Ecuador Private Debt: % of Nominal GDP
2004 - 2023 | Quarterly | % | CEIC Data
Key information about Ecuador Private Debt: % of Nominal GDP
- Ecuador Private Debt accounted for 52.10 % of its Nominal GDP in Mar 2023, compared with a ratio of 51.32 % in the previous quarter
- Ecuador Private Debt contribution to Nominal GDP ratio is updated quarterly, available from Mar 2004 to Mar 2023, with an average share of 27.72 %
- The data reached an all-time high of 52.10 % in Mar 2023 and a record low of 17.22 % in Mar 2004
CEIC calculates quarterly Private Debt as % of Nominal GDP from monthly Private Debt and quarterly Nominal GDP. The Central Bank of Ecuador provides Private Debt in USD and Nominal GDP in USD.
View Ecuador's Private Debt: % of Nominal GDP from Mar 2004 to Mar 2023 in the chart:
What was Ecuador's Private Debt: % of Nominal GDP in Mar 2023?
Ecuador Private Debt accounted for 52.10 % of its Nominal GDP in Mar 2023, compared with a ratio of 51.32 % in the previous quarter See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 52.10 Mar 2023 | 51.32 Dec 2022 | 17.22 Mar 2004 | 52.10 Mar 2023 | % | quarterly | Mar 2004 - Mar 2023 |
Private Debt: % of Nominal GDP by Country Comparison
Buy Selected Data
Includes Private Debt: % of Nominal GDP on 115 economies standardised by CEIC. Instant access to full history data in excel.
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 30.80 Mar 2023 | quarterly | Dec 2008 - Mar 2023 |
| Algeria (%) | 21.89 Sep 2022 | quarterly | Jun 2006 - Sep 2022 |
| Argentina (%) | 11.60 Jun 2023 | quarterly | Dec 2004 - Jun 2023 |
| Armenia (%) | 45.52 Jun 2023 | quarterly | Dec 2000 - Jun 2023 |
| Australia (%) | 125.60 Jun 2023 | quarterly | Mar 1990 - Jun 2023 |
| Austria (%) | 93.09 Jun 2023 | quarterly | Dec 1998 - Jun 2023 |
| Azerbaijan (%) | 17.83 Mar 2023 | quarterly | Dec 2001 - Mar 2023 |
| Bahrain (%) | 65.47 Mar 2023 | quarterly | Mar 2008 - Mar 2023 |
| Bangladesh (%) | 33.49 2023 | yearly | 1974 - 2023 |
| Belarus (%) | 16.51 Jun 2023 | quarterly | Dec 2006 - Jun 2023 |
| Belgium (%) | 70.86 Jun 2023 | quarterly | Mar 1999 - Jun 2023 |
| Bolivia (%) | 70.72 Mar 2023 | quarterly | Dec 1997 - Mar 2023 |
| Bosnia and Herzegovina (%) | 43.49 Mar 2023 | quarterly | Dec 2008 - Mar 2023 |
| Botswana (%) | 27.55 Mar 2023 | quarterly | Dec 2002 - Mar 2023 |
| Brazil (%) | 50.42 Jun 2023 | quarterly | Mar 2012 - Jun 2023 |
| Brunei (%) | 23.90 Mar 2023 | quarterly | Dec 2013 - Mar 2023 |
| Bulgaria (%) | 48.86 Jun 2023 | quarterly | Dec 2005 - Jun 2023 |
| Cambodia (%) | 151.50 2022 | yearly | 2008 - 2022 |
| Canada (%) | 219.40 Jun 2023 | quarterly | Mar 1969 - Jun 2023 |
| Chile (%) | 75.23 Jun 2023 | quarterly | Sep 2012 - Jun 2023 |
| China (%) | 193.69 Jun 2023 | quarterly | Dec 1992 - Jun 2023 |
| Colombia (%) | 43.18 Mar 2023 | quarterly | Dec 2005 - Mar 2023 |
| Croatia (%) | 50.00 Jun 2023 | quarterly | Dec 2008 - Jun 2023 |
| Cyprus (%) | 71.64 Jun 2023 | quarterly | Dec 2005 - Jun 2023 |
| Czech Republic (%) | 49.08 Mar 2023 | quarterly | Mar 1997 - Mar 2023 |
| Denmark (%) | 27.53 Mar 2023 | quarterly | Dec 2013 - Mar 2023 |
| Ecuador (%) | 52.10 Mar 2023 | quarterly | Mar 2004 - Mar 2023 |
| Egypt (%) | 27.61 Dec 2022 | quarterly | Jun 2002 - Dec 2022 |
| Estonia (%) | 56.64 Jun 2023 | quarterly | Mar 1997 - Jun 2023 |
| European Union (%) | 85.04 Jun 2023 | quarterly | Sep 1997 - Jun 2023 |
| Finland (%) | 90.61 Jun 2023 | quarterly | Sep 1997 - Jun 2023 |
| France (%) | 112.27 Jun 2023 | quarterly | Mar 1980 - Jun 2023 |
| Georgia (%) | 61.06 Jun 2023 | quarterly | Dec 1996 - Jun 2023 |
| Germany (%) | 79.37 Jun 2023 | quarterly | Dec 1991 - Jun 2023 |
| Ghana (%) | 10.56 Mar 2023 | quarterly | Dec 2013 - Mar 2023 |
| Greece (%) | 52.77 Jun 2023 | quarterly | Mar 2001 - Jun 2023 |
| Hong Kong SAR, China (%) | 224.68 Mar 2023 | quarterly | Dec 1973 - Mar 2023 |
| Hungary (%) | 56.11 Jun 2023 | quarterly | Dec 2015 - Jun 2023 |
| Iceland (%) | 94.04 Jun 2023 | quarterly | Dec 1995 - Jun 2023 |
| India (%) | 51.79 Mar 2022 | quarterly | Mar 1997 - Mar 2022 |
| Indonesia (%) | 28.72 Jun 2023 | quarterly | Mar 2002 - Jun 2023 |
| Iran (%) | 60.30 2016 | yearly | 1961 - 2016 |
| Ireland (%) | 25.55 Mar 2023 | quarterly | Mar 2003 - Mar 2023 |
| Israel (%) | 111.19 Mar 2023 | quarterly | Dec 1995 - Mar 2023 |
| Italy (%) | 66.84 Jun 2023 | quarterly | Jun 1998 - Jun 2023 |
| Ivory Coast (%) | 21.10 2022 | yearly | 2016 - 2022 |
| Japan (%) | 121.03 Mar 2023 | quarterly | Dec 2001 - Mar 2023 |
| Jordan (%) | 86.26 Mar 2023 | quarterly | Mar 2002 - Mar 2023 |
| Kazakhstan (%) | 23.87 Dec 2022 | quarterly | Mar 1996 - Dec 2022 |
| Kenya (%) | 30.13 Dec 2022 | quarterly | Dec 2009 - Dec 2022 |
| South Korea (%) | 176.84 Jun 2023 | quarterly | Mar 1991 - Jun 2023 |
| Kosovo (%) | 49.30 Mar 2023 | quarterly | Dec 2010 - Mar 2023 |
| Kuwait (%) | 134.08 Dec 2020 | quarterly | Dec 2010 - Dec 2020 |
| Kyrgyzstan (%) | 22.09 Jun 2023 | quarterly | Dec 2003 - Jun 2023 |
| Laos (%) | 54.41 2022 | yearly | 2012 - 2022 |
| Latvia (%) | 25.56 Jun 2023 | quarterly | Sep 2003 - Jun 2023 |
| Lebanon (%) | 102.16 2017 | yearly | 1988 - 2017 |
| Lithuania (%) | 34.70 Jun 2023 | quarterly | Mar 2004 - Jun 2023 |
| Luxembourg (%) | 95.99 Mar 2023 | quarterly | Mar 1999 - Mar 2023 |
| Macau SAR, China (%) | 234.48 Jun 2023 | quarterly | Dec 2001 - Jun 2023 |
| North Macedonia (%) | 51.20 Jun 2023 | quarterly | Mar 2009 - Jun 2023 |
| Malawi (%) | 8.35 2022 | yearly | 2017 - 2022 |
| Malaysia (%) | 114.32 Jun 2023 | quarterly | Dec 2001 - Jun 2023 |
| Malta (%) | 70.70 Jun 2023 | quarterly | Dec 2003 - Jun 2023 |
| Mauritius (%) | 60.35 Mar 2023 | quarterly | Dec 2018 - Mar 2023 |
| Mexico (%) | 19.16 Jun 2023 | quarterly | Mar 2004 - Jun 2023 |
| Moldova (%) | 21.62 Jun 2023 | quarterly | Mar 2000 - Jun 2023 |
| Mongolia (%) | 41.02 Jun 2023 | quarterly | Dec 2010 - Jun 2023 |
| Montenegro (%) | 47.60 Mar 2023 | quarterly | Dec 2010 - Mar 2023 |
| Morocco (%) | 59.86 Mar 2023 | quarterly | Dec 2007 - Mar 2023 |
| Mozambique (%) | 23.73 2021 | yearly | 2001 - 2021 |
| Myanmar (%) | 27.73 2020 | yearly | 1960 - 2020 |
| Nepal (%) | 78.22 2022 | yearly | 2003 - 2022 |
| Netherlands (%) | 87.21 Jun 2023 | quarterly | Dec 1995 - Jun 2023 |
| New Zealand (%) | 141.95 Mar 2023 | quarterly | Mar 1988 - Mar 2023 |
| Nigeria (%) | 12.94 Dec 2022 | quarterly | Dec 2010 - Dec 2022 |
| Norway (%) | 111.09 Jun 2023 | quarterly | Mar 1996 - Jun 2023 |
| Oman (%) | 44.96 Mar 2023 | quarterly | Dec 2005 - Mar 2023 |
| Pakistan (%) | 9.41 2023 | yearly | 2005 - 2023 |
| Palestinian Territory (%) | 47.16 Mar 2023 | quarterly | Dec 2013 - Mar 2023 |
| Panama (%) | 78.23 Sep 2022 | quarterly | Dec 2007 - Sep 2022 |
| Paraguay (%) | 39.77 Mar 2023 | quarterly | Dec 1994 - Mar 2023 |
| Peru (%) | 30.72 Dec 2022 | quarterly | Mar 1992 - Dec 2022 |
| Philippines (%) | 46.92 Jun 2023 | quarterly | Dec 2001 - Jun 2023 |
| Poland (%) | 35.77 Jun 2023 | quarterly | Dec 2009 - Jun 2023 |
| Portugal (%) | 80.69 Jun 2023 | quarterly | Dec 1995 - Jun 2023 |
| Qatar (%) | 97.03 Mar 2023 | quarterly | Dec 2011 - Mar 2023 |
| Romania (%) | 23.92 Jun 2023 | quarterly | Mar 2007 - Jun 2023 |
| Russia (%) | 55.76 Jun 2023 | quarterly | Sep 2002 - Jun 2023 |
| Saudi Arabia (%) | 58.44 Jun 2023 | quarterly | Dec 2003 - Jun 2023 |
| Serbia (%) | 38.81 Mar 2023 | quarterly | Mar 2004 - Mar 2023 |
| Singapore (%) | 138.46 Jun 2023 | quarterly | Mar 2004 - Jun 2023 |
| Slovakia (%) | 64.65 Jun 2023 | quarterly | Mar 2009 - Jun 2023 |
| Slovenia (%) | 37.66 Jun 2023 | quarterly | Dec 2004 - Jun 2023 |
| South Africa (%) | 66.81 Jun 2023 | quarterly | Mar 1965 - Jun 2023 |
| Spain (%) | 83.78 Jun 2023 | quarterly | Mar 2003 - Jun 2023 |
| Sri Lanka (%) | 27.42 Mar 2023 | quarterly | Dec 2010 - Mar 2023 |
| Sudan (%) | 5.64 2022 | yearly | 1960 - 2022 |
| Sweden (%) | 128.72 Jun 2023 | quarterly | Dec 1991 - Jun 2023 |
| Switzerland (%) | 167.99 Jun 2023 | quarterly | Dec 1996 - Jun 2023 |
Accurate Macro & Micro Economic Data You Can Trust
Explore the most complete set of 6.6 million time series covering more than 200 economies, 20 industries and 18 macroeconomic sectors.
Learn more about what we doEcuador Key Series
Buy Selected Data
Includes 183 key indicators for Ecuador, curated by CEIC analysts. Instant access to full history data in excel.
| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -0.6 Mar 2023 | quarterly | Dec 2000 - Mar 2023 |
| Consolidated Fiscal Balance (USD mn) | 306.125 Jun 2023 | quarterly | Mar 2000 - Jun 2023 |
| Tax Revenue (USD mn) | 4,078.019 Jun 2023 | quarterly | Mar 2000 - Jun 2023 |
| Tax Revenue: % of GDP (%) | 13.1 Mar 2023 | quarterly | Mar 2000 - Mar 2023 |
| National Government Debt (USD mn) | 74,726.4 Jun 2023 | quarterly | Dec 2005 - Jun 2023 |
| Government Debt: % of GDP (%) | 65.1 Mar 2023 | quarterly | Dec 2005 - Mar 2023 |
| Forecast: Government Expenditure (USD bn) | 41.946 2022 | yearly | 1995 - 2022 |
| Forecast: Government Net Debt (USD bn) | 66.678 2022 | yearly | 2001 - 2022 |
| Forecast: Government Revenue (USD bn) | 42.032 2022 | yearly | 1995 - 2022 |
| Central Government: Finance (USD mn) | 470.410 Jul 2023 | monthly | Jan 2006 - Jul 2023 |
| Central Government: Balance (USD mn) | -470.410 Jul 2023 | monthly | Jan 2006 - Jul 2023 |
| Central Government: Expenditure excl Amortization (USD mn) | 1,802.770 Jul 2023 | monthly | Jan 2006 - Jul 2023 |
| Central Government: Revenue (USD mn) | 1,332.360 Jul 2023 | monthly | Jan 2006 - Jul 2023 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 1.962 2028 | yearly | 1980 - 2028 |
| Trade Balance (USD mn) | 256.5 Jun 2023 | monthly | Mar 1992 - Jun 2023 |
| Total Exports (USD mn) | 2,528.2 Apr 2023 | monthly | Jan 1965 - Apr 2023 |
| Total Exports Growth (%) | -5.7 Jul 2023 | monthly | Jan 1966 - Jul 2023 |
| Aluminum: Exports (USD th) | 65,385.665 2022 | yearly | 1995 - 2022 |
| Exports: Medicament (USD th) | 24,074.538 2022 | yearly | 1995 - 2022 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 6,882.325 2022 | yearly | 1995 - 2022 |
| Total Imports (USD mn) | 2,484.7 Jul 2023 | monthly | Jan 1957 - Jul 2023 |
| Total Imports Growth (%) | -8.0 Jul 2023 | monthly | Jan 1958 - Jul 2023 |
| Imports: Medicament (USD th) | 958,068.888 2022 | yearly | 1995 - 2022 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 529,529.069 2022 | yearly | 1995 - 2022 |
| Total Exports to USA (USD mn) | 618.077 Jul 2023 | monthly | Jan 2007 - Jul 2023 |
| Total Imports from USA (USD mn) | 483.092 Jul 2023 | monthly | Jan 1973 - Jul 2023 |
| Total Exports to China (USD mn) | 457.911 Jul 2023 | monthly | Jan 2007 - Jul 2023 |
| Total Imports from China (USD mn) | 479.421 Jul 2023 | monthly | May 1992 - Jul 2023 |
| Terms of Trade Index: 2007=100 (2007=100) | 90.508 Jun 2023 | monthly | Jan 2014 - Jun 2023 |
| Exports: FOB: Petroleum: Crude Petroleum (USD th) | 640,853.948 Jul 2023 | monthly | Jan 2005 - Jul 2023 |
| Exports: FOB: Non Petroleum: Traditional: Bananas And Plane Tree (USD th) | 304,858.051 Jul 2023 | monthly | Jan 2005 - Jul 2023 |
| Exports: FOB: America: United States (USD mn) | 618.077 Jul 2023 | monthly | Jan 2007 - Jul 2023 |
| Exports: FOB: Asia: People's Republic of China (USD mn) | 457.911 Jul 2023 | monthly | Jan 2007 - Jul 2023 |
| Exports: FOB: America: ALADI: Panama (USD mn) | 415.732 Jul 2023 | monthly | Jan 2012 - Jul 2023 |
| Imports: CIF: Consumer Goods: Non Durable (USD th) | 326,351.966 Jul 2023 | monthly | Jan 2005 - Jul 2023 |
| Imports: CIF: Fuels And Lubricants (USD th) | 568,308.114 Jul 2023 | monthly | Jan 2005 - Jul 2023 |
| Imports: CIF: America: ALADI: Panama (USD mn) | 331.003 Jul 2023 | monthly | Mar 2019 - Jul 2023 |
| Imports: CIF: Asia: People's Republic of China (USD mn) | 324.160 Jan 2020 | monthly | Jan 2010 - Jan 2020 |
| Balance of Payments | Last | Frequency | Range |
|---|---|---|---|
| Current Account Balance (USD mn) | 354.5 Dec 2022 | quarterly | Mar 1993 - Dec 2022 |
| Current Account Balance: % of GDP (%) | 1.5 Mar 2023 | quarterly | Mar 1993 - Mar 2023 |
| Foreign Direct Investment (USD mn) | 17.2 Mar 2023 | quarterly | Mar 1993 - Mar 2023 |
| Foreign Direct Investment: % of GDP (%) | -0.3 Dec 2022 | quarterly | Mar 1993 - Dec 2022 |
| Foreign Portfolio Investment (USD mn) | 24.084 Mar 2023 | quarterly | Mar 1999 - Mar 2023 |
| Foreign Portfolio Investment: % of GDP (%) | 0.1 Mar 2023 | quarterly | Mar 1999 - Mar 2023 |
| Foreign Portfolio Investment: Equity Securities (USD mn) | 0.4 Dec 2022 | quarterly | Mar 1999 - Dec 2022 |
| Foreign Portfolio Investment: Debt Securities (USD mn) | 23.821 Mar 2023 | quarterly | Mar 1999 - Mar 2023 |
| External Debt (USD mn) | 57,532.4 Jul 2023 | monthly | Jan 1994 - Jul 2023 |
| External Debt: % of GDP (%) | 52.0 2022 | yearly | 1970 - 2022 |
| External Debt: Short Term (USD mn) | 1,270.9 Mar 2023 | quarterly | Mar 2004 - Mar 2023 |
| External Debt: Short Term: % of GDP (%) | 1.5 2022 | yearly | 1970 - 2022 |
| Forecast: Current Account Balance (USD bn) | 2.942 2028 | yearly | 1980 - 2028 |
| Net International Investment Position (USD) | -24,843,520,753.936 Dec 2022 | quarterly | Mar 2016 - Dec 2022 |
| BoP: CA: Goods & Services: Goods (USD mn) | 325.755 Dec 2022 | quarterly | Mar 2016 - Dec 2022 |
| BoP: CA: Goods & Services: Services (USD mn) | -734.195 Sep 2022 | quarterly | Mar 2016 - Sep 2022 |
| External Debt: Private (USD mn) | 10,690.093 Jul 2023 | monthly | Jan 1994 - Jul 2023 |
| External Debt: Public (USD mn) | 46,842.351 Jul 2023 | monthly | Jan 1994 - Jul 2023 |
| Foreign Direct Investment: BPM6 (USD th) | 17,176.901 Mar 2023 | quarterly | Mar 2016 - Mar 2023 |
| Foreign Direct Investment: Europe: Spain (USD th) | 88,442.667 Dec 2018 | quarterly | Mar 2002 - Dec 2018 |
| Foreign Direct Investment: Europe: Netherlands (USD th) | 23,806.340 Dec 2018 | quarterly | Mar 2002 - Dec 2018 |
| Foreign Direct Investment: Asia: China (USD th) | 12,350.723 Dec 2018 | quarterly | Mar 2002 - Dec 2018 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 5.4 Jul 2023 | monthly | Jan 2006 - Jul 2023 |
| Household Debt: % of GDP (%) | 15.6 Mar 2023 | quarterly | Dec 2006 - Mar 2023 |
| Non-Performing Loans (USD mn) | 3,325.786 Jul 2023 | monthly | Jan 2006 - Jul 2023 |
| Money Supply M1 (USD mn) | 29,579.505 Jul 2023 | monthly | Dec 2006 - Jul 2023 |
| Money Supply M2 (USD mn) | 76,563.011 Jul 2023 | monthly | Dec 2006 - Jul 2023 |
| M2 Growth (%) | 6.8 Jul 2023 | monthly | Dec 2007 - Jul 2023 |
| Reserve Requirement Ratio (%) | 2.0 Aug 2022 | monthly | Dec 2009 - Aug 2022 |
| Foreign Exchange Reserves (USD mn) | 4,206.1 Aug 2023 | monthly | Dec 1956 - Aug 2023 |
| Foreign Exchange Reserves: % of GDP (%) | 5.607 Dec 2022 | quarterly | Dec 2000 - Dec 2022 |
| Foreign Exchange Reserves: Months of Import (NA) | 1.9 Jul 2023 | monthly | Jan 2005 - Jul 2023 |
| Gold Reserves (USD mn) | 2,109.507 Aug 2023 | monthly | Dec 1956 - Aug 2023 |
| Total Deposits (USD mn) | 57,326.149 Jul 2023 | monthly | Jan 2006 - Jul 2023 |
| Total Deposits Growth (%) | 8.1 Jul 2023 | monthly | Jan 2007 - Jul 2023 |
| Domestic Credit (USD mn) | 67,827.0 Jul 2023 | monthly | Jan 2006 - Jul 2023 |
| Domestic Credit Growth (%) | 11.8 Jul 2023 | monthly | Jan 2007 - Jul 2023 |
| Household Debt (USD mn) | 19,145.5 Aug 2023 | monthly | Oct 2006 - Aug 2023 |
| Total Loans (USD mn) | 60,427.200 Jul 2023 | monthly | Jan 2006 - Jul 2023 |
| Total Loans Growth (%) | 11.97 Jul 2023 | monthly | Jan 2007 - Jul 2023 |
| Private Debt: % of Nominal GDP (%) | 52.10 Mar 2023 | quarterly | Mar 2004 - Mar 2023 |
| International Reserve: Net Currency Position (USD mn) | 4,206.102 Aug 2023 | monthly | Jan 2004 - Aug 2023 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | -17.6 Jul 2023 | monthly | Feb 2011 - Jul 2023 |
| Business Confidence Index: Commerce (May2007=100) | 2,200.300 Dec 2022 | monthly | May 2007 - Dec 2022 |
| Business Confidence Index: Global (May2007=100) | 1,694.300 Dec 2022 | monthly | May 2007 - Dec 2022 |
| Business Confidence Index: Services (May2007=100) | 1,444.800 Dec 2022 | monthly | May 2007 - Dec 2022 |
| Business Confidence Index: Industry (May2007=100) | 2,662.600 Dec 2022 | monthly | May 2007 - Dec 2022 |
| Business Confidence Index: Construction (May2007=100) | 478.600 Dec 2022 | monthly | May 2007 - Dec 2022 |
More Indicators for Ecuador
Request a demo of CEIC
CEIC’s economic databases cover over 200 global markets. Our Platform offers the most reliable macroeconomic data and advanced analytical tools.
Please note, product demos are not available for students. Please click here to find out more about the version of CEIC available for student users.
Monetary
Banking Survey
Deposits
Financial System: Deposit Money Banks: Annual
Financial System: Monetary: Annual
Financial System: Monetary: Quarterly
Financial System: Private: Loan Portfolio: Banks
International Liquidity
International Liquidity: Quarterly
Loan Portfolio: Private Financial System
Monetary Survey: Central Bank of Ecuador
Money Supply: Annual
Payment System
Reserve Requirement
Bank Loans
Credits
Financial Survey
Financial System: Monetary
Financial System: Monetary Authorities: Annual
Financial System: Nonbank Financial Institutions: Annual
Foreign Reserves
International Liquidity: Annual
International Reserve
Monetary Base
Money Supply
Net Foreign Assets
Private Financial System: Loan Portfolio