European Union Household Debt
1999 - 2026 | Monthly | USD mn | CEIC Data
Key information about European Union Household Debt
- European Union Household Debt reached 8,189.2 USD bn in Jan 2026, compared with the reported number of 8,052.6 USD bn in the previous month
- EU Household Debt: USD mn data is updated monthly, available from Jan 1999 to Jan 2026
- The data reached an all-time high of 8,189.2 USD bn in Jan 2026 and a record low of 2,500.5 USD bn in Oct 2000
CEIC converts monthly Household Debt into USD. European Central Bank provides Household Debt in EUR. The Federal Reserve Board period end market exchange rate is used for currency conversions. Loans are used due to the lack of Flow of Funds statistics in monthly frequency. Household Debt includes Mortgages and Consumer Loans.
Further information about European Union Household Debt
- In the latest reports, European Union Household Debt accounted for 50.7 % of the country's Nominal GDP in Sep 2025
- Money Supply M2 in European Union increased 19,259.3 USD bn YoY in Jan 2026
- European Union Foreign Exchange Reserves was measured at 335.6 USD bn in Jan 2026
- The Foreign Exchange Reserves equaled 1.3 Months of Import in Dec 2025
- European Union Domestic Credit reached 27,019.8 USD bn in May 2025, representing an increased of 0.5 % YoY
View European Union's Household Debt from Jan 1999 to Jan 2026 in the chart:
What was European Union's Household Debt in Jan 2026?
European Union Household Debt reached 8,189.2 USD bn in Jan 2026, compared with the reported number of 8,052.6 USD bn in the previous month See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 8,189,214.5 Jan 2026 | 8,052,600.2 Dec 2025 | 2,500,539.1 Oct 2000 | 8,189,214.5 Jan 2026 | USD mn | monthly | Jan 1999 - Jan 2026 |
Household Debt by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (USD mn) | 4,536.3 Dec 2025 | monthly | Jul 2007 - Dec 2025 |
| Argentina (USD mn) | 39,707.1 Dec 2025 | monthly | Dec 1999 - Dec 2025 |
| Armenia (USD mn) | 9,932.6 Jan 2026 | monthly | Jan 2000 - Jan 2026 |
| Australia (USD mn) | 2,207,212.8 Sep 2025 | quarterly | Jun 1988 - Sep 2025 |
| Austria (USD mn) | 251,207.6 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Azerbaijan (USD mn) | 11,244.1 Jan 2026 | monthly | Jan 2005 - Jan 2026 |
| Belarus (USD mn) | 10,604.7 Jan 2026 | monthly | Dec 2006 - Jan 2026 |
| Belgium (USD mn) | 433,457.3 Jun 2025 | quarterly | Dec 1992 - Jun 2025 |
| Bolivia (USD mn) | 5,436.7 Dec 2025 | quarterly | Jun 1999 - Dec 2025 |
| Bosnia and Herzegovina (USD mn) | 8,841.8 Jan 2026 | monthly | Aug 1997 - Jan 2026 |
| Botswana (USD mn) | 4,375.7 Dec 2025 | monthly | Dec 2002 - Dec 2025 |
| Brunei (USD mn) | 2,333.2 Sep 2025 | quarterly | Mar 2011 - Sep 2025 |
| Bulgaria (USD mn) | 32,735.2 2024 | yearly | 1995 - 2024 |
| Cambodia (USD mn) | 13,002.4 Nov 2025 | monthly | Jul 2008 - Nov 2025 |
| Canada (USD mn) | 2,350,511.2 Dec 2025 | monthly | Jan 1969 - Dec 2025 |
| Chile (USD mn) | 147,709.9 Jan 2026 | monthly | Jan 2009 - Jan 2026 |
| China (USD mn) | 12,045,451.3 Jan 2026 | monthly | Jan 2007 - Jan 2026 |
| Colombia (USD mn) | 91,126.6 Dec 2025 | monthly | Apr 1995 - Dec 2025 |
| Croatia (USD mn) | 35,927.4 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Cyprus (USD mn) | 25,487.3 2024 | yearly | 1995 - 2024 |
| Czech Republic (USD mn) | 135,499.8 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Denmark (USD mn) | 364,979.7 2024 | yearly | 1994 - 2024 |
| Ecuador (USD mn) | 23,944.2 Feb 2026 | monthly | Jan 2003 - Feb 2026 |
| Egypt (USD mn) | 30,946.7 Jan 2026 | monthly | Dec 2002 - Jan 2026 |
| Estonia (USD mn) | 19,409.7 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| European Union (USD mn) | 8,189,214.5 Jan 2026 | monthly | Jan 1999 - Jan 2026 |
| Finland (USD mn) | 211,788.7 2024 | yearly | 1995 - 2024 |
| France (USD mn) | 2,062,647.0 Sep 2025 | quarterly | Dec 1977 - Sep 2025 |
| Georgia (USD mn) | 13,681.9 Jan 2026 | monthly | Oct 2003 - Jan 2026 |
| Germany (USD mn) | 2,543,326.6 Sep 2025 | quarterly | Mar 1991 - Sep 2025 |
| Greece (USD mn) | 133,470.6 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| Hong Kong SAR, China (USD mn) | 374,797.9 Dec 2025 | quarterly | Mar 1982 - Dec 2025 |
| Hungary (USD mn) | 57,304.2 Dec 2025 | quarterly | Dec 1989 - Dec 2025 |
| Iceland (USD mn) | 28,430.7 Sep 2025 | quarterly | Dec 1991 - Sep 2025 |
| India (USD mn) | 681,520.2 2025 | yearly | 1998 - 2025 |
| Indonesia (USD mn) | 213,325.1 Jan 2026 | monthly | Jan 2002 - Jan 2026 |
| Ireland (USD mn) | 184,374.5 Sep 2025 | quarterly | Mar 2002 - Sep 2025 |
| Israel (USD mn) | 275,325.2 Nov 2025 | monthly | Sep 1992 - Nov 2025 |
| Italy (USD mn) | 1,232,192.6 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Japan (USD mn) | 2,713,425.7 Sep 2025 | quarterly | Dec 1997 - Sep 2025 |
| Jordan (USD mn) | 43,185.5 Jan 2026 | monthly | Jan 2002 - Jan 2026 |
| Kazakhstan (USD mn) | 55,606.7 Jan 2026 | monthly | Dec 1997 - Jan 2026 |
| South Korea (USD mn) | 1,776,837.2 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Kosovo (USD mn) | 3,339.6 Jan 2026 | monthly | Sep 2002 - Jan 2026 |
| Kuwait (USD mn) | 1,549.5 Jan 2026 | monthly | Jan 2002 - Jan 2026 |
| Kyrgyzstan (USD mn) | 2,730.6 Jan 2026 | monthly | Jan 1996 - Jan 2026 |
| Latvia (USD mn) | 11,365.3 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Lithuania (USD mn) | 29,068.2 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Luxembourg (USD mn) | 64,052.3 Jun 2025 | quarterly | Mar 1995 - Jun 2025 |
| Macau SAR, China (USD mn) | 38,606.0 Sep 2025 | quarterly | Jun 1984 - Sep 2025 |
| North Macedonia (USD mn) | 5,396.7 Jan 2026 | monthly | Jan 2003 - Jan 2026 |
| Malawi (USD mn) | 17.7 Dec 2011 | monthly | Jan 2006 - Dec 2011 |
| Malaysia (USD mn) | 363,620.1 2024 | yearly | 2002 - 2024 |
| Malta (USD mn) | 11,982.3 Jan 2026 | monthly | Oct 2003 - Jan 2026 |
| Mexico (USD mn) | 327,343.4 Sep 2025 | quarterly | Dec 2000 - Sep 2025 |
| Mongolia (USD mn) | 7,371.0 Jan 2026 | monthly | Jan 2004 - Jan 2026 |
| Montenegro (USD mn) | 2,864.4 Jan 2026 | monthly | Dec 2004 - Jan 2026 |
| Morocco (USD mn) | 40,199.0 Jan 2026 | monthly | Dec 2001 - Jan 2026 |
| Netherlands (USD mn) | 1,329,250.4 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| New Zealand (USD mn) | 246,122.8 Jan 2026 | monthly | Dec 1990 - Jan 2026 |
| Norway (USD mn) | 493,845.8 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Panama (USD mn) | 34,175.2 Dec 2025 | monthly | Oct 2005 - Dec 2025 |
| Peru (USD mn) | 54,649.5 Jan 2026 | monthly | Jan 2001 - Jan 2026 |
| Philippines (USD mn) | 62,484.4 Dec 2025 | quarterly | Mar 2009 - Dec 2025 |
| Poland (USD mn) | 237,346.8 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Portugal (USD mn) | 198,211.4 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Romania (USD mn) | 66,444.7 Jun 2025 | quarterly | Mar 1995 - Jun 2025 |
| Russia (USD mn) | 532,434.7 Jan 2026 | monthly | Dec 2000 - Jan 2026 |
| Saudi Arabia (USD mn) | 136,325.9 Dec 2025 | quarterly | Mar 1998 - Dec 2025 |
| Serbia (USD mn) | 19,435.8 Dec 2025 | monthly | Dec 2003 - Dec 2025 |
| Singapore (USD mn) | 322,366.8 Jan 2026 | monthly | Mar 2004 - Jan 2026 |
| Slovakia (USD mn) | 73,250.1 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Slovenia (USD mn) | 22,421.9 Jun 2025 | quarterly | Mar 2004 - Jun 2025 |
| South Africa (USD mn) | 178,873.5 Sep 2025 | quarterly | Mar 1969 - Sep 2025 |
| Spain (USD mn) | 907,978.6 Sep 2025 | quarterly | Dec 1989 - Sep 2025 |
| Sri Lanka (USD mn) | 6,750.1 Dec 2024 | quarterly | Jun 2010 - Dec 2024 |
| Sweden (USD mn) | 596,656.3 Sep 2025 | quarterly | Mar 1996 - Sep 2025 |
| Switzerland (USD mn) | 1,159,621.7 2024 | yearly | 1999 - 2024 |
| Syria (USD mn) | 8,543.6 Dec 2011 | monthly | Dec 2006 - Dec 2011 |
| Taiwan, China (USD mn) | 723,609.9 2023 | yearly | 2000 - 2023 |
| Thailand (USD mn) | 502,273.1 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Tunisia (USD mn) | 14.4 Mar 2021 | monthly | Jan 2007 - Mar 2021 |
| Turkey (USD mn) | 131,353.8 Jan 2026 | monthly | Jan 1986 - Jan 2026 |
| Ukraine (USD mn) | 8,742.3 Jan 2026 | monthly | Dec 2002 - Jan 2026 |
| United Arab Emirates (USD mn) | 149,138.4 Sep 2025 | monthly | Dec 2013 - Sep 2025 |
| United Kingdom (USD mn) | 3,161,436.0 Sep 2025 | quarterly | Mar 1987 - Sep 2025 |
| United States (USD mn) | 18,775,700.0 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Uruguay (USD mn) | 6,856.5 May 2022 | monthly | Jun 2005 - May 2022 |
| Venezuela (USD mn) | 27.5 Mar 2023 | monthly | Jan 2004 - Mar 2023 |
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Learn more about what we doEuropean Union Key Series
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 3.7 2017 | yearly | 2008 - 2017 |
| Household Debt: % of GDP (%) | 50.7 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Money Supply M1 (USD mn) | 13,341,419.967 Jan 2026 | monthly | Jan 1999 - Jan 2026 |
| Money Supply M2 (USD mn) | 19,259,297.802 Jan 2026 | monthly | Jan 1999 - Jan 2026 |
| M2 Growth (%) | 4.0 Jan 2026 | monthly | Jan 1981 - Jan 2026 |
| Reserve Requirement Ratio (%) | 1.0 Feb 2026 | monthly | Jan 1999 - Feb 2026 |
| Foreign Exchange Reserves (USD mn) | 335,615.8 Jan 2026 | monthly | Dec 1999 - Jan 2026 |
| Foreign Exchange Reserves: % of GDP (%) | 1.810 Dec 2025 | quarterly | Dec 1999 - Dec 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 1.3 Dec 2025 | monthly | Jan 2002 - Dec 2025 |
| Total Deposits (USD mn) | 19,558,271.169 Jan 2026 | monthly | Jan 1999 - Jan 2026 |
| Total Deposits Growth (%) | 5.2 Jan 2026 | monthly | Sep 1998 - Jan 2026 |
| Domestic Credit (USD mn) | 27,019,799.4 May 2025 | monthly | Jan 1999 - May 2025 |
| Domestic Credit Growth (%) | 0.5 May 2025 | monthly | Sep 1998 - May 2025 |
| Household Debt (USD mn) | 8,189,214.5 Jan 2026 | monthly | Jan 1999 - Jan 2026 |
| Total Loans (USD mn) | 23,295,234.149 Jan 2026 | monthly | Jan 1999 - Jan 2026 |
| Total Loans Growth (%) | 4.43 Jan 2026 | monthly | Sep 1998 - Jan 2026 |
| Private Debt: % of Nominal GDP (%) | 76.73 Dec 2025 | quarterly | Sep 1997 - Dec 2025 |
| Eurosystem: ORA: Foreign Currency Reserves (FCR) (EUR bn) | 282.252 Jan 2026 | monthly | Nov 1999 - Jan 2026 |
| Eurosystem: Official Reserve Assets (ORA) (EUR bn) | 1,987.131 Jan 2026 | monthly | Nov 1999 - Jan 2026 |
| Money Supply M3: Outstanding (EUR bn) | 17,317.789 Jan 2026 | monthly | Jan 1970 - Jan 2026 |
| Money Supply M2: Outstanding (EUR bn) | 16,047.487 Nov 2025 | monthly | Jan 1980 - Nov 2025 |
| Money Supply M1: swda: Outstanding (EUR bn) | 11,225.427 Jan 2026 | monthly | Jan 1980 - Jan 2026 |
| Money Supply M3: swda: Outstanding (EUR bn) | 17,344.679 Jan 2026 | monthly | Jan 1980 - Jan 2026 |
| Money Supply M1: Outstanding (EUR bn) | 11,161.559 Jan 2026 | monthly | Jan 1970 - Jan 2026 |
| Money Supply M2: swda: Outstanding (EUR bn) | 16,204.710 Jan 2026 | monthly | Jan 1980 - Jan 2026 |
| MFIs Deposits: Outstanding: Households (EUR bn) | 9,857.432 Jan 2026 | monthly | Sep 1997 - Jan 2026 |
| MFIs Deposits: Outstanding: Non Financial Corp (NFC) (EUR bn) | 3,671.454 Jan 2026 | monthly | Sep 1997 - Jan 2026 |
| MFIs Loans: Outstanding: Non Financial Sector (EUR bn) | 5,293.422 Jan 2026 | monthly | Sep 1997 - Jan 2026 |
| MFIs Loans: Outstanding: Households: HP: Over 5 Years (EUR bn) | 4,296.809 Jan 2019 | monthly | Sep 1997 - Jan 2019 |
| MFIs Loans: Outstanding: Households: Consumer Credit (CS) (EUR bn) | 686.042 Jan 2019 | monthly | Sep 1997 - Jan 2019 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 2.4 Feb 2026 | monthly | Jan 1986 - Feb 2026 |
| BE: Industrial Confidence Indicator (ICI): sa: NACE 2 (% Point) | -14.900 Feb 2026 | monthly | Jan 1985 - Feb 2026 |
| Construction Confidence Indicator (CCI): sa: EU 27 excl UK (EU 27E) (% Point) | -15.900 Apr 2020 | monthly | Jan 1985 - Apr 2020 |
| Eurocoin Leading Indicator (Number) | 0.540 Feb 2026 | monthly | Dec 2019 - Feb 2026 |
| Economic Sentiment Index: sa: EU 27 excl UK (NA) | 65.800 Apr 2020 | monthly | Jan 1985 - Apr 2020 |
| Industrial Confidence Indicator (ICI): sa: EA 19 (% Point) | 5.80 Jul 2018 | monthly | Jan 1985 - Jul 2018 |
| Industrial Confidence Indicator (ICI): sa: EU 27 excl UK (EU 27E) (% Point) | -30.600 Apr 2020 | monthly | Jan 1985 - Apr 2020 |
| Service Confidence Indicator (SCI): sa: Euro Area 19 (% Point) | 15.30 Jul 2018 | monthly | Jan 1996 - Jul 2018 |
| Service Confidence Indicator (SCI): sa: EU 27 excl UK (EU 27E) (% Point) | -35.400 Apr 2020 | monthly | Oct 1996 - Apr 2020 |
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