Finland Household Debt: % of GDP
1995 - 2024 | Yearly | % | CEIC Data
Key information about Finland Household Debt: % of GDP
- Finland household debt accounted for 74.1 % of the country's Nominal GDP in Dec 2024, compared with the ratio of 75.4 % in the previous year.
- Finland household debt to GDP ratio is updated yearly, available from Dec 1995 to Dec 2024.
- The data reached an all-time high of 82.4 % in Dec 2020 and a record low of 30.4 % in Dec 1998.
CEIC calculates annual Household Debt as % of Nominal GDP from annual Household Debt and annual Nominal GDP. Statistics Finland provides Household Debt in EUR and Nominal GDP in EUR.
Related information about Finland Household Debt: % of GDP
- In the latest reports, Finland Household Debt reached 211.8 USD bn in Dec 2024.
- Money Supply M2 in Finland increased 3.6 % YoY in Oct 2025.
- Finland Foreign Exchange Reserves was measured at 10.3 USD bn in Nov 2025.
- The Foreign Exchange Reserves equaled 1.3 Months of Import in Sep 2025.
- Finland Domestic Credit reached 0.0 USD mn in May 2025, representing an drop of 100.0 % YoY.
- The country's Non Performing Loans Ratio stood at 1.5 % in Jun 2025, compared with the ratio of 1.5 % in the previous quarter.
View Finland's Household Debt: % of GDP from 1995 to 2024 in the chart:
What was Finland's Household Debt: % of GDP in 2024?
Finland household debt accounted for 74.1 % of the country's Nominal GDP in Dec 2024, compared with the ratio of 75.4 % in the previous year. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 74.1 2024 | 75.4 2023 | 30.4 1998 | 82.4 2020 | % | yearly | 1995 - 2024 |
Household Debt: % of GDP by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 13.5 Sep 2025 | quarterly | Sep 2007 - Sep 2025 |
| Argentina (%) | 6.6 Sep 2025 | quarterly | Dec 2004 - Sep 2025 |
| Armenia (%) | 32.5 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Australia (%) | 120.3 Jun 2025 | quarterly | Jun 1988 - Jun 2025 |
| Austria (%) | 42.3 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Azerbaijan (%) | 14.3 Sep 2025 | quarterly | Mar 2005 - Sep 2025 |
| Belarus (%) | 10.5 Sep 2025 | quarterly | Dec 2006 - Sep 2025 |
| Belgium (%) | 58.1 Sep 2025 | quarterly | Dec 1992 - Sep 2025 |
| Bolivia (%) | 11.4 Dec 2024 | quarterly | Sep 2010 - Dec 2024 |
| Bosnia and Herzegovina (%) | 25.2 Sep 2025 | quarterly | Dec 2008 - Sep 2025 |
| Botswana (%) | 21.6 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Brunei (%) | 15.3 Sep 2025 | quarterly | Dec 2013 - Sep 2025 |
| Bulgaria (%) | 30.1 2024 | yearly | 1995 - 2024 |
| Cambodia (%) | 27.2 2024 | yearly | 2008 - 2024 |
| Canada (%) | 97.7 Sep 2025 | quarterly | Mar 1969 - Sep 2025 |
| Chile (%) | 37.7 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| China (%) | 60.4 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Colombia (%) | 29.5 Jun 2025 | quarterly | Dec 2015 - Jun 2025 |
| Croatia (%) | 33.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Cyprus (%) | 71.2 2024 | yearly | 1995 - 2024 |
| Czech Republic (%) | 33.4 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Denmark (%) | 92.7 2023 | yearly | 1994 - 2023 |
| Ecuador (%) | 17.8 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Egypt (%) | 7.3 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Estonia (%) | 40.2 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| European Union (%) | 50.7 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Finland (%) | 74.1 2024 | yearly | 1995 - 2024 |
| France (%) | 59.9 2024 | yearly | 1977 - 2024 |
| Georgia (%) | 36.9 Mar 2023 | quarterly | Mar 2001 - Mar 2023 |
| Germany (%) | 49.0 Sep 2025 | quarterly | Dec 1991 - Sep 2025 |
| Greece (%) | 46.7 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| Hong Kong SAR, China (%) | 87.7 Sep 2025 | quarterly | Mar 1982 - Sep 2025 |
| Hungary (%) | 20.7 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Iceland (%) | 70.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| India (%) | 17.6 2025 | yearly | 1998 - 2025 |
| Indonesia (%) | 15.2 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Ireland (%) | 25.1 Jun 2025 | quarterly | Mar 2002 - Jun 2025 |
| Israel (%) | 42.9 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Italy (%) | 47.1 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Japan (%) | 61.1 Sep 2025 | quarterly | Dec 1997 - Sep 2025 |
| Jordan (%) | 70.8 Sep 2025 | quarterly | Mar 2002 - Sep 2025 |
| Kazakhstan (%) | 62.5 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| South Korea (%) | 92.3 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Kosovo (%) | 24.9 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Kuwait (%) | 0.9 Jun 2025 | quarterly | Dec 2010 - Jun 2025 |
| Kyrgyzstan (%) | 12.1 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Latvia (%) | 23.1 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Lithuania (%) | 30.0 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Luxembourg (%) | 62.4 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Macau SAR, China (%) | 76.1 Sep 2025 | quarterly | Dec 2001 - Sep 2025 |
| North Macedonia (%) | 26.7 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Malawi (%) | 0.3 2011 | yearly | 2006 - 2011 |
| Malaysia (%) | 84.1 2024 | yearly | 2002 - 2024 |
| Malta (%) | 48.3 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Mauritius (%) | 20.6 Jun 2018 | quarterly | Mar 2009 - Jun 2018 |
| Mexico (%) | 17.2 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Mongolia (%) | 29.7 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Montenegro (%) | 28.3 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Morocco (%) | 22.0 2024 | yearly | 2001 - 2024 |
| Netherlands (%) | 97.2 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| New Zealand (%) | 90.7 Sep 2025 | quarterly | Dec 1990 - Sep 2025 |
| Norway (%) | 88.8 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Panama (%) | 37.7 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Peru (%) | 15.3 Sep 2025 | quarterly | Mar 2001 - Sep 2025 |
| Philippines (%) | 12.8 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| Poland (%) | 22.4 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| Portugal (%) | 56.1 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Romania (%) | 15.7 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Russia (%) | 18.9 Mar 2025 | quarterly | Dec 2000 - Mar 2025 |
| Saudi Arabia (%) | 10.7 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Serbia (%) | 18.1 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Singapore (%) | 53.0 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Slovakia (%) | 45.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| Slovenia (%) | 27.8 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| South Africa (%) | 41.0 Jun 2025 | quarterly | Mar 1969 - Jun 2025 |
| Spain (%) | 47.8 Jun 2025 | quarterly | Dec 1989 - Jun 2025 |
| Sri Lanka (%) | 6.6 Dec 2024 | quarterly | Dec 2010 - Dec 2024 |
| Sweden (%) | 86.5 Jun 2025 | quarterly | Mar 1996 - Jun 2025 |
| Switzerland (%) | 123.1 2024 | yearly | 1999 - 2024 |
| Syria (%) | 14.6 2011 | yearly | 2004 - 2011 |
| Taiwan, China (%) | 95.5 2023 | yearly | 2000 - 2023 |
| Thailand (%) | 86.8 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Tunisia (%) | 0.0 2020 | yearly | 2007 - 2020 |
| Turkey (%) | 10.2 Sep 2025 | quarterly | Dec 2014 - Sep 2025 |
| Ukraine (%) | 4.1 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| United Arab Emirates (%) | 24.1 2024 | yearly | 2013 - 2024 |
| United Kingdom (%) | 78.1 Sep 2025 | quarterly | Mar 1987 - Sep 2025 |
| United States (%) | 61.2 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Uruguay (%) | 11.7 Sep 2025 | quarterly | Dec 2005 - Sep 2025 |
| Venezuela (%) | 3.4 2017 | yearly | 2004 - 2017 |
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| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -3.4 Sep 2025 | quarterly | Dec 1999 - Sep 2025 |
| Consolidated Fiscal Balance (USD mn) | -1,195.774 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Tax Revenue (USD mn) | 22,754.077 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Tax Revenue: % of GDP (%) | 27.8 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| National Government Debt (USD mn) | 289,404.3 Jun 2025 | quarterly | Mar 2000 - Jun 2025 |
| Government Debt: % of GDP (%) | 88.5 Jun 2025 | quarterly | Mar 2000 - Jun 2025 |
| Forecast: Government Expenditure (EUR bn) | 186.494 2030 | yearly | 1980 - 2030 |
| Forecast: Government Net Debt (EUR bn) | 309.778 2030 | yearly | 1980 - 2030 |
| Forecast: Government Revenue (EUR bn) | 175.335 2030 | yearly | 1980 - 2030 |
| GG: Net Lending/Net Borrowing (EUR mn) | -4,276.000 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| General Government (GG): Revenue (EUR mn) | 35,020.000 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| GG: Expenditure (EUR mn) | 42,266.000 Dec 2024 | quarterly | Mar 1999 - Dec 2024 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 2.000 2030 | yearly | 1981 - 2030 |
| Trade Balance (USD mn) | 186.3 Oct 2025 | monthly | Jan 1992 - Oct 2025 |
| Total Exports (USD mn) | 7,515.5 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Total Exports Growth (%) | 1.7 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Aluminum: Exports (USD th) | 135,600.152 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 2,017,109.121 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 358,311.799 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 7,330.5 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Total Imports Growth (%) | 5.7 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Imports: Medicament (USD th) | 1,931,939.585 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 743,179.622 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 918.184 Oct 2025 | monthly | Apr 1964 - Oct 2025 |
| Total Imports from USA (USD mn) | 501.284 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Total Exports to China (USD mn) | 376.374 Oct 2025 | monthly | Feb 1981 - Oct 2025 |
| Total Imports from China (USD mn) | 721.344 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Exports: SITC (EUR) | 6,930,104,940.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Exports: Europe: Germany (EUR) | 726,853,324.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Exports: Europe: Netherlands (EUR) | 504,050,791.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Exports: North America: United States of America (EUR) | 788,749,860.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Exports: Europe: Sweden (EUR) | 831,169,616.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Exports: Europe: Russia (EUR) | 43,355,967.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Exports: sa (EUR mn) | 6,456.057 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Exports: SITC: Chemicals and Related Products (CP) (EUR) | 1,002,423,064.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Exports: SITC: Basic Manufactures (BM) (EUR) | 1,491,832,290.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Exports: SITC: Machinery, Transport Equipment (MT) (EUR) | 2,145,886,314.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Exports: SITC: BM: Paper, Paperboard and Articles Thereof (EUR) | 509,092,267.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Imports: Europe: Netherlands (EUR) | 360,666,117.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Imports: Europe: Germany (EUR) | 887,166,676.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Imports: Europe: Sweden (EUR) | 757,788,635.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Imports: Rest of Asia: China (EUR) | 619,658,361.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Imports: Europe: Russia (EUR) | 65,499,864.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Imports: sa (EUR mn) | 6,297.166 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Imports: SITC: Chemicals and Related Products (CP) (EUR) | 694,171,188.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Imports: SITC: Food and Live Animals (FA) (EUR) | 494,373,458.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Imports: SITC: MF: Petroleum and Products (EUR) | 610,986,603.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Imports: SITC: Machinery, Transport Equipment (MT) (EUR) | 2,636,670,209.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Imports: SITC: BM: Iron and Steel (EUR) | 159,253,792.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Imports: SITC (EUR) | 6,759,479,253.000 Oct 2025 | monthly | Jan 1996 - Oct 2025 |
| Exports: SITC: MT: Telecommunication, Sound Recording Equipment (EUR) | 50,003,220.00 Feb 2018 | monthly | Jan 1996 - Feb 2018 |
| BOF Forecast: Imports Volume Index: 2015=100 (2015=100) | 126.200 2024 | yearly | 2020 - 2024 |
| Export Value Index (2015=100) | 137.035 2021 | yearly | 1995 - 2021 |
| Import Value Index (2015=100) | 142.272 2021 | yearly | 1995 - 2021 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 1.5 Jun 2025 | quarterly | Dec 2014 - Jun 2025 |
| Household Debt: % of GDP (%) | 74.1 2024 | yearly | 1995 - 2024 |
| Non-Performing Loans (USD mn) | 9,055.838 Jun 2025 | quarterly | Dec 2014 - Jun 2025 |
| Money Supply M1 (USD mn) | 163,151.704 Oct 2025 | monthly | Jan 1980 - Oct 2025 |
| Money Supply M2 (USD mn) | 192,280.485 Nov 2025 | monthly | Jan 1980 - Nov 2025 |
| M2 Growth (%) | 3.1 Nov 2025 | monthly | Jan 1981 - Nov 2025 |
| Reserve Requirement Ratio (%) | 1.0 Nov 2025 | monthly | Jan 1999 - Nov 2025 |
| Foreign Exchange Reserves (USD mn) | 10,605.8 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Foreign Exchange Reserves: % of GDP (%) | 3.176 Sep 2025 | quarterly | Mar 2000 - Sep 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 1.3 Oct 2025 | monthly | Jan 2000 - Oct 2025 |
| Gold Reserves (USD mn) | 6,056.950 Dec 2025 | monthly | Jan 1970 - Dec 2025 |
| Total Deposits (USD mn) | 242,236.238 Nov 2025 | monthly | Jan 1999 - Nov 2025 |
| Total Deposits Growth (%) | 0.7 Oct 2025 | monthly | Jan 2000 - Oct 2025 |
| Domestic Credit (USD mn) | 0.0 May 2025 | monthly | Jan 1999 - May 2025 |
| Domestic Credit Growth (%) | -100.0 May 2025 | monthly | Jan 2000 - May 2025 |
| Debt Service Ratio: Households (%) | 7.800 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 18.700 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Credit to Households (USD bn) | 206.233 Jun 2025 | quarterly | Dec 1970 - Jun 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 581.967 Jun 2025 | quarterly | Dec 1970 - Jun 2025 |
| Household Debt (USD mn) | 211,788.7 2024 | yearly | 1995 - 2024 |
| Total Loans (USD mn) | 340,865.619 Nov 2025 | monthly | Dec 1998 - Nov 2025 |
| Total Loans Growth (%) | 3.65 Nov 2025 | monthly | Dec 1999 - Nov 2025 |
| Private Debt: % of Nominal GDP (%) | 90.26 Sep 2025 | quarterly | Sep 1997 - Sep 2025 |
| Monetary Aggregates: M3: M2 (EUR mn) | 164,917.572 Oct 2025 | monthly | Jan 1980 - Oct 2025 |
| Monetary Aggregates: M3 (EUR mn) | 205,645.000 Nov 2025 | monthly | Jan 1980 - Nov 2025 |
| Monetary Aggregates: M3: M2: M1: Overnight Deposits (EUR mn) | 141,989.473 Nov 2025 | monthly | Jan 1980 - Nov 2025 |
| Currency in Circulation (EUR mn) | 27,151.109 Nov 2025 | monthly | Jan 1980 - Nov 2025 |
| Official Reserve Assets: Foreign Currency Reserve (EUR mn) | 8,813.000 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Official Reserve Assets (EUR mn) | 19,044.000 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Official Reserve Assets: Gold: incl Gold Deposits and Gold Swapped (EUR mn) | 1,767.000 Dec 2018 | monthly | Jan 2000 - Dec 2018 |
| MFIs Deposits: Euro Area (EUR mn) | 208,824.344 Nov 2025 | monthly | Jan 1999 - Nov 2025 |
| MFIs Deposits: Euro Area: in EUR: NF: Households (EUR mn) | 119,649.679 Nov 2025 | monthly | Sep 1997 - Nov 2025 |
| MFIs Loans: Euro Area (EUR mn) | 293,849.673 Nov 2025 | monthly | Dec 1998 - Nov 2025 |
| MFIs Loans: Euro Area: in EUR: NF: Households incl NPISH (EUR mn) | 143,505.095 Nov 2025 | monthly | Sep 1997 - Nov 2025 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 8.2 Dec 2025 | monthly | Jan 1994 - Dec 2025 |
More Indicators for Finland
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