Germany Bank Lending Rate
2003 - 2025 | Monthly | % pa | CEIC Data
Key information about Germany Bank Lending Rate
- Germany Bank Lending Rate was reported at 3.970 % pa in Dec 2025.
- This records an increase from the previous number of 3.940 % pa for Nov 2025.
- Germany Bank Lending Rate data is updated monthly, averaging 2.970 % pa from Jan 2003 to Dec 2025, with 276 observations.
- The data reached an all-time high of 6.550 % pa in Dec 2007 and a record low of 1.760 % pa in Oct 2021.
- Germany Bank Lending Rate data remains active status in CEIC and is reported by CEIC Data.
- The data is categorized under World Trend Plus’s Global Economic Monitor – Table: Bank Lending Rate: Monthly.
Deutsche Bundesbank provides monthly Bank Lending Rate. Bank Lending Rate is defined as lending rate for Non Financial Corporations of New Business up to 1 Million EUR with a maturity to 1 Year.
View Germany's Bank Lending Rate from Jan 2003 to Dec 2025 in the chart:
What was Germany's Bank Lending Rate in Dec 2025?
Germany Bank Lending Rate was reported at 3.970 % pa in Dec 2025. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 3.970 Dec 2025 | 3.940 Nov 2025 | 1.760 Oct 2021 | 6.550 Dec 2007 | % pa | monthly | Jan 2003 - Dec 2025 |
Bank Lending Rate by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (% pa) | 5.900 Sep 2025 | monthly | Dec 1986 - Sep 2025 |
| Algeria (% pa) | 8.000 Oct 2025 | monthly | Jan 1995 - Oct 2025 |
| Armenia (% pa) | 13.601 Dec 2025 | monthly | Apr 1995 - Dec 2025 |
| Austria (% pa) | 3.710 Dec 2025 | monthly | Dec 1995 - Dec 2025 |
| Azerbaijan (% pa) | 15.444 Dec 2025 | monthly | Dec 2002 - Dec 2025 |
| Bahrain (% pa) | 5.010 Mar 2016 | monthly | Apr 1985 - Mar 2016 |
| Bangladesh (% pa) | 8.230 Dec 2025 | monthly | Jan 1976 - Dec 2025 |
| Belarus (% pa) | 11.230 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| Belgium (% pa) | 3.470 Dec 2025 | monthly | Jan 2003 - Dec 2025 |
| Bolivia (% pa) | 10.907 Sep 2025 | monthly | Jan 2001 - Sep 2025 |
| Bosnia and Herzegovina (% pa) | 4.162 Dec 2025 | monthly | Jan 2012 - Dec 2025 |
| Botswana (% pa) | 7.190 Sep 2025 | monthly | Jan 2003 - Sep 2025 |
| Brunei (% pa) | 5.500 11 Feb 2026 | daily | 01 Dec 2003 - 11 Feb 2026 |
| Bulgaria (% pa) | 4.107 Dec 2025 | monthly | Jan 1992 - Dec 2025 |
| Canada (% pa) | 4.450 Jan 2026 | monthly | Jan 1935 - Jan 2026 |
| China (% pa) | 3.000 19 Feb 2026 | daily | 20 Aug 2019 - 19 Feb 2026 |
| Colombia (% pa) | 13.976 Dec 2025 | monthly | Jan 1986 - Dec 2025 |
| Cyprus (% pa) | 4.320 Sep 2025 | monthly | Nov 2007 - Sep 2025 |
| Czech Republic (% pa) | 5.158 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| Denmark (% pa) | 1.750 Jan 2026 | monthly | Apr 1992 - Jan 2026 |
| Ecuador (% pa) | 7.740 Jan 2026 | monthly | Jan 2004 - Jan 2026 |
| Egypt (% pa) | 21.500 Dec 2025 | monthly | Jan 1976 - Dec 2025 |
| Estonia (% pa) | 4.810 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| France (% pa) | 3.460 Nov 2025 | monthly | Jan 2003 - Nov 2025 |
| Georgia (% pa) | 13.290 Nov 2025 | monthly | Jun 2002 - Nov 2025 |
| Germany (% pa) | 3.970 Dec 2025 | monthly | Jan 2003 - Dec 2025 |
| Greece (% pa) | 4.510 Sep 2025 | monthly | Sep 2002 - Sep 2025 |
| Hong Kong SAR, China (% pa) | 5.000 11 Feb 2026 | daily | 01 Jan 1981 - 11 Feb 2026 |
| Hungary (% pa) | 7.500 Jan 2026 | monthly | Sep 1988 - Jan 2026 |
| Iceland (% pa) | 10.401 Jan 2026 | monthly | Nov 1982 - Jan 2026 |
| Indonesia (% pa) | 8.075 Dec 2025 | monthly | Apr 1993 - Dec 2025 |
| Israel (% pa) | 2.942 Mar 2022 | monthly | Apr 2013 - Mar 2022 |
| Italy (% pa) | 3.523 Nov 2025 | monthly | Jan 1995 - Nov 2025 |
| Japan (% pa) | 1.875 Jan 2026 | monthly | Jan 1971 - Jan 2026 |
| Jordan (% pa) | 7.950 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| Kazakhstan (% pa) | 17.877 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Kenya (% pa) | 14.880 Nov 2025 | monthly | Jul 1991 - Nov 2025 |
| South Korea (% pa) | 4.190 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Kosovo (% pa) | 6.782 Dec 2025 | monthly | Jun 2004 - Dec 2025 |
| Kuwait (% pa) | 5.025 Nov 2025 | monthly | Apr 1979 - Nov 2025 |
| Kyrgyzstan (% pa) | 19.434 Feb 2025 | monthly | Jan 1996 - Feb 2025 |
| Latvia (% pa) | 5.330 Nov 2025 | monthly | Jan 2004 - Nov 2025 |
| Lebanon (% pa) | 11.420 Nov 2025 | monthly | Mar 1972 - Nov 2025 |
| Lithuania (% pa) | 5.180 Nov 2025 | monthly | Jan 2015 - Nov 2025 |
| Luxembourg (% pa) | 3.640 Nov 2025 | monthly | Jan 2003 - Nov 2025 |
| Macau SAR, China (% pa) | 5.258 Nov 2025 | monthly | Sep 2008 - Nov 2025 |
| North Macedonia (% pa) | 5.256 Sep 2025 | monthly | Jan 2005 - Sep 2025 |
| Malawi (% pa) | 25.400 Nov 2025 | monthly | Jan 1980 - Nov 2025 |
| Malaysia (% pa) | 4.589 Dec 2025 | monthly | Jan 1996 - Dec 2025 |
| Malta (% pa) | 3.338 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| Mauritius (% pa) | 6.810 Dec 2025 | monthly | Dec 1997 - Dec 2025 |
| Mexico (% pa) | 7.700 Dec 2025 | monthly | Sep 1993 - Dec 2025 |
| Moldova (% pa) | 9.063 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Mongolia (% pa) | 17.355 Nov 2025 | monthly | Feb 1998 - Nov 2025 |
| Montenegro (% pa) | 6.190 Dec 2025 | monthly | Sep 2005 - Dec 2025 |
| Mozambique (% pa) | 15.700 Jan 2026 | monthly | Aug 1997 - Jan 2026 |
| Myanmar (% pa) | 14.500 May 2021 | monthly | Jan 1994 - May 2021 |
| Nepal (% pa) | 7.380 Dec 2025 | monthly | Nov 2013 - Dec 2025 |
| Nigeria (% pa) | 18.020 Dec 2025 | monthly | Jan 2000 - Dec 2025 |
| Oman (% pa) | 5.446 Nov 2025 | monthly | Dec 1984 - Nov 2025 |
| Palestinian Territory (% pa) | 5.624 Jun 2022 | monthly | Mar 2004 - Jun 2022 |
| Panama (% pa) | 4.750 Jun 2018 | monthly | Dec 1999 - Jun 2018 |
| Paraguay (% pa) | 13.480 Dec 2025 | monthly | Aug 2007 - Dec 2025 |
| Peru (% pa) | 16.462 Jan 2026 | monthly | Aug 1985 - Jan 2026 |
| Philippines (% pa) | 8.031 Oct 2025 | monthly | Jan 1976 - Oct 2025 |
| Poland (% pa) | 5.840 Dec 2025 | monthly | Jan 2005 - Dec 2025 |
| Qatar (% pa) | 4.586 Dec 2025 | monthly | Jul 2004 - Dec 2025 |
| Romania (% pa) | 8.550 Dec 2025 | monthly | Dec 2005 - Dec 2025 |
| Russia (% pa) | 18.800 Nov 2025 | monthly | Jan 1995 - Nov 2025 |
| Serbia (% pa) | 5.830 Dec 2025 | monthly | Sep 2010 - Dec 2025 |
| Singapore (% pa) | 5.250 Jun 2021 | monthly | Jan 1978 - Jun 2021 |
| Slovakia (% pa) | 4.226 Nov 2025 | monthly | Jan 2009 - Nov 2025 |
| South Africa (% pa) | 10.250 10 Feb 2026 | daily | 31 Dec 1948 - 10 Feb 2026 |
| Sri Lanka (% pa) | 8.990 Jan 2026 | monthly | Jun 1989 - Jan 2026 |
| Sweden (% pa) | 1.850 09 Feb 2026 | daily | 01 Jun 1994 - 09 Feb 2026 |
| Taiwan, China (% pa) | 3.265 Nov 2025 | monthly | Jul 1961 - Nov 2025 |
| Tajikistan (% pa) | 20.425 Nov 2025 | monthly | Jan 2002 - Nov 2025 |
| Thailand (% pa) | 6.725 Dec 2025 | monthly | Jan 1983 - Dec 2025 |
| Ukraine (% pa) | 19.328 Oct 2025 | monthly | Dec 2005 - Oct 2025 |
| United States (% pa) | 6.750 05 Feb 2026 | daily | 04 Aug 1955 - 05 Feb 2026 |
| Uruguay (% pa) | 16.564 Dec 2025 | monthly | Jan 1998 - Dec 2025 |
| Uzbekistan (% pa) | 23.157 Dec 2025 | monthly | Jan 2013 - Dec 2025 |
| Venezuela (% pa) | 55.140 03 Feb 2026 | daily | 02 Jan 2004 - 03 Feb 2026 |
| Zambia (% pa) | 28.000 Dec 2025 | monthly | Jan 2006 - Dec 2025 |
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Learn more about what we doGermany Key Series
| Government and Public Finance | Last | Frequency | Range |
|---|---|---|---|
| Consolidated Fiscal Balance: % of GDP (%) | -2.3 Sep 2025 | quarterly | Dec 1991 - Sep 2025 |
| Consolidated Fiscal Balance (USD mn) | -46,923.274 Sep 2025 | quarterly | Mar 1991 - Sep 2025 |
| Tax Revenue (USD mn) | 289,924.014 Sep 2025 | quarterly | Mar 1991 - Sep 2025 |
| Tax Revenue: % of GDP (%) | 22.1 Sep 2025 | quarterly | Mar 1991 - Sep 2025 |
| National Government Debt (USD mn) | 3,271,285.0 Sep 2025 | quarterly | Mar 2000 - Sep 2025 |
| Government Debt: % of GDP (%) | 62.3 Jun 2025 | quarterly | Mar 2000 - Jun 2025 |
| Forecast: Government Expenditure (EUR bn) | 2,707.148 2030 | yearly | 1991 - 2030 |
| Forecast: Government Net Debt (EUR bn) | 3,815.153 2030 | yearly | 1991 - 2030 |
| Forecast: Government Revenue (EUR bn) | 2,497.167 2030 | yearly | 1991 - 2030 |
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 2.600 2030 | yearly | 1980 - 2030 |
| Trade Balance (USD mn) | 20,000.7 Dec 2025 | monthly | Jan 1957 - Dec 2025 |
| Total Exports (USD mn) | 156,059.2 Dec 2025 | monthly | Jan 1957 - Dec 2025 |
| Total Exports Growth (%) | 2.7 Dec 2025 | monthly | Jan 1951 - Dec 2025 |
| Aluminum: Exports (USD th) | 11,279,159.417 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 70,970,902.063 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 54,214,028.985 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 136,070.2 Dec 2025 | monthly | Jan 1957 - Dec 2025 |
| Total Imports Growth (%) | 5.6 Dec 2025 | monthly | Jan 1951 - Dec 2025 |
| Imports: Medicament (USD th) | 36,738,204.645 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 41,845,878.903 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 14,262.983 Oct 2025 | monthly | Sep 1977 - Oct 2025 |
| Total Imports from USA (USD mn) | 9,286.030 Dec 2025 | monthly | Jul 1990 - Dec 2025 |
| Total Exports to China (USD mn) | 7,459.434 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Total Imports from China (USD mn) | 18,138.394 Nov 2025 | monthly | Jan 2000 - Nov 2025 |
| Motor Vehicle Exports: Car (Unit) | 217,815.000 Dec 2025 | monthly | Jul 2000 - Dec 2025 |
| Imports: SITC: Vehicles, Motorcycles & Bicycles (EUR th) | 12,975,615.000 Oct 2025 | monthly | Jan 2008 - Oct 2025 |
| Imports: SITC: Electrical Machinery, TV Image and Sound Reproducing (EUR th) | 17,985,372.000 Oct 2025 | monthly | Jan 2008 - Oct 2025 |
| Exports: SITC: Plastics & Articles Thereof (EUR th) | 5,891,117.000 Oct 2025 | monthly | Jan 2008 - Oct 2025 |
| Exports: SITC: Vehicles, Motorcycles & Bicycles (EUR th) | 22,761,978.000 Oct 2025 | monthly | Jan 2008 - Oct 2025 |
| Exports: SITC: Electrical Machinery, TV Image and Sound Reproducing (EUR th) | 14,774,374.000 Nov 2025 | monthly | Jan 2008 - Nov 2025 |
| Imports: SITC: Mineral Fuels & Oils, Bituminous Substances (EUR th) | 8,174,804.000 Oct 2025 | monthly | Jan 2008 - Oct 2025 |
| Imports: SITC: Machinery and Mechanical Appliances (EUR th) | 15,076,653.000 Oct 2025 | monthly | Jan 2008 - Oct 2025 |
| Imports: SITC: Pharmaceutical Products (EUR th) | 6,126,580.000 Oct 2025 | monthly | Jan 2008 - Oct 2025 |
| Exports: SITC: Iron & Steel (EUR th) | 2,105,745.000 Nov 2025 | monthly | Jan 2008 - Nov 2025 |
| Imports: SITC: Iron & Steel (EUR th) | 2,040,086.000 Nov 2025 | monthly | Jan 2008 - Nov 2025 |
| Exports: SITC: Machinery and Mechanical Appliances (EUR th) | 22,223,382.000 Oct 2025 | monthly | Jan 2008 - Oct 2025 |
| Exports: China (EUR th) | 6,535,998.000 Oct 2025 | monthly | Jan 2000 - Oct 2025 |
| Imports cif (EUR mn) | 104,952.656 Dec 2025 | monthly | Jan 1950 - Dec 2025 |
| Exports fob (EUR mn) | 118,553.555 Dec 2025 | monthly | Jan 1950 - Dec 2025 |
| Exports fob: YoY (%) | 4.200 Oct 2025 | monthly | Jan 2001 - Oct 2025 |
| Imports cif: YoY (%) | 2.700 Oct 2025 | monthly | Jan 2001 - Oct 2025 |
| Trade Balance: swda (EUR bn) | 17.080 Dec 2025 | monthly | Jan 1950 - Dec 2025 |
| Exports fob: swda (EUR bn) | 133.270 Dec 2025 | monthly | Jan 1950 - Dec 2025 |
| Imports cif: swda (EUR bn) | 116.200 Dec 2025 | monthly | Jan 1950 - Dec 2025 |
| Exports: SITC: Pharmaceutical Products (EUR th) | 9,510,298.000 Nov 2025 | monthly | Jan 2008 - Nov 2025 |
| Exports Value: HS: Photosensitive Semiconductor Devices, Photovoltaic Cells asse... (EUR th) | 25,537.000 Sep 2025 | monthly | Jan 2021 - Sep 2025 |
| Imports Value: HS: Photosensitive Semiconductor Devices, Light Emitting Diodes (... (EUR th) | 73,359.000 Oct 2025 | monthly | Jan 2021 - Oct 2025 |
| Balance of Payments | Last | Frequency | Range |
|---|---|---|---|
| Direct Investment Abroad (USD mn) | 9,335.5 Nov 2025 | monthly | Jan 1971 - Nov 2025 |
| Current Account Balance (USD mn) | 11,939.4 Nov 2025 | monthly | Jan 1991 - Nov 2025 |
| Current Account Balance: % of GDP (%) | 4.1 Sep 2025 | quarterly | Mar 1991 - Sep 2025 |
| Foreign Direct Investment (USD mn) | 10,586.6 Nov 2025 | monthly | Jan 1971 - Nov 2025 |
| Foreign Direct Investment: % of GDP (%) | 1.5 Sep 2025 | quarterly | Mar 1991 - Sep 2025 |
| Foreign Portfolio Investment (USD mn) | 83,492.035 Sep 2025 | quarterly | Mar 1971 - Sep 2025 |
| Foreign Portfolio Investment: % of GDP (%) | 6.4 Sep 2025 | quarterly | Mar 1971 - Sep 2025 |
| Foreign Portfolio Investment: Equity Securities (USD mn) | -5,082.3 Sep 2025 | quarterly | Mar 1971 - Sep 2025 |
| Foreign Portfolio Investment: Debt Securities (USD mn) | 88,574.297 Sep 2025 | quarterly | Mar 1971 - Sep 2025 |
| External Debt (USD mn) | 7,965,114.8 Sep 2025 | quarterly | Jun 1999 - Sep 2025 |
| External Debt: % of GDP (%) | 147.6 2024 | yearly | 1999 - 2024 |
| External Debt: Short Term (USD mn) | 2,905,517.9 Sep 2025 | quarterly | Mar 2004 - Sep 2025 |
| External Debt: Short Term: % of GDP (%) | 52.5 2024 | yearly | 2004 - 2024 |
| Total Debt: % of GDP (%) | 594.6 Sep 2025 | quarterly | Mar 1999 - Sep 2025 |
| Forecast: Current Account Balance (USD bn) | 253.996 2030 | yearly | 1980 - 2030 |
| Net International Investment Position (USD mn) | 4,118,779.652 Sep 2025 | quarterly | Dec 1957 - Sep 2025 |
| Insolvency (IN): No of Proceedings (NP) (Unit) | 10,200.000 Oct 2025 | monthly | Jan 2003 - Oct 2025 |
| DE: BOP: Net Errors and Omissions (USD mn) | 38,264.366 2024 | yearly | 1971 - 2024 |
| DE: BOP: Financial Account: Portfolio Investment: Net (USD mn) | 34,336.677 2024 | yearly | 1971 - 2024 |
| DE: BOP: Current Account: Personal Remittances: Paid (USD mn) | 23,662.388 2024 | yearly | 1971 - 2024 |
| DE: BOP: Current Account: Personal Remittances: Received (USD mn) | 21,225.006 2024 | yearly | 1971 - 2024 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 1.5 2023 | yearly | 2005 - 2023 |
| Household Debt: % of GDP (%) | 48.9 Sep 2025 | quarterly | Dec 1991 - Sep 2025 |
| Money Supply M1 (USD mn) | 3,396,398.412 Dec 2025 | monthly | Jan 1957 - Dec 2025 |
| Money Supply M2 (USD mn) | 4,742,282.896 Dec 2025 | monthly | Jan 1969 - Dec 2025 |
| M2 Growth (%) | 3.4 Dec 2025 | monthly | Jan 1970 - Dec 2025 |
| Reserve Requirement Ratio (%) | 1.0 Dec 2025 | monthly | Jan 1999 - Dec 2025 |
| Foreign Exchange Reserves (USD mn) | 37,379.2 Dec 2025 | monthly | Jan 1957 - Dec 2025 |
| Foreign Exchange Reserves: % of GDP (%) | 0.713 Dec 2025 | quarterly | Dec 1991 - Dec 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 0.3 Dec 2025 | monthly | Jan 1957 - Dec 2025 |
| Gold Reserves (USD mn) | 545,805.551 Jan 2026 | monthly | Dec 1998 - Jan 2026 |
| Total Deposits (USD mn) | 7,188,745.993 Dec 2025 | monthly | Sep 1997 - Dec 2025 |
| Total Deposits Growth (%) | 2.2 Dec 2025 | monthly | Sep 1998 - Dec 2025 |
| Domestic Credit (USD mn) | 0.0 May 2025 | monthly | Jan 1999 - May 2025 |
| Domestic Credit Growth (%) | -100.0 May 2025 | monthly | Jan 2000 - May 2025 |
| Debt Service Ratio: Households (%) | 5.400 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 12.400 Jun 2025 | quarterly | Mar 1999 - Jun 2025 |
| Credit to Households (USD bn) | 2,536.840 Jun 2025 | quarterly | Dec 1970 - Jun 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 7,157.690 Jun 2025 | quarterly | Mar 1955 - Jun 2025 |
| Household Debt (USD mn) | 2,543,326.6 Sep 2025 | quarterly | Mar 1991 - Sep 2025 |
| Total Loans (USD mn) | 8,682,421.926 Dec 2025 | monthly | Jan 1957 - Dec 2025 |
| Total Loans Growth (%) | 1.26 Dec 2025 | monthly | Dec 1949 - Dec 2025 |
| Private Debt: % of Nominal GDP (%) | 73.24 Sep 2025 | quarterly | Dec 1991 - Sep 2025 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 9.6 Dec 2025 | monthly | Jan 1992 - Dec 2025 |
| Business Climate: Balance: sa: Manufacturing Industry (NA) | -14.776 Dec 2025 | monthly | Jan 1991 - Dec 2025 |
| Business Assessment: Balance: Manufacturing Industry (NA) | -21.200 Dec 2025 | monthly | Jan 1991 - Dec 2025 |
| Economic Expectation Indicator: Germany (%) | 45.800 Dec 2025 | monthly | Dec 1991 - Dec 2025 |
| Current Economic Situation Indicator: Germany: Balance (%) | -81.000 Dec 2025 | monthly | Dec 1991 - Dec 2025 |
| Leading Economic Index (2016=100) | 88.000 Nov 2025 | monthly | Jan 1965 - Nov 2025 |
More Indicators for Germany
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