Germany Non Performing Loans Ratio

2005 - 2023 | Yearly | % | CEIC Data

Key information about Germany Non Performing Loans Ratio

  • Germany Non Performing Loans Ratio stood at 1.5 % in Dec 2023, compared with the ratio of 1.2 % in the previous year
  • Germany Non Performing Loans Ratio data is updated yearly, available from Dec 2005 to Dec 2023
  • The data reached an all-time high of 4.0 % in Dec 2005 and a record low of 1.1 % in Dec 2019

The World Bank provides annual Non Performing Loans Ratio. Non Performing Loans are recorded before deduction of specific loan loss provisions.


Further information about Germany Non Performing Loans Ratio

  • In the latest reports, Money Supply M2 in Germany increased 3.3 % YoY in Oct 2025
  • Germany Foreign Exchange Reserves was measured at 36.4 USD bn in Oct 2025
  • The Foreign Exchange Reserves equaled 0.3 Months of Import in Sep 2025
  • The country's Domestic Credit reached 6,219.5 USD bn in Feb 2025, representing an drop of 1.6 % YoY
  • Household Debt of Germany reached 2,532.0 USD bn in Jun 2025, accounting for 49.0 % of the country's Nominal GDP

View Germany's Non Performing Loans Ratio from 2005 to 2023 in the chart:

Germany Non Performing Loans Ratio

What was Germany's Non Performing Loans Ratio in 2023?

Germany Non Performing Loans Ratio stood at 1.5 % in Dec 2023, compared with the ratio of 1.2 % in the previous year See the table below for more data.

Last Previous Min Max Unit Frequency Range
1.5 2023 1.2 2022 1.1 2019 4.0 2005 % yearly 2005 - 2023

Non Performing Loans Ratio by Country Comparison

country/region Last Frequency Range
Albania (%) 4.3 Oct 2025 monthly Jul 2007 - Oct 2025
Algeria (%) 20.7 2024 yearly 2009 - 2024
Argentina (%) 4.2 Sep 2025 monthly Dec 2002 - Sep 2025
Armenia (%) 1.3 Oct 2025 monthly Jan 2005 - Oct 2025
Australia (%) 1.2 Sep 2025 quarterly Jun 2004 - Sep 2025
Austria (%) 3.0 Jun 2025 semiannually Dec 2009 - Jun 2025
Azerbaijan (%) 5.9 Mar 2015 quarterly Dec 2009 - Mar 2015
Bahrain (%) 2.7 Mar 2025 semiannually Mar 2013 - Mar 2025
Bangladesh (%) 24.1 Mar 2025 quarterly Mar 2003 - Mar 2025
Belarus (%) 1.0 Dec 2018 monthly Dec 2003 - Dec 2018
Belgium (%) 0.7 Sep 2025 quarterly Mar 2007 - Sep 2025
Bolivia (%) 3.1 Jun 2025 monthly Aug 2014 - Jun 2025
Bosnia and Herzegovina (%) 2.7 Sep 2025 quarterly Dec 2000 - Sep 2025
Botswana (%) 3.2 Sep 2025 quarterly Dec 2002 - Sep 2025
Brazil (%) 4.0 Oct 2025 monthly Mar 2011 - Oct 2025
Brunei (%) 1.9 Sep 2025 quarterly Mar 2011 - Sep 2025
Bulgaria (%) 2.0 Sep 2025 quarterly Mar 2015 - Sep 2025
Cambodia (%) 7.2 2024 yearly 2009 - 2024
Canada (%) 0.7 Jun 2025 quarterly Mar 2005 - Jun 2025
Chile (%) 2.4 Oct 2025 monthly Jan 2009 - Oct 2025
China (%) 1.5 Sep 2025 quarterly Mar 2005 - Sep 2025
Colombia (%) 4.0 Oct 2025 monthly Apr 1995 - Oct 2025
Croatia (%) 2.4 Jun 2025 quarterly Dec 2001 - Jun 2025
Cyprus (%) 4.5 Sep 2025 monthly Dec 2014 - Sep 2025
Czech Republic (%) 1.6 Oct 2025 monthly Jan 2002 - Oct 2025
Denmark (%) 2.5 Jun 2025 quarterly Dec 2010 - Jun 2025
Ecuador (%) 5.3 Oct 2025 monthly Jan 2006 - Oct 2025
Egypt (%) 2.1 Jun 2025 quarterly Mar 2011 - Jun 2025
Estonia (%) 0.4 Oct 2025 monthly Dec 2000 - Oct 2025
European Union (%) 3.7 2017 yearly 2008 - 2017
Finland (%) 1.5 Jun 2025 quarterly Dec 2014 - Jun 2025
France (%) 2.1 2023 yearly 2008 - 2023
Georgia (%) 1.7 Jun 2023 monthly Dec 2003 - Jun 2023
Germany (%) 1.5 2023 yearly 2005 - 2023
Ghana (%) 19.5 Oct 2025 monthly Dec 2005 - Oct 2025
Greece (%) 31.9 Dec 2013 quarterly Mar 2005 - Dec 2013
Hong Kong SAR, China (%) 2.1 Sep 2025 quarterly Mar 1997 - Sep 2025
Hungary (%) 1.6 Sep 2025 quarterly Dec 2015 - Sep 2025
Iceland (%) 7.8 2021 yearly 2009 - 2021
India (%) 2.8 2024 yearly 1998 - 2024
Indonesia (%) 2.3 Aug 2025 monthly Jan 2003 - Aug 2025
Iran (%) 11.1 May 2025 monthly Jan 2011 - May 2025
Ireland (%) 1.0 Mar 2025 quarterly Mar 2010 - Mar 2025
Israel (%) 0.7 Jun 2025 quarterly Mar 2011 - Jun 2025
Italy (%) 2.7 Jun 2025 quarterly Jun 2008 - Jun 2025
Japan (%) 1.2 Sep 2024 semiannually Mar 1999 - Sep 2024
Jordan (%) 5.6 2024 yearly 2001 - 2024
Kazakhstan (%) 3.5 Oct 2025 monthly Apr 2008 - Oct 2025
Kenya (%) 15.1 Jun 2025 quarterly Mar 2016 - Jun 2025
South Korea (%) 0.5 Sep 2025 quarterly Jun 2001 - Sep 2025
Kosovo (%) 2.0 May 2025 monthly Jul 2010 - May 2025
Kuwait (%) 1.6 Sep 2025 quarterly Mar 2011 - Sep 2025
Kyrgyzstan (%) 10.8 Oct 2025 monthly Dec 2000 - Oct 2025
Laos (%) 1.5 Jun 2025 quarterly Dec 2017 - Jun 2025
Latvia (%) 1.3 Jun 2025 quarterly Dec 2004 - Jun 2025
Lebanon (%) 23.8 Jun 2020 quarterly Jun 2011 - Jun 2020
Lithuania (%) 0.5 Jun 2025 quarterly Mar 2009 - Jun 2025
Luxembourg (%) 0.2 Dec 2013 semiannually Dec 2005 - Dec 2013
Macau SAR, China (%) 5.4 Oct 2025 monthly Jan 1990 - Oct 2025
North Macedonia (%) 2.3 Jun 2025 quarterly Dec 2005 - Jun 2025
Malawi (%) 9.4 Dec 2024 quarterly Dec 2003 - Dec 2024
Malaysia (%) 1.4 Oct 2025 monthly Dec 2005 - Oct 2025
Malta (%) 2.2 2023 yearly 2003 - 2023
Mauritius (%) 3.8 Mar 2025 quarterly Mar 2009 - Mar 2025
Mexico (%) 2.2 Sep 2025 quarterly Dec 1994 - Sep 2025
Moldova (%) 4.7 Oct 2025 monthly Sep 2002 - Oct 2025
Mongolia (%) 5.3 Oct 2025 monthly Dec 1996 - Oct 2025
Montenegro (%) 4.3 Jun 2024 monthly Aug 2010 - Jun 2024
Morocco (%) 8.6 Oct 2025 monthly Dec 2001 - Oct 2025
Nepal (%) 2.5 2015 yearly 2003 - 2015
Netherlands (%) 1.5 Jun 2025 quarterly Mar 2008 - Jun 2025
New Zealand (%) 0.5 Dec 2017 quarterly Mar 1996 - Dec 2017
Nigeria (%) 6.1 2019 yearly 2003 - 2019
Norway (%) 0.4 2022 yearly 1990 - 2022
Oman (%) 4.5 Sep 2025 quarterly Jun 2008 - Sep 2025
Pakistan (%) 6.6 Sep 2025 quarterly Mar 2006 - Sep 2025
Palestinian Territory (%) 3.4 Jun 2024 quarterly Dec 2008 - Jun 2024
Panama (%) 1.5 Oct 2025 monthly Dec 2008 - Oct 2025
Paraguay (%) 2.4 Oct 2025 monthly Jan 1999 - Oct 2025
Peru (%) 3.0 Sep 2025 monthly Dec 2004 - Sep 2025
Philippines (%) 3.3 Oct 2025 monthly Mar 2008 - Oct 2025
Poland (%) 4.9 Sep 2025 monthly Dec 1996 - Sep 2025
Portugal (%) 1.2 Oct 2025 monthly Dec 1997 - Oct 2025
Qatar (%) 3.7 2022 yearly 2000 - 2022
Romania (%) 2.9 Sep 2025 monthly Sep 2014 - Sep 2025
Russia (%) 16.8 Nov 2020 monthly Jun 2009 - Nov 2020
Saudi Arabia (%) 1.2 Jun 2025 quarterly Mar 2009 - Jun 2025
Serbia (%) 2.3 Jun 2025 quarterly Sep 2008 - Jun 2025
Singapore (%) 1.3 Dec 2019 quarterly Dec 2008 - Dec 2019
Slovakia (%) 2.0 Oct 2025 monthly Jan 2009 - Oct 2025
Slovenia (%) 0.8 Sep 2025 monthly Mar 2008 - Sep 2025
South Africa (%) 4.9 Oct 2025 monthly Jan 2008 - Oct 2025
Spain (%) 2.9 Sep 2025 monthly Jan 1962 - Sep 2025
Sri Lanka (%) 4.5 2021 yearly 1998 - 2021
Sudan (%) 3.7 2021 yearly 2000 - 2021
Sweden (%) 0.5 Dec 2024 quarterly Mar 2012 - Dec 2024
Switzerland (%) 0.8 2023 yearly 2005 - 2023
Taiwan, China (%) 0.1 Oct 2025 monthly Jan 2004 - Oct 2025
Tajikistan (%) 20.6 Apr 2019 monthly Jan 2000 - Apr 2019
Thailand (%) 3.0 Dec 2019 quarterly Mar 1998 - Dec 2019

Accurate Macro & Micro Economic Data You Can Trust

Explore the most complete set of 6.6 million time series covering more than 200 economies, 20 industries and 18 macroeconomic sectors.

Learn more about what we do

Germany Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -2.3 Sep 2025 quarterly Dec 1991 - Sep 2025
Consolidated Fiscal Balance (USD mn) -46,923.274 Sep 2025 quarterly Mar 1991 - Sep 2025
Tax Revenue (USD mn) 289,924.014 Sep 2025 quarterly Mar 1991 - Sep 2025
Tax Revenue: % of GDP (%) 22.2 Sep 2025 quarterly Mar 1991 - Sep 2025
National Government Debt (USD mn) 3,217,205.9 Jun 2025 quarterly Mar 2000 - Jun 2025
Government Debt: % of GDP (%) 62.3 Jun 2025 quarterly Mar 2000 - Jun 2025
Forecast: Government Expenditure (EUR bn) 2,707.148 2030 yearly 1991 - 2030
Forecast: Government Net Debt (EUR bn) 3,815.153 2030 yearly 1991 - 2030
Forecast: Government Revenue (EUR bn) 2,497.167 2030 yearly 1991 - 2030
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 2.670 2030 yearly 1980 - 2030
Trade Balance (USD mn) 17,819.8 Sep 2025 monthly Jan 1957 - Sep 2025
Total Exports (USD mn) 153,945.2 Sep 2025 monthly Jan 1957 - Sep 2025
Total Exports Growth (%) 2.0 Sep 2025 monthly Jan 1951 - Sep 2025
Aluminum: Exports (USD th) 11,279,159.417 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 70,970,902.063 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 54,214,028.985 2024 yearly 1995 - 2024
Total Imports (USD mn) 136,125.4 Sep 2025 monthly Jan 1957 - Sep 2025
Total Imports Growth (%) 4.9 Sep 2025 monthly Jan 1951 - Sep 2025
Imports: Medicament (USD th) 36,738,204.645 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 41,845,878.903 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 14,262.983 Oct 2025 monthly Sep 1977 - Oct 2025
Total Imports from USA (USD mn) 10,165.974 Sep 2025 monthly Jul 1990 - Sep 2025
Total Exports to China (USD mn) 7,608.555 Oct 2025 monthly Jan 2000 - Oct 2025
Total Imports from China (USD mn) 17,993.924 Oct 2025 monthly Jan 2000 - Oct 2025
Motor Vehicle Exports: Car (Unit) 292,200.000 Nov 2025 monthly Jul 2000 - Nov 2025
Exports: SITC: Machinery and Mechanical Appliances (EUR th) 22,223,382.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Vehicles, Motorcycles & Bicycles (EUR th) 12,975,615.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: SITC: Pharmaceutical Products (EUR th) 9,627,254.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Electrical Machinery, TV Image and Sound Reproducing (EUR th) 17,985,372.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Pharmaceutical Products (EUR th) 6,126,580.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: SITC: Iron & Steel (EUR th) 2,186,120.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Iron & Steel (EUR th) 2,250,170.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: SITC: Electrical Machinery, TV Image and Sound Reproducing (EUR th) 15,892,665.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Machinery and Mechanical Appliances (EUR th) 15,076,653.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: SITC: Plastics & Articles Thereof (EUR th) 5,891,117.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: SITC: Vehicles, Motorcycles & Bicycles (EUR th) 22,761,978.000 Oct 2025 monthly Jan 2008 - Oct 2025
Imports: SITC: Mineral Fuels & Oils, Bituminous Substances (EUR th) 8,174,804.000 Oct 2025 monthly Jan 2008 - Oct 2025
Exports: China (EUR th) 6,535,998.000 Oct 2025 monthly Jan 2000 - Oct 2025
Imports cif (EUR mn) 121,623.184 Oct 2025 monthly Jan 1950 - Oct 2025
Exports fob (EUR mn) 139,173.118 Oct 2025 monthly Jan 1950 - Oct 2025
Exports fob: YoY (%) 4.200 Oct 2025 monthly Jan 2001 - Oct 2025
Imports cif: YoY (%) 2.700 Oct 2025 monthly Jan 2001 - Oct 2025
Trade Balance: swda (EUR bn) 16.860 Oct 2025 monthly Jan 1950 - Oct 2025
Imports cif: swda (EUR bn) 113.140 Jan 2025 monthly Jan 1950 - Jan 2025
Exports fob: swda (EUR bn) 129.170 Jan 2025 monthly Jan 1950 - Jan 2025
Exports Value: HS: Photosensitive Semiconductor Devices, Photovoltaic Cells asse... (EUR th) 25,537.000 Sep 2025 monthly Jan 2021 - Sep 2025
Imports Value: HS: Photosensitive Semiconductor Devices, Light Emitting Diodes (... (EUR th) 73,359.000 Oct 2025 monthly Jan 2021 - Oct 2025
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 11,438.6 Oct 2025 monthly Jan 1971 - Oct 2025
Current Account Balance (USD mn) 17,077.3 Oct 2025 monthly Jan 1991 - Oct 2025
Current Account Balance: % of GDP (%) 4.2 Sep 2025 quarterly Mar 1991 - Sep 2025
Foreign Direct Investment (USD mn) 15,861.7 Oct 2025 monthly Jan 1971 - Oct 2025
Foreign Direct Investment: % of GDP (%) 1.5 Sep 2025 quarterly Mar 1991 - Sep 2025
Foreign Portfolio Investment (USD mn) 83,492.035 Sep 2025 quarterly Mar 1971 - Sep 2025
Foreign Portfolio Investment: % of GDP (%) 6.4 Sep 2025 quarterly Mar 1971 - Sep 2025
Foreign Portfolio Investment: Equity Securities (USD mn) -5,082.3 Sep 2025 quarterly Mar 1971 - Sep 2025
Foreign Portfolio Investment: Debt Securities (USD mn) 88,574.297 Sep 2025 quarterly Mar 1971 - Sep 2025
External Debt (USD mn) 7,881,499.2 Jun 2025 quarterly Jun 1999 - Jun 2025
External Debt: % of GDP (%) 147.6 2024 yearly 1999 - 2024
External Debt: Short Term (USD mn) 2,850,772.9 Jun 2025 quarterly Mar 2004 - Jun 2025
External Debt: Short Term: % of GDP (%) 52.5 2024 yearly 2004 - 2024
Total Debt: % of GDP (%) 595.9 Jun 2025 quarterly Mar 1999 - Jun 2025
Forecast: Current Account Balance (USD bn) 244.728 2030 yearly 1980 - 2030
Net International Investment Position (USD mn) 3,903,737.077 Jun 2025 quarterly Dec 1957 - Jun 2025
Insolvency (IN): No of Proceedings (NP) (Unit) 9,448.000 Sep 2025 monthly Jan 2003 - Sep 2025
DE: BOP: Financial Account: Portfolio Investment: Net (USD mn) 34,336.677 2024 yearly 1971 - 2024
DE: BOP: Net Errors and Omissions (USD mn) 38,264.366 2024 yearly 1971 - 2024
DE: BOP: Current Account: Personal Remittances: Paid (USD mn) 23,662.388 2024 yearly 1971 - 2024
DE: BOP: Current Account: Personal Remittances: Received (USD mn) 21,225.006 2024 yearly 1971 - 2024
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 1.5 2023 yearly 2005 - 2023
Household Debt: % of GDP (%) 49.0 Jun 2025 quarterly Dec 1991 - Jun 2025
Money Supply M1 (USD mn) 3,299,802.727 Oct 2025 monthly Jan 1957 - Oct 2025
Money Supply M2 (USD mn) 4,604,051.140 Oct 2025 monthly Jan 1969 - Oct 2025
M2 Growth (%) 3.3 Oct 2025 monthly Jan 1970 - Oct 2025
Reserve Requirement Ratio (%) 1.0 Nov 2025 monthly Jan 1999 - Nov 2025
Foreign Exchange Reserves (USD mn) 37,407.7 Nov 2025 monthly Jan 1957 - Nov 2025
Foreign Exchange Reserves: % of GDP (%) 0.704 Sep 2025 quarterly Dec 1991 - Sep 2025
Foreign Exchange Reserves: Months of Import (NA) 0.3 Oct 2025 monthly Jan 1957 - Oct 2025
Gold Reserves (USD mn) 433,546.899 Oct 2025 monthly Dec 1998 - Oct 2025
Total Deposits (USD mn) 7,048,966.986 Oct 2025 monthly Sep 1997 - Oct 2025
Total Deposits Growth (%) 2.2 Oct 2025 monthly Sep 1998 - Oct 2025
Domestic Credit (USD mn) 0.0 May 2025 monthly Jan 1999 - May 2025
Domestic Credit Growth (%) -100.0 May 2025 monthly Jan 2000 - May 2025
Debt Service Ratio: Households (%) 5.400 Jun 2025 quarterly Mar 1999 - Jun 2025
Debt Service Ratio: Private Non-Financial Sector (%) 12.400 Jun 2025 quarterly Mar 1999 - Jun 2025
Credit to Households (USD bn) 2,536.840 Jun 2025 quarterly Dec 1970 - Jun 2025
Credit to Private Non-Financial Sector (USD bn) 7,157.690 Jun 2025 quarterly Mar 1955 - Jun 2025
Household Debt (USD mn) 2,531,962.4 Jun 2025 quarterly Mar 1991 - Jun 2025
Total Loans (USD mn) 8,567,933.396 Oct 2025 monthly Jan 1957 - Oct 2025
Total Loans Growth (%) 0.72 Oct 2025 monthly Dec 1949 - Oct 2025
Private Debt: % of Nominal GDP (%) 73.24 Sep 2025 quarterly Dec 1991 - Sep 2025
Business and Economic Survey Last Frequency Range
Business Confidence Growth (% Point) 9.6 Dec 2025 monthly Jan 1992 - Dec 2025
Business Assessment: Balance: Manufacturing Industry (NA) -21.200 Dec 2025 monthly Jan 1991 - Dec 2025
Business Climate: Balance: sa: Manufacturing Industry (NA) -14.776 Dec 2025 monthly Jan 1991 - Dec 2025
Economic Expectation Indicator: Germany (%) 45.800 Dec 2025 monthly Dec 1991 - Dec 2025
Current Economic Situation Indicator: Germany: Balance (%) -81.000 Dec 2025 monthly Dec 1991 - Dec 2025
Leading Economic Index (2016=100) 87.300 Dec 2024 monthly Jan 1965 - Dec 2024

More Indicators for Germany

Request a demo of CEIC

CEIC’s economic databases cover over 200 global markets. Our Platform offers the most reliable macroeconomic data and advanced analytical tools.

Request a demo
Unlimited access tailored to your data needs
Flexible monthly access to CEIC data