New Zealand Credit to Households

1990 - 2025 | Quarterly | USD bn | Bank for International Settlements

Key information about New Zealand Credit to Households

  • New Zealand Credit to Households was reported at 231.046 USD bn in Sep 2025
  • This records a decrease from the previous number of 238.472 USD bn for Jun 2025
  • New Zealand Credit to Households data is updated quarterly, averaging 134.661 USD bn from Dec 1990 to Sep 2025, with 140 observations
  • The data reached an all-time high of 242.307 USD bn in Mar 2022 and a record low of 12.551 USD bn in Dec 1990
  • New Zealand Credit to Households data remains active status in CEIC and is reported by Bank for International Settlements
  • The data is categorized under World Trend Plus’s Association: Banking Sector – Table RC.BIS.CNFS: F3 Credit from All Sector to Households (HH): Market Value: USD

View New Zealand's Credit to Households from Dec 1990 to Sep 2025 in the chart:

New Zealand Credit to Households

What was New Zealand's Credit to Households in Sep 2025?

New Zealand Credit to Households was reported at 231.046 USD bn in Sep 2025 See the table below for more data.

Last Previous Min Max Unit Frequency Range
231.046 Sep 2025 238.472 Jun 2025 12.551 Dec 1990 242.307 Mar 2022 USD bn quarterly Dec 1990 - Sep 2025

Credit to Households by Country Comparison

country/region Last Frequency Range
Argentina (USD bn) 32.299 Sep 2025 quarterly Mar 1994 - Sep 2025
Australia (USD bn) 2,105.180 Sep 2025 quarterly Dec 1977 - Sep 2025
Austria (USD bn) 250.358 Sep 2025 quarterly Dec 1995 - Sep 2025
Belgium (USD bn) 423.419 Sep 2025 quarterly Dec 1980 - Sep 2025
Brazil (USD bn) 863.871 Sep 2025 quarterly Sep 1994 - Sep 2025
Canada (USD bn) 2,315.895 Sep 2025 quarterly Mar 1969 - Sep 2025
Chile (USD bn) 152.452 Sep 2025 quarterly Dec 2002 - Sep 2025
China (USD bn) 11,503.677 Sep 2025 quarterly Mar 2006 - Sep 2025
Colombia (USD bn) 117.774 Sep 2025 quarterly Dec 1996 - Sep 2025
Czech Republic (USD bn) 126.729 Sep 2025 quarterly Dec 1995 - Sep 2025
Denmark (USD bn) 403.192 Sep 2025 quarterly Dec 1994 - Sep 2025
Finland (USD bn) 207.260 Sep 2025 quarterly Dec 1970 - Sep 2025
France (USD bn) 2,085.664 Sep 2025 quarterly Dec 1977 - Sep 2025
Germany (USD bn) 2,560.189 Sep 2025 quarterly Dec 1970 - Sep 2025
Greece (USD bn) 110.033 Sep 2025 quarterly Dec 1994 - Sep 2025
Hong Kong SAR, China (USD bn) 370.111 Sep 2025 quarterly Dec 1990 - Sep 2025
Hungary (USD bn) 45.437 Sep 2025 quarterly Dec 1964 - Sep 2025
India (USD bn) 1,696.383 Sep 2025 quarterly Jun 2007 - Sep 2025
Indonesia (USD bn) 219.747 Sep 2025 quarterly Dec 2001 - Sep 2025
Ireland (USD bn) 178.538 Sep 2025 quarterly Mar 2002 - Sep 2025
Israel (USD bn) 269.306 Sep 2025 quarterly Sep 1992 - Sep 2025
Italy (USD bn) 941.965 Sep 2025 quarterly Mar 1960 - Sep 2025
Japan (USD bn) 2,713.850 Sep 2025 quarterly Dec 1964 - Sep 2025
South Korea (USD bn) 1,668.962 Sep 2025 quarterly Dec 1962 - Sep 2025
Luxembourg (USD bn) 63.523 Sep 2025 quarterly Mar 1995 - Sep 2025
Malaysia (USD bn) 330.922 Sep 2025 quarterly Mar 2006 - Sep 2025
Mexico (USD bn) 327.443 Sep 2025 quarterly Dec 1994 - Sep 2025
Netherlands (USD bn) 1,284.109 Sep 2025 quarterly Dec 1990 - Sep 2025
New Zealand (USD bn) 231.046 Sep 2025 quarterly Dec 1990 - Sep 2025
Norway (USD bn) 477.481 Sep 2025 quarterly Mar 1975 - Sep 2025
Poland (USD bn) 234.453 Sep 2025 quarterly Dec 1995 - Sep 2025
Portugal (USD bn) 189.539 Sep 2025 quarterly Dec 1979 - Sep 2025
Russia (USD bn) 539.950 Sep 2025 quarterly Mar 1998 - Sep 2025
Saudi Arabia (USD bn) 401.113 Sep 2025 quarterly Mar 1998 - Sep 2025
Singapore (USD bn) 263.375 Sep 2025 quarterly Mar 1991 - Sep 2025
South Africa (USD bn) 146.902 Sep 2025 quarterly Mar 2008 - Sep 2025
Spain (USD bn) 837.954 Sep 2025 quarterly Dec 1980 - Sep 2025
Sweden (USD bn) 577.431 Sep 2025 quarterly Dec 1980 - Sep 2025
Switzerland (USD bn) 1,325.433 Sep 2025 quarterly Dec 1999 - Sep 2025
Thailand (USD bn) 507.808 Sep 2025 quarterly Dec 1991 - Sep 2025
Turkey (USD bn) 135.284 Sep 2025 quarterly Mar 1986 - Sep 2025
United Kingdom (USD bn) 2,983.250 Sep 2025 quarterly Dec 1966 - Sep 2025
United States (USD bn) 20,631.811 Sep 2025 quarterly Dec 1945 - Sep 2025

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New Zealand Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -1.2 Dec 2025 quarterly Dec 1999 - Dec 2025
Consolidated Fiscal Balance (USD mn) -4,697.177 Mar 2026 quarterly Mar 1999 - Mar 2026
Tax Revenue (USD mn) 79,994.882 2025 yearly 1999 - 2025
Tax Revenue: % of GDP (%) 30.5 2025 yearly 1999 - 2025
National Government Debt (USD mn) 130,325.2 Mar 2026 quarterly Dec 2006 - Mar 2026
Government Debt: % of GDP (%) 49.4 Dec 2025 quarterly Dec 2006 - Dec 2025
Forecast: Government Expenditure (NZD bn) 216.921 2031 yearly 1985 - 2031
Forecast: Government Net Debt (NZD bn) 317.093 2031 yearly 1985 - 2031
Forecast: Government Revenue (NZD bn) 213.303 2031 yearly 1985 - 2031
General Government: ytd: Borrowings: Gross Sovereign Issued Debt Excluding Reser... (NZD mn) 228,240.211 Mar 2026 quarterly Dec 2006 - Mar 2026
General Government: ytd: Borrowings (NZD mn) 295,081.000 Mar 2026 quarterly Jun 2002 - Mar 2026
General Government: ytd: Expenses (NZD mn) 132,721.000 Mar 2026 quarterly Mar 1999 - Mar 2026
General Government: ytd: Revenue (NZD mn) 124,762.000 Mar 2026 quarterly Mar 1999 - Mar 2026
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 2.679 2031 yearly 1980 - 2031
Trade Balance (USD mn) 1,122.8 Apr 2026 monthly Jan 1960 - Apr 2026
Total Exports (USD mn) 4,645.6 Mar 2026 monthly Jan 1957 - Mar 2026
Total Exports Growth (%) 7.3 Mar 2026 monthly Jan 1952 - Mar 2026
Aluminum: Exports (USD th) 748,011.388 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 141,065.733 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 300,779.899 2024 yearly 1995 - 2024
Total Imports (USD mn) 4,237.4 Mar 2026 monthly Jan 1960 - Mar 2026
Total Imports Growth (%) 3.4 Apr 2026 monthly Jan 1961 - Apr 2026
Imports: Medicament (USD th) 1,026,250.125 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 436,775.230 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 530.827 Mar 2026 monthly Jul 1981 - Mar 2026
Total Imports from USA (USD mn) 314.435 Apr 2026 monthly Jan 1981 - Apr 2026
Total Exports to China (USD mn) 1,051.412 Apr 2026 monthly Jul 1981 - Apr 2026
Total Imports from China (USD mn) 998.795 Mar 2026 monthly Jul 1982 - Mar 2026
Import Volume Index (Jun2002=1000) 2,685.000 Mar 2026 quarterly Mar 1949 - Mar 2026
Import Volume Index: sa (Jun2002=1000) 2,830.000 Mar 2026 quarterly Jun 1990 - Mar 2026
Export Volume Index: Exclude Re Export (Jun2002=1000) 1,485.000 Mar 2026 quarterly Mar 1951 - Mar 2026
Export Volume Index: Exclude Re Export: sa (Jun2002=1000) 1,483.000 Mar 2026 quarterly Jun 1990 - Mar 2026
Exports: fob: Australia (NZD mn) 1,060.819 Mar 2026 monthly Jan 1988 - Mar 2026
Exports: fob: Japan (NZD mn) 435.124 Apr 2026 monthly Jul 1981 - Apr 2026
Exports: fob: United States (NZD mn) 907.706 Mar 2026 monthly Jul 1981 - Mar 2026
Exports: fob: China (NZD mn) 2,128.062 Mar 2026 monthly Jul 1981 - Mar 2026
Exports: fob: United Kingdom (NZD mn) 209.512 Mar 2026 monthly Jul 1981 - Mar 2026
Exports: fob: Australia: sa (NZD mn) 998.081 Mar 2026 monthly Jul 1981 - Mar 2026
Exports: fob: China: sa (NZD mn) 1,819.083 Mar 2026 monthly Jul 1981 - Mar 2026
Exports: fob: SITC: Crude Materials (NZD mn) 807.787 Mar 2026 monthly Jan 2002 - Mar 2026
Exports: fob: SITC: Mineral Fuels (NZD mn) 155.656 Apr 2026 monthly Jan 2002 - Apr 2026
Exports: fob: SITC: Food & Live Animals (NZD mn) 5,086.579 Mar 2026 monthly Jan 2002 - Mar 2026
Exports: fob: SITC: Manufacturing: Goods (NZD mn) 368.193 Mar 2026 monthly Jan 2002 - Mar 2026
Exports: fob: SITC: Manufacturing: Machinery & Transport Equipment (NZD mn) 475.917 Apr 2026 monthly Jan 2002 - Apr 2026
Term Trade Index (Jun2002=1000) 1,561.000 Mar 2026 quarterly Mar 1957 - Mar 2026
Export Value Index (2015=100) 120.500 2023 yearly 1995 - 2023
Import Value Index (2015=100) 136.700 2023 yearly 1995 - 2023
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 1,471.9 Dec 2025 quarterly Jun 2000 - Dec 2025
Current Account Balance (USD mn) -2,045.3 Jun 2025 quarterly Jun 1971 - Jun 2025
Current Account Balance: % of GDP (%) -4.1 Dec 2025 quarterly Jun 1987 - Dec 2025
Foreign Direct Investment (USD mn) 1,362.4 Dec 2025 quarterly Jun 2000 - Dec 2025
Foreign Direct Investment: % of GDP (%) 2.0 Dec 2025 quarterly Jun 2000 - Dec 2025
Foreign Portfolio Investment (USD mn) 3,775.300 Dec 2025 quarterly Jun 1995 - Dec 2025
Foreign Portfolio Investment: % of GDP (%) 5.6 Dec 2025 quarterly Jun 1995 - Dec 2025
Foreign Portfolio Investment: Equity Securities (USD mn) 301.6 Dec 2025 quarterly Jun 2000 - Dec 2025
Foreign Portfolio Investment: Debt Securities (USD mn) 3,473.689 Dec 2025 quarterly Jun 1995 - Dec 2025
External Debt (USD mn) 251,404.9 Dec 2025 quarterly Mar 1993 - Dec 2025
External Debt: % of GDP (%) 98.2 2025 yearly 1993 - 2025
External Debt: Short Term (USD mn) 82,243.6 Dec 2025 quarterly Jun 2000 - Dec 2025
External Debt: Short Term: % of GDP (%) 33.5 2024 yearly 2000 - 2024
Total Debt: % of GDP (%) 586.2 2023 yearly 2006 - 2023
Forecast: Current Account Balance (USD bn) -9.819 2031 yearly 1980 - 2031
Net International Investment Position (USD mn) -113,493.780 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Financial Account: Assets (NZD mn) -2,277.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Financial Account: Liabilities (NZD mn) 1,516.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Financial Account: Liabilities: Direct Investment (NZD mn) 2,376.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Financial Account (NZD mn) 3,793.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Capital Account: Credit (NZD mn) 120.000 Dec 2025 quarterly Jun 1996 - Dec 2025
Balance of Payment: Current Account (NZD mn) -5,984.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Financial Account: Liabilities: Other Investment (NZD mn) -5,958.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Financial Account: Assets: Reserve Assets (NZD mn) 1,239.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Capital Account (NZD mn) -104.000 Dec 2025 quarterly Jun 1996 - Dec 2025
Balance of Payment: Current Account: Primary Income: Credit (NZD mn) 4,374.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Current Account: Goods (NZD mn) -1,893.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Current Account: Goods: Debit (NZD mn) 22,827.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Current Account: Primary Income (NZD mn) -3,670.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Net Errors and Omissions (NZD mn) 2,294.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Current Account: Services: Credit (NZD mn) 9,034.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Financial Account: Assets: Direct Investment (NZD mn) 2,567.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Current Account: Services: Debit (NZD mn) 9,228.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Financial Account: Liabilities: Portfolio Investment (NZD mn) 6,584.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Current Account: Services (NZD mn) -194.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Current Account: Goods: Credit (NZD mn) 20,934.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Capital Account: Debit (NZD mn) 224.000 Dec 2025 quarterly Mar 1997 - Dec 2025
Balance of Payment: Financial Account: Assets: Other Investment (NZD mn) -7,177.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Financial Account: Assets: Portfolio Investment (NZD mn) 4,858.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Financial Account: Assets: Financial Derivatives (NZD mn) -3,765.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Current Account: Primary Income: Debit (NZD mn) 8,044.000 Dec 2025 quarterly Jun 1971 - Dec 2025
BOP: Current Account: Goods & Services (NZD mn) -2,087.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Current Account: sa: GS: Goods (NZD mn) -866.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Current Account: sa: GS: Goods: Debit (NZD mn) 21,441.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Current Account: sa: GS: Services (NZD mn) 122.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Current Account: sa: GS: Services: Debit (NZD mn) 8,985.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Current Account: sa (NZD mn) -4,642.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Current Account: sa: GS: Goods: Credit (NZD mn) 20,575.000 Dec 2025 quarterly Jun 1971 - Dec 2025
Balance of Payment: Current Account: sa: GS: Services: Credit (NZD mn) 8,488.000 Sep 2025 quarterly Jun 1971 - Sep 2025
IIP: Assets (NZD mn) 480,547.000 Dec 2025 quarterly Jun 2000 - Dec 2025
IIP: Net (NZD mn) -197,209.000 Dec 2025 quarterly Jun 2000 - Dec 2025
International Investment Position: Liabilities (NZD mn) 677,756.000 Dec 2025 quarterly Jun 2000 - Dec 2025
Balance of Payment: Financial Account: Liabilities: Financial Derivatives (NZD mn) -2,032.000 Sep 2024 quarterly Jun 2000 - Sep 2024
External Debt: Net (NZD mn) -149,667.000 Dec 2018 quarterly Jun 2000 - Dec 2018
Direct Investment Abroad: Stock (NZD mn) 29,490.000 2024 yearly 2001 - 2024
Direct Investment Abroad: Stock: Australia (NZD mn) 14,253.000 2024 yearly 2001 - 2024
Direct Investment Abroad: Stock: United Kingdom (NZD mn) 1,090.000 2024 yearly 2001 - 2024
Direct Investment Abroad: Stock: United States of America (NZD mn) 8,983.000 2024 yearly 2001 - 2024
Foreign Direct Investment: Stock (NZD mn) 158,258.000 2024 yearly 2001 - 2024
Foreign Direct Investment: Stock: Australia (NZD mn) 84,615.000 2024 yearly 2001 - 2024
Foreign Direct Investment: Stock: United Kingdom (NZD mn) 6,388.000 2024 yearly 2001 - 2024
Foreign Direct Investment: Stock: United States of America (NZD mn) 9,278.000 2024 yearly 2001 - 2024
Foreign Direct Investment: Stock: Netherlands (NZD mn) 3,880.000 2018 yearly 2001 - 2018
Foreign Direct Investment: Stock: Japan (NZD mn) 5,553.000 2018 yearly 2001 - 2018
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 0.5 Dec 2017 quarterly Mar 1996 - Dec 2017
Household Debt: % of GDP (%) 91.1 Dec 2025 quarterly Dec 1990 - Dec 2025
Money Supply M1 (USD mn) 81,214.739 Apr 2026 monthly Dec 2016 - Apr 2026
Money Supply M2 (USD mn) 267,757.227 Apr 2026 monthly Mar 1988 - Apr 2026
M2 Growth (%) 4.4 Apr 2026 monthly Mar 1989 - Apr 2026
Foreign Exchange Reserves (USD mn) 28,241.2 Apr 2026 monthly Sep 2005 - Apr 2026
Foreign Exchange Reserves: % of GDP (%) 9.623 Dec 2025 quarterly Sep 2005 - Dec 2025
Foreign Exchange Reserves: Months of Import (NA) 7.6 Mar 2026 monthly Sep 2005 - Mar 2026
Gold Reserves (USD mn) 0.000 Apr 2026 monthly Dec 1950 - Apr 2026
Total Deposits (USD mn) 292,375.771 Apr 2026 monthly Dec 2016 - Apr 2026
Total Deposits Growth (%) 3.9 Apr 2026 monthly Dec 2017 - Apr 2026
Domestic Credit (USD mn) 374,734.7 Apr 2026 monthly Mar 1988 - Apr 2026
Domestic Credit Growth (%) 3.5 Apr 2026 monthly Mar 1989 - Apr 2026
Credit to Households (USD bn) 231.046 Sep 2025 quarterly Dec 1990 - Sep 2025
Credit to Private Non-Financial Sector (USD bn) 412.759 Sep 2025 quarterly Mar 1960 - Sep 2025
Household Debt (USD mn) 242,438.7 Apr 2026 monthly Dec 1990 - Apr 2026
Total Loans (USD mn) 358,112.815 Apr 2026 monthly Dec 2016 - Apr 2026
Total Loans Growth (%) 5.04 Apr 2026 monthly Dec 2017 - Apr 2026
Private Debt: % of Nominal GDP (%) 136.85 Dec 2025 quarterly Mar 1988 - Dec 2025
Depository Corp: Money Supply: Broad Money: Narrow Money (NZD mn) 137,839.000 Apr 2026 monthly Dec 2016 - Apr 2026
Depository Corp: Money Supply: Broad Money (NZD mn) 454,442.000 Apr 2026 monthly Mar 1988 - Apr 2026
Depository Corp: Domestic Credit (NZD mn) 636,006.000 Apr 2026 monthly Mar 1988 - Apr 2026
Official Reserve Assets: Foreign Currency Reserves (NZD mn) 45,690.018 Mar 2026 monthly Sep 2005 - Mar 2026
Official Reserve Assets (NZD mn) 60,718.073 Mar 2026 monthly Sep 2005 - Mar 2026
Business and Economic Survey Last Frequency Range
Business Confidence Growth (% Point) 10.2 Oct 2025 monthly Aug 2003 - Oct 2025
House Price Inflation: Net Percent Expecting (%) 86.700 Jun 2026 quarterly Mar 2022 - Jun 2026
House Price Inflation: Net Percent Expecting Higher (%) 12.000 Jun 2026 quarterly Mar 2022 - Jun 2026
Business Outlook Survey: Service: Business Confidence Index (Point) 8.800 May 2026 monthly Feb 1991 - May 2026
Business Outlook Survey: Construction: Business Confidence Index (Point) 12.500 May 2026 monthly Feb 1991 - May 2026
Business Outlook Survey: Retail: Business Confidence Index (Point) 9.800 May 2026 monthly Feb 1991 - May 2026
Business Outlook Survey: All Industries: Business Confidence Index (Point) 10.000 May 2026 monthly Feb 1991 - May 2026
Business Outlook Survey: Manufacturing: Business Confidence Index (Point) 25.500 May 2026 monthly Feb 1991 - May 2026
Performance Manufacturing Index (NA) 48.400 Apr 2026 monthly Aug 2002 - Apr 2026

More Indicators for New Zealand

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