Poland Household Debt
Key information about Poland Household Debt
- Poland Household Debt reached 243.0 USD bn in Dec 2025, compared with the reported number of 237.4 USD bn in the previous quarter
- Poland Household Debt: USD mn data is updated quarterly, available from Dec 2003 to Dec 2025
- The data reached an all-time high of 243.0 USD bn in Dec 2025 and a record low of 30.4 USD bn in Mar 2004
CEIC converts quarterly Household Debt into USD. Narodowy Bank Polski provides Household Debt in local currency. The National Bank of Poland period end market exchange rate is used for currency conversions.
Further information about Poland Household Debt
- In the latest reports, Poland Household Debt accounted for 22.4 % of the country's Nominal GDP in Dec 2025
- Money Supply M2 in Poland increased 744.9 USD bn YoY in Mar 2026
- Poland Foreign Exchange Reserves was measured at 198.1 USD bn in Mar 2026
- The Foreign Exchange Reserves equaled 5.7 Months of Import in Feb 2026
- Poland Domestic Credit reached 606.5 USD bn in Mar 2026, representing an increased of 13.6 % YoY
View Poland's Household Debt from Dec 2003 to Dec 2025 in the chart:
What was Poland's Household Debt in Dec 2025?
Poland Household Debt reached 243.0 USD bn in Dec 2025, compared with the reported number of 237.4 USD bn in the previous quarter See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 243,007.3 Dec 2025 | 237,373.3 Sep 2025 | 30,379.0 Mar 2004 | 243,007.3 Dec 2025 | USD mn | quarterly | Dec 2003 - Dec 2025 |
Household Debt by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (USD mn) | 4,631.4 Feb 2026 | monthly | Jul 2007 - Feb 2026 |
| Argentina (USD mn) | 42,321.9 Feb 2026 | monthly | Dec 1999 - Feb 2026 |
| Armenia (USD mn) | 9,932.6 Jan 2026 | monthly | Jan 2000 - Jan 2026 |
| Australia (USD mn) | 2,268,519.7 Dec 2025 | quarterly | Jun 1988 - Dec 2025 |
| Austria (USD mn) | 253,701.8 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Azerbaijan (USD mn) | 11,389.2 Mar 2026 | monthly | Jan 2005 - Mar 2026 |
| Belarus (USD mn) | 10,420.3 Mar 2026 | monthly | Dec 2006 - Mar 2026 |
| Belgium (USD mn) | 433,457.3 Jun 2025 | quarterly | Dec 1992 - Jun 2025 |
| Bolivia (USD mn) | 5,436.7 Dec 2025 | quarterly | Jun 1999 - Dec 2025 |
| Bosnia and Herzegovina (USD mn) | 8,717.3 Mar 2026 | monthly | Aug 1997 - Mar 2026 |
| Botswana (USD mn) | 4,391.3 Feb 2026 | monthly | Dec 2002 - Feb 2026 |
| Brunei (USD mn) | 2,333.2 Sep 2025 | quarterly | Mar 2011 - Sep 2025 |
| Bulgaria (USD mn) | 32,735.2 2024 | yearly | 1995 - 2024 |
| Cambodia (USD mn) | 12,861.8 Feb 2026 | monthly | Jul 2008 - Feb 2026 |
| Canada (USD mn) | 2,371,472.3 Feb 2026 | monthly | Jan 1969 - Feb 2026 |
| Chile (USD mn) | 137,580.8 Mar 2026 | monthly | Jan 2009 - Mar 2026 |
| China (USD mn) | 12,114,835.2 Mar 2026 | monthly | Jan 2007 - Mar 2026 |
| Colombia (USD mn) | 92,080.8 Feb 2026 | monthly | Apr 1995 - Feb 2026 |
| Croatia (USD mn) | 36,718.5 Dec 2025 | quarterly | Mar 1995 - Dec 2025 |
| Cyprus (USD mn) | 29,206.2 2025 | yearly | 1995 - 2025 |
| Czech Republic (USD mn) | 139,031.6 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Denmark (USD mn) | 425,567.9 2025 | yearly | 1994 - 2025 |
| Ecuador (USD mn) | 46,588.9 Feb 2026 | monthly | Jan 2007 - Feb 2026 |
| Egypt (USD mn) | 27,685.9 Mar 2026 | monthly | Dec 2002 - Mar 2026 |
| Estonia (USD mn) | 19,832.7 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| European Union (USD mn) | 7,971,968.4 Mar 2026 | monthly | Jan 1999 - Mar 2026 |
| Finland (USD mn) | 239,449.6 2025 | yearly | 1995 - 2025 |
| France (USD mn) | 2,067,451.3 Dec 2025 | quarterly | Dec 1977 - Dec 2025 |
| Georgia (USD mn) | 13,997.9 Mar 2026 | monthly | Oct 2003 - Mar 2026 |
| Germany (USD mn) | 2,554,105.7 Dec 2025 | quarterly | Mar 1991 - Dec 2025 |
| Greece (USD mn) | 133,470.6 Jun 2025 | quarterly | Dec 1997 - Jun 2025 |
| Hong Kong SAR, China (USD mn) | 381,945.7 Mar 2026 | quarterly | Mar 1982 - Mar 2026 |
| Hungary (USD mn) | 57,639.3 Dec 2025 | quarterly | Dec 1989 - Dec 2025 |
| Iceland (USD mn) | 28,430.7 Sep 2025 | quarterly | Dec 1991 - Sep 2025 |
| India (USD mn) | 681,520.2 2025 | yearly | 1998 - 2025 |
| Indonesia (USD mn) | 211,530.9 Mar 2026 | monthly | Jan 2002 - Mar 2026 |
| Ireland (USD mn) | 184,503.8 Dec 2025 | quarterly | Mar 2002 - Dec 2025 |
| Israel (USD mn) | 291,581.4 Feb 2026 | monthly | Sep 1992 - Feb 2026 |
| Italy (USD mn) | 1,232,192.6 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Japan (USD mn) | 2,589,210.5 Dec 2025 | quarterly | Dec 1997 - Dec 2025 |
| Jordan (USD mn) | 43,303.5 Feb 2026 | monthly | Jan 2002 - Feb 2026 |
| Kazakhstan (USD mn) | 58,430.6 Mar 2026 | monthly | Dec 1997 - Mar 2026 |
| South Korea (USD mn) | 1,776,837.2 Jun 2025 | quarterly | Dec 2002 - Jun 2025 |
| Kosovo (USD mn) | 3,331.9 Mar 2026 | monthly | Sep 2002 - Mar 2026 |
| Kuwait (USD mn) | 1,056.5 Mar 2026 | monthly | Jan 2002 - Mar 2026 |
| Kyrgyzstan (USD mn) | 2,891.3 Mar 2026 | monthly | Jan 1996 - Mar 2026 |
| Latvia (USD mn) | 11,686.7 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| Lithuania (USD mn) | 29,068.2 Sep 2025 | quarterly | Mar 1995 - Sep 2025 |
| Luxembourg (USD mn) | 64,052.3 Jun 2025 | quarterly | Mar 1995 - Jun 2025 |
| Macau SAR, China (USD mn) | 38,606.0 Sep 2025 | quarterly | Jun 1984 - Sep 2025 |
| North Macedonia (USD mn) | 5,285.7 Mar 2026 | monthly | Jan 2003 - Mar 2026 |
| Malawi (USD mn) | 17.7 Dec 2011 | monthly | Jan 2006 - Dec 2011 |
| Malaysia (USD mn) | 422,978.3 2025 | yearly | 2002 - 2025 |
| Malta (USD mn) | 11,777.9 Mar 2026 | monthly | Oct 2003 - Mar 2026 |
| Mexico (USD mn) | 340,603.7 Dec 2025 | quarterly | Dec 2000 - Dec 2025 |
| Mongolia (USD mn) | 7,620.2 Mar 2026 | monthly | Jan 2004 - Mar 2026 |
| Montenegro (USD mn) | 2,859.2 Mar 2026 | monthly | Dec 2004 - Mar 2026 |
| Morocco (USD mn) | 39,081.8 Mar 2026 | monthly | Dec 2001 - Mar 2026 |
| Netherlands (USD mn) | 1,345,722.5 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| New Zealand (USD mn) | 234,208.8 Mar 2026 | monthly | Dec 1990 - Mar 2026 |
| Norway (USD mn) | 493,845.8 Dec 2025 | quarterly | Dec 1995 - Dec 2025 |
| Panama (USD mn) | 34,223.1 Feb 2026 | monthly | Oct 2005 - Feb 2026 |
| Peru (USD mn) | 53,104.2 Mar 2026 | monthly | Jan 2001 - Mar 2026 |
| Philippines (USD mn) | 64,710.5 Dec 2025 | quarterly | Mar 2008 - Dec 2025 |
| Poland (USD mn) | 243,007.3 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Portugal (USD mn) | 198,211.4 Sep 2025 | quarterly | Dec 2007 - Sep 2025 |
| Romania (USD mn) | 67,630.4 Dec 2025 | quarterly | Mar 1995 - Dec 2025 |
| Russia (USD mn) | 496,672.5 Mar 2026 | monthly | Dec 2000 - Mar 2026 |
| Saudi Arabia (USD mn) | 137,379.6 Mar 2026 | quarterly | Mar 1998 - Mar 2026 |
| Serbia (USD mn) | 19,692.6 Mar 2026 | monthly | Dec 2003 - Mar 2026 |
| Singapore (USD mn) | 321,765.4 Mar 2026 | monthly | Mar 2004 - Mar 2026 |
| Slovakia (USD mn) | 73,250.1 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| Slovenia (USD mn) | 23,307.8 Dec 2025 | quarterly | Mar 2004 - Dec 2025 |
| South Africa (USD mn) | 190,261.6 Dec 2025 | quarterly | Mar 1969 - Dec 2025 |
| Spain (USD mn) | 923,466.2 Dec 2025 | quarterly | Dec 1989 - Dec 2025 |
| Sri Lanka (USD mn) | 6,750.1 Dec 2024 | quarterly | Jun 2010 - Dec 2024 |
| Sweden (USD mn) | 614,024.0 Dec 2025 | quarterly | Mar 1996 - Dec 2025 |
| Switzerland (USD mn) | 1,367,949.8 2025 | yearly | 1999 - 2025 |
| Syria (USD mn) | 8,543.6 Dec 2011 | monthly | Dec 2006 - Dec 2011 |
| Taiwan, China (USD mn) | 755,748.8 2024 | yearly | 2000 - 2024 |
| Thailand (USD mn) | 502,273.1 Jun 2025 | quarterly | Mar 2003 - Jun 2025 |
| Tunisia (USD mn) | 14.4 Mar 2021 | monthly | Jan 2007 - Mar 2021 |
| Turkey (USD mn) | 135,136.8 Mar 2026 | monthly | Jan 1986 - Mar 2026 |
| Ukraine (USD mn) | 8,996.7 Mar 2026 | monthly | Dec 2002 - Mar 2026 |
| United Arab Emirates (USD mn) | 149,138.4 Sep 2025 | monthly | Dec 2013 - Sep 2025 |
| United Kingdom (USD mn) | 3,183,752.0 Dec 2025 | quarterly | Mar 1987 - Dec 2025 |
| United States (USD mn) | 18,775,700.0 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Uruguay (USD mn) | 6,856.5 May 2022 | monthly | Jun 2005 - May 2022 |
| Venezuela (USD mn) | 27.5 Mar 2023 | monthly | Jan 2004 - Mar 2023 |
Accurate Macro & Micro Economic Data You Can Trust
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Learn more about what we doPoland Key Series
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 4.000 2028 | yearly | 1996 - 2028 |
| Trade Balance (USD mn) | -714.5 Feb 2026 | monthly | Jan 1986 - Feb 2026 |
| Total Exports (USD mn) | 34,640.3 Feb 2026 | monthly | Jan 2000 - Feb 2026 |
| Total Exports Growth (%) | 1.2 Feb 2026 | monthly | Jan 2001 - Feb 2026 |
| Aluminum: Exports (USD th) | 2,117,046.631 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 3,767,096.725 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 3,282,008.836 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 35,354.8 Feb 2026 | monthly | Jan 2000 - Feb 2026 |
| Total Imports Growth (%) | 2.5 Feb 2026 | monthly | Jan 2001 - Feb 2026 |
| Imports: Medicament (USD th) | 8,541,799.485 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 6,023,957.256 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 1,166.252 Dec 2025 | monthly | Apr 1961 - Dec 2025 |
| Total Imports from USA (USD mn) | 2,212.333 Feb 2026 | monthly | Aug 2011 - Feb 2026 |
| Total Exports to China (USD mn) | 300.447 Dec 2025 | monthly | Jan 1981 - Dec 2025 |
| Total Imports from China (USD mn) | 5,449.881 Feb 2026 | monthly | Mar 2004 - Feb 2026 |
| Imports (PLN mn) | 127,694.429 Feb 2026 | monthly | Jan 2000 - Feb 2026 |
| Exports (PLN mn) | 125,113.975 Feb 2026 | monthly | Jan 2000 - Feb 2026 |
| Imports: ytd: China (PLN mn) | 39,151.468 Feb 2026 | monthly | Dec 2000 - Feb 2026 |
| Exports: ytd: Germany (PLN mn) | 65,767.745 Feb 2026 | monthly | Dec 1999 - Feb 2026 |
| Exports: ytd: Russia (PLN mn) | 542.797 Jan 2026 | monthly | Dec 1999 - Jan 2026 |
| Exports: ytd: Great Britain (PLN mn) | 6,652.844 Jan 2026 | monthly | Dec 1999 - Jan 2026 |
| Exports: ytd: France (PLN mn) | 16,110.334 Feb 2026 | monthly | Dec 1999 - Feb 2026 |
| Exports: ytd: Czech Republic (PLN mn) | 8,444.760 Jan 2026 | monthly | Dec 2000 - Jan 2026 |
| Imports: ytd: Germany (PLN mn) | 48,198.148 Feb 2026 | monthly | Dec 1999 - Feb 2026 |
| Imports: ytd: Russia (PLN mn) | 317.508 Feb 2026 | monthly | Dec 1999 - Feb 2026 |
| Trade Balance: ytd (PLN mn) | -390.363 Feb 2026 | monthly | Dec 1999 - Feb 2026 |
| Imports: ytd: Italy (PLN mn) | 11,234.185 Feb 2026 | monthly | Dec 1999 - Feb 2026 |
| Imports: ytd: SITC: Manufactured Goods (PLN mn) | 35,172.208 Feb 2026 | monthly | Jan 2005 - Feb 2026 |
| Exports: ytd: SITC: Miscellaneous Manufactured Articles (PLN mn) | 21,587.591 Jan 2026 | monthly | Jan 2005 - Jan 2026 |
| Imports: ytd: SITC: Chemicals and Related Products (PLN mn) | 33,297.861 Feb 2026 | monthly | Jan 2005 - Feb 2026 |
| Imports: ytd: SITC: Mineral Fuels, Lubricants and Related Materials (PLN mn) | 14,343.338 Feb 2026 | monthly | Jan 2005 - Feb 2026 |
| Imports: ytd: SITC: Machinery and Transport Equipment (PLN mn) | 42,605.438 Jan 2026 | monthly | Jan 2005 - Jan 2026 |
| Exports: ytd: SITC: Food and Live Animals (PLN mn) | 15,903.108 Jan 2026 | monthly | Jan 2005 - Jan 2026 |
| Exports: ytd: SITC: Chemicals and Related Products (PLN mn) | 11,367.405 Jan 2026 | monthly | Jan 2005 - Jan 2026 |
| Exports: ytd: SITC: Machinery and Transport Equipment (PLN mn) | 43,972.161 Jan 2026 | monthly | Jan 2005 - Jan 2026 |
| Imports: ytd: SITC: Miscellaneous Manufactured Articles (PLN mn) | 16,296.982 Jan 2026 | monthly | Jan 2005 - Jan 2026 |
| Exports: ytd: SITC: Manufactured Goods (PLN mn) | 42,346.520 Feb 2026 | monthly | Jan 2005 - Feb 2026 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 4.6 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| Household Debt: % of GDP (%) | 22.4 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Non-Performing Loans (USD mn) | 16,050.650 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| Money Supply M1 (USD mn) | 557,450.193 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| Money Supply M2 (USD mn) | 744,881.713 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| M2 Growth (%) | 11.3 Mar 2026 | monthly | Dec 1997 - Mar 2026 |
| Reserve Requirement Ratio (%) | 3.5 Dec 2017 | monthly | Jan 1993 - Dec 2017 |
| Foreign Exchange Reserves (USD mn) | 201,960.3 Apr 2026 | monthly | Jan 1998 - Apr 2026 |
| Foreign Exchange Reserves: % of GDP (%) | 17.928 Dec 2025 | quarterly | Mar 1998 - Dec 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 5.7 Feb 2026 | monthly | Jan 2000 - Feb 2026 |
| Gold Reserves (USD mn) | 88,384.900 Apr 2026 | monthly | Jan 1983 - Apr 2026 |
| Total Deposits (USD mn) | 704,188.651 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| Total Deposits Growth (%) | 9.1 Mar 2026 | monthly | Dec 1997 - Mar 2026 |
| Domestic Credit (USD mn) | 606,513.6 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| Domestic Credit Growth (%) | 13.6 Mar 2026 | monthly | Dec 1997 - Mar 2026 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 6.500 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Credit to Households (USD bn) | 234.453 Sep 2025 | quarterly | Dec 1995 - Sep 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 603.438 Sep 2025 | quarterly | Mar 1992 - Sep 2025 |
| Household Debt (USD mn) | 243,007.3 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Total Loans (USD mn) | 473,750.366 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| Total Loans Growth (%) | 5.86 Mar 2026 | monthly | Dec 1997 - Mar 2026 |
| Private Debt: % of Nominal GDP (%) | 32.74 Dec 2025 | quarterly | Dec 2009 - Dec 2025 |
| Money Supply: M3: M2 (PLN mn) | 2,786,453.513 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| Money Supply: M3: M2: M1 (PLN mn) | 2,085,309.683 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| Money Supply: M3 (PLN mn) | 2,804,409.223 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| Money Supply: M0 (PLN mn) | 607,725.100 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| Official Reserve Assets: USD (USD mn) | 297,598.000 Apr 2026 | monthly | Jan 1998 - Apr 2026 |
| Official Reserve Assets: USD: Foreign Exchange (USD mn) | 201,960.300 Apr 2026 | monthly | Jan 1998 - Apr 2026 |
| Official Reserve Assets: USD: Monetary Gold (USD mn) | 5,300.500 Dec 2018 | monthly | Jan 1998 - Dec 2018 |
| Banking Sector Claims: from Non Financial Sector (NF): Non Performing (PLN) | 60,042,273,248.760 Mar 2026 | monthly | Dec 2009 - Mar 2026 |
| MFIs Claims: OD: NF: Households: Other MFIs: Loans: Real Property Purchase: ow H... (PLN mn) | 520,088.351 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| MFIs Claims: Other Domestic Residents (OD): Non Financial Sector (NF): Non Finan... (PLN mn) | 443,271.460 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| MFIs Claims: OD: NF: Households: Other MFIs: Loans (PLN mn) | 841,074.894 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| MFIs Liabilities: OD: NF: Non Financial Corporations (NC) (PLN mn) | 576,782.000 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| MFIs Liabilities: OD: NF: Households and NPISHs (HN): Households (HH) (PLN mn) | 1,500,416.418 Mar 2026 | monthly | Dec 1996 - Mar 2026 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 3.8 Nov 2025 | monthly | Jul 2006 - Nov 2025 |
More Indicators for Poland
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