2025 | quarterly | Sep 1997 - Sep 2025 |
| Monetary Aggregates: M3: M2 (EUR mn) | 164,917.572 Oct 2025 | monthly | Jan 1980 - Oct 2025 |
| Monetary Aggregates: M3 (EUR mn) | 207,757.000 Oct 2025 | monthly | Jan 1980 - Oct 2025 |
| Monetary Aggregates: M3: M2: M1: Overnight Deposits (EUR mn) | 141,367.042 Oct 2025 | monthly | Jan 1980 - Oct 2025 |
| Currency in Circulation (EUR mn) | 27,092.182 Oct 2025 | monthly | Jan 1980 - Oct 2025 |
| Official Reserve Assets (EUR mn) | 18,804.000 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Official Reserve Assets: Gold: incl Gold Deposits and Gold Swapped (EUR mn) | 1,767.000 Dec 2018 | monthly | Jan 2000 - Dec 2018 |
| Official Reserve Assets: Foreign Currency Reserve (EUR mn) | 8,690.000 Jan 2025 | monthly | Jan 2000 - Jan 2025 |
| MFIs Deposits: Euro Area (EUR mn) | 208,404.090 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| MFIs Deposits: Euro Area: in EUR: NF: Households (EUR mn) | 119,152.973 Oct 2025 | monthly | Sep 1997 - Oct 2025 |
| MFIs Loans: Euro Area (EUR mn) | 292,735.951 Oct 2025 | monthly | Dec 1998 - Oct 2025 |
| MFIs Loans: Euro Area: in EUR: NF: Households incl NPISH (EUR mn) | 143,401.191 Oct 2025 | monthly | Sep 1997 - Oct 2025 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 1.1 Nov 2025 | monthly | Jan 1994 - Nov 2025 |
More Indicators for Finland
Request a demo of CEIC
CEIC’s economic databases cover over 200 global markets. Our Platform offers the most reliable macroeconomic data and advanced analytical tools.