Germany Household Debt

1991 - 2025 | Quarterly | USD mn | CEIC Data

Key information about Germany Household Debt

  • Germany Household Debt reached 2,543.3 USD bn in Sep 2025, compared with the reported number of 2,532.0 USD bn in the previous quarter
  • Germany Household Debt: USD mn data is updated quarterly, available from Mar 1991 to Sep 2025
  • The data reached an all-time high of 2,543.3 USD bn in Sep 2025 and a record low of 842.7 USD bn in Jun 1991

CEIC converts quarterly Household Debt into USD. Deutsche Bundesbank provides Household Debt in EUR based on ESA 2010. The Federal Reserve Board period end market exchange rate is used for currency conversions. Household Debt prior to Q1 1999 is based on ESA 1995.


Further information about Germany Household Debt

  • In the latest reports, Germany Household Debt accounted for 49.0 % of the country's Nominal GDP in Sep 2025
  • Money Supply M2 in Germany increased 4,676.3 USD bn YoY in Nov 2025
  • Germany Foreign Exchange Reserves was measured at 37.4 USD bn in Dec 2025
  • The Foreign Exchange Reserves equaled 0.3 Months of Import in Nov 2025
  • Germany Domestic Credit reached 0.0 USD mn in May 2025, representing an drop of 100.0 % YoY

View Germany's Household Debt from Mar 1991 to Sep 2025 in the chart:

Germany Household Debt

What was Germany's Household Debt in Sep 2025?

Germany Household Debt reached 2,543.3 USD bn in Sep 2025, compared with the reported number of 2,532.0 USD bn in the previous quarter See the table below for more data.

Last Previous Min Max Unit Frequency Range
2,543,326.6 Sep 2025 2,531,962.4 Jun 2025 842,695.5 Jun 1991 2,543,326.6 Sep 2025 USD mn quarterly Mar 1991 - Sep 2025

Household Debt by Country Comparison

country/region Last Frequency Range
Albania (USD mn) 4,439.6 Nov 2025 monthly Jul 2007 - Nov 2025
Argentina (USD mn) 37,711.9 Oct 2025 monthly Dec 1999 - Oct 2025
Armenia (USD mn) 9,784.4 Dec 2025 monthly Jan 2000 - Dec 2025
Australia (USD mn) 2,207,212.8 Sep 2025 quarterly Jun 1988 - Sep 2025
Austria (USD mn) 251,207.6 Sep 2025 quarterly Mar 1999 - Sep 2025
Azerbaijan (USD mn) 11,207.6 Dec 2025 monthly Jan 2005 - Dec 2025
Belarus (USD mn) 10,419.3 Dec 2025 monthly Dec 2006 - Dec 2025
Belgium (USD mn) 433,457.3 Jun 2025 quarterly Dec 1992 - Jun 2025
Bolivia (USD mn) 5,384.3 Sep 2025 quarterly Jun 1999 - Sep 2025
Bosnia and Herzegovina (USD mn) 8,689.2 Dec 2025 monthly Aug 1997 - Dec 2025
Botswana (USD mn) 4,312.3 Nov 2025 monthly Dec 2002 - Nov 2025
Brunei (USD mn) 2,333.2 Sep 2025 quarterly Mar 2011 - Sep 2025
Bulgaria (USD mn) 32,735.2 2024 yearly 1995 - 2024
Cambodia (USD mn) 13,002.4 Nov 2025 monthly Jul 2008 - Nov 2025
Canada (USD mn) 2,300,020.8 Nov 2025 monthly Jan 1969 - Nov 2025
Chile (USD mn) 139,162.4 Dec 2025 monthly Jan 2009 - Dec 2025
China (USD mn) 11,907,655.5 Dec 2025 monthly Jan 2007 - Dec 2025
Colombia (USD mn) 90,653.4 Nov 2025 monthly Apr 1995 - Nov 2025
Croatia (USD mn) 35,927.4 Sep 2025 quarterly Mar 1995 - Sep 2025
Cyprus (USD mn) 25,634.4 2024 yearly 1995 - 2024
Czech Republic (USD mn) 135,499.8 Sep 2025 quarterly Mar 2004 - Sep 2025
Denmark (USD mn) 364,979.7 2024 yearly 1994 - 2024
Ecuador (USD mn) 23,677.5 Dec 2025 monthly Jan 2003 - Dec 2025
Egypt (USD mn) 30,186.0 Dec 2025 monthly Dec 2002 - Dec 2025
Estonia (USD mn) 19,409.7 Sep 2025 quarterly Dec 2003 - Sep 2025
European Union (USD mn) 8,052,653.1 Dec 2025 monthly Jan 1999 - Dec 2025
Finland (USD mn) 211,788.7 2024 yearly 1995 - 2024
France (USD mn) 2,062,647.0 Sep 2025 quarterly Dec 1977 - Sep 2025
Georgia (USD mn) 13,306.9 Nov 2025 monthly Oct 2003 - Nov 2025
Germany (USD mn) 2,543,326.6 Sep 2025 quarterly Mar 1991 - Sep 2025
Greece (USD mn) 133,470.6 Jun 2025 quarterly Dec 1997 - Jun 2025
Hong Kong SAR, China (USD mn) 374,797.9 Dec 2025 quarterly Mar 1982 - Dec 2025
Hungary (USD mn) 53,016.2 Sep 2025 quarterly Dec 1989 - Sep 2025
Iceland (USD mn) 28,430.7 Sep 2025 quarterly Dec 1991 - Sep 2025
India (USD mn) 681,520.2 2025 yearly 1998 - 2025
Indonesia (USD mn) 213,401.2 Dec 2025 monthly Jan 2002 - Dec 2025
Ireland (USD mn) 184,374.5 Sep 2025 quarterly Mar 2002 - Sep 2025
Israel (USD mn) 275,325.2 Nov 2025 monthly Sep 1992 - Nov 2025
Italy (USD mn) 1,232,192.6 Sep 2025 quarterly Mar 1995 - Sep 2025
Japan (USD mn) 2,713,425.7 Sep 2025 quarterly Dec 1997 - Sep 2025
Jordan (USD mn) 43,384.5 Nov 2025 monthly Jan 2002 - Nov 2025
Kazakhstan (USD mn) 55,328.0 Dec 2025 monthly Dec 1997 - Dec 2025
South Korea (USD mn) 1,776,837.2 Jun 2025 quarterly Dec 2002 - Jun 2025
Kosovo (USD mn) 3,206.2 Nov 2025 monthly Sep 2002 - Nov 2025
Kuwait (USD mn) 1,669.6 Dec 2025 monthly Jan 2002 - Dec 2025
Kyrgyzstan (USD mn) 2,725.4 Dec 2025 monthly Jan 1996 - Dec 2025
Latvia (USD mn) 11,365.3 Sep 2025 quarterly Mar 2004 - Sep 2025
Lithuania (USD mn) 29,068.2 Sep 2025 quarterly Mar 1995 - Sep 2025
Luxembourg (USD mn) 64,052.3 Jun 2025 quarterly Mar 1995 - Jun 2025
Macau SAR, China (USD mn) 38,606.0 Sep 2025 quarterly Jun 1984 - Sep 2025
North Macedonia (USD mn) 5,292.3 Dec 2025 monthly Jan 2003 - Dec 2025
Malawi (USD mn) 17.7 Dec 2011 monthly Jan 2006 - Dec 2011
Malaysia (USD mn) 363,620.1 2024 yearly 2002 - 2024
Malta (USD mn) 11,513.2 Nov 2025 monthly Oct 2003 - Nov 2025
Mexico (USD mn) 327,322.1 Sep 2025 quarterly Dec 2000 - Sep 2025
Mongolia (USD mn) 7,299.2 Dec 2025 monthly Jan 2004 - Dec 2025
Montenegro (USD mn) 2,801.6 Dec 2025 monthly Dec 2004 - Dec 2025
Morocco (USD mn) 39,966.9 Dec 2025 monthly Dec 2001 - Dec 2025
Netherlands (USD mn) 1,329,250.4 Sep 2025 quarterly Mar 1999 - Sep 2025
New Zealand (USD mn) 233,196.1 Dec 2025 monthly Dec 1990 - Dec 2025
Norway (USD mn) 489,869.9 Sep 2025 quarterly Dec 1995 - Sep 2025
Panama (USD mn) 33,969.4 Nov 2025 monthly Oct 2005 - Nov 2025
Peru (USD mn) 54,294.8 Dec 2025 monthly Jan 2001 - Dec 2025
Philippines (USD mn) 60,938.4 Sep 2025 quarterly Mar 2009 - Sep 2025
Poland (USD mn) 237,346.8 Sep 2025 quarterly Dec 2003 - Sep 2025
Portugal (USD mn) 198,211.4 Sep 2025 quarterly Dec 2007 - Sep 2025
Romania (USD mn) 66,444.7 Jun 2025 quarterly Mar 1995 - Jun 2025
Russia (USD mn) 494,390.0 May 2025 monthly Dec 2000 - May 2025
Saudi Arabia (USD mn) 136,325.9 Dec 2025 quarterly Mar 1998 - Dec 2025
Serbia (USD mn) 19,435.8 Dec 2025 monthly Dec 2003 - Dec 2025
Singapore (USD mn) 315,332.1 Dec 2025 monthly Mar 2004 - Dec 2025
Slovakia (USD mn) 71,555.1 Jun 2025 quarterly Mar 2004 - Jun 2025
Slovenia (USD mn) 22,421.9 Jun 2025 quarterly Mar 2004 - Jun 2025
South Africa (USD mn) 178,873.5 Sep 2025 quarterly Mar 1969 - Sep 2025
Spain (USD mn) 907,978.6 Sep 2025 quarterly Dec 1989 - Sep 2025
Sri Lanka (USD mn) 6,750.1 Dec 2024 quarterly Jun 2010 - Dec 2024
Sweden (USD mn) 596,656.3 Sep 2025 quarterly Mar 1996 - Sep 2025
Switzerland (USD mn) 1,159,621.7 2024 yearly 1999 - 2024
Syria (USD mn) 8,543.6 Dec 2011 monthly Dec 2006 - Dec 2011
Taiwan, China (USD mn) 723,609.9 2023 yearly 2000 - 2023
Thailand (USD mn) 502,273.1 Jun 2025 quarterly Mar 2003 - Jun 2025
Tunisia (USD mn) 14.4 Mar 2021 monthly Jan 2007 - Mar 2021
Turkey (USD mn) 129,846.8 Dec 2025 monthly Jan 1986 - Dec 2025
Ukraine (USD mn) 8,715.1 Nov 2025 monthly Dec 2002 - Nov 2025
United Arab Emirates (USD mn) 149,138.4 Sep 2025 monthly Dec 2013 - Sep 2025
United Kingdom (USD mn) 3,161,436.0 Sep 2025 quarterly Mar 1987 - Sep 2025
United States (USD mn) 18,585,000.0 Sep 2025 quarterly Mar 1999 - Sep 2025
Uruguay (USD mn) 6,856.5 May 2022 monthly Jun 2005 - May 2022
Venezuela (USD mn) 27.5 Mar 2023 monthly Jan 2004 - Mar 2023

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Germany Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -2.3 Sep 2025 quarterly Dec 1991 - Sep 2025
Consolidated Fiscal Balance (USD mn) -46,923.274 Sep 2025 quarterly Mar 1991 - Sep 2025
Tax Revenue (USD mn) 289,924.014 Sep 2025 quarterly Mar 1991 - Sep 2025
Tax Revenue: % of GDP (%) 22.1 Sep 2025 quarterly Mar 1991 - Sep 2025
National Government Debt (USD mn) 3,271,285.0 Sep 2025 quarterly Mar 2000 - Sep 2025
Government Debt: % of GDP (%) 62.3 Jun 2025 quarterly Mar 2000 - Jun 2025
Forecast: Government Expenditure (EUR bn) 2,707.148 2030 yearly 1991 - 2030
Forecast: Government Net Debt (EUR bn) 3,815.153 2030 yearly 1991 - 2030
Forecast: Government Revenue (EUR bn) 2,497.167 2030 yearly 1991 - 2030
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 2.600 2030 yearly 1980 - 2030
Trade Balance (USD mn) 20,000.7 Dec 2025 monthly Jan 1957 - Dec 2025
Total Exports (USD mn) 156,059.2 Dec 2025 monthly Jan 1957 - Dec 2025
Total Exports Growth (%) 2.7 Dec 2025 monthly Jan 1951 - Dec 2025
Aluminum: Exports (USD th) 11,279,159.417 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 70,970,902.063 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 54,214,028.985 2024 yearly 1995 - 2024
Total Imports (USD mn) 136,070.2 Dec 2025 monthly Jan 1957 - Dec 2025
Total Imports Growth (%) 5.6 Dec 2025 monthly Jan 1951 - Dec 2025
Imports: Medicament (USD th) 36,738,204.645 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 41,845,878.903 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 14,262.983 Oct 2025 monthly Sep 1977 - Oct 2025
Total Imports from USA (USD mn) 9,286.030 Dec 2025 monthly Jul 1990 - Dec 2025
Total Exports to China (USD mn) 7,459.434 Nov 2025 monthly Jan 2000 - Nov 2025
Total Imports from China (USD mn) 18,138.394 Nov 2025 monthly Jan 2000 - Nov 2025
Motor Vehicle Exports: Car (Unit) 217,815.000 Dec 2025 monthly Jul 2000 - Dec 2025
Exports: SITC: Machinery and Mechanical Appliances (EUR th) 22,223,382.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Electrical Machinery, TV Image and Sound Reproducing (EUR th) 17,985,372.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Pharmaceutical Products (EUR th) 6,126,580.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Vehicles, Motorcycles & Bicycles (EUR th) 12,975,615.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: SITC: Iron & Steel (EUR th) 2,105,745.000 Nov 2025 monthly Jan 2008 - Nov 2025
Imports: SITC: Iron & Steel (EUR th) 2,040,086.000 Nov 2025 monthly Jan 2008 - Nov 2025
Imports: SITC: Machinery and Mechanical Appliances (EUR th) 15,076,653.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: SITC: Electrical Machinery, TV Image and Sound Reproducing (EUR th) 14,774,374.000 Nov 2025 monthly Jan 2008 - Nov 2025
Exports: SITC: Plastics & Articles Thereof (EUR th) 5,891,117.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: SITC: Vehicles, Motorcycles & Bicycles (EUR th) 22,761,978.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Mineral Fuels & Oils, Bituminous Substances (EUR th) 8,174,804.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: China (EUR th) 6,535,998.000 Oct 2025 monthly Jan 2000 - Oct 2025
Imports cif (EUR mn) 104,952.656 Dec 2025 monthly Jan 1950 - Dec 2025
Exports fob (EUR mn) 118,553.555 Dec 2025 monthly Jan 1950 - Dec 2025
Imports cif: YoY (%) 2.700 Oct 2025 monthly Jan 2001 - Oct 2025
Exports fob: YoY (%) 4.200 Oct 2025 monthly Jan 2001 - Oct 2025
Exports fob: swda (EUR bn) 133.270 Dec 2025 monthly Jan 1950 - Dec 2025
Imports cif: swda (EUR bn) 116.200 Dec 2025 monthly Jan 1950 - Dec 2025
Trade Balance: swda (EUR bn) 17.080 Dec 2025 monthly Jan 1950 - Dec 2025
Exports: SITC: Pharmaceutical Products (EUR th) 9,510,298.000 Nov 2025 monthly Jan 2008 - Nov 2025
Exports Value: HS: Photosensitive Semiconductor Devices, Photovoltaic Cells asse... (EUR th) 25,537.000 Sep 2025 monthly Jan 2021 - Sep 2025
Imports Value: HS: Photosensitive Semiconductor Devices, Light Emitting Diodes (... (EUR th) 73,359.000 Oct 2025 monthly Jan 2021 - Oct 2025
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 9,335.5 Nov 2025 monthly Jan 1971 - Nov 2025
Current Account Balance (USD mn) 11,939.4 Nov 2025 monthly Jan 1991 - Nov 2025
Current Account Balance: % of GDP (%) 4.1 Sep 2025 quarterly Mar 1991 - Sep 2025
Foreign Direct Investment (USD mn) 10,586.6 Nov 2025 monthly Jan 1971 - Nov 2025
Foreign Direct Investment: % of GDP (%) 1.5 Sep 2025 quarterly Mar 1991 - Sep 2025
Foreign Portfolio Investment (USD mn) 83,492.035 Sep 2025 quarterly Mar 1971 - Sep 2025
Foreign Portfolio Investment: % of GDP (%) 6.4 Sep 2025 quarterly Mar 1971 - Sep 2025
Foreign Portfolio Investment: Equity Securities (USD mn) -5,082.3 Sep 2025 quarterly Mar 1971 - Sep 2025
Foreign Portfolio Investment: Debt Securities (USD mn) 88,574.297 Sep 2025 quarterly Mar 1971 - Sep 2025
External Debt (USD mn) 7,965,114.8 Sep 2025 quarterly Jun 1999 - Sep 2025
External Debt: % of GDP (%) 147.6 2024 yearly 1999 - 2024
External Debt: Short Term (USD mn) 2,905,517.9 Sep 2025 quarterly Mar 2004 - Sep 2025
External Debt: Short Term: % of GDP (%) 52.5 2024 yearly 2004 - 2024
Total Debt: % of GDP (%) 594.6 Sep 2025 quarterly Mar 1999 - Sep 2025
Forecast: Current Account Balance (USD bn) 253.996 2030 yearly 1980 - 2030
Net International Investment Position (USD mn) 4,118,779.652 Sep 2025 quarterly Dec 1957 - Sep 2025
Insolvency (IN): No of Proceedings (NP) (Unit) 10,200.000 Oct 2025 monthly Jan 2003 - Oct 2025
DE: BOP: Net Errors and Omissions (USD mn) 38,264.366 2024 yearly 1971 - 2024
DE: BOP: Financial Account: Portfolio Investment: Net (USD mn) 34,336.677 2024 yearly 1971 - 2024
DE: BOP: Current Account: Personal Remittances: Paid (USD mn) 23,662.388 2024 yearly 1971 - 2024
DE: BOP: Current Account: Personal Remittances: Received (USD mn) 21,225.006 2024 yearly 1971 - 2024
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 1.5 2023 yearly 2005 - 2023
Household Debt: % of GDP (%) 48.9 Sep 2025 quarterly Dec 1991 - Sep 2025
Money Supply M1 (USD mn) 3,396,398.412 Dec 2025 monthly Jan 1957 - Dec 2025
Money Supply M2 (USD mn) 4,742,282.896 Dec 2025 monthly Jan 1969 - Dec 2025
M2 Growth (%) 3.4 Dec 2025 monthly Jan 1970 - Dec 2025
Reserve Requirement Ratio (%) 1.0 Dec 2025 monthly Jan 1999 - Dec 2025
Foreign Exchange Reserves (USD mn) 37,379.2 Dec 2025 monthly Jan 1957 - Dec 2025
Foreign Exchange Reserves: % of GDP (%) 0.713 Dec 2025 quarterly Dec 1991 - Dec 2025
Foreign Exchange Reserves: Months of Import (NA) 0.3 Dec 2025 monthly Jan 1957 - Dec 2025
Gold Reserves (USD mn) 545,805.551 Jan 2026 monthly Dec 1998 - Jan 2026
Total Deposits (USD mn) 7,188,745.993 Dec 2025 monthly Sep 1997 - Dec 2025
Total Deposits Growth (%) 2.2 Dec 2025 monthly Sep 1998 - Dec 2025
Domestic Credit (USD mn) 0.0 May 2025 monthly Jan 1999 - May 2025
Domestic Credit Growth (%) -100.0 May 2025 monthly Jan 2000 - May 2025
Debt Service Ratio: Households (%) 5.400 Jun 2025 quarterly Mar 1999 - Jun 2025
Debt Service Ratio: Private Non-Financial Sector (%) 12.400 Jun 2025 quarterly Mar 1999 - Jun 2025
Credit to Households (USD bn) 2,536.840 Jun 2025 quarterly Dec 1970 - Jun 2025
Credit to Private Non-Financial Sector (USD bn) 7,157.690 Jun 2025 quarterly Mar 1955 - Jun 2025
Household Debt (USD mn) 2,543,326.6 Sep 2025 quarterly Mar 1991 - Sep 2025
Total Loans (USD mn) 8,682,421.926 Dec 2025 monthly Jan 1957 - Dec 2025
Total Loans Growth (%) 1.26 Dec 2025 monthly Dec 1949 - Dec 2025
Private Debt: % of Nominal GDP (%) 73.24 Sep 2025 quarterly Dec 1991 - Sep 2025
Business and Economic Survey Last Frequency Range
Business Confidence Growth (% Point) 9.6 Dec 2025 monthly Jan 1992 - Dec 2025
Business Assessment: Balance: Manufacturing Industry (NA) -21.200 Dec 2025 monthly Jan 1991 - Dec 2025
Business Climate: Balance: sa: Manufacturing Industry (NA) -14.776 Dec 2025 monthly Jan 1991 - Dec 2025
Economic Expectation Indicator: Germany (%) 45.800 Dec 2025 monthly Dec 1991 - Dec 2025
Current Economic Situation Indicator: Germany: Balance (%) -81.000 Dec 2025 monthly Dec 1991 - Dec 2025
Leading Economic Index (2016=100) 88.000 Nov 2025 monthly Jan 1965 - Nov 2025

More Indicators for Germany

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