Poland Short Term Interest Rate
1999 - 2025 | Monthly | % pa | ACI Polska - the Polish Financial Markets Association
Key information about Poland Short Term Interest Rate
- Poland Short Term Interest Rate: Month End: ACI Polska: WIBOR: 3 Months was reported at 4.22 % pa in Nov 2025, compared with 4.46 % pa in the previous month.
- Poland Short Term Interest Rate data is updated monthly, available from Jan 1999 to Nov 2025.
- The data reached an all-time high of 19.82 % pa in Oct 2000 and a record low of 0.21 % pa in Jul 2021.
- Short Term Interest Rate is reported by reported by ACI Polska - the Polish Financial Markets Association.
Related information about Poland Short Term Interest Rate
- In the latest reports, Poland Long Term Interest Rate: Month Avg: Poland: ECB Harmonised was reported at 5.41 % pa in Oct 2025.
- The cash rate (Policy Rate: Month End: Reference Rate: Open Market Operations: 7 Days) was set at 4.25 % pa in Nov 2025.
- Poland Exchange Rate against USD averaged 3.65 (USD/PLN) in Oct 2025.
View Poland's Short Term Interest Rate from Jan 1999 to Nov 2025 in the chart:
What was Poland's Short Term Interest Rate in Nov 2025?
Poland Short Term Interest Rate: Month End: ACI Polska: WIBOR: 3 Months was reported at 4.22 % pa in Nov 2025, compared with 4.46 % pa in the previous month. See the table below for more data.
| Last | Previous | Min | Max | Unit | Frequency | Range |
|---|---|---|---|---|---|---|
| 4.22 Nov 2025 | 4.46 Oct 2025 | 0.21 Jul 2021 | 19.82 Oct 2000 | % pa | monthly | Jan 1999 - Nov 2025 |
Short Term Interest Rate by Country Comparison
| country/region | Last | Frequency | Range |
|---|---|---|---|
| Albania (% pa) | 2.60 May 2025 | monthly | Jan 2002 - May 2025 |
| Algeria (% pa) | 2.25 Oct 2025 | monthly | Jan 2002 - Oct 2025 |
| Argentina (% pa) | 31.80 Jul 2021 | monthly | Jan 1999 - Jul 2021 |
| Armenia (% pa) | 10.37 Aug 2023 | monthly | Jan 2000 - Aug 2023 |
| Australia (% pa) | 3.66 Nov 2025 | monthly | Jun 1969 - Nov 2025 |
| Austria (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Azerbaijan (% pa) | 7.50 Mar 2024 | monthly | Dec 2002 - Mar 2024 |
| Bahrain (% pa) | 4.22 Sep 2025 | quarterly | Jun 2003 - Sep 2025 |
| Bangladesh (% pa) | 9.46 Oct 2025 | monthly | Sep 2003 - Oct 2025 |
| Belarus (% pa) | 8.25 Oct 2025 | monthly | Apr 2003 - Oct 2025 |
| Belgium (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Bolivia (% pa) | 6.73 Aug 2025 | monthly | Jan 1998 - Aug 2025 |
| Botswana (% pa) | 10.06 Oct 2025 | monthly | Jan 2003 - Oct 2025 |
| Bulgaria (% pa) | -0.05 Jun 2018 | monthly | Feb 2003 - Jun 2018 |
| Cambodia (% pa) | 0.00 Oct 2025 | monthly | Dec 2016 - Oct 2025 |
| Canada (% pa) | 2.21 Oct 2025 | monthly | Jan 1993 - Oct 2025 |
| China (% pa) | 1.58 Nov 2025 | monthly | Oct 2006 - Nov 2025 |
| Colombia (% pa) | 8.67 Oct 2025 | monthly | Jan 1986 - Oct 2025 |
| Croatia (% pa) | 0.39 Dec 2019 | monthly | Sep 2002 - Dec 2019 |
| Cyprus (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Czech Republic (% pa) | 3.56 Nov 2025 | monthly | Apr 1992 - Nov 2025 |
| Denmark (% pa) | -0.43 Sep 2019 | monthly | Jun 1988 - Sep 2019 |
| Ecuador (% pa) | 2.71 Nov 2025 | monthly | Apr 2000 - Nov 2025 |
| Egypt (% pa) | 21.40 Nov 2025 | monthly | Jan 2001 - Nov 2025 |
| Estonia (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| European Union (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Finland (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| France (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Georgia (% pa) | 8.10 Nov 2025 | monthly | Feb 2008 - Nov 2025 |
| Germany (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Ghana (% pa) | 14.74 Jun 2025 | monthly | Aug 1996 - Jun 2025 |
| Greece (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Hong Kong SAR, China (% pa) | 3.17 Nov 2025 | monthly | Jul 1996 - Nov 2025 |
| Hungary (% pa) | 6.50 Nov 2025 | monthly | Aug 1996 - Nov 2025 |
| Iceland (% pa) | 7.59 Nov 2025 | monthly | Aug 1998 - Nov 2025 |
| India (% pa) | 6.12 Oct 2025 | monthly | Sep 2015 - Oct 2025 |
| Indonesia (% pa) | 5.46 Nov 2025 | monthly | Dec 1995 - Nov 2025 |
| Ireland (% pa) | 1.72 Dec 2021 | monthly | Dec 1998 - Dec 2021 |
| Israel (% pa) | 4.44 Jun 2025 | monthly | Mar 2007 - Jun 2025 |
| Italy (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Japan (% pa) | 0.81 Nov 2025 | monthly | Jan 1997 - Nov 2025 |
| Jordan (% pa) | 6.50 Nov 2025 | monthly | Aug 2005 - Nov 2025 |
| Kazakhstan (% pa) | 10.50 Nov 2020 | monthly | Jul 2000 - Nov 2020 |
| Kenya (% pa) | 7.96 Sep 2025 | monthly | Jul 1991 - Sep 2025 |
| South Korea (% pa) | 2.78 Nov 2025 | monthly | Jul 2004 - Nov 2025 |
| Kosovo (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Kuwait (% pa) | 3.81 Nov 2025 | monthly | Nov 2001 - Nov 2025 |
| Latvia (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Lebanon (% pa) | 9.44 Sep 2025 | monthly | Mar 1972 - Sep 2025 |
| Lithuania (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Luxembourg (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Macau SAR, China (% pa) | 3.13 Nov 2025 | monthly | Jun 1988 - Nov 2025 |
| North Macedonia (% pa) | 4.51 May 2025 | monthly | Jul 2007 - May 2025 |
| Malawi (% pa) | 16.00 Sep 2025 | monthly | Jan 1983 - Sep 2025 |
| Malaysia (% pa) | 3.26 Nov 2025 | monthly | Jan 1988 - Nov 2025 |
| Malta (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Mauritius (% pa) | 4.38 Oct 2025 | monthly | Apr 1998 - Oct 2025 |
| Mexico (% pa) | 7.66 Nov 2025 | monthly | Jan 1997 - Nov 2025 |
| Moldova (% pa) | 9.41 Oct 2025 | monthly | Dec 2005 - Oct 2025 |
| Montenegro (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Morocco (% pa) | 2.25 Nov 2025 | monthly | Jan 1995 - Nov 2025 |
| Mozambique (% pa) | 11.80 Sep 2025 | monthly | Nov 2005 - Sep 2025 |
| Myanmar (% pa) | 4.00 2023 | yearly | 1986 - 2023 |
| Nepal (% pa) | 2.13 Sep 2025 | monthly | Feb 1993 - Sep 2025 |
| Netherlands (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| New Zealand (% pa) | 2.45 Nov 2025 | monthly | Jan 1985 - Nov 2025 |
| Nigeria (% pa) | 26.36 Oct 2025 | monthly | Jan 2010 - Oct 2025 |
| Norway (% pa) | 1.77 Jan 2020 | monthly | Jan 1986 - Jan 2020 |
| Oman (% pa) | 0.00 Sep 2025 | monthly | Jan 2004 - Sep 2025 |
| Pakistan (% pa) | 11.17 Oct 2025 | monthly | Nov 2004 - Oct 2025 |
| Panama (% pa) | 4.19 Oct 2025 | monthly | Jan 2006 - Oct 2025 |
| Philippines (% pa) | 4.85 Nov 2025 | monthly | Jan 1975 - Nov 2025 |
| Poland (% pa) | 4.22 Nov 2025 | monthly | Jan 1999 - Nov 2025 |
| Portugal (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Qatar (% pa) | 4.05 Oct 2025 | monthly | Jul 2004 - Oct 2025 |
| Romania (% pa) | 6.23 Nov 2025 | monthly | Aug 1995 - Nov 2025 |
| Russia (% pa) | 16.65 Oct 2025 | monthly | Aug 2000 - Oct 2025 |
| Saudi Arabia (% pa) | 5.21 Oct 2025 | monthly | Jan 2007 - Oct 2025 |
| Serbia (% pa) | 4.69 Nov 2025 | monthly | Aug 2005 - Nov 2025 |
| Singapore (% pa) | 3.30 Nov 2024 | monthly | Oct 1995 - Nov 2024 |
| Slovakia (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Slovenia (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| South Africa (% pa) | 6.66 Nov 2025 | monthly | Dec 1980 - Nov 2025 |
| Spain (% pa) | -0.57 Nov 2021 | monthly | Dec 1998 - Nov 2021 |
| Sri Lanka (% pa) | 6.96 Jun 2020 | monthly | Jul 2000 - Jun 2020 |
| Sweden (% pa) | 0.03 Jul 2020 | monthly | Jan 1987 - Jul 2020 |
| Switzerland (% pa) | -0.04 Nov 2025 | monthly | Jul 1999 - Nov 2025 |
| Taiwan (% pa) | 1.68 Nov 2025 | monthly | Oct 2005 - Nov 2025 |
| Thailand (% pa) | 1.63 Nov 2025 | monthly | Jan 2005 - Nov 2025 |
| Turkey (% pa) | 16.01 Jun 2022 | monthly | Aug 2002 - Jun 2022 |
| Ukraine (% pa) | 4.03 Apr 2025 | monthly | Jan 2006 - Apr 2025 |
| United Arab Emirates (% pa) | 3.85 Nov 2025 | monthly | Oct 2009 - Nov 2025 |
| United Kingdom (% pa) | 0.09 Apr 2021 | monthly | Jan 1986 - Apr 2021 |
| United States (% pa) | 3.73 Nov 2025 | monthly | Jan 1954 - Nov 2025 |
| Uruguay (% pa) | 8.00 Nov 2025 | monthly | Sep 2002 - Nov 2025 |
| Venezuela (% pa) | 1.53 Nov 2025 | monthly | Jan 1998 - Nov 2025 |
| Vietnam (% pa) | 6.91 Nov 2025 | monthly | Jul 2004 - Nov 2025 |
| Yemen (% pa) | 16.07 Jan 2015 | monthly | Dec 1995 - Jan 2015 |
| Zambia (% pa) | 11.50 Oct 2025 | monthly | Jan 2006 - Oct 2025 |
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Learn more about what we doPoland Key Series
| Foreign Trade | Last | Frequency | Range |
|---|---|---|---|
| Forecast: Exports of Goods Growth (%) | 4.000 2028 | yearly | 1996 - 2028 |
| Trade Balance (USD mn) | -96.2 Sep 2025 | monthly | Jan 1986 - Sep 2025 |
| Total Exports (USD mn) | 36,680.8 Sep 2025 | monthly | Jan 2000 - Sep 2025 |
| Total Exports Growth (%) | 3.6 Sep 2025 | monthly | Jan 2001 - Sep 2025 |
| Aluminum: Exports (USD th) | 2,117,046.631 2024 | yearly | 1995 - 2024 |
| Exports: Medicament (USD th) | 3,767,096.725 2024 | yearly | 1995 - 2024 |
| Exports: Medicinal and Pharmaceutical Product (USD th) | 3,282,008.836 2024 | yearly | 1995 - 2024 |
| Total Imports (USD mn) | 36,776.9 Sep 2025 | monthly | Jan 2000 - Sep 2025 |
| Total Imports Growth (%) | 4.5 Sep 2025 | monthly | Jan 2001 - Sep 2025 |
| Imports: Medicament (USD th) | 8,541,799.485 2024 | yearly | 1995 - 2024 |
| Imports: Medicinal and Pharmaceutical Product (USD th) | 6,023,957.256 2024 | yearly | 1995 - 2024 |
| Total Exports to USA (USD mn) | 1,141.836 Jul 2025 | monthly | Apr 1961 - Jul 2025 |
| Total Imports from USA (USD mn) | 1,982.306 Sep 2025 | monthly | Aug 2011 - Sep 2025 |
| Total Exports to China (USD mn) | 320.583 Jul 2025 | monthly | Jan 1981 - Jul 2025 |
| Total Imports from China (USD mn) | 5,941.384 Sep 2025 | monthly | Mar 2004 - Sep 2025 |
| Exports (PLN mn) | 109,641.047 Dec 2024 | monthly | Jan 2000 - Dec 2024 |
| Imports (PLN mn) | 131,638.098 Nov 2024 | monthly | Jan 2000 - Nov 2024 |
| Imports: ytd: Russia (PLN mn) | 6,872.299 Nov 2024 | monthly | Dec 1999 - Nov 2024 |
| Exports: ytd: Russia (PLN mn) | 652.972 Jan 2025 | monthly | Dec 1999 - Jan 2025 |
| Exports: ytd: Czech Republic (PLN mn) | 7,483.561 Jan 2025 | monthly | Dec 2000 - Jan 2025 |
| Imports: ytd: Germany (PLN mn) | 290,036.042 Dec 2024 | monthly | Dec 1999 - Dec 2024 |
| Exports: ytd: France (PLN mn) | 7,596.741 Jan 2025 | monthly | Dec 1999 - Jan 2025 |
| Exports: ytd: Germany (PLN mn) | 31,844.456 Jan 2025 | monthly | Dec 1999 - Jan 2025 |
| Imports: ytd: China (PLN mn) | 218,871.311 Dec 2024 | monthly | Dec 2000 - Dec 2024 |
| Exports: ytd: Great Britain (PLN mn) | 6,893.712 Jan 2025 | monthly | Dec 1999 - Jan 2025 |
| Imports: ytd: Italy (PLN mn) | 70,727.280 Dec 2024 | monthly | Dec 1999 - Dec 2024 |
| Trade Balance: ytd (PLN mn) | 2,978.819 Dec 2024 | monthly | Dec 1999 - Dec 2024 |
| Imports: ytd: SITC: Manufactured Goods (PLN mn) | 219,310.400 Dec 2024 | monthly | Jan 2005 - Dec 2024 |
| Imports: ytd: SITC: Chemicals and Related Products (PLN mn) | 210,907.100 Dec 2024 | monthly | Jan 2005 - Dec 2024 |
| Imports: ytd: SITC: Miscellaneous Manufactured Articles (PLN mn) | 225,125.900 Dec 2024 | monthly | Jan 2005 - Dec 2024 |
| Imports: ytd: SITC: Machinery and Transport Equipment (PLN mn) | 531,597.500 Dec 2024 | monthly | Jan 2005 - Dec 2024 |
| Exports: ytd: SITC: Miscellaneous Manufactured Articles (PLN mn) | 265,691.800 Dec 2024 | monthly | Jan 2005 - Dec 2024 |
| Exports: ytd: SITC: Machinery and Transport Equipment (PLN mn) | 562,900.300 Dec 2024 | monthly | Jan 2005 - Dec 2024 |
| Imports: ytd: SITC: Mineral Fuels, Lubricants and Related Materials (PLN mn) | 114,679.800 Dec 2024 | monthly | Jan 2005 - Dec 2024 |
| Exports: ytd: SITC: Food and Live Animals (PLN mn) | 188,002.600 Dec 2024 | monthly | Jan 2005 - Dec 2024 |
| Exports: ytd: SITC: Manufactured Goods (PLN mn) | 247,667.400 Dec 2024 | monthly | Jan 2005 - Dec 2024 |
| Exports: ytd: SITC: Chemicals and Related Products (PLN mn) | 140,316.300 Dec 2024 | monthly | Jan 2005 - Dec 2024 |
| Monetary | Last | Frequency | Range |
|---|---|---|---|
| Non Performing Loans Ratio (%) | 4.9 Sep 2025 | monthly | Dec 1996 - Sep 2025 |
| Household Debt: % of GDP (%) | 22.4 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| Non-Performing Loans (USD mn) | 16,866.175 Sep 2025 | monthly | Dec 1996 - Sep 2025 |
| Money Supply M1 (USD mn) | 532,100.480 Oct 2025 | monthly | Dec 1996 - Oct 2025 |
| Money Supply M2 (USD mn) | 722,675.202 Oct 2025 | monthly | Dec 1996 - Oct 2025 |
| M2 Growth (%) | 10.6 Oct 2025 | monthly | Dec 1997 - Oct 2025 |
| Reserve Requirement Ratio (%) | 3.5 Dec 2017 | monthly | Jan 1993 - Dec 2017 |
| Foreign Exchange Reserves (USD mn) | 188,314.8 Oct 2025 | monthly | Jan 1998 - Oct 2025 |
| Foreign Exchange Reserves: % of GDP (%) | 19.371 Sep 2025 | quarterly | Mar 1998 - Sep 2025 |
| Foreign Exchange Reserves: Months of Import (NA) | 5.2 Sep 2025 | monthly | Jan 2000 - Sep 2025 |
| Gold Reserves (USD mn) | 68,408.200 Oct 2025 | monthly | Jan 1983 - Oct 2025 |
| Total Deposits (USD mn) | 686,165.215 Oct 2025 | monthly | Dec 1996 - Oct 2025 |
| Total Deposits Growth (%) | 10.8 Oct 2025 | monthly | Dec 1997 - Oct 2025 |
| Domestic Credit (USD mn) | 582,357.7 Oct 2025 | monthly | Dec 1996 - Oct 2025 |
| Domestic Credit Growth (%) | 9.8 Oct 2025 | monthly | Dec 1997 - Oct 2025 |
| Debt Service Ratio: Private Non-Financial Sector (%) | 6.500 Mar 2025 | quarterly | Mar 1999 - Mar 2025 |
| Credit to Households (USD bn) | 214.816 Mar 2025 | quarterly | Dec 1995 - Mar 2025 |
| Credit to Private Non-Financial Sector (USD bn) | 546.127 Mar 2025 | quarterly | Mar 1992 - Mar 2025 |
| Household Debt (USD mn) | 233,582.0 Jun 2025 | quarterly | Dec 2003 - Jun 2025 |
| Total Loans (USD mn) | 473,033.812 Oct 2025 | monthly | Dec 1996 - Oct 2025 |
| Total Loans Growth (%) | 3.58 Oct 2025 | monthly | Dec 1997 - Oct 2025 |
| Private Debt: % of Nominal GDP (%) | 33.01 Sep 2025 | quarterly | Dec 2009 - Sep 2025 |
| Money Supply: M3 (PLN mn) | 2,469,068.651 Jan 2025 | monthly | Dec 1996 - Jan 2025 |
| Money Supply: M3: M2 (PLN mn) | 2,458,763.970 Jan 2025 | monthly | Dec 1996 - Jan 2025 |
| Money Supply: M3: M2: M1 (PLN mn) | 1,805,785.972 Jan 2025 | monthly | Dec 1996 - Jan 2025 |
| Money Supply: M0 (PLN mn) | 512,663.400 Jan 2025 | monthly | Dec 1996 - Jan 2025 |
| Official Reserve Assets: USD (USD mn) | 229,181.900 Feb 2025 | monthly | Jan 1998 - Feb 2025 |
| Official Reserve Assets: USD: Foreign Exchange (USD mn) | 178,124.900 Feb 2025 | monthly | Jan 1998 - Feb 2025 |
| Official Reserve Assets: USD: Monetary Gold (USD mn) | 5,300.500 Dec 2018 | monthly | Jan 1998 - Dec 2018 |
| MFIs Liabilities: OD: NF: Households and NPISHs (HN): Households (HH) (PLN mn) | 1,352,314.766 Jan 2025 | monthly | Dec 1996 - Jan 2025 |
| MFIs Liabilities: OD: NF: Non Financial Corporations (NC) (PLN mn) | 524,841.682 Dec 2024 | monthly | Dec 1996 - Dec 2024 |
| MFIs Claims: OD: NF: Households: Other MFIs: Loans (PLN mn) | 796,274.333 Dec 2024 | monthly | Dec 1996 - Dec 2024 |
| MFIs Claims: Other Domestic Residents (OD): Non Financial Sector (NF): Non Finan... (PLN mn) | 391,310.780 Dec 2024 | monthly | Dec 1996 - Dec 2024 |
| MFIs Claims: OD: NF: Households: Other MFIs: Loans: Real Property Purchase: ow H... (PLN mn) | 495,308.662 Jan 2025 | monthly | Dec 1996 - Jan 2025 |
| Banking Sector Claims: from Non Financial Sector (NF): Non Performing (PLN) | 60,474,041,930.850 Jan 2025 | monthly | Dec 2009 - Jan 2025 |
| Business and Economic Survey | Last | Frequency | Range |
|---|---|---|---|
| Business Confidence Growth (% Point) | 3.8 Nov 2025 | monthly | Jul 2006 - Nov 2025 |
More Indicators for Poland
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