European Union Household Debt
1999 - 2026 | Monthly | USD mn | CEIC Data
Key information about European Union Household Debt
- European Union Household Debt reached 8,122.3 USD bn in Apr 2026, compared with the reported number of 7,972.4 USD bn in the previous month
- EU Household Debt: USD mn data is updated monthly, available from Jan 1999 to Apr 2026
- The data reached an all-time high of 8,189.3 USD bn in Jan 2026 and a record low of 2,500.5 USD bn in Oct 2000
CEIC converts monthly Household Debt into USD. European Central Bank provides Household Debt in EUR. The Federal Reserve Board period end market exchange rate is used for currency conversions. Loans are used due to the lack of Flow of Funds statistics in monthly frequency. Household Debt includes Mortgages and Consumer Loans.
Further information about European Union Household Debt
- In the latest reports, European Union Household Debt accounted for 50.5 % of the country's Nominal GDP in Dec 2025
- Money Supply M2 in European Union increased 19,106.4 USD bn YoY in Apr 2026
- European Union Foreign Exchange Reserves was measured at 338.5 USD bn in Apr 2026
- The Foreign Exchange Reserves equaled 1.2 Months of Import in Mar 2026
- European Union Domestic Credit reached 27,019.8 USD bn in May 2025, representing an increased of 0.5 % YoY
View European Union's Household Debt from Jan 1999 to Apr 2026 in the chart:
What was European Union's Household Debt in Apr 2026?
European Union Household Debt reached 8,122.3 USD bn in Apr 2026, compared with the reported number of 7,972.4 USD bn in the previous month See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 8,122,263.2 Apr 2026 | 7,972,368.7 Mar 2026 | 2,500,539.1 Oct 2000 | 8,189,269.3 Jan 2026 | USD mn | monthly | Jan 1999 - Apr 2026 |
Household Debt by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (USD mn) | 4,631.4 Feb 2026 | monthly | Jul 2007 - Feb 2026 |
| Argentina (USD mn) | 44,897.0 Apr 2026 | monthly | Dec 1999 - Apr 2026 |
| Armenia (USD mn) | 9,932.6 Jan 2026 | monthly | Jan 2000 - Jan 2026 |
| Australia (USD mn) | 2,268,519.7 Dec 2025 | quarterly | Jun 1988 - Dec 2025 |
| Austria (USD mn) | 253,701.8 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Azerbaijan (USD mn) | 11,578.2 Apr 2026 | monthly | Jan 2005 - Apr 2026 |
| Belarus (USD mn) | 11,024.1 Apr 2026 | monthly | Dec 2006 - Apr 2026 |
| Belgium (USD mn) | 433,457.3 Jun 2025 | quarterly | Dec 1992 - Jun 2025 |
| Bolivia (USD mn) | 5,474.0 Mar 2026 | quarterly | Jun 1999 - Mar 2026 |
| Bosnia and Herzegovina (USD mn) | 9,011.9 Apr 2026 | monthly | Aug 1997 - Apr 2026 |
| Botswana (USD mn) | 4,157.2 Mar 2026 | monthly | Dec 2002 - Mar 2026 |
| Brunei (USD mn) | 2,333.2 Sep 2025 | quarterly | Mar 2011 - Sep 2025 |
| Bulgaria (USD mn) | 32,735.2 2024 | yearly | 1995 - 2024 |
| Cambodia (USD mn) | 12,910.9 Mar 2026 | monthly | Jul 2008 - Mar 2026 |
| Canada (USD mn) | 2,371,472.3 Feb 2026 | monthly | Jan 1969 - Feb 2026 |
| Chile (USD mn) | 137,580.8 Mar 2026 | monthly | Jan 2009 - Mar 2026 |
| China (USD mn) | 12,125,021.9 Apr 2026 | monthly | Jan 2007 - Apr 2026 |
| Colombia (USD mn) | 95,146.4 Mar 2026 | monthly | Apr 1995 - Mar 2026 |
| Croatia (USD mn) | 36,718.5 Dec 2025 | quarterly | Mar 1995 - Dec 2025 |
| Cyprus (USD mn) | 29,206.2 2025 | yearly | 1995 - 2025 |
| Czech Republic (USD mn) | 139,031.6 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Denmark (USD mn) | 425,567.9 2025 | yearly | 1994 - 2025 |
| Ecuador (USD mn) | 46,993.9 Apr 2026 | monthly | Jan 2007 - Apr 2026 |
| Egypt (USD mn) | 28,607.1 Apr 2026 | monthly | Dec 2002 - Apr 2026 |
| Estonia (USD mn) | 19,832.7 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| European Union (USD mn) | 8,122,263.2 Apr 2026 | monthly | Jan 1999 - Apr 2026 |
| Finland (USD mn) | 239,449.6 2025 | yearly | 1995 - 2025 |
| France (USD mn) | 2,067,451.3 Dec 2025 | quarterly | Dec 1977 - Dec 2025 |
| Georgia (USD mn) | 14,206.8 Apr 2026 | monthly | Oct 2003 - Apr 2026 |
| Germany (USD mn) | 2,554,105.7 Dec 2025 | quarterly | Mar 1991 - Dec 2025 |
| Greece (USD mn) | 133,470.6 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| Hong Kong SAR, China (USD mn) | 381,945.7 Mar 2026 | quarterly | Mar 1982 - Mar 2026 |
| Hungary (USD mn) | 57,552.9 Mar 2026 | quarterly | Dec 1989 - Mar 2026 |
| Iceland (USD mn) | 28,430.7 Sep 2025 | quarterly | Dec 1991 - Sep 2025 |
| India (USD mn) | 681,520.2 2025 | yearly | 1998 - 2025 |
| Indonesia (USD mn) | 211,530.9 Mar 2026 | monthly | Jan 2002 - Mar 2026 |
| Ireland (USD mn) | 184,503.8 Dec 2025 | quarterly | Mar 2002 - Dec 2025 |
| Israel (USD mn) | 291,581.4 Feb 2026 | monthly | Sep 1992 - Feb 2026 |
| Italy (USD mn) | 1,232,192.6 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Japan (USD mn) | 2,589,210.5 Dec 2025 | quarterly | Dec 1997 - Dec 2025 |
| Jordan (USD mn) | 43,654.4 Apr 2026 | monthly | Jan 2002 - Apr 2026 |
| Kazakhstan (USD mn) | 61,598.5 Apr 2026 | monthly | Dec 1997 - Apr 2026 |
| South Korea (USD mn) | 1,776,837.2 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Kosovo (USD mn) | 3,448.5 Apr 2026 | monthly | Sep 2002 - Apr 2026 |
| Kuwait (USD mn) | 1,821.0 Apr 2026 | monthly | Jan 2002 - Apr 2026 |
| Kyrgyzstan (USD mn) | 2,891.3 Mar 2026 | monthly | Jan 1996 - Mar 2026 |
| Latvia (USD mn) | 11,686.7 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Lithuania (USD mn) | 29,068.2 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Luxembourg (USD mn) | 64,052.3 Jun 2025 | quarterly | Mar 1995 - Jun 2025 |
| Macau SAR, China (USD mn) | 38,606.0 Sep 2025 | quarterly | Jun 1984 - Sep 2025 |
| North Macedonia (USD mn) | 5,441.4 Apr 2026 | monthly | Jan 2003 - Apr 2026 |
| Malawi (USD mn) | 17.7 Dec 2011 | monthly | Jan 2006 - Dec 2011 |
| Malaysia (USD mn) | 422,978.3 2025 | yearly | 2002 - 2025 |
| Malta (USD mn) | 12,086.8 Apr 2026 | monthly | Oct 2003 - Apr 2026 |
| Mexico (USD mn) | 343,174.5 Mar 2026 | quarterly | Dec 2000 - Mar 2026 |
| Mongolia (USD mn) | 7,738.5 Apr 2026 | monthly | Jan 2004 - Apr 2026 |
| Montenegro (USD mn) | 2,956.0 Apr 2026 | monthly | Dec 2004 - Apr 2026 |
| Morocco (USD mn) | 39,815.2 Apr 2026 | monthly | Dec 2001 - Apr 2026 |
| Netherlands (USD mn) | 1,345,722.5 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| New Zealand (USD mn) | 242,438.7 Apr 2026 | monthly | Dec 1990 - Apr 2026 |
| Norway (USD mn) | 507,556.9 Mar 2026 | quarterly | Dec 1995 - Mar 2026 |
| Panama (USD mn) | 34,307.6 Apr 2026 | monthly | Oct 2005 - Apr 2026 |
| Peru (USD mn) | 53,287.6 Apr 2026 | monthly | Jan 2001 - Apr 2026 |
| Philippines (USD mn) | 64,710.5 Dec 2025 | quarterly | Mar 2008 - Dec 2025 |
| Poland (USD mn) | 243,007.3 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Portugal (USD mn) | 198,211.4 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Romania (USD mn) | 67,630.4 Dec 2025 | quarterly | Mar 1995 - Dec 2025 |
| Russia (USD mn) | 540,621.2 Apr 2026 | monthly | Dec 2000 - Apr 2026 |
| Saudi Arabia (USD mn) | 137,379.6 Mar 2026 | quarterly | Mar 1998 - Mar 2026 |
| Serbia (USD mn) | 19,692.6 Mar 2026 | monthly | Dec 2003 - Mar 2026 |
| Singapore (USD mn) | 327,406.2 Apr 2026 | monthly | Mar 2004 - Apr 2026 |
| Slovakia (USD mn) | 73,250.1 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Slovenia (USD mn) | 23,307.8 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| South Africa (USD mn) | 190,261.6 Dec 2025 | quarterly | Mar 1969 - Dec 2025 |
| Spain (USD mn) | 923,466.2 Dec 2025 | quarterly | Dec 1989 - Dec 2025 |
| Sri Lanka (USD mn) | 6,750.1 Dec 2024 | quarterly | Jun 2010 - Dec 2024 |
| Sweden (USD mn) | 614,024.0 Dec 2025 | quarterly | Mar 1996 - Dec 2025 |
| Switzerland (USD mn) | 1,367,949.8 2025 | yearly | 1999 - 2025 |
| Syria (USD mn) | 8,543.6 Dec 2011 | monthly | Dec 2006 - Dec 2011 |
| Taiwan, China (USD mn) | 755,748.8 2024 | yearly | 2000 - 2024 |
| Thailand (USD mn) | 502,273.1 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Tunisia (USD mn) | 14.4 Mar 2021 | monthly | Jan 2007 - Mar 2021 |
| Turkey (USD mn) | 135,136.8 Mar 2026 | monthly | Jan 1986 - Mar 2026 |
| Ukraine (USD mn) | 8,996.7 Mar 2026 | monthly | Dec 2002 - Mar 2026 |
| United Arab Emirates (USD mn) | 149,138.4 Sep 2025 | monthly | Dec 2013 - Sep 2025 |
| United Kingdom (USD mn) | 3,183,752.0 Dec 2025 | quarterly | Mar 1987 - Dec 2025 |
| United States (USD mn) | 18,794,000.0 Mar 2026 | quarterly | Mar 1999 - Mar 2026 |
| Uruguay (USD mn) | 6,856.5 May 2022 | monthly | Jun 2005 - May 2022 |
| Venezuela (USD mn) | 27.5 Mar 2023 | monthly | Jan 2004 - Mar 2023 |
Accurate Macro & Micro Economic Data You Can Trust
Explore the most complete set of 6.6 million time series covering more than 200 economies, 20 industries and 18 macroeconomic sectors.
Learn more about what we doEuropean Union Key Series
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 3.7 2017 | yearly | 2008 - 2017 |
| Household Debt: % of GDP (%) | 50.4 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Money Supply M1 (USD mn) | 13,212,806.520 Apr 2026 | monthly | Jan 1999 - Apr 2026 |
| Money Supply M2 (USD mn) | 19,106,365.141 Apr 2026 | monthly | Jan 1999 - Apr 2026 |
| M2 Growth (%) | 3.8 Apr 2026 | monthly | Jan 1981 - Apr 2026 |
| Reserve Requirement Ratio (%) | 1.0 Apr 2026 | monthly | Jan 1999 - Apr 2026 |
| Foreign Exchange Reserves (USD mn) | 338,821.5 Mar 2026 | monthly | Dec 1999 - Mar 2026 |
| Foreign Exchange Reserves: % of GDP (%) | 1.857 Mar 2026 | quarterly | Dec 1999 - Mar 2026 |
| Foreign Exchange Reserves: Months of Import (NA) | 1.4 Feb 2026 | monthly | Jan 2002 - Feb 2026 |
| Total Deposits (USD mn) | 19,346,039.327 Apr 2026 | monthly | Jan 1999 - Apr 2026 |
| Total Deposits Growth (%) | 4.4 Apr 2026 | monthly | Sep 1998 - Apr 2026 |
| Domestic Credit (USD mn) | 27,019,799.4 May 2025 | monthly | Jan 1999 - May 2025 |
| Domestic Credit Growth (%) | 0.5 May 2025 | monthly | Sep 1998 - May 2025 |
| Household Debt (USD mn) | 8,122,263.2 Apr 2026 | monthly | Jan 1999 - Apr 2026 |
| Total Loans (USD mn) | 23,409,399.998 Apr 2026 | monthly | Jan 1999 - Apr 2026 |
| Total Loans Growth (%) | 5.45 Apr 2026 | monthly | Sep 1998 - Apr 2026 |
| Private Debt: % of Nominal GDP (%) | 76.73 Dec 2025 | quarterly | Sep 1997 - Dec 2025 |
| Eurosystem: ORA: Foreign Currency Reserves (FCR) (EUR bn) | 294.254 Mar 2026 | monthly | Nov 1999 - Mar 2026 |
| Eurosystem: Official Reserve Assets (ORA) (EUR bn) | 1,908.131 Mar 2026 | monthly | Nov 1999 - Mar 2026 |
| Money Supply M3: Outstanding (EUR bn) | 17,429.204 Apr 2026 | monthly | Jan 1970 - Apr 2026 |
| Money Supply M2: Outstanding (EUR bn) | 16,267.003 Apr 2026 | monthly | Jan 1980 - Apr 2026 |
| Money Supply M3: swda: Outstanding (EUR bn) | 17,433.911 Apr 2026 | monthly | Jan 1980 - Apr 2026 |
| Money Supply M1: Outstanding (EUR bn) | 11,240.020 Apr 2026 | monthly | Jan 1970 - Apr 2026 |
| Money Supply M2: swda: Outstanding (EUR bn) | 16,289.850 Apr 2026 | monthly | Jan 1980 - Apr 2026 |
| Money Supply M1: swda: Outstanding (EUR bn) | 11,265.075 Apr 2026 | monthly | Jan 1980 - Apr 2026 |
| MFIs Deposits: Outstanding: Households (EUR bn) | 9,860.952 Mar 2026 | monthly | Sep 1997 - Mar 2026 |
| MFIs Deposits: Outstanding: Non Financial Corp (NFC) (EUR bn) | 3,698.399 Apr 2026 | monthly | Sep 1997 - Apr 2026 |
| MFIs Loans: Outstanding: Non Financial Sector (EUR bn) | 5,386.300 Apr 2026 | monthly | Sep 1997 - Apr 2026 |
| MFIs Loans: Outstanding: Households: HP: Over 5 Years (EUR bn) | 4,296.809 Jan 2019 | monthly | Sep 1997 - Jan 2019 |
| MFIs Loans: Outstanding: Households: Consumer Credit (CS) (EUR bn) | 686.042 Jan 2019 | monthly | Sep 1997 - Jan 2019 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 2.7 Apr 2026 | monthly | Jan 1986 - Apr 2026 |
| BE: Industrial Confidence Indicator (ICI): sa: NACE 2 (% Point) | -11.000 May 2026 | monthly | Jan 1985 - May 2026 |
| Construction Confidence Indicator (CCI): sa: EU 27 excl UK (EU 27E) (% Point) | -15.900 Apr 2020 | monthly | Jan 1985 - Apr 2020 |
| Eurocoin Leading Indicator (Number) | 0.520 Apr 2026 | monthly | Dec 2019 - Apr 2026 |
| Economic Sentiment Index: sa: EU 27 excl UK (NA) | 65.800 Apr 2020 | monthly | Jan 1985 - Apr 2020 |
| Industrial Confidence Indicator (ICI): sa: EA 19 (% Point) | 5.80 Jul 2018 | monthly | Jan 1985 - Jul 2018 |
| Industrial Confidence Indicator (ICI): sa: EU 27 excl UK (EU 27E) (% Point) | -30.600 Apr 2020 | monthly | Jan 1985 - Apr 2020 |
| Service Confidence Indicator (SCI): sa: Euro Area 19 (% Point) | 15.30 Jul 2018 | monthly | Jan 1996 - Jul 2018 |
| Service Confidence Indicator (SCI): sa: EU 27 excl UK (EU 27E) (% Point) | -35.400 Apr 2020 | monthly | Oct 1996 - Apr 2020 |
More Indicators for European Union
Request a demo of CEIC
CEIC’s economic databases cover over 200 global markets. Our Platform offers the most reliable macroeconomic data and advanced analytical tools.