Poland Bank Lending Rate
2005 - 2025 | Monthly | % pa | CEIC Data
Key information about Poland Bank Lending Rate
- Poland Bank Lending Rate was reported at 5.840 % pa in Dec 2025.
- This records a decrease from the previous number of 6.050 % pa for Nov 2025.
- Poland Bank Lending Rate data is updated monthly, averaging 3.570 % pa from Jan 2005 to Dec 2025, with 252 observations.
- The data reached an all-time high of 9.240 % pa in May 2023 and a record low of 1.980 % pa in Jan 2021.
- Poland Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
- The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.
Narodowy Bank Polski provides monthly Bank Lending Rate. Bank Lending Rate is defined as lending rate for Non Financial Corporations of New and Renegotiated Business excluding overdraft.
View Poland's Bank Lending Rate from Jan 2005 to Dec 2025 in the chart:
What was Poland's Bank Lending Rate in Dec 2025?
Poland Bank Lending Rate was reported at 5.840 % pa in Dec 2025. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 5.840 Dec 2025 | 6.050 Nov 2025 | 1.980 Jan 2021 | 9.240 May 2023 | % pa | monthly | Jan 2005 - Dec 2025 |
Bank Lending Rate by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (% pa) | 5.900 Sep 2025 | monthly | Dec 1986 - Sep 2025 |
| Algeria (% pa) | 8.000 Oct 2025 | monthly | Jan 1995 - Oct 2025 |
| Armenia (% pa) | 13.601 Dec 2025 | monthly | Apr 1995 - Dec 2025 |
| Austria (% pa) | 3.750 Nov 2025 | monthly | Dec 1995 - Nov 2025 |
| Azerbaijan (% pa) | 15.444 Dec 2025 | monthly | Dec 2002 - Dec 2025 |
| Bahrain (% pa) | 5.010 Mar 2016 | monthly | Apr 1985 - Mar 2016 |
| Bangladesh (% pa) | 7.920 Oct 2025 | monthly | Jan 1976 - Oct 2025 |
| Belarus (% pa) | 11.230 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| Belgium (% pa) | 3.500 Nov 2025 | monthly | Jan 2003 - Nov 2025 |
| Bolivia (% pa) | 10.907 Sep 2025 | monthly | Jan 2001 - Sep 2025 |
| Bosnia and Herzegovina (% pa) | 4.162 Dec 2025 | monthly | Jan 2012 - Dec 2025 |
| Botswana (% pa) | 7.190 Sep 2025 | monthly | Jan 2003 - Sep 2025 |
| Brunei (% pa) | 5.500 04 Feb 2026 | daily | 01 Dec 2003 - 04 Feb 2026 |
| Bulgaria (% pa) | 4.121 Nov 2025 | monthly | Jan 1992 - Nov 2025 |
| Canada (% pa) | 4.450 Jan 2026 | monthly | Jan 1935 - Jan 2026 |
| China (% pa) | 3.000 19 Feb 2026 | daily | 20 Aug 2019 - 19 Feb 2026 |
| Colombia (% pa) | 13.976 Dec 2025 | monthly | Jan 1986 - Dec 2025 |
| Cyprus (% pa) | 4.320 Sep 2025 | monthly | Nov 2007 - Sep 2025 |
| Czech Republic (% pa) | 5.158 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| Denmark (% pa) | 1.750 Jan 2026 | monthly | Apr 1992 - Jan 2026 |
| Ecuador (% pa) | 7.740 Jan 2026 | monthly | Jan 2004 - Jan 2026 |
| Egypt (% pa) | 21.500 Dec 2025 | monthly | Jan 1976 - Dec 2025 |
| Estonia (% pa) | 4.810 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| France (% pa) | 3.460 Nov 2025 | monthly | Jan 2003 - Nov 2025 |
| Georgia (% pa) | 13.290 Nov 2025 | monthly | Jun 2002 - Nov 2025 |
| Germany (% pa) | 3.940 Nov 2025 | monthly | Jan 2003 - Nov 2025 |
| Greece (% pa) | 4.510 Sep 2025 | monthly | Sep 2002 - Sep 2025 |
| Hong Kong SAR, China (% pa) | 5.000 04 Feb 2026 | daily | 01 Jan 1981 - 04 Feb 2026 |
| Hungary (% pa) | 7.500 Jan 2026 | monthly | Sep 1988 - Jan 2026 |
| Iceland (% pa) | 10.571 Nov 2025 | monthly | Nov 1982 - Nov 2025 |
| Indonesia (% pa) | 8.040 Dec 2025 | monthly | Apr 1993 - Dec 2025 |
| Israel (% pa) | 2.942 Mar 2022 | monthly | Apr 2013 - Mar 2022 |
| Italy (% pa) | 3.523 Nov 2025 | monthly | Jan 1995 - Nov 2025 |
| Japan (% pa) | 1.875 Jan 2026 | monthly | Jan 1971 - Jan 2026 |
| Jordan (% pa) | 7.950 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| Kazakhstan (% pa) | 17.877 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Kenya (% pa) | 14.880 Nov 2025 | monthly | Jul 1991 - Nov 2025 |
| South Korea (% pa) | 4.190 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Kosovo (% pa) | 6.691 Nov 2025 | monthly | Jun 2004 - Nov 2025 |
| Kuwait (% pa) | 5.025 Nov 2025 | monthly | Apr 1979 - Nov 2025 |
| Kyrgyzstan (% pa) | 19.434 Feb 2025 | monthly | Jan 1996 - Feb 2025 |
| Latvia (% pa) | 5.330 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| Lebanon (% pa) | 11.420 Nov 2025 | monthly | Mar 1972 - Nov 2025 |
| Lithuania (% pa) | 5.180 Nov 2025 | monthly | Jan 2015 - Nov 2025 |
| Luxembourg (% pa) | 3.640 Nov 2025 | monthly | Jan 2003 - Nov 2025 |
| Macau SAR, China (% pa) | 5.258 Nov 2025 | monthly | Sep 2008 - Nov 2025 |
| North Macedonia (% pa) | 5.256 Sep 2025 | monthly | Jan 2005 - Sep 2025 |
| Malawi (% pa) | 25.400 Nov 2025 | monthly | Jan 1980 - Nov 2025 |
| Malaysia (% pa) | 4.589 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Malta (% pa) | 3.338 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| Mauritius (% pa) | 6.840 Nov 2025 | monthly | Dec 1997 - Nov 2025 |
| Mexico (% pa) | 7.700 Dec 2025 | monthly | Sep 1993 - Dec 2025 |
| Moldova (% pa) | 9.063 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Mongolia (% pa) | 17.355 Nov 2025 | monthly | Feb 1998 - Nov 2025 |
| Montenegro (% pa) | 6.190 Dec 2025 | monthly | Sep 2005 - Dec 2025 |
| Mozambique (% pa) | 15.700 Jan 2026 | monthly | Aug 1997 - Jan 2026 |
| Myanmar (% pa) | 14.500 May 2021 | monthly | Jan 1994 - May 2021 |
| Nepal (% pa) | 7.380 Dec 2025 | monthly | Nov 2013 - Dec 2025 |
| Nigeria (% pa) | 18.890 Nov 2025 | monthly | Jan 2006 - Nov 2025 |
| Oman (% pa) | 5.446 Nov 2025 | monthly | Dec 1984 - Nov 2025 |
| Palestinian Territory (% pa) | 5.624 Jun 2022 | monthly | Mar 2004 - Jun 2022 |
| Panama (% pa) | 4.750 Jun 2018 | monthly | Dec 1999 - Jun 2018 |
| Paraguay (% pa) | 13.480 Dec 2025 | monthly | Aug 2007 - Dec 2025 |
| Peru (% pa) | 15.887 Dec 2025 | monthly | Aug 1985 - Dec 2025 |
| Philippines (% pa) | 8.031 Oct 2025 | monthly | Jan 1976 - Oct 2025 |
| Poland (% pa) | 5.840 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Qatar (% pa) | 4.586 Dec 2025 | monthly | Jul 2004 - Dec 2025 |
| Romania (% pa) | 8.550 Dec 2025 | monthly | Dec 2005 - Dec 2025 |
| Russia (% pa) | 18.800 Nov 2025 | monthly | Jan 1995 - Nov 2025 |
| Serbia (% pa) | 5.830 Dec 2025 | monthly | Sep 2010 - Dec 2025 |
| Singapore (% pa) | 5.250 Jun 2021 | monthly | Jan 1978 - Jun 2021 |
| Slovakia (% pa) | 4.226 Nov 2025 | monthly | Jan 2009 - Nov 2025 |
| South Africa (% pa) | 10.250 04 Feb 2026 | daily | 31 Dec 1948 - 04 Feb 2026 |
| Sri Lanka (% pa) | 8.990 Jan 2026 | monthly | Jun 1989 - Jan 2026 |
| Sweden (% pa) | 1.850 04 Feb 2026 | daily | 01 Jun 1994 - 04 Feb 2026 |
| Taiwan, China (% pa) | 3.265 Nov 2025 | monthly | Jul 1961 - Nov 2025 |
| Tajikistan (% pa) | 20.425 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Thailand (% pa) | 6.725 Dec 2025 | monthly | Jan 1983 - Dec 2025 |
| Ukraine (% pa) | 19.328 Oct 2025 | monthly | Dec 2005 - Oct 2025 |
| United States (% pa) | 6.750 29 Jan 2026 | daily | 04 Aug 1955 - 29 Jan 2026 |
| Uruguay (% pa) | 16.564 Dec 2025 | monthly | Jan 1998 - Dec 2025 |
| Uzbekistan (% pa) | 23.157 Dec 2025 | monthly | Jan 2013 - Dec 2025 |
| Venezuela (% pa) | 57.780 27 Jan 2026 | daily | 02 Jan 2004 - 27 Jan 2026 |
| Zambia (% pa) | 28.000 Dec 2025 | monthly | Jan 2006 - Dec 2025 |
Accurate Macro & Micro Economic Data You Can Trust
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Learn more about what we doPoland Key Series
| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -6.5 2024 | yearly | 1995 - 2024 |
| Consolidated Fiscal Balance (USD mn) | -59,417.037 2024 | yearly | 1995 - 2024 |
| Tax Revenue (USD mn) | 14,013.630 Nov 2025 | monthly | Nov 2006 - Nov 2025 |
| Tax Revenue: % of GDP (%) | 14.1 Sep 2025 | quarterly | Mar 2007 - Sep 2025 |
| National Government Debt (USD mn) | 611,821.3 Sep 2025 | quarterly | Mar 2000 - Sep 2025 |
| Government Debt: % of GDP (%) | 58.1 Sep 2025 | quarterly | Mar 2000 - Sep 2025 |
| Forecast: Government Expenditure (PLN bn) | 2,465.364 2030 | yearly | 1995 - 2030 |
| Forecast: Government Net Debt (PLN bn) | 3,880.914 2030 | yearly | 1995 - 2030 |
| Forecast: Government Revenue (PLN bn) | 2,208.802 2030 | yearly | 1995 - 2030 |
| Public Debt: Consolidated: Place of Issue: Domestic (PLN mn) | 1,416,688.939 Sep 2025 | quarterly | Dec 2001 - Sep 2025 |
| Public Debt (PLN mn) | 1,989,593.866 Sep 2025 | quarterly | Dec 1999 - Sep 2025 |
| Public Debt: Consolidated: Place of Issue: Foreign (PLN mn) | 405,685.767 Sep 2025 | quarterly | Dec 2001 - Sep 2025 |
| Central Government Budget: Revenue: ytd: Tax: Indirect: Excise Duty (PLN th) | 83,425,184.099 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Central Government Budget: Revenue: ytd: Tax: Indirect: Value Added Tax (PLN th) | 297,900,205.652 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Central Government Budget: Expenditure: ytd: Current Expenditure (CE) (PLN th) | 134,908,640.449 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Central Government Budget: Revenue: ytd: Tax: Direct: Personal (PLN th) | -36,688,478.880 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Central Government Budget: Deficit or Surplus: ytd (PLN th) | -244,930,424.000 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Central Government Budget: Revenue: ytd: Tax: Direct: Corporate (PLN th) | 58,053,305.411 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Central Government Budget: Revenue: ytd (PLN th) | 526,095,406.418 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Central Government Budget: Expenditure: ytd: Capital Expenditure (CA) (PLN th) | 49,835,626.892 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Central Government Budget: Expenditure: ytd (PLN th) | 771,025,830.895 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 4.000 2028 | yearly | 1996 - 2028 |
| Trade Balance (USD mn) | 119.4 Nov 2025 | monthly | Jan 1986 - Nov 2025 |
| Total Exports (USD mn) | 36,060.1 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Total Exports Growth (%) | -1.8 Nov 2025 | monthly | Jan 2001 - Nov 2025 |
| Aluminum: Exports (USD th) | 2,117,046.631 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 3,767,096.725 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 3,282,008.836 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 35,940.7 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Total Imports Growth (%) | -3.3 Nov 2025 | monthly | Jan 2001 - Nov 2025 |
| Imports: Medicament (USD th) | 8,541,799.485 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 6,023,957.256 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 1,101.236 Sep 2025 | monthly | Apr 1961 - Sep 2025 |
| Total Imports from USA (USD mn) | 1,683.544 Nov 2025 | monthly | Aug 2011 - Nov 2025 |
| Total Exports to China (USD mn) | 326.071 Sep 2025 | monthly | Jan 1981 - Sep 2025 |
| Total Imports from China (USD mn) | 5,726.885 Nov 2025 | monthly | Mar 2004 - Nov 2025 |
| Exports (PLN mn) | 131,947.650 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Imports (PLN mn) | 131,510.673 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Imports: ytd: China (PLN mn) | 224,255.581 Nov 2025 | monthly | Dec 2000 - Nov 2025 |
| Exports: ytd: Germany (PLN mn) | 386,303.645 Nov 2025 | monthly | Dec 1999 - Nov 2025 |
| Exports: ytd: Great Britain (PLN mn) | 73,475.763 Nov 2025 | monthly | Dec 1999 - Nov 2025 |
| Exports: ytd: France (PLN mn) | 86,534.845 Nov 2025 | monthly | Dec 1999 - Nov 2025 |
| Imports: ytd: Russia (PLN mn) | 5,073.335 Nov 2025 | monthly | Dec 1999 - Nov 2025 |
| Imports: ytd: Italy (PLN mn) | 67,097.545 Nov 2025 | monthly | Dec 1999 - Nov 2025 |
| Exports: ytd: Czech Republic (PLN mn) | 88,610.777 Nov 2025 | monthly | Dec 2000 - Nov 2025 |
| Trade Balance: ytd (PLN mn) | -23,211.901 Nov 2025 | monthly | Dec 1999 - Nov 2025 |
| Exports: ytd: Russia (PLN mn) | 8,503.613 Nov 2025 | monthly | Dec 1999 - Nov 2025 |
| Imports: ytd: Germany (PLN mn) | 277,193.663 Nov 2025 | monthly | Dec 1999 - Nov 2025 |
| Imports: ytd: SITC: Manufactured Goods (PLN mn) | 209,627.644 Nov 2025 | monthly | Jan 2005 - Nov 2025 |
| Exports: ytd: SITC: Miscellaneous Manufactured Articles (PLN mn) | 252,164.985 Nov 2025 | monthly | Jan 2005 - Nov 2025 |
| Imports: ytd: SITC: Machinery and Transport Equipment (PLN mn) | 515,042.711 Nov 2025 | monthly | Jan 2005 - Nov 2025 |
| Exports: ytd: SITC: Machinery and Transport Equipment (PLN mn) | 528,895.977 Nov 2025 | monthly | Jan 2005 - Nov 2025 |
| Imports: ytd: SITC: Chemicals and Related Products (PLN mn) | 197,223.079 Nov 2025 | monthly | Jan 2005 - Nov 2025 |
| Imports: ytd: SITC: Miscellaneous Manufactured Articles (PLN mn) | 228,282.570 Nov 2025 | monthly | Jan 2005 - Nov 2025 |
| Imports: ytd: SITC: Mineral Fuels, Lubricants and Related Materials (PLN mn) | 92,227.895 Nov 2025 | monthly | Jan 2005 - Nov 2025 |
| Exports: ytd: SITC: Manufactured Goods (PLN mn) | 230,912.623 Nov 2025 | monthly | Jan 2005 - Nov 2025 |
| Exports: ytd: SITC: Chemicals and Related Products (PLN mn) | 133,611.936 Nov 2025 | monthly | Jan 2005 - Nov 2025 |
| Exports: ytd: SITC: Food and Live Animals (PLN mn) | 187,851.975 Nov 2025 | monthly | Jan 2005 - Nov 2025 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 4.7 Nov 2025 | monthly | Dec 1996 - Nov 2025 |
| Household Debt: % of GDP (%) | 22.4 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| Non-Performing Loans (USD mn) | 16,396.313 Nov 2025 | monthly | Dec 1996 - Nov 2025 |
| Money Supply M1 (USD mn) | 574,718.880 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| Money Supply M2 (USD mn) | 756,779.315 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| M2 Growth (%) | 10.4 Dec 2025 | monthly | Dec 1997 - Dec 2025 |
| Reserve Requirement Ratio (%) | 3.5 Dec 2017 | monthly | Jan 1993 - Dec 2017 |
| Foreign Exchange Reserves (USD mn) | 187,248.5 Dec 2025 | monthly | Jan 1998 - Dec 2025 |
| Foreign Exchange Reserves: % of GDP (%) | 19.371 Sep 2025 | quarterly | Mar 1998 - Sep 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 5.2 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Gold Reserves (USD mn) | 76,513.600 Dec 2025 | monthly | Jan 1983 - Dec 2025 |
| Total Deposits (USD mn) | 705,830.219 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| Total Deposits Growth (%) | 9.3 Dec 2025 | monthly | Dec 1997 - Dec 2025 |
| Domestic Credit (USD mn) | 613,914.2 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| Domestic Credit Growth (%) | 10.9 Dec 2025 | monthly | Dec 1997 - Dec 2025 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 6.500 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Credit to Households (USD bn) | 232.036 Jun 2025 | quarterly | Dec 1995 - Jun 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 592.528 Jun 2025 | quarterly | Mar 1992 - Jun 2025 |
| Household Debt (USD mn) | 237,346.8 Sep 2025 | quarterly | Dec 2003 - Sep 2025 |
| Total Loans (USD mn) | 481,929.877 Nov 2025 | monthly | Dec 1996 - Nov 2025 |
| Total Loans Growth (%) | 6.85 Nov 2025 | monthly | Dec 1997 - Nov 2025 |
| Private Debt: % of Nominal GDP (%) | 33.01 Sep 2025 | quarterly | Dec 2009 - Sep 2025 |
| Money Supply: M3: M2: M1 (PLN mn) | 2,069,907.520 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| Money Supply: M3 (PLN mn) | 2,737,686.901 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| Money Supply: M3: M2 (PLN mn) | 2,725,616.382 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| Money Supply: M0 (PLN mn) | 613,267.100 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| Official Reserve Assets: USD (USD mn) | 271,117.400 Dec 2025 | monthly | Jan 1998 - Dec 2025 |
| Official Reserve Assets: USD: Foreign Exchange (USD mn) | 187,248.500 Dec 2025 | monthly | Jan 1998 - Dec 2025 |
| Official Reserve Assets: USD: Monetary Gold (USD mn) | 5,300.500 Dec 2018 | monthly | Jan 1998 - Dec 2018 |
| Banking Sector Claims: from Non Financial Sector (NF): Non Performing (PLN) | 60,049,857,821.300 Nov 2025 | monthly | Dec 2009 - Nov 2025 |
| MFIs Claims: Other Domestic Residents (OD): Non Financial Sector (NF): Non Finan... (PLN mn) | 425,783.742 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| MFIs Claims: OD: NF: Households: Other MFIs: Loans: Real Property Purchase: ow H... (PLN mn) | 513,207.679 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| MFIs Claims: OD: NF: Households: Other MFIs: Loans (PLN mn) | 828,711.838 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| MFIs Liabilities: OD: NF: Households and NPISHs (HN): Households (HH) (PLN mn) | 1,456,929.261 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| MFIs Liabilities: OD: NF: Non Financial Corporations (NC) (PLN mn) | 600,086.562 Dec 2025 | monthly | Dec 1996 - Dec 2025 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 3.8 Nov 2025 | monthly | Jul 2006 - Nov 2025 |
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