Brunei Household Debt: % of GDP

2013 - 2025 | Quarterly | % | CEIC Data

Key information about Brunei Household Debt: % of GDP

  • Brunei household debt accounted for 15.4 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 15.3 % in the previous quarter.
  • Brunei household debt to GDP ratio is updated quarterly, available from Dec 2013 to Dec 2025.
  • The data reached an all-time high of 19.4 % in Dec 2016 and a record low of 12.2 % in Dec 2022.

CEIC calculates quarterly Household Debt as % of Nominal GDP from quarterly Household Debt and quarterly Nominal GDP. Brunei Darussalam Central Bank provides Household Debt in local currency. The Department of Economic Planning and Statistics, Ministry of Finance and Economy provides Nominal GDP in local currency. Loans are used due to the lack of Flow of Funds statistics. Household Debt includes Vehicle, Credit Card, Consumer Durables, Home Improvement - Interior Decorations etc., General Consumption and Other Personal Loans, Land Purchases and Constructions, Housing Purchase and Home Improvement (Structural, Renovation, etc.). Household Debt covers Domestic loans only.


Related information about Brunei Household Debt: % of GDP

  • In the latest reports, Brunei Household Debt reached 2.3 USD bn in Sep 2025.
  • Brunei Foreign Exchange Reserves was measured at 4.1 USD bn in Dec 2025.
  • The Foreign Exchange Reserves equaled 5.3 Months of Import in Dec 2025.
  • Brunei Domestic Credit reached 5.0 USD bn in Dec 2024, representing an increased of 4.7 % YoY.
  • The country's Non Performing Loans Ratio stood at 1.7 % in Dec 2025, compared with the ratio of 1.9 % in the previous quarter.

View Brunei's Household Debt: % of GDP from Dec 2013 to Dec 2025 in the chart:

Brunei Household Debt: % of GDP

What was Brunei's Household Debt: % of GDP in Dec 2025?

Brunei household debt accounted for 15.4 % of the country's Nominal GDP in Dec 2025, compared with the ratio of 15.3 % in the previous quarter. See the table below for more data.

Last Previous Min Max Unit Frequency Range
15.4 Dec 2025 15.3 Sep 2025 12.2 Dec 2022 19.4 Dec 2016 % quarterly Dec 2013 - Dec 2025

Household Debt: % of GDP by Country Comparison

country/region Last Frequency Range
Albania (%) 14.1 Dec 2025 quarterly Sep 2007 - Dec 2025
Argentina (%) 6.7 Dec 2025 quarterly Dec 2004 - Dec 2025
Armenia (%) 32.9 Dec 2025 quarterly Dec 2000 - Dec 2025
Australia (%) 120.3 Jun 2025 quarterly Jun 1988 - Jun 2025
Austria (%) 42.2 Dec 2025 quarterly Mar 1999 - Dec 2025
Azerbaijan (%) 14.8 Dec 2025 quarterly Mar 2005 - Dec 2025
Belarus (%) 10.6 Dec 2025 quarterly Dec 2006 - Dec 2025
Belgium (%) 58.3 Dec 2025 quarterly Dec 1992 - Dec 2025
Bolivia (%) 11.4 Dec 2024 quarterly Sep 2010 - Dec 2024
Bosnia and Herzegovina (%) 25.6 Dec 2025 quarterly Dec 2008 - Dec 2025
Botswana (%) 21.3 Dec 2025 quarterly Dec 2002 - Dec 2025
Brunei (%) 15.4 Dec 2025 quarterly Dec 2013 - Dec 2025
Bulgaria (%) 30.1 2024 yearly 1995 - 2024
Cambodia (%) 27.2 2024 yearly 2008 - 2024
Canada (%) 99.5 Dec 2025 quarterly Mar 1969 - Dec 2025
Chile (%) 37.7 Sep 2025 quarterly Mar 2009 - Sep 2025
China (%) 60.4 Sep 2025 quarterly Mar 2007 - Sep 2025
Colombia (%) 29.5 Sep 2025 quarterly Dec 2015 - Sep 2025
Croatia (%) 33.8 Dec 2025 quarterly Dec 1995 - Dec 2025
Cyprus (%) 68.2 2025 yearly 1995 - 2025
Czech Republic (%) 33.5 Dec 2025 quarterly Mar 2004 - Dec 2025
Denmark (%) 89.8 2024 yearly 1994 - 2024
Ecuador (%) 35.4 Dec 2025 quarterly Mar 2007 - Dec 2025
Egypt (%) 7.2 Dec 2025 quarterly Dec 2002 - Dec 2025
Estonia (%) 40.6 Dec 2025 quarterly Dec 2003 - Dec 2025
European Union (%) 50.5 Dec 2025 quarterly Mar 1999 - Dec 2025
Finland (%) 72.7 2025 yearly 1995 - 2025
France (%) 59.9 2024 yearly 1977 - 2024
Georgia (%) 36.9 Mar 2023 quarterly Mar 2001 - Mar 2023
Germany (%) 48.7 Dec 2025 quarterly Dec 1991 - Dec 2025
Greece (%) 45.9 Dec 2025 quarterly Dec 1997 - Dec 2025
Hong Kong SAR, China (%) 87.6 Dec 2025 quarterly Mar 1982 - Dec 2025
Hungary (%) 21.7 Dec 2025 quarterly Dec 1995 - Dec 2025
Iceland (%) 70.7 Sep 2025 quarterly Dec 1995 - Sep 2025
India (%) 17.6 2025 yearly 1998 - 2025
Indonesia (%) 14.8 Mar 2026 quarterly Dec 2010 - Mar 2026
Ireland (%) 24.6 Dec 2025 quarterly Mar 2002 - Dec 2025
Israel (%) 42.8 Dec 2025 quarterly Dec 1995 - Dec 2025
Italy (%) 46.9 Sep 2025 quarterly Dec 1995 - Sep 2025
Japan (%) 61.2 Dec 2025 quarterly Dec 1997 - Dec 2025
Jordan (%) 69.7 Dec 2025 quarterly Mar 2002 - Dec 2025
Kazakhstan (%) 66.7 Dec 2025 quarterly Dec 1997 - Dec 2025
South Korea (%) 91.7 Dec 2025 quarterly Dec 2002 - Dec 2025
Kosovo (%) 25.4 Dec 2025 quarterly Dec 2010 - Dec 2025
Kuwait (%) 1.1 Dec 2025 quarterly Dec 2010 - Dec 2025
Kyrgyzstan (%) 12.3 Mar 2026 quarterly Dec 2000 - Mar 2026
Latvia (%) 23.1 Dec 2025 quarterly Mar 2004 - Dec 2025
Lithuania (%) 30.0 Sep 2025 quarterly Dec 1995 - Sep 2025
Luxembourg (%) 61.3 Dec 2025 quarterly Dec 1995 - Dec 2025
Macau SAR, China (%) 70.9 Mar 2026 quarterly Dec 2001 - Mar 2026
North Macedonia (%) 26.6 Dec 2025 quarterly Mar 2003 - Dec 2025
Malawi (%) 0.3 2011 yearly 2006 - 2011
Malaysia (%) 84.7 2025 yearly 2002 - 2025
Malta (%) 48.5 Dec 2025 quarterly Mar 2004 - Dec 2025
Mauritius (%) 20.6 Jun 2018 quarterly Mar 2009 - Jun 2018
Mexico (%) 17.4 Dec 2025 quarterly Dec 2000 - Dec 2025
Mongolia (%) 28.9 Dec 2025 quarterly Mar 2004 - Dec 2025
Montenegro (%) 29.2 Dec 2025 quarterly Mar 2007 - Dec 2025
Morocco (%) 22.0 2024 yearly 2001 - 2024
Netherlands (%) 97.2 Dec 2025 quarterly Mar 1999 - Dec 2025
New Zealand (%) 91.1 Dec 2025 quarterly Dec 1990 - Dec 2025
Norway (%) 90.2 Dec 2025 quarterly Dec 1995 - Dec 2025
Panama (%) 37.8 Dec 2025 quarterly Dec 2007 - Dec 2025
Peru (%) 15.1 Dec 2025 quarterly Mar 2001 - Dec 2025
Philippines (%) 13.6 Dec 2025 quarterly Mar 2008 - Dec 2025
Poland (%) 22.4 Dec 2025 quarterly Dec 2003 - Dec 2025
Portugal (%) 56.5 Dec 2025 quarterly Dec 2007 - Dec 2025
Romania (%) 15.3 Dec 2025 quarterly Dec 1995 - Dec 2025
Russia (%) 18.7 Dec 2025 quarterly Dec 2000 - Dec 2025
Saudi Arabia (%) 10.7 Dec 2025 quarterly Dec 2003 - Dec 2025
Serbia (%) 18.7 Dec 2025 quarterly Dec 2003 - Dec 2025
Singapore (%) 51.6 Dec 2025 quarterly Mar 1995 - Dec 2025
Slovakia (%) 46.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Slovenia (%) 28.2 Dec 2025 quarterly Mar 2004 - Dec 2025
South Africa (%) 41.2 Dec 2025 quarterly Mar 1969 - Dec 2025
Spain (%) 46.6 Dec 2025 quarterly Dec 1989 - Dec 2025
Sri Lanka (%) 6.6 Dec 2024 quarterly Dec 2010 - Dec 2024
Sweden (%) 86.2 Dec 2025 quarterly Mar 1996 - Dec 2025
Switzerland (%) 125.1 2025 yearly 1999 - 2025
Syria (%) 14.6 2011 yearly 2004 - 2011
Taiwan, China (%) 94.3 2024 yearly 2000 - 2024
Thailand (%) 86.7 Dec 2025 quarterly Mar 2003 - Dec 2025
Tunisia (%) 0.0 2020 yearly 2007 - 2020
Turkey (%) 10.5 Dec 2025 quarterly Dec 2014 - Dec 2025
Ukraine (%) 4.1 Dec 2025 quarterly Dec 2002 - Dec 2025
United Arab Emirates (%) 24.1 2024 yearly 2013 - 2024
United Kingdom (%) 78.0 Dec 2025 quarterly Mar 1987 - Dec 2025
United States (%) 60.3 Mar 2026 quarterly Mar 1999 - Mar 2026
Uruguay (%) 12.0 Dec 2025 quarterly Dec 2005 - Dec 2025
Venezuela (%) 3.4 2017 yearly 2004 - 2017

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Brunei Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -13.3 2024 yearly 1974 - 2024
Consolidated Fiscal Balance (USD mn) -2,030.104 2024 yearly 1972 - 2024
Tax Revenue (USD mn) 279.956 2024 yearly 2007 - 2024
Tax Revenue: % of GDP (%) 1.8 2024 yearly 2007 - 2024
Forecast: Government Expenditure (BND bn) 7.759 2031 yearly 1980 - 2031
Forecast: Government Net Debt (BND bn) 0.327 2031 yearly 1980 - 2031
Forecast: Government Revenue (BND bn) 5.353 2031 yearly 1980 - 2031
Govt Revenue: GO: Tax (BND mn) 374.620 2025 yearly 2008 - 2025
Govt Revenue: GO: Tax: Excise Duty Car (BND mn) 0.007 2025 yearly 2010 - 2025
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 4.478 2028 yearly 1980 - 2028
Trade Balance (USD mn) 400.7 Feb 2026 monthly Jan 2010 - Feb 2026
Total Exports (USD mn) 769.6 Feb 2026 monthly Jan 2010 - Feb 2026
Total Exports Growth (%) -13.2 Feb 2026 monthly Jan 2011 - Feb 2026
Aluminum: Exports (USD th) 1,167.752 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 1,359.885 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 298.903 2024 yearly 1995 - 2024
Total Imports (USD mn) 368.9 Feb 2026 monthly Jan 2010 - Feb 2026
Total Imports Growth (%) -30.2 Feb 2026 monthly Jan 2011 - Feb 2026
Imports: Medicament (USD th) 138,384.998 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 45,863.520 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 5.830 Jan 2026 monthly May 1990 - Jan 2026
Total Imports from USA (USD mn) 20.037 Feb 2026 monthly Jan 1981 - Feb 2026
Total Exports to China (USD mn) 163.369 Feb 2026 monthly Jan 1999 - Feb 2026
Total Imports from China (USD mn) 45.990 Feb 2026 monthly Jan 1981 - Feb 2026
Exports: Machinery & Transport Equipment (BND mn) 7.473 Feb 2026 monthly Dec 2012 - Feb 2026
Imports: Mineral Fuels (BND mn) 172.140 Feb 2026 monthly Dec 2012 - Feb 2026
Exports: Mineral Fuels (BND mn) 674.405 Feb 2026 monthly Dec 2012 - Feb 2026
Imports: Food (BND mn) 65.529 Feb 2026 monthly Dec 2012 - Feb 2026
Imports: Manufactured Goods (BND mn) 31.812 Feb 2026 monthly Dec 2012 - Feb 2026
Imports: Machinery & Transport Equipment (BND mn) 116.983 Feb 2026 monthly Dec 2012 - Feb 2026
Imports: Miscellaneous Manufactured Articles (BND mn) 25.496 Feb 2026 monthly Dec 2012 - Feb 2026
Exports: Japan (BND mn) 88.200 Feb 2026 monthly Jan 2013 - Feb 2026
Exports: Korea (BND mn) 36.000 Jan 2026 monthly Jan 2013 - Jan 2026
Exports: Thailand (BND mn) 107.700 Jan 2026 monthly Feb 2013 - Jan 2026
Imports: Malaysia (BND mn) 115.300 Feb 2026 monthly Jan 2013 - Feb 2026
Imports: Singapore (BND mn) 21.200 Feb 2026 monthly Jan 2013 - Feb 2026
Imports: China (BND mn) 58.300 Feb 2026 monthly Jan 2013 - Feb 2026
Imports: USA (BND mn) 25.400 Feb 2026 monthly Jan 2013 - Feb 2026
Imports: Thailand (BND mn) 8.300 Feb 2026 monthly Jan 2013 - Feb 2026
Export Volume Index (2015=100) 108.600 2023 yearly 2000 - 2023
Import Volume Index (2015=100) 162.400 2023 yearly 2000 - 2023
Export Value Index (2015=100) 176.600 2023 yearly 1980 - 2023
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) -97.6 2025 yearly 1970 - 2025
Current Account Balance (USD mn) 589.6 Dec 2025 quarterly Mar 2001 - Dec 2025
Current Account Balance: % of GDP (%) 14.8 Dec 2025 quarterly Mar 2013 - Dec 2025
Foreign Direct Investment (USD mn) 139.5 Dec 2025 quarterly Mar 2001 - Dec 2025
Foreign Direct Investment: % of GDP (%) 3.5 Dec 2025 quarterly Mar 2014 - Dec 2025
Forecast: Current Account Balance (USD bn) 3.290 2031 yearly 1981 - 2031
Current Account Balance: USD mn (USD mn) 2,707.498 2025 yearly 2001 - 2025
BoP: FA: Direct Investment: Brunei (USD mn) 61.806 2025 yearly 2001 - 2025
FDI: Wholesale & Retail Trade (BND mn) 27.800 2025 yearly 1999 - 2025
FDI: Financial Intermediation (BND mn) 23.600 2025 yearly 1999 - 2025
FDI: ASEAN: Malaysia (BND mn) 13.000 2025 yearly 1999 - 2025
FDI: EU: Netherlands (BND mn) -28.600 2025 yearly 1999 - 2025
FDI: Hong Kong (BND mn) 574.800 2025 yearly 1999 - 2025
FDI: Japan (BND mn) -37.100 2025 yearly 1999 - 2025
BN: BOP: Financial Account: Portfolio Investment: Net (USD mn) 729.174 2024 yearly 2001 - 2024
BN: BOP: Net Errors and Omissions (USD mn) -544.106 2024 yearly 2001 - 2024
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 1.7 Dec 2025 quarterly Mar 2011 - Dec 2025
Household Debt: % of GDP (%) 15.4 Dec 2025 quarterly Dec 2013 - Dec 2025
Non-Performing Loans (USD mn) 116.466 Dec 2025 quarterly Mar 2010 - Dec 2025
Money Supply M1 (USD mn) 5,090.092 Feb 2026 monthly Jan 1999 - Feb 2026
Money Supply M2 (USD mn) 13,967.672 Feb 2026 monthly Jan 1999 - Feb 2026
Reserve Requirement Ratio (%) 5.0 Apr 2026 monthly Jan 2006 - Apr 2026
Foreign Exchange Reserves (USD mn) 3,759.6 Feb 2026 monthly Dec 1999 - Feb 2026
Foreign Exchange Reserves: % of GDP (%) 5.000 Apr 2026 monthly Jan 2006 - Apr 2026
Foreign Exchange Reserves: Months of Import (NA) 10.2 Feb 2026 monthly Jan 2010 - Feb 2026
Gold Reserves (USD mn) 763.287 Feb 2026 monthly Dec 1999 - Feb 2026
Total Deposits (USD mn) 13,162.879 Dec 2025 monthly Jan 2011 - Dec 2025
Total Deposits Growth (%) 2.8 Dec 2025 monthly Jan 2012 - Dec 2025
Domestic Credit (USD mn) 5,510.4 Feb 2026 monthly Jan 1999 - Feb 2026
Domestic Credit Growth (%) -3.0 Feb 2026 monthly Jan 2000 - Feb 2026
Household Debt (USD mn) 2,333.2 Sep 2025 quarterly Mar 2011 - Sep 2025
Total Loans (USD mn) 6,693.903 Dec 2025 quarterly Mar 2011 - Dec 2025
Total Loans Growth (%) 12.19 Dec 2025 quarterly Mar 2012 - Dec 2025
Private Debt: % of Nominal GDP (%) 30.00 Dec 2025 quarterly Dec 2013 - Dec 2025
Money Supply: Currency in Circulation (BND mn) 1,403.420 Feb 2026 monthly Dec 2001 - Feb 2026
Commercial Banks (CB): Non Performing Loans (NPL) (BND mn) 149.555 Dec 2025 quarterly Jun 2021 - Dec 2025
CB: NPL Ratio (%) 1.653 Dec 2025 quarterly Jun 2021 - Dec 2025
Loans: Total (BND mn) 8,595.640 Dec 2025 quarterly Mar 2011 - Dec 2025
Loans: DL: Household Sector (HS) (BND mn) 3,031.472 Dec 2025 quarterly Mar 2011 - Dec 2025
Loans: DL: Non-Household Sector (NHS) (BND mn) 2,865.750 Dec 2025 quarterly Mar 2011 - Dec 2025
Loans: DL: HS: Property Financing (PF) (BND mn) 1,656.558 Dec 2025 quarterly Mar 2011 - Dec 2025

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