Finland Private Debt: % of Nominal GDP
Key information about Finland Private Debt: % of Nominal GDP
- Finland Private Debt accounted for 89.99 % of its Nominal GDP in Dec 2025, compared with a ratio of 90.33 % in the previous quarter
- Finland Private Debt contribution to Nominal GDP ratio is updated quarterly, available from Sep 1997 to Dec 2025, with an average share of 85.62 %
- The data reached an all-time high of 100.42 % in Mar 2021 and a record low of 38.40 % in Mar 1998
CEIC calculates quarterly Private Debt as % of Nominal GDP from monthly Private Debt and quarterly Nominal GDP. The Bank of Finland provides Private Debt in EUR. Statistics Finland provides Nominal GDP in EUR. Private Debt covers loans in EUR and debtors as Euro Area Residents only.
View Finland's Private Debt: % of Nominal GDP from Sep 1997 to Dec 2025 in the chart:
What was Finland's Private Debt: % of Nominal GDP in Dec 2025?
Finland Private Debt accounted for 89.99 % of its Nominal GDP in Dec 2025, compared with a ratio of 90.33 % in the previous quarter See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 89.99 Dec 2025 | 90.33 Sep 2025 | 38.40 Mar 1998 | 100.42 Mar 2021 | % | quarterly | Sep 1997 - Dec 2025 |
Private Debt: % of Nominal GDP by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 32.98 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Algeria (%) | 18.54 Dec 2024 | quarterly | Jun 2006 - Dec 2024 |
| Argentina (%) | 13.08 Jun 2025 | quarterly | Dec 2004 - Jun 2025 |
| Armenia (%) | 63.28 Dec 2025 | quarterly | Dec 2000 - Dec 2025 |
| Australia (%) | 129.18 Dec 2025 | quarterly | Mar 1990 - Dec 2025 |
| Austria (%) | 85.81 Dec 2025 | quarterly | Dec 1998 - Dec 2025 |
| Azerbaijan (%) | 25.34 Sep 2025 | quarterly | Dec 2001 - Sep 2025 |
| Bahrain (%) | 62.48 Sep 2023 | quarterly | Mar 2008 - Sep 2023 |
| Bangladesh (%) | 31.52 2025 | yearly | 1974 - 2025 |
| Belarus (%) | 19.84 Sep 2025 | quarterly | Dec 2006 - Sep 2025 |
| Belgium (%) | 65.83 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Bolivia (%) | 68.67 Dec 2024 | quarterly | Dec 1997 - Dec 2024 |
| Bosnia and Herzegovina (%) | 45.56 Sep 2025 | quarterly | Dec 2008 - Sep 2025 |
| Botswana (%) | 31.99 Sep 2025 | quarterly | Dec 2002 - Sep 2025 |
| Brazil (%) | 53.76 Dec 2025 | quarterly | Mar 2012 - Dec 2025 |
| Brunei (%) | 28.98 Sep 2025 | quarterly | Dec 2013 - Sep 2025 |
| Bulgaria (%) | 52.42 Sep 2025 | quarterly | Dec 2005 - Sep 2025 |
| Cambodia (%) | 122.61 2023 | yearly | 2010 - 2023 |
| Canada (%) | 209.76 Dec 2025 | quarterly | Mar 1969 - Dec 2025 |
| Chile (%) | 67.17 Sep 2025 | quarterly | Mar 2012 - Sep 2025 |
| China (%) | 198.85 Sep 2025 | quarterly | Dec 1992 - Sep 2025 |
| Colombia (%) | 38.61 Sep 2025 | quarterly | Dec 2005 - Sep 2025 |
| Croatia (%) | 49.20 Dec 2025 | quarterly | Dec 2008 - Dec 2025 |
| Cyprus (%) | 54.24 Dec 2025 | quarterly | Dec 2005 - Dec 2025 |
| Czech Republic (%) | 47.80 Dec 2025 | quarterly | Mar 1997 - Dec 2025 |
| Denmark (%) | 28.79 Dec 2025 | quarterly | Dec 2013 - Dec 2025 |
| Ecuador (%) | 55.98 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Egypt (%) | 24.69 Jun 2025 | quarterly | Jun 2002 - Jun 2025 |
| Estonia (%) | 63.00 Dec 2025 | quarterly | Mar 1997 - Dec 2025 |
| European Union (%) | 77.00 Sep 2025 | quarterly | Sep 1997 - Sep 2025 |
| Finland (%) | 89.99 Dec 2025 | quarterly | Sep 1997 - Dec 2025 |
| France (%) | 105.87 Dec 2025 | quarterly | Mar 1980 - Dec 2025 |
| Georgia (%) | 64.99 Sep 2025 | quarterly | Dec 1996 - Sep 2025 |
| Germany (%) | 72.67 Dec 2025 | quarterly | Dec 1991 - Dec 2025 |
| Ghana (%) | 6.78 Mar 2025 | quarterly | Dec 2006 - Mar 2025 |
| Greece (%) | 51.53 Jun 2025 | quarterly | Mar 2001 - Jun 2025 |
| Hong Kong SAR, China (%) | 187.31 Dec 2025 | quarterly | Dec 1973 - Dec 2025 |
| Hungary (%) | 54.17 Sep 2025 | quarterly | Dec 2015 - Sep 2025 |
| Iceland (%) | 88.11 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| India (%) | 51.51 Mar 2022 | quarterly | Mar 1997 - Mar 2022 |
| Indonesia (%) | 30.71 Dec 2025 | quarterly | Mar 2002 - Dec 2025 |
| Iran (%) | 57.83 2016 | yearly | 1961 - 2016 |
| Ireland (%) | 22.06 Sep 2025 | quarterly | Mar 2003 - Sep 2025 |
| Israel (%) | 113.14 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Italy (%) | 57.20 Dec 2025 | quarterly | Jun 1998 - Dec 2025 |
| Ivory Coast (%) | 22.54 2024 | yearly | 2016 - 2024 |
| Japan (%) | 114.70 Sep 2025 | quarterly | Dec 2001 - Sep 2025 |
| Jordan (%) | 70.82 Sep 2025 | quarterly | Mar 2002 - Sep 2025 |
| Kazakhstan (%) | 27.29 Sep 2025 | quarterly | Mar 1996 - Sep 2025 |
| Kenya (%) | 27.48 Jun 2025 | quarterly | Dec 2009 - Jun 2025 |
| South Korea (%) | 141.74 Sep 2025 | quarterly | Mar 1991 - Sep 2025 |
| Kosovo (%) | 59.07 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Kuwait (%) | 104.26 Sep 2025 | quarterly | Dec 2010 - Sep 2025 |
| Kyrgyzstan (%) | 26.31 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Laos (%) | 56.96 2024 | yearly | 2012 - 2024 |
| Latvia (%) | 30.61 Dec 2025 | quarterly | Sep 2003 - Dec 2025 |
| Lebanon (%) | 102.16 2017 | yearly | 1988 - 2017 |
| Lithuania (%) | 38.82 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Luxembourg (%) | 80.83 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Macau SAR, China (%) | 120.62 Dec 2025 | quarterly | Dec 2001 - Dec 2025 |
| North Macedonia (%) | 52.65 Dec 2025 | quarterly | Mar 2003 - Dec 2025 |
| Malawi (%) | 7.49 2023 | yearly | 2017 - 2023 |
| Malaysia (%) | 117.90 Dec 2025 | quarterly | Dec 2001 - Dec 2025 |
| Malta (%) | 63.79 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Mauritius (%) | 70.09 Jun 2025 | quarterly | Dec 2001 - Jun 2025 |
| Mexico (%) | 21.17 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Moldova (%) | 27.01 Jun 2025 | quarterly | Mar 2000 - Jun 2025 |
| Mongolia (%) | 47.99 Dec 2025 | quarterly | Dec 2010 - Dec 2025 |
| Montenegro (%) | 49.09 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Morocco (%) | 51.64 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Mozambique (%) | 16.84 2024 | yearly | 2001 - 2024 |
| Myanmar (%) | 28.98 2020 | yearly | 1960 - 2020 |
| Nepal (%) | 74.44 2024 | yearly | 2003 - 2024 |
| Netherlands (%) | 81.52 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| New Zealand (%) | 136.73 Sep 2025 | quarterly | Mar 1988 - Sep 2025 |
| Nigeria (%) | 15.41 Jun 2024 | quarterly | Dec 2010 - Jun 2024 |
| Norway (%) | 118.12 Dec 2025 | quarterly | Mar 1996 - Dec 2025 |
| Oman (%) | 52.57 Sep 2025 | quarterly | Dec 2005 - Sep 2025 |
| Pakistan (%) | 9.55 2024 | yearly | 2005 - 2024 |
| Palestinian Territory (%) | 55.05 Sep 2025 | quarterly | Dec 2013 - Sep 2025 |
| Panama (%) | 68.25 Jun 2025 | quarterly | Dec 2007 - Jun 2025 |
| Paraguay (%) | 40.85 Sep 2023 | quarterly | Dec 1994 - Sep 2023 |
| Peru (%) | 31.58 Sep 2025 | quarterly | Mar 1992 - Sep 2025 |
| Philippines (%) | 51.80 Dec 2025 | quarterly | Dec 2001 - Dec 2025 |
| Poland (%) | 32.90 Dec 2025 | quarterly | Dec 2009 - Dec 2025 |
| Portugal (%) | 71.30 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Qatar (%) | 117.34 Sep 2025 | quarterly | Dec 2011 - Sep 2025 |
| Romania (%) | 22.51 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| Russia (%) | 54.92 Dec 2023 | quarterly | Sep 2002 - Dec 2023 |
| Saudi Arabia (%) | 64.59 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Serbia (%) | 35.36 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Singapore (%) | 127.25 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Slovakia (%) | 60.76 Sep 2025 | quarterly | Mar 2009 - Sep 2025 |
| Slovenia (%) | 36.03 Dec 2025 | quarterly | Dec 2004 - Dec 2025 |
| South Africa (%) | 67.94 Sep 2025 | quarterly | Mar 1965 - Sep 2025 |
| Spain (%) | 70.31 Dec 2025 | quarterly | Mar 2003 - Dec 2025 |
| Sri Lanka (%) | 26.04 Dec 2024 | quarterly | Dec 2010 - Dec 2024 |
| Sudan (%) | 5.64 2022 | yearly | 1960 - 2022 |
| Sweden (%) | 124.09 Dec 2025 | quarterly | Dec 1991 - Dec 2025 |
| Switzerland (%) | 160.61 Dec 2025 | quarterly | Dec 1996 - Dec 2025 |
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| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -3.4 Sep 2025 | quarterly | Dec 1999 - Sep 2025 |
| Consolidated Fiscal Balance (USD mn) | -1,195.774 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Tax Revenue (USD mn) | 22,754.077 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Tax Revenue: % of GDP (%) | 27.8 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| National Government Debt (USD mn) | 289,404.3 Jun 2025 | quarterly | Mar 2000 - Jun 2025 |
| Government Debt: % of GDP (%) | 86.9 Sep 2025 | quarterly | Mar 2000 - Sep 2025 |
| Forecast: Government Expenditure (EUR bn) | 186.494 2030 | yearly | 1980 - 2030 |
| Forecast: Government Net Debt (EUR bn) | 309.778 2030 | yearly | 1980 - 2030 |
| Forecast: Government Revenue (EUR bn) | 175.335 2030 | yearly | 1980 - 2030 |
| General Government (GG): Revenue (EUR mn) | 35,020.000 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| GG: Net Lending/Net Borrowing (EUR mn) | -4,276.000 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| GG: Expenditure (EUR mn) | 42,266.000 Dec 2024 | quarterly | Mar 1999 - Dec 2024 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 2.000 2030 | yearly | 1981 - 2030 |
| Trade Balance (USD mn) | -245.9 Dec 2025 | monthly | Jan 1992 - Dec 2025 |
| Total Exports (USD mn) | 6,818.9 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| Total Exports Growth (%) | -6.4 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Aluminum: Exports (USD th) | 135,600.152 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 2,017,109.121 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 358,311.799 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 7,330.5 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Total Imports Growth (%) | 5.7 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Imports: Medicament (USD th) | 1,931,939.585 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 743,179.622 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 619.508 Dec 2025 | monthly | Apr 1964 - Dec 2025 |
| Total Imports from USA (USD mn) | 378.946 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Total Exports to China (USD mn) | 348.453 Dec 2025 | monthly | Feb 1981 - Dec 2025 |
| Total Imports from China (USD mn) | 659.539 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Exports: North America: United States of America (EUR) | 529,041,939.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Exports: Europe: Sweden (EUR) | 681,410,843.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Exports: Europe: Netherlands (EUR) | 436,666,250.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Exports: Europe: Russia (EUR) | 38,334,543.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Exports: SITC (EUR) | 6,059,242,216.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Exports: Europe: Germany (EUR) | 499,322,795.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Exports: sa (EUR mn) | 6,456.057 Oct 2025 | monthly | Jan 1999 - Oct 2025 |
| Exports: SITC: BM: Paper, Paperboard and Articles Thereof (EUR) | 494,508,227.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Exports: SITC: Basic Manufactures (BM) (EUR) | 1,274,893,585.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Exports: SITC: Machinery, Transport Equipment (MT) (EUR) | 1,899,623,077.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Exports: SITC: Chemicals and Related Products (CP) (EUR) | 769,000,879.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Imports: Europe: Netherlands (EUR) | 324,775,408.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Imports: Europe: Germany (EUR) | 828,528,423.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Imports: Europe: Sweden (EUR) | 686,416,261.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Imports: Rest of Asia: China (EUR) | 563,227,136.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Imports: Europe: Russia (EUR) | 74,540,911.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Imports: sa (EUR mn) | 6,053.629 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| Imports: SITC: BM: Iron and Steel (EUR) | 122,736,680.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Imports: SITC: Chemicals and Related Products (CP) (EUR) | 694,711,447.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Imports: SITC: Food and Live Animals (FA) (EUR) | 498,811,551.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Imports: SITC: MF: Petroleum and Products (EUR) | 652,280,591.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Imports: SITC: Machinery, Transport Equipment (MT) (EUR) | 2,248,430,561.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Imports: SITC (EUR) | 6,249,141,833.000 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Exports: SITC: MT: Telecommunication, Sound Recording Equipment (EUR) | 50,003,220.00 Feb 2018 | monthly | Jan 1996 - Feb 2018 |
| BOF Forecast: Imports Volume Index: 2015=100 (2015=100) | 136.000 2028 | yearly | 2020 - 2028 |
| Import Value Index (2015=100) | 142.272 2021 | yearly | 1995 - 2021 |
| Export Value Index (2015=100) | 137.035 2021 | yearly | 1995 - 2021 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 1.4 Sep 2025 | quarterly | Dec 2014 - Sep 2025 |
| Household Debt: % of GDP (%) | 74.1 2024 | yearly | 1995 - 2024 |
| Non-Performing Loans (USD mn) | 8,877.528 Sep 2025 | quarterly | Dec 2014 - Sep 2025 |
| Money Supply M1 (USD mn) | 171,626.771 Jan 2026 | monthly | Jan 1980 - Jan 2026 |
| Money Supply M2 (USD mn) | 199,422.320 Jan 2026 | monthly | Jan 1980 - Jan 2026 |
| M2 Growth (%) | 4.8 Jan 2026 | monthly | Jan 1981 - Jan 2026 |
| Reserve Requirement Ratio (%) | 1.0 Feb 2026 | monthly | Jan 1999 - Feb 2026 |
| Foreign Exchange Reserves (USD mn) | 10,399.4 Jan 2026 | monthly | Jan 2000 - Jan 2026 |
| Foreign Exchange Reserves: % of GDP (%) | 3.221 Dec 2025 | quarterly | Mar 2000 - Dec 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 1.4 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Gold Reserves (USD mn) | 7,127.434 Jan 2026 | monthly | Jan 1970 - Jan 2026 |
| Total Deposits (USD mn) | 266,836.498 Jan 2026 | monthly | Jan 1999 - Jan 2026 |
| Total Deposits Growth (%) | 9.7 Jan 2026 | monthly | Jan 2000 - Jan 2026 |
| Domestic Credit (USD mn) | 0.0 May 2025 | monthly | Jan 1999 - May 2025 |
| Domestic Credit Growth (%) | -100.0 May 2025 | monthly | Jan 2000 - May 2025 |
| Debt Service Ratio: Households (%) | 7.800 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 18.700 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Credit to Households (USD bn) | 206.233 Jun 2025 | quarterly | Dec 1970 - Jun 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 581.967 Jun 2025 | quarterly | Dec 1970 - Jun 2025 |
| Household Debt (USD mn) | 211,788.7 2024 | yearly | 1995 - 2024 |
| Total Loans (USD mn) | 353,005.095 Jan 2026 | monthly | Dec 1998 - Jan 2026 |
| Total Loans Growth (%) | 5.54 Jan 2026 | monthly | Dec 1999 - Jan 2026 |
| Private Debt: % of Nominal GDP (%) | 89.99 Dec 2025 | quarterly | Sep 1997 - Dec 2025 |
| Monetary Aggregates: M3: M2 (EUR mn) | 167,793.286 Jan 2026 | monthly | Jan 1980 - Jan 2026 |
| Monetary Aggregates: M3 (EUR mn) | 212,676.000 Jan 2026 | monthly | Jan 1980 - Jan 2026 |
| Monetary Aggregates: M3: M2: M1: Overnight Deposits (EUR mn) | 144,406.202 Jan 2026 | monthly | Jan 1980 - Jan 2026 |
| Currency in Circulation (EUR mn) | 26,929.888 Jan 2026 | monthly | Jan 1980 - Jan 2026 |
| Official Reserve Assets (EUR mn) | 19,563.000 Jan 2026 | monthly | Jan 2000 - Jan 2026 |
| Official Reserve Assets: Foreign Currency Reserve (EUR mn) | 8,531.000 Jan 2026 | monthly | Jan 2000 - Jan 2026 |
| Official Reserve Assets: Gold: incl Gold Deposits and Gold Swapped (EUR mn) | 1,767.000 Dec 2018 | monthly | Jan 2000 - Dec 2018 |
| MFIs Deposits: Euro Area (EUR mn) | 224,515.355 Jan 2026 | monthly | Jan 1999 - Jan 2026 |
| MFIs Deposits: Euro Area: in EUR: NF: Households (EUR mn) | 120,319.519 Jan 2026 | monthly | Sep 1997 - Jan 2026 |
| MFIs Loans: Euro Area (EUR mn) | 297,017.329 Jan 2026 | monthly | Dec 1998 - Jan 2026 |
| MFIs Loans: Euro Area: in EUR: NF: Households incl NPISH (EUR mn) | 143,137.158 Jan 2026 | monthly | Sep 1997 - Jan 2026 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 9.7 Feb 2026 | monthly | Jan 1994 - Feb 2026 |
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