New Zealand Household Debt
1990 - 2026 | Monthly | USD mn | CEIC Data
Key information about New Zealand Household Debt
- New Zealand Household Debt reached 247.8 USD bn in May 2026, compared with the reported number of 242.4 USD bn in the previous month
- New Zealand Household Debt: USD mn data is updated monthly, available from Dec 1990 to May 2026
- The data reached an all-time high of 247.8 USD bn in May 2026 and a record low of 12.5 USD bn in Dec 1990
CEIC converts monthly Household Debt into USD. The Reserve Bank of New Zealand provides Household Debt in local currency. Federal Reserve Bank period end market exchange rate is used for currency conversions. Loans are used due to the lack of Flow of Funds statistics. Household debts includes Housing and Personal Consumer Loans.
Further information about New Zealand Household Debt
- In the latest reports, New Zealand Household Debt accounted for 91.0 % of the country's Nominal GDP in Mar 2026
- Money Supply M2 in New Zealand increased 270.3 USD bn YoY in May 2026
- New Zealand Foreign Exchange Reserves was measured at 29.4 USD bn in May 2026
- The Foreign Exchange Reserves equaled 6.1 Months of Import in May 2026
- New Zealand Domestic Credit reached 380.7 USD bn in May 2026, representing an increased of 3.6 % YoY
View New Zealand's Household Debt from Dec 1990 to May 2026 in the chart:
What was New Zealand's Household Debt in May 2026?
New Zealand Household Debt reached 247.8 USD bn in May 2026, compared with the reported number of 242.4 USD bn in the previous month See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 247,765.0 May 2026 | 242,438.7 Apr 2026 | 12,529.4 Dec 1990 | 247,765.0 May 2026 | USD mn | monthly | Dec 1990 - May 2026 |
Household Debt by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (USD mn) | 4,841.1 May 2026 | monthly | Jul 2007 - May 2026 |
| Argentina (USD mn) | 44,897.0 Apr 2026 | monthly | Dec 1999 - Apr 2026 |
| Armenia (USD mn) | 10,956.4 May 2026 | monthly | Jan 2000 - May 2026 |
| Australia (USD mn) | 2,268,519.7 Dec 2025 | quarterly | Jun 1988 - Dec 2025 |
| Austria (USD mn) | 253,701.8 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Azerbaijan (USD mn) | 11,720.6 May 2026 | monthly | Jan 2005 - May 2026 |
| Belarus (USD mn) | 11,445.6 May 2026 | monthly | Dec 2006 - May 2026 |
| Belgium (USD mn) | 433,457.3 Jun 2025 | quarterly | Dec 1992 - Jun 2025 |
| Bolivia (USD mn) | 5,474.0 Mar 2026 | quarterly | Jun 1999 - Mar 2026 |
| Bosnia and Herzegovina (USD mn) | 9,072.6 May 2026 | monthly | Aug 1997 - May 2026 |
| Botswana (USD mn) | 4,161.4 Apr 2026 | monthly | Dec 2002 - Apr 2026 |
| Brunei (USD mn) | 2,333.2 Sep 2025 | quarterly | Mar 2011 - Sep 2025 |
| Bulgaria (USD mn) | 32,735.2 2024 | yearly | 1995 - 2024 |
| Cambodia (USD mn) | 12,910.9 Mar 2026 | monthly | Jul 2008 - Mar 2026 |
| Canada (USD mn) | 2,387,938.4 Apr 2026 | monthly | Jan 1969 - Apr 2026 |
| Chile (USD mn) | 145,167.9 May 2026 | monthly | Jan 2009 - May 2026 |
| China (USD mn) | 12,213,647.5 May 2026 | monthly | Jan 2007 - May 2026 |
| Colombia (USD mn) | 95,146.4 Mar 2026 | monthly | Apr 1995 - Mar 2026 |
| Croatia (USD mn) | 36,718.5 Dec 2025 | quarterly | Mar 1995 - Dec 2025 |
| Cyprus (USD mn) | 29,206.2 2025 | yearly | 1995 - 2025 |
| Czech Republic (USD mn) | 135,840.8 Mar 2026 | quarterly | Mar 2004 - Mar 2026 |
| Denmark (USD mn) | 426,850.7 2025 | yearly | 1994 - 2025 |
| Ecuador (USD mn) | 47,304.8 May 2026 | monthly | Jan 2007 - May 2026 |
| Egypt (USD mn) | 29,849.2 May 2026 | monthly | Dec 2002 - May 2026 |
| Estonia (USD mn) | 19,694.6 Mar 2026 | quarterly | Dec 2003 - Mar 2026 |
| European Union (USD mn) | 8,106,827.9 May 2026 | monthly | Jan 1999 - May 2026 |
| Finland (USD mn) | 239,449.6 2025 | yearly | 1995 - 2025 |
| France (USD mn) | 2,067,451.3 Dec 2025 | quarterly | Dec 1977 - Dec 2025 |
| Georgia (USD mn) | 14,206.8 Apr 2026 | monthly | Oct 2003 - Apr 2026 |
| Germany (USD mn) | 2,554,105.7 Dec 2025 | quarterly | Mar 1991 - Dec 2025 |
| Greece (USD mn) | 133,470.6 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| Hong Kong SAR, China (USD mn) | 381,945.7 Mar 2026 | quarterly | Mar 1982 - Mar 2026 |
| Hungary (USD mn) | 57,561.5 Mar 2026 | quarterly | Dec 1989 - Mar 2026 |
| Iceland (USD mn) | 28,281.3 Mar 2026 | quarterly | Dec 1991 - Mar 2026 |
| India (USD mn) | 681,520.2 2025 | yearly | 1998 - 2025 |
| Indonesia (USD mn) | 203,549.8 May 2026 | monthly | Jan 2002 - May 2026 |
| Ireland (USD mn) | 184,503.8 Dec 2025 | quarterly | Mar 2002 - Dec 2025 |
| Israel (USD mn) | 311,251.0 Apr 2026 | monthly | Sep 1992 - Apr 2026 |
| Italy (USD mn) | 1,232,192.6 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Japan (USD mn) | 2,589,210.5 Dec 2025 | quarterly | Dec 1997 - Dec 2025 |
| Jordan (USD mn) | 43,773.7 May 2026 | monthly | Jan 2002 - May 2026 |
| Kazakhstan (USD mn) | 58,912.3 May 2026 | monthly | Dec 1997 - May 2026 |
| South Korea (USD mn) | 1,776,837.2 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Kosovo (USD mn) | 3,477.6 May 2026 | monthly | Sep 2002 - May 2026 |
| Kuwait (USD mn) | 1,821.0 Apr 2026 | monthly | Jan 2002 - Apr 2026 |
| Kyrgyzstan (USD mn) | 2,891.3 Mar 2026 | monthly | Jan 1996 - Mar 2026 |
| Latvia (USD mn) | 11,671.2 Mar 2026 | quarterly | Mar 2004 - Mar 2026 |
| Lithuania (USD mn) | 29,068.2 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Luxembourg (USD mn) | 64,052.3 Jun 2025 | quarterly | Mar 1995 - Jun 2025 |
| Macau SAR, China (USD mn) | 38,606.0 Sep 2025 | quarterly | Jun 1984 - Sep 2025 |
| North Macedonia (USD mn) | 5,441.4 Apr 2026 | monthly | Jan 2003 - Apr 2026 |
| Malawi (USD mn) | 17.7 Dec 2011 | monthly | Jan 2006 - Dec 2011 |
| Malaysia (USD mn) | 422,978.3 2025 | yearly | 2002 - 2025 |
| Malta (USD mn) | 12,133.7 May 2026 | monthly | Oct 2003 - May 2026 |
| Mexico (USD mn) | 343,174.5 Mar 2026 | quarterly | Dec 2000 - Mar 2026 |
| Mongolia (USD mn) | 7,890.5 May 2026 | monthly | Jan 2004 - May 2026 |
| Montenegro (USD mn) | 2,977.9 May 2026 | monthly | Dec 2004 - May 2026 |
| Morocco (USD mn) | 40,270.8 May 2026 | monthly | Dec 2001 - May 2026 |
| Netherlands (USD mn) | 1,334,222.1 Mar 2026 | quarterly | Mar 1999 - Mar 2026 |
| New Zealand (USD mn) | 247,765.0 May 2026 | monthly | Dec 1990 - May 2026 |
| Norway (USD mn) | 507,556.9 Mar 2026 | quarterly | Dec 1995 - Mar 2026 |
| Panama (USD mn) | 34,307.6 Apr 2026 | monthly | Oct 2005 - Apr 2026 |
| Peru (USD mn) | 55,498.5 May 2026 | monthly | Jan 2001 - May 2026 |
| Philippines (USD mn) | 64,710.5 Dec 2025 | quarterly | Mar 2008 - Dec 2025 |
| Poland (USD mn) | 243,007.3 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Portugal (USD mn) | 198,211.4 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Romania (USD mn) | 66,798.2 Mar 2026 | quarterly | Mar 1995 - Mar 2026 |
| Russia (USD mn) | 573,741.0 May 2026 | monthly | Dec 2000 - May 2026 |
| Saudi Arabia (USD mn) | 137,379.6 Mar 2026 | quarterly | Mar 1998 - Mar 2026 |
| Serbia (USD mn) | 20,645.8 May 2026 | monthly | Dec 2003 - May 2026 |
| Singapore (USD mn) | 330,397.7 May 2026 | monthly | Mar 2004 - May 2026 |
| Slovakia (USD mn) | 73,250.1 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Slovenia (USD mn) | 23,328.5 Mar 2026 | quarterly | Mar 2004 - Mar 2026 |
| South Africa (USD mn) | 187,341.9 Mar 2026 | quarterly | Mar 1969 - Mar 2026 |
| Spain (USD mn) | 920,322.8 Mar 2026 | quarterly | Dec 1989 - Mar 2026 |
| Sri Lanka (USD mn) | 6,750.1 Dec 2024 | quarterly | Jun 2010 - Dec 2024 |
| Sweden (USD mn) | 598,110.0 Mar 2026 | quarterly | Mar 1996 - Mar 2026 |
| Switzerland (USD mn) | 1,367,949.8 2025 | yearly | 1999 - 2025 |
| Syria (USD mn) | 8,543.6 Dec 2011 | monthly | Dec 2006 - Dec 2011 |
| Taiwan, China (USD mn) | 755,748.8 2024 | yearly | 2000 - 2024 |
| Thailand (USD mn) | 502,273.1 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Tunisia (USD mn) | 14.4 Mar 2021 | monthly | Jan 2007 - Mar 2021 |
| Turkey (USD mn) | 138,120.2 May 2026 | monthly | Jan 1986 - May 2026 |
| Ukraine (USD mn) | 9,362.6 May 2026 | monthly | Dec 2002 - May 2026 |
| United Arab Emirates (USD mn) | 149,138.4 Sep 2025 | monthly | Dec 2013 - Sep 2025 |
| United Kingdom (USD mn) | 3,115,097.0 Mar 2026 | quarterly | Mar 1987 - Mar 2026 |
| United States (USD mn) | 18,794,000.0 Mar 2026 | quarterly | Mar 1999 - Mar 2026 |
| Uruguay (USD mn) | 6,856.5 May 2022 | monthly | Jun 2005 - May 2022 |
| Venezuela (USD mn) | 27.5 Mar 2023 | monthly | Jan 2004 - Mar 2023 |
Accurate Macro & Micro Economic Data You Can Trust
Explore the most complete set of 6.6 million time series covering more than 200 economies, 20 industries and 18 macroeconomic sectors.
Learn more about what we doNew Zealand Key Series
| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -1.1 Mar 2026 | quarterly | Dec 1999 - Mar 2026 |
| Consolidated Fiscal Balance (USD mn) | -4,697.177 Mar 2026 | quarterly | Mar 1999 - Mar 2026 |
| Tax Revenue (USD mn) | 81,870.465 2026 | yearly | 1999 - 2026 |
| Tax Revenue: % of GDP (%) | 30.5 2025 | yearly | 1999 - 2025 |
| National Government Debt (USD mn) | 130,325.2 Mar 2026 | quarterly | Dec 2006 - Mar 2026 |
| Government Debt: % of GDP (%) | 49.4 Dec 2025 | quarterly | Dec 2006 - Dec 2025 |
| Forecast: Government Expenditure (NZD bn) | 216.921 2031 | yearly | 1985 - 2031 |
| Forecast: Government Net Debt (NZD bn) | 317.093 2031 | yearly | 1985 - 2031 |
| Forecast: Government Revenue (NZD bn) | 213.303 2031 | yearly | 1985 - 2031 |
| General Government: ytd: Borrowings: Gross Sovereign Issued Debt Excluding Reser... (NZD mn) | 228,240.211 Mar 2026 | quarterly | Dec 2006 - Mar 2026 |
| General Government: ytd: Borrowings (NZD mn) | 295,081.000 Mar 2026 | quarterly | Jun 2002 - Mar 2026 |
| General Government: ytd: Expenses (NZD mn) | 132,721.000 Mar 2026 | quarterly | Mar 1999 - Mar 2026 |
| General Government: ytd: Revenue (NZD mn) | 124,762.000 Mar 2026 | quarterly | Mar 1999 - Mar 2026 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 2.679 2031 | yearly | 1980 - 2031 |
| Trade Balance (USD mn) | 472.5 May 2026 | monthly | Jan 1960 - May 2026 |
| Total Exports (USD mn) | 5,242.6 May 2026 | monthly | Jan 1957 - May 2026 |
| Total Exports Growth (%) | 18.1 May 2026 | monthly | Jan 1952 - May 2026 |
| Aluminum: Exports (USD th) | 748,011.388 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 152,415.482 2025 | yearly | 1995 - 2025 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 264,066.535 2025 | yearly | 1995 - 2025 |
| Total Imports (USD mn) | 4,770.1 May 2026 | monthly | Jan 1960 - May 2026 |
| Total Imports Growth (%) | 25.9 May 2026 | monthly | Jan 1961 - May 2026 |
| Imports: Medicament (USD th) | 1,026,474.302 2025 | yearly | 1995 - 2025 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 472,882.012 2025 | yearly | 1995 - 2025 |
| Total Exports to USA (USD mn) | 700.529 May 2026 | monthly | Jul 1981 - May 2026 |
| Total Imports from USA (USD mn) | 409.865 May 2026 | monthly | Jan 1981 - May 2026 |
| Total Exports to China (USD mn) | 1,050.442 May 2026 | monthly | Jul 1981 - May 2026 |
| Total Imports from China (USD mn) | 1,091.436 May 2026 | monthly | Jul 1982 - May 2026 |
| Import Volume Index: sa (Jun2002=1000) | 2,830.000 Mar 2026 | quarterly | Jun 1990 - Mar 2026 |
| Import Volume Index (Jun2002=1000) | 2,685.000 Mar 2026 | quarterly | Mar 1949 - Mar 2026 |
| Export Volume Index: Exclude Re Export (Jun2002=1000) | 1,485.000 Mar 2026 | quarterly | Mar 1951 - Mar 2026 |
| Export Volume Index: Exclude Re Export: sa (Jun2002=1000) | 1,483.000 Mar 2026 | quarterly | Jun 1990 - Mar 2026 |
| Exports: fob: Australia (NZD mn) | 1,060.819 Mar 2026 | monthly | Jan 1988 - Mar 2026 |
| Exports: fob: United States (NZD mn) | 1,186.131 May 2026 | monthly | Jul 1981 - May 2026 |
| Exports: fob: United Kingdom (NZD mn) | 249.634 May 2026 | monthly | Jul 1981 - May 2026 |
| Exports: fob: China (NZD mn) | 2,103.473 May 2026 | monthly | Jul 1981 - May 2026 |
| Exports: fob: Japan (NZD mn) | 509.122 May 2026 | monthly | Jul 1981 - May 2026 |
| Exports: fob: Australia: sa (NZD mn) | 1,023.183 May 2026 | monthly | Jul 1981 - May 2026 |
| Exports: fob: China: sa (NZD mn) | 1,778.601 May 2026 | monthly | Jul 1981 - May 2026 |
| Exports: fob: SITC: Mineral Fuels (NZD mn) | 70.121 May 2026 | monthly | Jan 2002 - May 2026 |
| Exports: fob: SITC: Manufacturing: Goods (NZD mn) | 448.407 May 2026 | monthly | Jan 2002 - May 2026 |
| Exports: fob: SITC: Crude Materials (NZD mn) | 852.351 May 2026 | monthly | Jan 2002 - May 2026 |
| Exports: fob: SITC: Food & Live Animals (NZD mn) | 5,773.788 May 2026 | monthly | Jan 2002 - May 2026 |
| Exports: fob: SITC: Manufacturing: Machinery & Transport Equipment (NZD mn) | 506.713 May 2026 | monthly | Jan 2002 - May 2026 |
| Term Trade Index (Jun2002=1000) | 1,561.000 Mar 2026 | quarterly | Mar 1957 - Mar 2026 |
| Export Value Index (2015=100) | 123.100 2024 | yearly | 2005 - 2024 |
| Import Value Index (2015=100) | 128.200 2024 | yearly | 2005 - 2024 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 0.5 Dec 2017 | quarterly | Mar 1996 - Dec 2017 |
| Household Debt: % of GDP (%) | 91.1 Dec 2025 | quarterly | Dec 1990 - Dec 2025 |
| Money Supply M1 (USD mn) | 80,752.386 May 2026 | monthly | Dec 2016 - May 2026 |
| Money Supply M2 (USD mn) | 270,266.763 May 2026 | monthly | Mar 1988 - May 2026 |
| M2 Growth (%) | 4.3 May 2026 | monthly | Mar 1989 - May 2026 |
| Foreign Exchange Reserves (USD mn) | 29,365.6 May 2026 | monthly | Sep 2005 - May 2026 |
| Foreign Exchange Reserves: % of GDP (%) | 9.623 Dec 2025 | quarterly | Sep 2005 - Dec 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 6.1 May 2026 | monthly | Sep 2005 - May 2026 |
| Gold Reserves (USD mn) | 0.000 May 2026 | monthly | Dec 1950 - May 2026 |
| Total Deposits (USD mn) | 295,583.562 May 2026 | monthly | Dec 2016 - May 2026 |
| Total Deposits Growth (%) | 4.1 May 2026 | monthly | Dec 2017 - May 2026 |
| Domestic Credit (USD mn) | 380,667.0 May 2026 | monthly | Mar 1988 - May 2026 |
| Domestic Credit Growth (%) | 3.6 May 2026 | monthly | Mar 1989 - May 2026 |
| Credit to Households (USD bn) | 233.633 Dec 2025 | quarterly | Dec 1990 - Dec 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 413.335 Dec 2025 | quarterly | Mar 1960 - Dec 2025 |
| Household Debt (USD mn) | 247,765.0 May 2026 | monthly | Dec 1990 - May 2026 |
| Total Loans (USD mn) | 366,277.177 May 2026 | monthly | Dec 2016 - May 2026 |
| Total Loans Growth (%) | 4.96 May 2026 | monthly | Dec 2017 - May 2026 |
| Private Debt: % of Nominal GDP (%) | 136.85 Dec 2025 | quarterly | Mar 1988 - Dec 2025 |
| Depository Corp: Money Supply: Broad Money: Narrow Money (NZD mn) | 134,767.000 May 2026 | monthly | Dec 2016 - May 2026 |
| Depository Corp: Domestic Credit (NZD mn) | 635,292.000 May 2026 | monthly | Mar 1988 - May 2026 |
| Depository Corp: Money Supply: Broad Money (NZD mn) | 451,046.000 May 2026 | monthly | Mar 1988 - May 2026 |
| Official Reserve Assets (NZD mn) | 54,698.014 May 2026 | monthly | Sep 2005 - May 2026 |
| Official Reserve Assets: Foreign Currency Reserves (NZD mn) | 42,411.014 May 2026 | monthly | Sep 2005 - May 2026 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 10.2 Oct 2025 | monthly | Aug 2003 - Oct 2025 |
| House Price Inflation: Net Percent Expecting (%) | 86.700 Jun 2026 | quarterly | Mar 2022 - Jun 2026 |
| House Price Inflation: Net Percent Expecting Higher (%) | 12.000 Jun 2026 | quarterly | Mar 2022 - Jun 2026 |
| Business Outlook Survey: All Industries: Business Confidence Index (Point) | 36.600 Jun 2026 | monthly | Feb 1991 - Jun 2026 |
| Business Outlook Survey: Retail: Business Confidence Index (Point) | 44.400 Jun 2026 | monthly | Feb 1991 - Jun 2026 |
| Business Outlook Survey: Service: Business Confidence Index (Point) | 30.400 Jun 2026 | monthly | Feb 1991 - Jun 2026 |
| Business Outlook Survey: Manufacturing: Business Confidence Index (Point) | 58.000 Jun 2026 | monthly | Feb 1991 - Jun 2026 |
| Business Outlook Survey: Construction: Business Confidence Index (Point) | 32.100 Jun 2026 | monthly | Feb 1991 - Jun 2026 |
| Performance Manufacturing Index (NA) | 57.462 Jun 2026 | monthly | Aug 2002 - Jun 2026 |
More Indicators for New Zealand
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