Japan Debt Service Ratio: Households

1999 - 2025 | Quarterly | % | Bank for International Settlements

Key information about Japan Debt Service Ratio: Households

  • Japan Debt Service Ratio: Households was reported at 7.400 % in Sep 2025
  • This stayed constant from the previous number of 7.400 % for Jun 2025
  • Japan Debt Service Ratio: Households data is updated quarterly, averaging 7.000 % from Mar 1999 to Sep 2025, with 107 observations
  • The data reached an all-time high of 9.000 % in Mar 2002 and a record low of 6.900 % in Jun 2016
  • Japan Debt Service Ratio: Households data remains active status in CEIC and is reported by Bank for International Settlements
  • The data is categorized under World Trend Plus’s Association: Banking Sector – Table RC.BIS.DSR: G2 Households (HH) and Non-Profit Institution Serving Households (NPISHs): Quarterly

View Japan's Debt Service Ratio: Households from Mar 1999 to Sep 2025 in the chart:

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Japan Debt Service Ratio: Households
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Japan Debt Service Ratio: Households

What was Japan's Debt Service Ratio: Households in Sep 2025?

Japan Debt Service Ratio: Households was reported at 7.400 % in Sep 2025 See the table below for more data.

Last Previous Min Max Unit Frequency Range
7.400 Sep 2025 7.400 Jun 2025 6.900 Jun 2016 9.000 Mar 2002 % quarterly Mar 1999 - Sep 2025

Debt Service Ratio: Households by Country Comparison

country/region Last Frequency Range
Australia (%) 15.600 Sep 2025 quarterly Mar 1999 - Sep 2025
Belgium (%) 7.000 Sep 2025 quarterly Mar 1999 - Sep 2025
Canada (%) 13.900 Sep 2025 quarterly Mar 1999 - Sep 2025
Denmark (%) 11.800 Sep 2025 quarterly Mar 1999 - Sep 2025
Finland (%) 7.700 Sep 2025 quarterly Mar 1999 - Sep 2025
France (%) 5.900 Sep 2025 quarterly Mar 1999 - Sep 2025
Germany (%) 5.400 Sep 2025 quarterly Mar 1999 - Sep 2025
Italy (%) 4.200 Sep 2025 quarterly Mar 1999 - Sep 2025
Japan (%) 7.400 Sep 2025 quarterly Mar 1999 - Sep 2025
South Korea (%) 11.300 Sep 2025 quarterly Mar 1999 - Sep 2025
Netherlands (%) 12.900 Sep 2025 quarterly Mar 1999 - Sep 2025
Norway (%) 20.800 Sep 2025 quarterly Mar 1999 - Sep 2025
Portugal (%) 5.800 Sep 2025 quarterly Mar 1999 - Sep 2025
Spain (%) 5.200 Sep 2025 quarterly Mar 1999 - Sep 2025
Sweden (%) 11.600 Sep 2025 quarterly Mar 1999 - Sep 2025
United Kingdom (%) 8.700 Sep 2025 quarterly Mar 1999 - Sep 2025
United States (%) 7.900 Sep 2025 quarterly Mar 1999 - Sep 2025

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Japan Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -4.6 2026 yearly 1996 - 2026
Consolidated Fiscal Balance (USD mn) -286,722.348 2024 yearly 1995 - 2024
Tax Revenue (USD mn) 32,314.947 Feb 2026 monthly Apr 1983 - Feb 2026
Tax Revenue: % of GDP (%) 13.0 Dec 2025 quarterly Jun 1983 - Dec 2025
National Government Debt (USD mn) 9,012,579.6 Sep 2025 monthly Apr 1982 - Sep 2025
Government Debt: % of GDP (%) 202.2 Dec 2025 quarterly Jun 1982 - Dec 2025
Forecast: Government Expenditure (JPY bn) 296,833.681 2030 yearly 1980 - 2030
Forecast: Government Net Debt (JPY bn) 1,593,466.283 2030 yearly 1980 - 2030
Forecast: Government Revenue (JPY bn) 265,307.900 2030 yearly 1980 - 2030
Central Government Operations: Expenditure (JPY hm) 215,847.000 Sep 2025 quarterly Mar 2008 - Sep 2025
Central Government Operations: Revenue (JPY hm) 129,768.000 Sep 2025 quarterly Mar 2008 - Sep 2025
Central Government Operations: Balance (Deficit/Surplus) (JPY hm) -86,079.000 Sep 2025 quarterly Mar 2008 - Sep 2025
Central Government Debt (JPY bn) 1,340,033.400 Jan 2026 monthly Apr 1982 - Jan 2026
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 1.389 2030 yearly 1980 - 2030
Trade Balance (USD mn) -2,412.9 Feb 2026 monthly Apr 1995 - Feb 2026
Total Exports (USD mn) 64,639.4 Feb 2026 monthly Apr 1995 - Feb 2026
Total Exports Growth (%) 3.8 Feb 2026 monthly Apr 1996 - Feb 2026
Aluminum: Exports (USD th) 1,318,489.720 2024 yearly 1995 - 2024
Exports: Medicament (USD th) 4,836,711.939 2024 yearly 1995 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 3,090,129.972 2024 yearly 1995 - 2024
Total Imports (USD mn) 67,052.3 Feb 2026 monthly Apr 1995 - Feb 2026
Total Imports Growth (%) 9.8 Feb 2026 monthly Apr 1996 - Feb 2026
Imports: Medicament (USD th) 16,119,707.679 2024 yearly 1995 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 14,839,728.966 2024 yearly 1995 - 2024
Total Exports to USA (USD mn) 11,301.566 Feb 2026 monthly Jan 1960 - Feb 2026
Total Imports from USA (USD mn) 6,905.538 Feb 2026 monthly Feb 1960 - Feb 2026
Total Exports to China (USD mn) 8,830.560 Feb 2026 monthly Jan 1960 - Feb 2026
Total Imports from China (USD mn) 15,066.866 Feb 2026 monthly Feb 1960 - Feb 2026
Exports: MTE: Machinery (MY) (JPY bn) 1,638.682 Feb 2026 monthly Feb 1991 - Feb 2026
Exports: MTE: Electrical Machinery (EM) (JPY bn) 1,626.220 Feb 2026 monthly May 1994 - Feb 2026
Exports: Manufactured Goods (MG) (JPY bn) 976.871 Feb 2026 monthly Jan 1988 - Feb 2026
Exports: Chemicals (CS) (JPY bn) 940.779 Feb 2026 monthly Dec 1984 - Feb 2026
Exports: MTE: Transport Equipment (TE) (JPY bn) 2,164.272 Feb 2026 monthly Feb 1991 - Feb 2026
Imports: sa (JPY bn) 10,399.919 Feb 2026 monthly Apr 1995 - Feb 2026
Exports: sa (JPY bn) 10,025.676 Feb 2026 monthly Apr 1995 - Feb 2026
Trade Balance: sa (JPY bn) -374.243 Feb 2026 monthly Apr 1995 - Feb 2026
Exports Unit Value Index: Fisher Formula (FF): Total (2015=100) 100.40 Jul 2018 monthly Jan 2003 - Jul 2018
Imports Unit Value Index: FF: Fisher Formula (FF): Total (2015=100) 101.17 Jul 2018 monthly Jan 2003 - Jul 2018
Exports Quantum Index (2015=100) 106.65 Jul 2018 monthly Jan 2003 - Jul 2018
Imports Quantum Index: USA (2015=100) 106.43 Jul 2018 monthly Jan 2003 - Jul 2018
Imports Quantum Index: China (2015=100) 104.22 Jul 2018 monthly Jan 2003 - Jul 2018
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 11,722.1 Jan 2026 monthly Jan 1996 - Jan 2026
Current Account Balance (USD mn) 29,402.7 Sep 2025 monthly Jan 1996 - Sep 2025
Foreign Direct Investment (USD mn) 2,404.9 Jan 2026 monthly Jan 1996 - Jan 2026
Foreign Direct Investment: % of GDP (%) 1.9 Dec 2025 quarterly Mar 1980 - Dec 2025
Foreign Portfolio Investment (USD mn) 84,827.260 Dec 2025 quarterly Mar 1996 - Dec 2025
Foreign Portfolio Investment: % of GDP (%) 7.4 Dec 2025 quarterly Mar 1980 - Dec 2025
Foreign Portfolio Investment: Equity Securities (USD mn) 45,357.2 Dec 2025 quarterly Mar 1996 - Dec 2025
Foreign Portfolio Investment: Debt Securities (USD mn) 39,470.048 Dec 2025 quarterly Mar 1996 - Dec 2025
External Debt (USD mn) 4,628,884.0 Dec 2025 quarterly Mar 2003 - Dec 2025
External Debt: % of GDP (%) 109.3 2025 yearly 2003 - 2025
External Debt: Short Term (USD mn) 3,320,427.5 Dec 2025 quarterly Mar 2003 - Dec 2025
External Debt: Short Term: % of GDP (%) 78.4 2025 yearly 2003 - 2025
Total Debt: % of GDP (%) 1,167.0 Dec 2025 quarterly Jun 1998 - Dec 2025
Forecast: Current Account Balance (USD bn) 177.000 2030 yearly 1980 - 2030
Net International Investment Position (USD mn) 3,671,957.702 Dec 2025 quarterly Jun 2010 - Dec 2025
BoP: FA: DI: Liabilities (Lia) (JPY bn) 376.722 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: FA: DI: Assets (Ass) (JPY bn) 1,836.267 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: CA: G&S: Services (SS): Total: Credit (CR) (JPY bn) 2,913.240 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: CA: G&S: Services (SS): Total: Debit (DR) (JPY bn) 3,628.526 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: sa: CA: G&S: Goods: Net (JPY bn) 727.580 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: sa: CA: G&S: Goods: Imports (JPY bn) 9,404.438 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: sa: CA: G&S: Services (SS): Net (JPY bn) -313.846 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: sa: CA: G&S: Goods: Exports (JPY bn) 10,132.018 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: sa: CA: Primary Income: Net (JPY bn) 3,204.684 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: sa: CA: Secondary Income: Net (JPY bn) -473.407 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: sa: Current Account (CA): Net (JPY bn) 3,145.011 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: CA: G&S: Goods: Exports (JPY bn) 9,044.468 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: Financial Account (FA) (JPY bn) -506.483 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: FA: Reserve Assets (JPY bn) 254.544 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: CA: G&S: Services (JPY bn) -715.286 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: Current Account (CA) (JPY bn) 941.581 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: CA: G&S: Goods (JPY bn) -600.381 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: CA: G&S: Goods: Imports (JPY bn) 9,644.849 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: Capital Account (JPY bn) -10.955 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: FA: Direct Investment (JPY bn) 1,459.545 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: CA: Secondary Income (JPY bn) -489.345 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: CA: Primary Income (JPY bn) 2,746.593 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: FA: Portfolio Investment (JPY bn) -9,572.116 Jan 2026 monthly Jan 1996 - Jan 2026
BoP: Net Errors and Omissions (JPY bn) -1,437.109 Jan 2026 monthly Jan 1996 - Jan 2026
EDP: DTC: Long Term (LT) (JPY bn) 33,213.335 Dec 2025 quarterly Mar 2014 - Dec 2025
Gross External Debt Position (EDP) (JPY bn) 725,809.006 Dec 2025 quarterly Mar 2014 - Dec 2025
EDP: GG: Long Term (LT) (JPY bn) 107,249.405 Dec 2025 quarterly Mar 2014 - Dec 2025
EDP: DTC: Short Term (ST) (JPY bn) 243,740.809 Dec 2025 quarterly Mar 2014 - Dec 2025
EDP: GG: Short Term (ST) (JPY bn) 81,169.408 Dec 2025 quarterly Mar 2014 - Dec 2025
BoP: sa: CA: Secondary Income: Debit (JPY bn) 365.341 Mar 2019 monthly Jan 1996 - Mar 2019
BoP: sa: CA: Secondary Income: Credit (JPY bn) 284.009 Mar 2019 monthly Jan 1996 - Mar 2019
Enterprise Bankruptcy Case: Total (Unit) 833.000 Feb 2026 monthly Mar 2001 - Feb 2026
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 1.0 Sep 2025 semiannually Mar 1999 - Sep 2025
Household Debt: % of GDP (%) 61.2 Dec 2025 quarterly Dec 1997 - Dec 2025
Non-Performing Loans (USD mn) 56,124.083 2024 yearly 1998 - 2024
Money Supply M1 (USD mn) 7,141,728.003 Jan 2026 monthly Jan 1957 - Jan 2026
Money Supply M2 (USD mn) 10,424,172.606 Jan 2026 monthly Jan 1957 - Jan 2026
M2 Growth (%) 1.7 Feb 2026 monthly Jan 1968 - Feb 2026
Reserve Requirement Ratio (%) 0.8 Dec 2025 monthly Oct 1980 - Dec 2025
Foreign Exchange Reserves (USD mn) 1,196,112.0 Feb 2026 monthly Apr 2000 - Feb 2026
Foreign Exchange Reserves: % of GDP (%) 0.840 Dec 2025 monthly Oct 1980 - Dec 2025
Foreign Exchange Reserves: Months of Import (NA) 19.5 Feb 2026 monthly Apr 2000 - Feb 2026
Gold Reserves (USD mn) 142,042.000 Feb 2026 monthly Dec 1956 - Feb 2026
Total Deposits (USD mn) 8,731,133.212 Jan 2026 monthly Apr 1998 - Jan 2026
Total Deposits Growth (%) 0.8 Jan 2026 monthly Apr 1999 - Jan 2026
Domestic Credit (USD mn) 11,698,906.3 Dec 2025 monthly Apr 2003 - Dec 2025
Domestic Credit Growth (%) -0.2 Dec 2025 monthly Apr 2004 - Dec 2025
Debt Service Ratio: Households (%) 7.400 Sep 2025 quarterly Mar 1999 - Sep 2025
Debt Service Ratio: Private Non-Financial Sector (%) 15.300 Sep 2025 quarterly Mar 1999 - Sep 2025
Credit to Households (USD bn) 2,713.850 Sep 2025 quarterly Dec 1964 - Sep 2025
Credit to Private Non-Financial Sector (USD bn) 7,674.587 Sep 2025 quarterly Dec 1964 - Sep 2025
Household Debt (USD mn) 2,589,210.5 Dec 2025 quarterly Dec 1997 - Dec 2025
Total Loans (USD mn) 5,172,771.803 Jan 2026 monthly Oct 2000 - Jan 2026
Total Loans Growth (%) 5.48 Jan 2026 monthly Oct 2001 - Jan 2026
Private Debt: % of Nominal GDP (%) 114.66 Sep 2025 quarterly Dec 2001 - Sep 2025
Money Stock: Money Supply: M1 (JPY bn) 1,099,218.500 Jan 2026 monthly Apr 2003 - Jan 2026
Money Stock: Avg: Money Supply: M2 (JPY bn) 1,274,923.400 Feb 2026 monthly Apr 2003 - Feb 2026
Money Stock: Money Supply: M3 (JPY bn) 1,631,177.800 Jan 2026 monthly Apr 2003 - Jan 2026
Money Stock: sa: Money Supply M3 (JPY bn) 1,632,343.400 Jan 2026 monthly Apr 2003 - Jan 2026
Money Stock: Avg: sa: M2 (JPY bn) 1,282,459.700 Feb 2026 monthly Apr 2003 - Feb 2026
Money Stock: sa: Money Suppy M1 (JPY bn) 1,102,254.300 Jan 2026 monthly Apr 2003 - Jan 2026
JP: Loans & Discounts: Outstanding: DLB: Local Governments (JPY bn) 29,197.20 Mar 2018 monthly Oct 2000 - Mar 2018
JP: Loans & Discounts: Outstanding: DLB: Individuals (JPY bn) 140,008.40 Mar 2018 monthly Oct 2000 - Mar 2018
JP: Loans & Discounts: Outstanding: DLB: Overseas Yen Loans, Domestic Transfer (JPY bn) 12,191.20 Mar 2018 monthly Oct 2000 - Mar 2018
JP: Loans & Discounts: Outstanding: DLB: Corporations: Incl Finance & Insurance (JPY bn) 312,385.90 Mar 2018 monthly Oct 2000 - Mar 2018
JP: Outstanding of NPLs: Total (JPY bn) 1,800.000 Sep 2018 semiannually Mar 2002 - Sep 2018
Business and Economic Survey Last Frequency Range
Monetary Policy Uncertainty Index (Index) 103.179 Jan 2026 monthly Jan 1987 - Jan 2026
Business Confidence Growth (% Point) 3.0 Mar 2026 quarterly Mar 2005 - Mar 2026
Economy Watchers: Diffusion Index: Current Economics Conditions: sa (NA) 48.900 Feb 2026 monthly Aug 2001 - Feb 2026
Business Condition Judgement: All Industries (%) -20.000 Dec 2025 quarterly Jun 1994 - Dec 2025
Tankan: All Enterprises(AE): DI:Forecast: Bus. Condition(BC):All Ind (%) 11.000 Mar 2026 quarterly Mar 2004 - Mar 2026
Tankan: AE: DI: Forecast: BC: Manufacturing (%) 8.000 Mar 2026 quarterly Mar 2004 - Mar 2026
Tankan: AE: DI: Forecast: BC: Mfg: Electrical Machinery (%) 10.000 Mar 2026 quarterly Mar 2004 - Mar 2026
Tankan: AE: DI: Forecast: BC: Non Manufacturing (NM) (%) 16.000 Mar 2026 quarterly Mar 2004 - Mar 2026
Tankan: AE: DI: Actual: BC: Mfg: Electrical Machinery (%) 13.000 Dec 2025 quarterly Dec 2003 - Dec 2025

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