Germany Non Performing Loans Ratio
2005 - 2025 | Yearly | % | CEIC Data
Key information about Germany Non Performing Loans Ratio
- Germany Non Performing Loans Ratio stood at 1.9 % in Dec 2025, compared with the ratio of 1.8 % in the previous year
- Germany Non Performing Loans Ratio data is updated yearly, available from Dec 2005 to Dec 2025
- The data reached an all-time high of 4.0 % in Dec 2005 and a record low of 1.1 % in Dec 2019
The World Bank provides annual Non Performing Loans Ratio. Non Performing Loans are recorded before deduction of specific loan loss provisions.
Further information about Germany Non Performing Loans Ratio
- In the latest reports, Money Supply M2 in Germany increased 3.7 % YoY in May 2026
- Germany Foreign Exchange Reserves was measured at 38.5 USD bn in May 2026
- The Foreign Exchange Reserves equaled 0.3 Months of Import in Apr 2026
- The country's Domestic Credit reached 0.0 USD mn in May 2025, representing an drop of 100.0 % YoY
- Household Debt of Germany reached 2,554.1 USD bn in Dec 2025, accounting for 48.7 % of the country's Nominal GDP
View Germany's Non Performing Loans Ratio from 2005 to 2025 in the chart:
What was Germany's Non Performing Loans Ratio in 2025?
Germany Non Performing Loans Ratio stood at 1.9 % in Dec 2025, compared with the ratio of 1.8 % in the previous year See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 1.9 2025 | 1.8 2024 | 1.1 2019 | 4.0 2005 | % | yearly | 2005 - 2025 |
Non Performing Loans Ratio by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (%) | 3.8 May 2026 | monthly | Jul 2007 - May 2026 |
| Algeria (%) | 20.0 2025 | yearly | 2009 - 2025 |
| Argentina (%) | 4.2 Sep 2025 | monthly | Dec 2002 - Sep 2025 |
| Armenia (%) | 1.4 May 2026 | monthly | Jan 2005 - May 2026 |
| Australia (%) | 1.1 Mar 2026 | quarterly | Jun 2004 - Mar 2026 |
| Austria (%) | 3.0 Jun 2025 | semiannually | Dec 2009 - Jun 2025 |
| Azerbaijan (%) | 2.8 Jun 2025 | quarterly | Dec 2009 - Jun 2025 |
| Bahrain (%) | 2.7 Sep 2025 | semiannually | Mar 2013 - Sep 2025 |
| Bangladesh (%) | 30.6 Dec 2025 | quarterly | Mar 2003 - Dec 2025 |
| Belarus (%) | 1.0 Dec 2018 | monthly | Dec 2003 - Dec 2018 |
| Belgium (%) | 0.2 Mar 2026 | quarterly | Jun 2024 - Mar 2026 |
| Bolivia (%) | 2.8 May 2026 | monthly | Aug 2014 - May 2026 |
| Bosnia and Herzegovina (%) | 2.3 Mar 2026 | quarterly | Dec 2000 - Mar 2026 |
| Botswana (%) | 3.5 Mar 2026 | quarterly | Dec 2002 - Mar 2026 |
| Brazil (%) | 4.7 May 2026 | monthly | Mar 2011 - May 2026 |
| Brunei (%) | 1.7 Dec 2025 | quarterly | Mar 2011 - Dec 2025 |
| Bulgaria (%) | 2.0 Sep 2025 | quarterly | Mar 2015 - Sep 2025 |
| Cambodia (%) | 7.2 2024 | yearly | 2009 - 2024 |
| Canada (%) | 0.7 Mar 2026 | quarterly | Mar 2005 - Mar 2026 |
| Chile (%) | 2.4 May 2026 | monthly | Jan 2009 - May 2026 |
| China (%) | 1.5 Dec 2025 | quarterly | Mar 2005 - Dec 2025 |
| Colombia (%) | 3.8 Mar 2026 | monthly | Apr 1995 - Mar 2026 |
| Croatia (%) | 2.3 Mar 2026 | quarterly | Dec 2001 - Mar 2026 |
| Cyprus (%) | 3.0 Mar 2026 | monthly | Dec 2014 - Mar 2026 |
| Czech Republic (%) | 1.5 May 2026 | monthly | Jan 2002 - May 2026 |
| Denmark (%) | 1.5 Dec 2025 | quarterly | Dec 2010 - Dec 2025 |
| Ecuador (%) | 5.0 Apr 2026 | monthly | Jan 2006 - Apr 2026 |
| Egypt (%) | 1.9 Mar 2026 | quarterly | Mar 2011 - Mar 2026 |
| Estonia (%) | 0.3 May 2026 | monthly | Dec 2000 - May 2026 |
| European Union (%) | 3.7 2017 | yearly | 2008 - 2017 |
| Finland (%) | 1.3 Mar 2026 | quarterly | Dec 2014 - Mar 2026 |
| France (%) | 2.1 2023 | yearly | 2008 - 2023 |
| Georgia (%) | 2.7 May 2026 | monthly | Dec 2003 - May 2026 |
| Germany (%) | 1.9 2025 | yearly | 2005 - 2025 |
| Ghana (%) | 18.7 Feb 2026 | monthly | Dec 2005 - Feb 2026 |
| Greece (%) | 31.9 Dec 2013 | quarterly | Mar 2005 - Dec 2013 |
| Hong Kong SAR, China (%) | 2.1 Mar 2026 | quarterly | Mar 1997 - Mar 2026 |
| Hungary (%) | 1.5 Mar 2026 | quarterly | Dec 2015 - Mar 2026 |
| Iceland (%) | 7.8 2021 | yearly | 2009 - 2021 |
| India (%) | 2.2 2025 | yearly | 1998 - 2025 |
| Indonesia (%) | 2.3 Aug 2025 | monthly | Jan 2003 - Aug 2025 |
| Iran (%) | 11.5 Dec 2025 | monthly | Jan 2011 - Dec 2025 |
| Ireland (%) | 1.0 Dec 2025 | quarterly | Mar 2010 - Dec 2025 |
| Israel (%) | 0.6 Sep 2025 | quarterly | Mar 2011 - Sep 2025 |
| Italy (%) | 2.4 Mar 2026 | quarterly | Jun 2008 - Mar 2026 |
| Japan (%) | 1.0 Sep 2025 | semiannually | Mar 1999 - Sep 2025 |
| Jordan (%) | 5.6 2024 | yearly | 2001 - 2024 |
| Kazakhstan (%) | 4.2 May 2026 | monthly | Apr 2008 - May 2026 |
| Kenya (%) | 14.4 Sep 2025 | quarterly | Mar 2016 - Sep 2025 |
| South Korea (%) | 0.5 Mar 2026 | quarterly | Jun 2001 - Mar 2026 |
| Kosovo (%) | 2.1 Feb 2026 | monthly | Jul 2010 - Feb 2026 |
| Kuwait (%) | 1.4 Dec 2025 | quarterly | Mar 2011 - Dec 2025 |
| Kyrgyzstan (%) | 11.4 May 2026 | monthly | Dec 2000 - May 2026 |
| Laos (%) | 1.1 Dec 2025 | quarterly | Dec 2017 - Dec 2025 |
| Latvia (%) | 1.3 Dec 2025 | quarterly | Dec 2004 - Dec 2025 |
| Lebanon (%) | 23.8 Jun 2020 | quarterly | Jun 2011 - Jun 2020 |
| Lithuania (%) | 0.5 Jun 2025 | quarterly | Mar 2009 - Jun 2025 |
| Luxembourg (%) | 0.2 Dec 2013 | semiannually | Dec 2005 - Dec 2013 |
| Macau SAR, China (%) | 4.4 Apr 2026 | monthly | Jan 1990 - Apr 2026 |
| North Macedonia (%) | 1.8 Mar 2026 | quarterly | Dec 2005 - Mar 2026 |
| Malawi (%) | 4.4 Dec 2025 | quarterly | Dec 2003 - Dec 2025 |
| Malaysia (%) | 1.4 May 2026 | monthly | Dec 2005 - May 2026 |
| Malta (%) | 2.0 2024 | yearly | 2003 - 2024 |
| Mauritius (%) | 3.5 Dec 2025 | quarterly | Mar 2009 - Dec 2025 |
| Mexico (%) | 2.2 Mar 2026 | quarterly | Dec 1994 - Mar 2026 |
| Moldova (%) | 5.3 May 2026 | monthly | Sep 2002 - May 2026 |
| Mongolia (%) | 5.0 Jun 2026 | monthly | Dec 1996 - Jun 2026 |
| Montenegro (%) | 4.3 Jun 2024 | monthly | Aug 2010 - Jun 2024 |
| Morocco (%) | 8.4 May 2026 | monthly | Dec 2001 - May 2026 |
| Nepal (%) | 2.5 2015 | yearly | 2003 - 2015 |
| Netherlands (%) | 1.4 Dec 2025 | quarterly | Mar 2008 - Dec 2025 |
| New Zealand (%) | 0.5 Dec 2017 | quarterly | Mar 1996 - Dec 2017 |
| Nigeria (%) | 6.1 2019 | yearly | 2003 - 2019 |
| Norway (%) | 0.4 2022 | yearly | 1990 - 2022 |
| Oman (%) | 4.5 Mar 2026 | quarterly | Jun 2008 - Mar 2026 |
| Pakistan (%) | 5.8 Mar 2026 | quarterly | Mar 2006 - Mar 2026 |
| Palestinian Territory (%) | 3.4 Jun 2024 | quarterly | Dec 2008 - Jun 2024 |
| Panama (%) | 1.5 Apr 2026 | monthly | Dec 2008 - Apr 2026 |
| Paraguay (%) | 2.6 May 2026 | monthly | Jan 1999 - May 2026 |
| Peru (%) | 2.5 May 2026 | monthly | Dec 2004 - May 2026 |
| Philippines (%) | 3.4 May 2026 | monthly | Mar 2008 - May 2026 |
| Poland (%) | 4.5 May 2026 | monthly | Dec 1996 - May 2026 |
| Portugal (%) | 1.1 May 2026 | monthly | Dec 1997 - May 2026 |
| Qatar (%) | 3.4 2025 | yearly | 2000 - 2025 |
| Romania (%) | 2.9 May 2026 | monthly | Sep 2014 - May 2026 |
| Russia (%) | 16.8 Nov 2020 | monthly | Jun 2009 - Nov 2020 |
| Saudi Arabia (%) | 1.0 Dec 2025 | quarterly | Mar 2009 - Dec 2025 |
| Serbia (%) | 2.1 Mar 2026 | quarterly | Sep 2008 - Mar 2026 |
| Singapore (%) | 1.0 Mar 2026 | quarterly | Jun 2004 - Mar 2026 |
| Slovakia (%) | 2.0 May 2026 | monthly | Jan 2009 - May 2026 |
| Slovenia (%) | 0.7 Apr 2026 | monthly | Mar 2008 - Apr 2026 |
| South Africa (%) | 4.7 Mar 2026 | monthly | Jan 2008 - Mar 2026 |
| Spain (%) | 2.6 Apr 2026 | monthly | Jan 1962 - Apr 2026 |
| Sri Lanka (%) | 4.5 2021 | yearly | 1998 - 2021 |
| Sudan (%) | 3.7 2021 | yearly | 2000 - 2021 |
| Sweden (%) | 0.3 Mar 2026 | quarterly | Jun 2019 - Mar 2026 |
| Switzerland (%) | 0.8 2025 | yearly | 2005 - 2025 |
| Taiwan, China (%) | 0.1 May 2026 | monthly | Jan 2004 - May 2026 |
| Tajikistan (%) | 20.6 Apr 2019 | monthly | Jan 2000 - Apr 2019 |
| Thailand (%) | 3.0 Dec 2019 | quarterly | Mar 1998 - Dec 2019 |
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| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -3.1 Mar 2026 | quarterly | Dec 1991 - Mar 2026 |
| Consolidated Fiscal Balance (USD mn) | -42,574.620 Mar 2026 | quarterly | Mar 1991 - Mar 2026 |
| Tax Revenue (USD mn) | 302,989.732 Mar 2026 | quarterly | Mar 1991 - Mar 2026 |
| Tax Revenue: % of GDP (%) | 22.8 Mar 2026 | quarterly | Mar 1991 - Mar 2026 |
| National Government Debt (USD mn) | 3,342,563.9 Mar 2026 | quarterly | Mar 2000 - Mar 2026 |
| Government Debt: % of GDP (%) | 64.4 Mar 2026 | quarterly | Mar 2000 - Mar 2026 |
| Forecast: Government Expenditure (EUR bn) | 2,798.121 2031 | yearly | 1991 - 2031 |
| Forecast: Government Net Debt (EUR bn) | 3,991.688 2031 | yearly | 1991 - 2031 |
| Forecast: Government Revenue (EUR bn) | 2,599.816 2031 | yearly | 1991 - 2031 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 2.600 2031 | yearly | 1980 - 2031 |
| Trade Balance (USD mn) | 22,264.0 May 2026 | monthly | Jan 1957 - May 2026 |
| Total Exports (USD mn) | 161,092.7 May 2026 | monthly | Jan 1957 - May 2026 |
| Total Exports Growth (%) | 6.1 May 2026 | monthly | Jan 1951 - May 2026 |
| Aluminum: Exports (USD th) | 11,279,159.417 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 77,031,976.536 2025 | yearly | 1995 - 2025 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 56,608,362.267 2025 | yearly | 1995 - 2025 |
| Total Imports (USD mn) | 138,828.7 May 2026 | monthly | Jan 1957 - May 2026 |
| Total Imports Growth (%) | 6.9 May 2026 | monthly | Jan 1951 - May 2026 |
| Imports: Medicament (USD th) | 45,773,810.048 2025 | yearly | 1995 - 2025 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 40,080,092.776 2025 | yearly | 1995 - 2025 |
| Total Exports to USA (USD mn) | 14,608.559 May 2026 | monthly | Sep 1977 - May 2026 |
| Total Imports from USA (USD mn) | 11,143.674 May 2026 | monthly | Jul 1990 - May 2026 |
| Total Exports to China (USD mn) | 6,668.998 May 2026 | monthly | Jan 2000 - May 2026 |
| Total Imports from China (USD mn) | 16,474.185 May 2026 | monthly | Jan 2000 - May 2026 |
| Motor Vehicle Exports: Car (Unit) | 287,700.000 Jun 2026 | monthly | Jul 2000 - Jun 2026 |
| Exports: China (EUR th) | 5,709,270.000 May 2026 | monthly | Jan 2000 - May 2026 |
| Imports cif (EUR mn) | 113,695.696 May 2026 | monthly | Jan 1950 - May 2026 |
| Exports fob (EUR mn) | 129,295.527 May 2026 | monthly | Jan 1950 - May 2026 |
| Exports fob: YoY (%) | -0.800 May 2026 | monthly | Jan 2001 - May 2026 |
| Imports cif: YoY (%) | 1.600 May 2026 | monthly | Jan 2001 - May 2026 |
| Exports fob: swda (EUR bn) | 137.910 May 2026 | monthly | Jan 1950 - May 2026 |
| Trade Balance: swda (EUR bn) | 19.060 May 2026 | monthly | Jan 1950 - May 2026 |
| Imports cif: swda (EUR bn) | 118.850 May 2026 | monthly | Jan 1950 - May 2026 |
| Exports Value: HS: Photosensitive Semiconductor Devices, Photovoltaic Cells asse... (EUR th) | 27,660.000 Apr 2026 | monthly | Jan 2021 - Apr 2026 |
| Imports Value: HS: Photosensitive Semiconductor Devices, Light Emitting Diodes (... (EUR th) | 87,169.000 Apr 2026 | monthly | Jan 2021 - Apr 2026 |
| Balance of Payments | Last | Frequency | Range |
|---|---|---|---|
| Direct Investment Abroad (USD mn) | 2,237.5 May 2026 | monthly | Jan 1971 - May 2026 |
| Current Account Balance (USD mn) | 26,492.5 May 2026 | monthly | Jan 1991 - May 2026 |
| Current Account Balance: % of GDP (%) | 4.5 Mar 2026 | quarterly | Mar 1991 - Mar 2026 |
| Foreign Direct Investment (USD mn) | 13,774.4 May 2026 | monthly | Jan 1971 - May 2026 |
| Foreign Direct Investment: % of GDP (%) | 1.4 Mar 2026 | quarterly | Mar 1991 - Mar 2026 |
| Foreign Portfolio Investment (USD mn) | 101,119.451 Mar 2026 | quarterly | Mar 1971 - Mar 2026 |
| Foreign Portfolio Investment: % of GDP (%) | 7.6 Mar 2026 | quarterly | Mar 1971 - Mar 2026 |
| Foreign Portfolio Investment: Equity Securities (USD mn) | -2,023.7 Mar 2026 | quarterly | Mar 1971 - Mar 2026 |
| Foreign Portfolio Investment: Debt Securities (USD mn) | 103,143.143 Mar 2026 | quarterly | Mar 1971 - Mar 2026 |
| External Debt (USD mn) | 8,139,666.9 Mar 2026 | quarterly | Jun 1999 - Mar 2026 |
| External Debt: % of GDP (%) | 151.6 2025 | yearly | 1999 - 2025 |
| External Debt: Short Term (USD mn) | 3,070,612.4 Mar 2026 | quarterly | Mar 2004 - Mar 2026 |
| External Debt: Short Term: % of GDP (%) | 54.8 2025 | yearly | 2004 - 2025 |
| Total Debt: % of GDP (%) | 585.6 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Forecast: Current Account Balance (USD bn) | 243.613 2031 | yearly | 1980 - 2031 |
| Net International Investment Position (USD mn) | 4,437,091.788 Mar 2026 | quarterly | Dec 1957 - Mar 2026 |
| Insolvency (IN): No of Proceedings (NP) (Unit) | 10,176.000 Apr 2026 | monthly | Jan 2003 - Apr 2026 |
| DE: BOP: Net Errors and Omissions (USD mn) | 99,453.753 2025 | yearly | 1971 - 2025 |
| DE: BOP: Financial Account: Portfolio Investment: Net (USD mn) | 53,990.104 2025 | yearly | 1971 - 2025 |
| DE: BOP: Current Account: Personal Remittances: Paid (USD mn) | 26,674.776 2025 | yearly | 1971 - 2025 |
| DE: BOP: Current Account: Personal Remittances: Received (USD mn) | 23,900.454 2025 | yearly | 1971 - 2025 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 1.9 2025 | yearly | 2005 - 2025 |
| Household Debt: % of GDP (%) | 48.7 Dec 2025 | quarterly | Dec 1991 - Dec 2025 |
| Money Supply M1 (USD mn) | 3,437,363.286 May 2026 | monthly | Jan 1957 - May 2026 |
| Money Supply M2 (USD mn) | 4,758,842.139 May 2026 | monthly | Jan 1969 - May 2026 |
| M2 Growth (%) | 3.7 May 2026 | monthly | Jan 1970 - May 2026 |
| Reserve Requirement Ratio (%) | 1.0 Jun 2026 | monthly | Jan 1999 - Jun 2026 |
| Foreign Exchange Reserves (USD mn) | 38,526.7 May 2026 | monthly | Jan 1957 - May 2026 |
| Foreign Exchange Reserves: % of GDP (%) | 0.737 Mar 2026 | quarterly | Dec 1991 - Mar 2026 |
| Foreign Exchange Reserves: Months of Import (NA) | 0.3 May 2026 | monthly | Jan 1957 - May 2026 |
| Gold Reserves (USD mn) | 489,325.575 May 2026 | monthly | Dec 1998 - May 2026 |
| Total Deposits (USD mn) | 7,423,391.979 May 2026 | monthly | Sep 1997 - May 2026 |
| Total Deposits Growth (%) | 3.8 May 2026 | monthly | Sep 1998 - May 2026 |
| Domestic Credit (USD mn) | 0.0 May 2025 | monthly | Jan 1999 - May 2025 |
| Domestic Credit Growth (%) | -100.0 May 2025 | monthly | Jan 2000 - May 2025 |
| Debt Service Ratio: Households (%) | 5.400 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 12.200 Dec 2025 | quarterly | Mar 1999 - Dec 2025 |
| Credit to Households (USD bn) | 2,560.189 Sep 2025 | quarterly | Dec 1970 - Sep 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 7,191.533 Dec 2025 | quarterly | Mar 1955 - Dec 2025 |
| Household Debt (USD mn) | 2,554,105.7 Dec 2025 | quarterly | Mar 1991 - Dec 2025 |
| Total Loans (USD mn) | 9,018,554.182 May 2026 | monthly | Jan 1957 - May 2026 |
| Total Loans Growth (%) | 3.63 May 2026 | monthly | Dec 1949 - May 2026 |
| Private Debt: % of Nominal GDP (%) | 72.26 Mar 2026 | quarterly | Dec 1991 - Mar 2026 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 1.6 Jun 2026 | monthly | Jan 1992 - Jun 2026 |
| Business Climate: Balance: sa: Manufacturing Industry (NA) | -12.766 Jun 2026 | monthly | Jan 1991 - Jun 2026 |
| Business Assessment: Balance: Manufacturing Industry (NA) | -9.800 Jun 2026 | monthly | Jan 1991 - Jun 2026 |
| Economic Expectation Indicator: Germany (%) | 10.500 Jun 2026 | monthly | Dec 1991 - Jun 2026 |
| Current Economic Situation Indicator: Germany: Balance (%) | -81.000 Jun 2026 | monthly | Dec 1991 - Jun 2026 |
| Leading Economic Index (2016=100) | 87.500 May 2026 | monthly | Jan 1965 - May 2026 |
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