Pakistan Non Performing Loans Ratio

2006 - 2026 | Quarterly | % | State Bank of Pakistan

Key information about Pakistan Non Performing Loans Ratio

  • Pakistan Non Performing Loans Ratio stood at 5.8 % in Mar 2026, compared with the ratio of 6.1 % in the previous quarter
  • Pakistan Non Performing Loans Ratio data is updated quarterly, available from Mar 2006 to Mar 2026
  • The data reached an all-time high of 16.7 % in Sep 2011 and a record low of 5.8 % in Mar 2026

The State Bank of Pakistan provides quarterly Non Performing Loans Ratio. Non Performing Loans are defined as loans and advances whose mark-up/interest or principal is overdue by 90 days or more from the due date

View Pakistan's Non Performing Loans Ratio from Mar 2006 to Mar 2026 in the chart:

Pakistan Non Performing Loans Ratio

What was Pakistan's Non Performing Loans Ratio in Mar 2026?

Pakistan Non Performing Loans Ratio stood at 5.8 % in Mar 2026, compared with the ratio of 6.1 % in the previous quarter See the table below for more data.

Last Previous Min Max Unit Frequency Range
5.8 Mar 2026 6.1 Dec 2025 5.8 Mar 2026 16.7 Sep 2011 % quarterly Mar 2006 - Mar 2026

Non Performing Loans Ratio by Country Comparison

country/region Last Frequency Range
Albania (%) 3.8 May 2026 monthly Jul 2007 - May 2026
Algeria (%) 20.0 2025 yearly 2009 - 2025
Argentina (%) 4.2 Sep 2025 monthly Dec 2002 - Sep 2025
Armenia (%) 1.4 May 2026 monthly Jan 2005 - May 2026
Australia (%) 1.1 Mar 2026 quarterly Jun 2004 - Mar 2026
Austria (%) 3.0 Jun 2025 semiannually Dec 2009 - Jun 2025
Azerbaijan (%) 2.8 Jun 2025 quarterly Dec 2009 - Jun 2025
Bahrain (%) 2.7 Sep 2025 semiannually Mar 2013 - Sep 2025
Bangladesh (%) 30.6 Dec 2025 quarterly Mar 2003 - Dec 2025
Belarus (%) 1.0 Dec 2018 monthly Dec 2003 - Dec 2018
Belgium (%) 0.2 Mar 2026 quarterly Jun 2024 - Mar 2026
Bolivia (%) 2.8 May 2026 monthly Aug 2014 - May 2026
Bosnia and Herzegovina (%) 2.3 Mar 2026 quarterly Dec 2000 - Mar 2026
Botswana (%) 3.5 Mar 2026 quarterly Dec 2002 - Mar 2026
Brazil (%) 4.7 May 2026 monthly Mar 2011 - May 2026
Brunei (%) 1.7 Dec 2025 quarterly Mar 2011 - Dec 2025
Bulgaria (%) 2.0 Sep 2025 quarterly Mar 2015 - Sep 2025
Cambodia (%) 7.2 2024 yearly 2009 - 2024
Canada (%) 0.7 Mar 2026 quarterly Mar 2005 - Mar 2026
Chile (%) 2.4 May 2026 monthly Jan 2009 - May 2026
China (%) 1.5 Dec 2025 quarterly Mar 2005 - Dec 2025
Colombia (%) 3.8 Mar 2026 monthly Apr 1995 - Mar 2026
Croatia (%) 2.3 Mar 2026 quarterly Dec 2001 - Mar 2026
Cyprus (%) 3.0 Mar 2026 monthly Dec 2014 - Mar 2026
Czech Republic (%) 1.5 May 2026 monthly Jan 2002 - May 2026
Denmark (%) 1.5 Dec 2025 quarterly Dec 2010 - Dec 2025
Ecuador (%) 5.0 Apr 2026 monthly Jan 2006 - Apr 2026
Egypt (%) 1.9 Mar 2026 quarterly Mar 2011 - Mar 2026
Estonia (%) 0.3 May 2026 monthly Dec 2000 - May 2026
European Union (%) 3.7 2017 yearly 2008 - 2017
Finland (%) 1.3 Mar 2026 quarterly Dec 2014 - Mar 2026
France (%) 2.1 2023 yearly 2008 - 2023
Georgia (%) 2.7 May 2026 monthly Dec 2003 - May 2026
Germany (%) 1.9 2025 yearly 2005 - 2025
Ghana (%) 18.7 Feb 2026 monthly Dec 2005 - Feb 2026
Greece (%) 31.9 Dec 2013 quarterly Mar 2005 - Dec 2013
Hong Kong SAR, China (%) 2.1 Mar 2026 quarterly Mar 1997 - Mar 2026
Hungary (%) 1.5 Mar 2026 quarterly Dec 2015 - Mar 2026
Iceland (%) 7.8 2021 yearly 2009 - 2021
India (%) 2.2 2025 yearly 1998 - 2025
Indonesia (%) 2.3 Aug 2025 monthly Jan 2003 - Aug 2025
Iran (%) 11.5 Dec 2025 monthly Jan 2011 - Dec 2025
Ireland (%) 1.0 Dec 2025 quarterly Mar 2010 - Dec 2025
Israel (%) 0.6 Sep 2025 quarterly Mar 2011 - Sep 2025
Italy (%) 2.4 Mar 2026 quarterly Jun 2008 - Mar 2026
Japan (%) 1.0 Sep 2025 semiannually Mar 1999 - Sep 2025
Jordan (%) 5.6 2024 yearly 2001 - 2024
Kazakhstan (%) 4.2 May 2026 monthly Apr 2008 - May 2026
Kenya (%) 14.4 Sep 2025 quarterly Mar 2016 - Sep 2025
South Korea (%) 0.5 Mar 2026 quarterly Jun 2001 - Mar 2026
Kosovo (%) 2.1 Feb 2026 monthly Jul 2010 - Feb 2026
Kuwait (%) 1.4 Dec 2025 quarterly Mar 2011 - Dec 2025
Kyrgyzstan (%) 11.4 May 2026 monthly Dec 2000 - May 2026
Laos (%) 1.1 Dec 2025 quarterly Dec 2017 - Dec 2025
Latvia (%) 1.3 Dec 2025 quarterly Dec 2004 - Dec 2025
Lebanon (%) 23.8 Jun 2020 quarterly Jun 2011 - Jun 2020
Lithuania (%) 0.5 Jun 2025 quarterly Mar 2009 - Jun 2025
Luxembourg (%) 0.2 Dec 2013 semiannually Dec 2005 - Dec 2013
Macau SAR, China (%) 4.4 Apr 2026 monthly Jan 1990 - Apr 2026
North Macedonia (%) 1.8 Mar 2026 quarterly Dec 2005 - Mar 2026
Malawi (%) 4.4 Dec 2025 quarterly Dec 2003 - Dec 2025
Malaysia (%) 1.4 May 2026 monthly Dec 2005 - May 2026
Malta (%) 2.0 2024 yearly 2003 - 2024
Mauritius (%) 3.5 Dec 2025 quarterly Mar 2009 - Dec 2025
Mexico (%) 2.2 Mar 2026 quarterly Dec 1994 - Mar 2026
Moldova (%) 5.3 May 2026 monthly Sep 2002 - May 2026
Mongolia (%) 5.0 Jun 2026 monthly Dec 1996 - Jun 2026
Montenegro (%) 4.3 Jun 2024 monthly Aug 2010 - Jun 2024
Morocco (%) 8.4 May 2026 monthly Dec 2001 - May 2026
Nepal (%) 2.5 2015 yearly 2003 - 2015
Netherlands (%) 1.4 Dec 2025 quarterly Mar 2008 - Dec 2025
New Zealand (%) 0.5 Dec 2017 quarterly Mar 1996 - Dec 2017
Nigeria (%) 6.1 2019 yearly 2003 - 2019
Norway (%) 0.4 2022 yearly 1990 - 2022
Oman (%) 4.5 Mar 2026 quarterly Jun 2008 - Mar 2026
Pakistan (%) 5.8 Mar 2026 quarterly Mar 2006 - Mar 2026
Palestinian Territory (%) 3.4 Jun 2024 quarterly Dec 2008 - Jun 2024
Panama (%) 1.5 Apr 2026 monthly Dec 2008 - Apr 2026
Paraguay (%) 2.6 May 2026 monthly Jan 1999 - May 2026
Peru (%) 2.5 May 2026 monthly Dec 2004 - May 2026
Philippines (%) 3.4 May 2026 monthly Mar 2008 - May 2026
Poland (%) 4.5 May 2026 monthly Dec 1996 - May 2026
Portugal (%) 1.1 May 2026 monthly Dec 1997 - May 2026
Qatar (%) 3.4 2025 yearly 2000 - 2025
Romania (%) 2.9 May 2026 monthly Sep 2014 - May 2026
Russia (%) 16.8 Nov 2020 monthly Jun 2009 - Nov 2020
Saudi Arabia (%) 1.0 Dec 2025 quarterly Mar 2009 - Dec 2025
Serbia (%) 2.1 Mar 2026 quarterly Sep 2008 - Mar 2026
Singapore (%) 1.0 Mar 2026 quarterly Jun 2004 - Mar 2026
Slovakia (%) 2.0 May 2026 monthly Jan 2009 - May 2026
Slovenia (%) 0.7 Apr 2026 monthly Mar 2008 - Apr 2026
South Africa (%) 4.7 Mar 2026 monthly Jan 2008 - Mar 2026
Spain (%) 2.6 Apr 2026 monthly Jan 1962 - Apr 2026
Sri Lanka (%) 4.5 2021 yearly 1998 - 2021
Sudan (%) 3.7 2021 yearly 2000 - 2021
Sweden (%) 0.3 Mar 2026 quarterly Jun 2019 - Mar 2026
Switzerland (%) 0.8 2025 yearly 2005 - 2025
Taiwan, China (%) 0.1 May 2026 monthly Jan 2004 - May 2026
Tajikistan (%) 20.6 Apr 2019 monthly Jan 2000 - Apr 2019
Thailand (%) 3.0 Dec 2019 quarterly Mar 1998 - Dec 2019

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Pakistan Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -2.6 2025 yearly 2000 - 2025
Consolidated Fiscal Balance (USD mn) -14,594.600 2025 yearly 1991 - 2025
Tax Revenue (USD mn) 23,956.926 Dec 2025 quarterly Sep 2000 - Dec 2025
Tax Revenue: % of GDP (%) 11.3 2025 yearly 2001 - 2025
Government Debt: % of GDP (%) 68.3 2025 yearly 2000 - 2025
Forecast: Government Expenditure (PKR bn) 44,111.437 2031 yearly 1993 - 2031
Forecast: Government Net Debt (PKR bn) 127,856.351 2031 yearly 1994 - 2031
Forecast: Government Revenue (PKR bn) 34,021.752 2031 yearly 1980 - 2031
CG Expenditure: ytd: Current (PKR mn) 9,591,103.000 Dec 2025 quarterly Sep 2000 - Dec 2025
Consolidated Govt (CG) Expenditure: ytd (PKR mn) 10,141,670.000 Dec 2025 quarterly Sep 2000 - Dec 2025
CG: Overall Budget Balance: ytd (PKR mn) 541,882.000 Dec 2025 quarterly Sep 2020 - Dec 2025
Consolidated Govt (CG) Revenue: ytd (PKR mn) 10,683,552.000 Dec 2025 quarterly Sep 2000 - Dec 2025
CG Revenue: ytd: Tax (PKR mn) 6,729,353.000 Dec 2025 quarterly Sep 2000 - Dec 2025
Consolidated Govt Revenue: Tax: Federal: Direct Tax (PKR mn) 3,264,705.000 2024 yearly 2016 - 2024
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 7.571 2031 yearly 1980 - 2031
Trade Balance (USD mn) -2,785.9 May 2026 monthly Jan 1968 - May 2026
Total Exports (USD mn) 2,479.0 Apr 2026 monthly Jan 1996 - Apr 2026
Total Exports Growth (%) 13.3 Apr 2026 monthly Dec 1988 - Apr 2026
Aluminum: Exports (USD th) 58,779.396 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 382,718.815 2025 yearly 1995 - 2025
Exports: Medicinal and Pharmaceutical Product (USD th) 7,059.360 2025 yearly 1995 - 2025
Total Imports (USD mn) 6,763.5 Apr 2026 monthly Jan 1996 - Apr 2026
Total Imports Growth (%) 20.3 Apr 2026 monthly Dec 1988 - Apr 2026
Imports: Medicament (USD th) 404,555.213 2025 yearly 1995 - 2025
Imports: Medicinal and Pharmaceutical Product (USD th) 748,542.260 2025 yearly 1995 - 2025
Total Exports to USA (USD mn) 520.934 May 2024 monthly Jan 1969 - May 2024
Total Imports from USA (USD mn) 449.837 May 2026 monthly Jan 2006 - May 2026
Total Exports to China (USD mn) 216.249 May 2026 monthly Jan 2006 - May 2026
Total Imports from China (USD mn) 1,739.614 May 2026 monthly Jan 2006 - May 2026
Exports: Petroleum & Coal (PKR mn) 19,372.234 Apr 2026 monthly Sep 1999 - Apr 2026
Trade Balance: USD (USD mn) -3,192.00 Jul 2018 monthly Jan 1996 - Jul 2018
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 125.0 Mar 2026 quarterly Sep 2002 - Mar 2026
Current Account Balance (USD mn) 1,203.0 Mar 2026 quarterly Mar 1976 - Mar 2026
Current Account Balance: % of GDP (%) 0.5 2025 yearly 1977 - 2025
Foreign Direct Investment (USD mn) 214.3 May 2026 monthly Jul 1997 - May 2026
Foreign Direct Investment: % of GDP (%) 0.6 2025 yearly 1977 - 2025
Foreign Portfolio Investment (USD mn) -343.000 Mar 2026 quarterly Sep 2002 - Mar 2026
Foreign Portfolio Investment: % of GDP (%) -0.3 2025 yearly 2003 - 2025
Foreign Portfolio Investment: Equity Securities (USD mn) -324.0 Mar 2026 quarterly Sep 2002 - Mar 2026
Foreign Portfolio Investment: Debt Securities (USD mn) -19.000 Mar 2026 quarterly Sep 2002 - Mar 2026
External Debt (USD mn) 137,557.8 Mar 2026 quarterly Jun 2006 - Mar 2026
External Debt: % of GDP (%) 33.4 2025 yearly 2000 - 2025
External Debt: Short Term (USD mn) 15,423.2 Mar 2026 quarterly Jun 2006 - Mar 2026
External Debt: Short Term: % of GDP (%) 0.8 2025 yearly 2006 - 2025
Forecast: Current Account Balance (USD bn) 1.932 2025 yearly 1980 - 2025
Net International Investment Position (USD mn) -131,859.363 Mar 2026 quarterly Mar 2009 - Mar 2026
BoP: Cr: CA: GS: Goods (USD mn) 7,751.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Errors and Omissions (USD mn) 331.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Cr: Capital Account (CP) (USD mn) 31.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Debit: Current Account (CA) (USD mn) 20,618.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Dr: CA: GS: Goods (USD mn) 15,468.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: CA: GS: Services (USD mn) -807.000 Dec 2025 quarterly Sep 2002 - Dec 2025
BoP: FA: Direct Investment: Assets (USD mn) 125.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: CA: GS: Goods (USD mn) -8,169.000 Dec 2025 quarterly Sep 2002 - Dec 2025
BoP: FA: Other Investment (OI) (USD mn) -692.000 Dec 2025 quarterly Sep 2002 - Dec 2025
BoP: Dr: CA: Primary Income (PI) (USD mn) 2,006.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: FA: Other Investment (OI): Liabilities (USD mn) 430.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Cr: CA: Primary Income (PI) (USD mn) 274.000 Dec 2025 quarterly Sep 2002 - Dec 2025
BoP: CA: Primary Income (PI) (USD mn) -1,740.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Credit: Current Account (CA) (USD mn) 21,800.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Cr: CA: GS: Services (USD mn) 2,573.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: FA: Portfolio Investment: Assets (USD mn) 1.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: FA: Direct Investment (USD mn) -188.000 Dec 2025 quarterly Sep 2002 - Dec 2025
BoP: Financial Account (FA): Assets (USD mn) 1,333.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: FA: Reserve Assets (RA) (USD mn) 316.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Financial Account (FA): Liabilities (USD mn) -195.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: FA: Portfolio Investment (USD mn) 344.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Dr: CA: Secondary Income (USD mn) 119.000 Dec 2025 quarterly Sep 2002 - Dec 2025
BoP: CA: Secondary Income (USD mn) 10,901.000 Dec 2025 quarterly Sep 2002 - Dec 2025
BoP: FA: Financial Derivatives & Employee Stock Options (USD mn) 0.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: FA: Other Investment (OI): Assets (USD mn) 889.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Dr: Capital Account (CP) (USD mn) 0.000 Dec 2025 quarterly Sep 2002 - Dec 2025
BoP: Financial Account (FA) (USD mn) 2,129.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Dr: CA: GS: Services (USD mn) 2,950.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Cr: CA: Secondary Income (USD mn) 11,020.000 Dec 2025 quarterly Sep 2002 - Dec 2025
BoP: FA: Portfolio Investment: Liabilities (USD mn) -343.000 Mar 2026 quarterly Sep 2002 - Mar 2026
BoP: Capital Account (CP) (USD mn) 38.000 Dec 2025 quarterly Sep 2002 - Dec 2025
IIP: Assets (USD mn) 37,323.759 2025 yearly 2014 - 2025
IIP: Liabilities (USD mn) 173,548.906 2025 yearly 2014 - 2025
International Investment Position (IIP): Net (USD mn) -136,225.147 2025 yearly 2014 - 2025
External Debt: Private Sector (USD mn) 11,570.770 Mar 2026 quarterly Jun 2006 - Mar 2026
External Debt: Public (USD mn) 104,265.832 Mar 2026 quarterly Jun 2006 - Mar 2026
Workers' Remittances (USD mn) 3,474.530 Jun 2026 monthly Jul 1972 - Jun 2026
FDI: Oil & Gas Exploration (USD mn) 0.231 May 2026 monthly Jul 2001 - May 2026
FDI: Tobacco & Cigarettes (USD mn) 0.376 May 2026 monthly Jul 2001 - May 2026
FDI: Chemicals (USD mn) 0.726 May 2026 monthly Jul 2001 - May 2026
FDI: Food (USD mn) 2.909 May 2026 monthly Jul 2001 - May 2026
FDI: Financial Business (USD mn) 59.596 May 2026 monthly Jul 2001 - May 2026
Foreign Investment: Direct Investment: Outflow: United States (USD mn) 7.571 May 2026 monthly Jul 2012 - May 2026
Foreign Investment: Direct Investment: Outflow: United Kingdom (USD mn) 19.111 May 2026 monthly Jul 2012 - May 2026
Foreign Investment: Direct Investment: Outflow: Saudi Arabia (USD mn) 0.789 May 2026 monthly Jul 2012 - May 2026
Foreign Investment: Direct Investment: Hong Kong (USD mn) 27.113 May 2026 monthly Jul 2001 - May 2026
Foreign Investment: Direct Investment: Outflow: China (USD mn) 11.052 May 2026 monthly Jul 2012 - May 2026
Foreign Investment: Direct Investment: Outflow: U.A.E (USD mn) 3.937 May 2026 monthly Jul 2012 - May 2026
Foreign Investment: Direct Investment: Italy (USD mn) 0.261 May 2026 monthly Jul 2011 - May 2026
Foreign Investment: Direct Investment: United States (USD mn) -0.855 May 2026 monthly Jul 2001 - May 2026
Foreign Investment: Direct Investment: Switzerland (USD mn) 17.421 May 2026 monthly Jul 2001 - May 2026
Foreign Investment: Direct Investment: United Kingdom (USD mn) 14.773 May 2026 monthly Jul 2001 - May 2026
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 5.8 Mar 2026 quarterly Mar 2006 - Mar 2026
Non-Performing Loans (USD mn) 3,499.384 Dec 2025 quarterly Sep 2003 - Dec 2025
Money Supply M1 (USD mn) 51,535.938 Apr 2026 monthly Jan 1988 - Apr 2026
Money Supply M2 (USD mn) 157,446.429 May 2026 monthly Jan 1988 - May 2026
M2 Growth (%) 15.1 Apr 2026 monthly Jan 1989 - Apr 2026
Reserve Requirement Ratio (%) 5.0 Jun 2026 monthly Jul 2006 - Jun 2026
Foreign Exchange Reserves (USD mn) 22,109.8 May 2026 monthly Jan 1959 - May 2026
Foreign Exchange Reserves: % of GDP (%) 5.000 Jun 2026 monthly Jul 2006 - Jun 2026
Foreign Exchange Reserves: Months of Import (NA) 3.1 Apr 2026 monthly Jan 1996 - Apr 2026
Gold Reserves (USD mn) 9,607.704 Apr 2026 monthly Dec 1956 - Apr 2026
Total Deposits (USD mn) 130,585.981 2025 yearly 1997 - 2025
Total Deposits Growth (%) 17.8 2025 yearly 1998 - 2025
Domestic Credit (USD mn) 192,557.4 May 2026 monthly Jun 2008 - May 2026
Domestic Credit Growth (%) 6.8 May 2026 monthly Jun 2009 - May 2026
Total Loans (USD mn) 52,040.003 May 2026 monthly Sep 2007 - May 2026
Total Loans Growth (%) 12.79 May 2026 monthly Sep 2008 - May 2026
Private Debt: % of Nominal GDP (%) 8.89 2025 yearly 2005 - 2025
Domestic Claims (PKR mn) 53,621,970.130 May 2026 monthly Jun 2008 - May 2026
Money Supply M0: Reserve Money (PKR mn) 14,366,024.051 Apr 2026 monthly Jan 1988 - Apr 2026
ORA: Foreign Currency Reserves (FCR) (USD mn) 11,535.063 Apr 2026 monthly Oct 2003 - Apr 2026
ORA: Gold Including Gold Deposits and Gold Swapped (USD mn) 2,711.52 May 2018 monthly Oct 2003 - May 2018

More Indicators for Pakistan

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