Montenegro Liquid Assets Ratio

2003 - 2024 | Quarterly | % | Central Bank of Montenegro

Key information about Montenegro Liquid Assets Ratio

  • Montenegro Liquid Assets Ratio stood at 22.0 % in Sep 2024, compared with the previous figure of 20.3 % in Jun 2024
  • Montenegro Liquid Assets Ratio data is updated quarterly, available from Dec 2003 to Sep 2024
  • The data reached an all-time high of 38.4 % in Dec 2005 and a record low of 10.5 % in Mar 2009

Liquid assets include cash and deposits at clearing account with CBM and on accounts with depository institutions in the country and abroad (demand deposits) declined by portion of allocated reserve requirement which according to special regulation can be used for daily liquidity maintenance.


Further information about Montenegro Liquid Assets Ratio

  • In the latest report, Montenegro Capital Adequacy Ratio was measured at 19.8 % in Sep 2024, compared with the previous update of 19.5 % in Jun 2024

View Montenegro's Liquid Assets Ratio from Dec 2003 to Sep 2024 in the chart:

Montenegro Liquid Assets Ratio

What was Montenegro's Liquid Assets Ratio in Sep 2024?

Montenegro Liquid Assets Ratio stood at 22.0 % in Sep 2024, compared with the previous figure of 20.3 % in Jun 2024 See the table below for more data.

Last Previous Min Max Unit Frequency Range
22.0 Sep 2024 20.3 Jun 2024 10.5 Mar 2009 38.4 Dec 2005 % quarterly Dec 2003 - Sep 2024

Liquid Assets Ratio by Country Comparison

country/region Last Frequency Range
Albania (%) 29.6 Dec 2025 monthly Mar 2014 - Dec 2025
Algeria (%) 39.4 2024 yearly 2009 - 2024
Argentina (%) 17.4 Dec 2025 monthly Dec 1999 - Dec 2025
Armenia (%) 29.9 Jan 2026 monthly Jan 2005 - Jan 2026
Australia (%) 12.8 Sep 2025 quarterly Sep 2004 - Sep 2025
Austria (%) 46.5 Sep 2025 quarterly Dec 2006 - Sep 2025
Azerbaijan (%) 12.8 Mar 2015 quarterly Dec 2009 - Mar 2015
Bangladesh (%) 22.1 2024 yearly 1997 - 2024
Belarus (%) 27.7 Dec 2017 monthly Dec 2003 - Dec 2017
Belgium (%) 17.3 2024 yearly 2005 - 2024
Bolivia (%) 21.6 Sep 2025 monthly Jan 2010 - Sep 2025
Bosnia and Herzegovina (%) 27.2 Sep 2025 quarterly Dec 2000 - Sep 2025
Botswana (%) 16.0 Dec 2025 monthly Jan 2003 - Dec 2025
Brazil (%) 13.8 Sep 2025 quarterly Mar 2005 - Sep 2025
Brunei (%) 41.5 Sep 2025 quarterly Mar 2011 - Sep 2025
Bulgaria (%) 39.0 Dec 2017 quarterly Mar 2004 - Dec 2017
Cambodia (%) 13.0 Jun 2025 quarterly Mar 2010 - Jun 2025
Canada (%) 2.2 Dec 2025 monthly Dec 1985 - Dec 2025
Chile (%) 14.8 Sep 2025 monthly Jan 2001 - Sep 2025
China (%) 26.2 2024 yearly 2010 - 2024
Colombia (%) 5.5 Dec 2025 monthly Jan 2001 - Dec 2025
Croatia (%) 7.2 Dec 2022 quarterly Dec 2006 - Dec 2022
Cyprus (%) 47.2 Sep 2025 quarterly Dec 2008 - Sep 2025
Czech Republic (%) 28.8 Jun 2025 quarterly Dec 2008 - Jun 2025
Denmark (%) 16.4 Sep 2025 quarterly Mar 2005 - Sep 2025
Ecuador (%) 8.7 Jan 2026 monthly Jan 2006 - Jan 2026
Egypt (%) 30.9 Sep 2025 monthly Jun 2004 - Sep 2025
Estonia (%) 25.8 Jan 2026 monthly Feb 1993 - Jan 2026
Finland (%) 20.3 Sep 2025 quarterly Mar 2005 - Sep 2025
Georgia (%) 18.3 May 2025 monthly Jan 2001 - May 2025
Germany (%) 20.0 Sep 2025 quarterly Dec 2008 - Sep 2025
Ghana (%) 69.7 Jun 2025 quarterly Mar 2008 - Jun 2025
Greece (%) 28.3 Sep 2025 quarterly Sep 2008 - Sep 2025
Hong Kong SAR, China (%) 20.7 Sep 2025 quarterly Dec 2008 - Sep 2025
Hungary (%) 38.1 Jun 2018 quarterly Mar 2006 - Jun 2018
Iceland (%) 18.5 Oct 2025 monthly Dec 2013 - Oct 2025
Indonesia (%) 10.9 Nov 2025 monthly Jan 2012 - Nov 2025
Israel (%) 23.0 2014 yearly 2007 - 2014
Italy (%) 15.5 2024 yearly 2009 - 2024
Japan (%) 42.6 Sep 2025 semiannually Sep 1997 - Sep 2025
Kazakhstan (%) 29.0 Oct 2025 monthly Jul 2008 - Oct 2025
Kenya (%) 65.0 Jun 2025 monthly Jan 1999 - Jun 2025
South Korea (%) 16.7 Sep 2025 quarterly Mar 2004 - Sep 2025
Kosovo (%) 19.7 Dec 2024 semiannually Jun 2010 - Dec 2024
Kuwait (%) 16.1 Sep 2025 quarterly Mar 2017 - Sep 2025
Kyrgyzstan (%) 42.6 Jun 2025 quarterly Mar 2010 - Jun 2025
Latvia (%) 19.7 Sep 2025 quarterly Mar 2011 - Sep 2025
Lebanon (%) 11.6 Jun 2020 quarterly Jun 2011 - Jun 2020
Lithuania (%) 31.9 2014 yearly 2003 - 2014
Luxembourg (%) 58.8 Jun 2015 semiannually Dec 2005 - Jun 2015
Macau SAR, China (%) 1.4 Jan 2026 monthly Jun 1984 - Jan 2026
North Macedonia (%) 20.4 Sep 2025 quarterly Dec 2005 - Sep 2025
Malawi (%) 56.8 Mar 2025 quarterly Mar 2007 - Mar 2025
Malaysia (%) 31.4 Jan 2026 monthly Dec 1996 - Jan 2026
Malta (%) 36.6 2024 yearly 2003 - 2024
Mauritius (%) 47.8 2024 yearly 1998 - 2024
Mexico (%) 3.9 Jan 2026 monthly Jan 1997 - Jan 2026
Moldova (%) 269.1 Oct 2025 monthly Jan 2012 - Oct 2025
Montenegro (%) 22.0 Sep 2024 quarterly Dec 2003 - Sep 2024
Morocco (%) 16.9 2024 yearly 2005 - 2024
Nepal (%) 11.2 Jan 2026 monthly Jul 2003 - Jan 2026
Netherlands (%) 19.8 Dec 2025 quarterly Mar 1998 - Dec 2025
New Zealand (%) 8.0 Jun 2016 monthly Dec 2004 - Jun 2016
Nigeria (%) 32.5 Mar 2020 monthly Jun 2001 - Mar 2020
Norway (%) 16.9 Jan 2026 monthly May 2009 - Jan 2026
Oman (%) 5.0 2024 yearly 2001 - 2024
Pakistan (%) 66.4 Sep 2025 quarterly Dec 2005 - Sep 2025
Palestinian Territory (%) 31.2 Jun 2024 quarterly Dec 2008 - Jun 2024
Panama (%) 12.1 Dec 2025 monthly Jan 2003 - Dec 2025
Paraguay (%) 30.7 Dec 2025 monthly Jan 1999 - Dec 2025
Peru (%) 18.8 Jan 2026 monthly Jan 2012 - Jan 2026
Philippines (%) 26.5 Sep 2025 quarterly Jun 2008 - Sep 2025
Poland (%) 27.8 Sep 2025 quarterly Dec 2008 - Sep 2025
Portugal (%) 26.5 Sep 2025 quarterly Mar 2010 - Sep 2025
Qatar (%) 25.4 2024 yearly 2000 - 2024
Romania (%) 33.0 Sep 2025 quarterly Mar 2010 - Sep 2025
Russia (%) 23.0 Nov 2020 monthly Dec 2010 - Nov 2020
Saudi Arabia (%) 20.4 Sep 2025 quarterly Mar 2009 - Sep 2025
Serbia (%) 37.8 Sep 2025 quarterly Dec 2008 - Sep 2025
Singapore (%) 134.3 Dec 2019 quarterly Dec 2008 - Dec 2019
Slovakia (%) 30.1 Sep 2025 quarterly Mar 2011 - Sep 2025
Slovenia (%) 27.2 Sep 2025 quarterly Dec 2009 - Sep 2025
South Africa (%) 15.1 Jun 2025 monthly Mar 1988 - Jun 2025
Sri Lanka (%) 38.9 2023 yearly 2006 - 2023
Sudan (%) 62.0 2021 yearly 2007 - 2021
Sweden (%) 14.2 Jan 2026 monthly Jan 1998 - Jan 2026
Switzerland (%) 14.4 Dec 2025 monthly Dec 1987 - Dec 2025
Tajikistan (%) 44.6 Dec 2025 monthly Dec 2010 - Dec 2025
Thailand (%) 20.5 Jan 2026 monthly Jan 2003 - Jan 2026
Turkey (%) 58.8 Jan 2026 monthly Apr 2007 - Jan 2026
Ukraine (%) 74.0 Sep 2022 quarterly Dec 2005 - Sep 2022
United Arab Emirates (%) 19.1 2022 yearly 2008 - 2022
United Kingdom (%) 32.6 2022 yearly 2008 - 2022
United States (%) 12.2 Jan 2026 monthly Jan 1973 - Jan 2026
Uruguay (%) 52.0 2024 yearly 2008 - 2024
Uzbekistan (%) 19.1 Dec 2025 quarterly Mar 2011 - Dec 2025
Venezuela (%) 26.8 Mar 2023 monthly Jan 2005 - Mar 2023
Vietnam (%) 7.9 2024 yearly 2008 - 2024
Zambia (%) 32.3 Jun 2025 monthly Jan 2011 - Jun 2025

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Montenegro Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -5.1 Sep 2025 quarterly Dec 2012 - Sep 2025
Consolidated Fiscal Balance (USD mn) -36.484 Jan 2026 monthly Jan 2012 - Jan 2026
Tax Revenue (USD mn) 163.343 Jan 2026 monthly Jan 2012 - Jan 2026
Tax Revenue: % of GDP (%) 24.2 Sep 2025 quarterly Mar 2012 - Sep 2025
National Government Debt (USD mn) 5,521.7 Sep 2025 monthly Dec 2010 - Sep 2025
Government Debt: % of GDP (%) 58.3 Sep 2025 quarterly Dec 2010 - Sep 2025
Forecast: Government Expenditure (EUR bn) 4.812 2030 yearly 2002 - 2030
Forecast: Government Net Debt (EUR bn) 6.956 2030 yearly 2002 - 2030
Forecast: Government Revenue (EUR bn) 4.350 2030 yearly 2002 - 2030
General Govt Expenditure: Consolidated (EUR) 196,128,203.010 Jan 2026 monthly Jan 2012 - Jan 2026
General Government Revenue: Consolidated (EUR) 165,061,889.070 Jan 2026 monthly Jan 2012 - Jan 2026
General Govt Expenditure: Cons: ow Current (EUR) 177,546,489.210 Jan 2026 monthly Jan 2012 - Jan 2026
General Govt Balance: Consolidated: Deficit or Surplus (EUR) -31,066,313.940 Jan 2026 monthly Jan 2012 - Jan 2026
General Govt Revenue: Cons: Taxes: Value Added Tax (EUR) 103,563,259.630 Jan 2026 monthly Jan 2012 - Jan 2026
General Govt Revenue: Cons: Taxes (EUR) 139,086,135.420 Jan 2026 monthly Jan 2012 - Jan 2026
General Govt Revenue: Cons: Taxes: Excises (EUR) 25,853,560.700 Jan 2026 monthly Jan 2012 - Jan 2026
Gross General Government External Debt (EUR mn) 4,417.700 Sep 2025 monthly Dec 2010 - Sep 2025
Gross General Government Debt (EUR mn) 4,705.330 Sep 2025 monthly Dec 2010 - Sep 2025
Gross General Government Debt: Domestic (EUR mn) 287.630 Sep 2025 monthly Dec 2010 - Sep 2025
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 1.534 2028 yearly 2003 - 2028
Trade Balance (USD mn) -319.9 Nov 2025 monthly Jan 2005 - Nov 2025
Total Exports (USD mn) 75.7 Dec 2025 monthly Jan 2005 - Dec 2025
Total Exports Growth (%) -5.4 Dec 2025 monthly Jan 2006 - Dec 2025
Aluminum: Exports (USD th) 41,867.902 2024 yearly 2008 - 2024
Exports: Medicament (USD th) 41,859.324 2024 yearly 2008 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 95.438 2024 yearly 2008 - 2024
Total Imports (USD mn) 459.2 Dec 2025 monthly Jan 2005 - Dec 2025
Total Imports Growth (%) 10.0 Dec 2025 monthly Jan 2006 - Dec 2025
Imports: Medicament (USD th) 161,040.012 2024 yearly 2008 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 69,267.944 2024 yearly 2008 - 2024
Total Exports to USA (USD mn) 0.000 Feb 2026 monthly Jan 2010 - Feb 2026
Total Imports from USA (USD mn) 4.082 Dec 2025 monthly Jan 2006 - Dec 2025
Total Exports to China (USD mn) 0.000 Feb 2026 monthly Jan 2010 - Feb 2026
Total Imports from China (USD mn) 55.967 Dec 2025 monthly Jan 2006 - Dec 2025
Exports: Europe: EU-28: Slovenia (EUR th) 0.000 Feb 2026 monthly Mar 2009 - Feb 2026
Exports: Europe: CEFTA: Serbia (EUR th) 0.000 Feb 2026 monthly Mar 2009 - Feb 2026
Exports: Machinery & Transport Equipment (EUR th) 2,172.918 Jan 2026 monthly Mar 2009 - Jan 2026
Exports: Manufactured Goods (EUR th) 3,320.534 Dec 2025 monthly Mar 2009 - Dec 2025
Exports: Crude Materials: excl Fuels (EUR th) 5,035.582 Jan 2026 monthly Mar 2009 - Jan 2026
Exports: Food & Live Animals (EUR th) 6,643.392 Dec 2025 monthly Mar 2009 - Dec 2025
Exports: Mineral Fuels, Lubricants & Related Materials (EUR th) 9,960.554 Jan 2026 monthly Mar 2009 - Jan 2026
Imports: Europe: CEFTA: Serbia (EUR th) 33,474.996 Jan 2026 monthly Mar 2009 - Jan 2026
Imports: Europe: EU-28: Greece (EUR th) 9,639.087 Dec 2025 monthly Mar 2009 - Dec 2025
Imports: Miscellaneous Manufactured Goods (EUR th) 57,667.797 Dec 2025 monthly Mar 2009 - Dec 2025
Imports: Food & Live Animals (EUR th) 90,146.299 Dec 2025 monthly Mar 2009 - Dec 2025
Imports: Mineral Fuels, Lubricants & Related Materials (EUR th) 22,778.762 Jan 2026 monthly Mar 2009 - Jan 2026
Imports: Machinery & Transport Equipment (EUR th) 48,077.802 Jan 2026 monthly Mar 2009 - Jan 2026
Imports: Manufactured Goods (EUR th) 26,771.292 Jan 2026 monthly Mar 2009 - Jan 2026
Imports (EUR th) 392,140.299 Dec 2025 monthly Jan 2005 - Dec 2025
Exports (EUR th) 64,607.450 Dec 2025 monthly Jan 2005 - Dec 2025
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 21.8 Dec 2025 quarterly Mar 2005 - Dec 2025
Current Account Balance (USD mn) 69.2 Sep 2025 quarterly Mar 2004 - Sep 2025
Current Account Balance: % of GDP (%) 1.4 Sep 2025 quarterly Mar 2010 - Sep 2025
Foreign Direct Investment (USD mn) 213.3 Dec 2025 quarterly Mar 2005 - Dec 2025
Foreign Direct Investment: % of GDP (%) 5.6 Sep 2025 quarterly Mar 2010 - Sep 2025
Foreign Portfolio Investment (USD mn) -89.045 Dec 2025 quarterly Mar 2005 - Dec 2025
Foreign Portfolio Investment: % of GDP (%) -0.8 Sep 2025 quarterly Mar 2010 - Sep 2025
Foreign Portfolio Investment: Equity Securities (USD mn) 149.6 Dec 2025 quarterly Mar 2007 - Dec 2025
Foreign Portfolio Investment: Debt Securities (USD mn) 63.675 Dec 2025 quarterly Mar 2007 - Dec 2025
External Debt (USD mn) 8,741.3 2024 yearly 2006 - 2024
External Debt: % of GDP (%) 105.7 2024 yearly 2006 - 2024
External Debt: Short Term (USD mn) 235.2 2024 yearly 2007 - 2024
External Debt: Short Term: % of GDP (%) 2.8 2024 yearly 2007 - 2024
Forecast: Current Account Balance (USD bn) -1.945 2030 yearly 2001 - 2030
BoP: Current Account: Goods: Export (EUR th) 120,372.138 Dec 2018 quarterly Mar 2010 - Dec 2018
Balance of Payments (BoP): Current Account and Capital Account (EUR th) -374,597.413 Dec 2018 quarterly Mar 2010 - Dec 2018
BoP: Financial Account: Change in Central Bank Reserves (EUR th) -9,057.098 Dec 2018 quarterly Mar 2010 - Dec 2018
BoP: Current Account: Goods: Import (EUR th) 645,611.036 Dec 2018 quarterly Mar 2010 - Dec 2018
Foreign Direct Investment: Flow: Serbia (EUR) 125,266,558.270 2023 yearly 2002 - 2023
Foreign Direct Investment: Flow: Italy (EUR) 5,543,222.480 2023 yearly 2001 - 2023
Foreign Direct Investment: Flow: Slovenia (EUR) 9,478,424.000 2023 yearly 2001 - 2023
Foreign Direct Investment: Flow: Switzerland (EUR) 65,139,405.970 2023 yearly 2001 - 2023
Foreign Direct Investment: Flow: Russian Federation (EUR) 112,506,571.770 2023 yearly 2001 - 2023
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 4.3 Jun 2024 monthly Aug 2010 - Jun 2024
Household Debt: % of GDP (%) 28.3 Sep 2025 quarterly Mar 2007 - Sep 2025
Non-Performing Loans (USD mn) 205.823 Jun 2024 monthly Dec 2010 - Jun 2024
M2 Growth (%) 9.9 2024 yearly 2003 - 2024
Reserve Requirement Ratio (%) 5.5 Jan 2026 monthly Jan 2002 - Jan 2026
Foreign Exchange Reserves (USD mn) 2,081.3 Dec 2025 monthly Dec 2002 - Dec 2025
Foreign Exchange Reserves: % of GDP (%) 19.347 Sep 2025 quarterly Dec 2006 - Sep 2025
Foreign Exchange Reserves: Months of Import (NA) 4.5 Dec 2025 monthly Jan 2005 - Dec 2025
Gold Reserves (USD mn) 0.000 Dec 2025 monthly Dec 2002 - Dec 2025
Total Deposits (USD mn) 7,089.612 Jan 2026 monthly Jan 2003 - Jan 2026
Total Deposits Growth (%) 4.4 Jan 2026 monthly Jan 2004 - Jan 2026
Domestic Credit (USD mn) 4,821.6 Jan 2026 monthly Jan 2005 - Jan 2026
Domestic Credit Growth (%) 10.5 Jan 2026 monthly Jan 2006 - Jan 2026
Household Debt (USD mn) 2,864.4 Jan 2026 monthly Dec 2004 - Jan 2026
Total Loans (USD mn) 6,331.566 Jan 2026 monthly Jan 2003 - Jan 2026
Total Loans Growth (%) 12.72 Jan 2026 monthly Jan 2004 - Jan 2026
Private Debt: % of Nominal GDP (%) 49.09 Sep 2025 quarterly Mar 2007 - Sep 2025
Bank Loans: Non Performing Loans (EUR th) 200,600.000 Apr 2018 monthly Dec 2010 - Apr 2018
Bank Loans: Residents: Households (EUR th) 1,188,990.000 Jun 2018 monthly Jan 2009 - Jun 2018
ME: Bank Non-Performing Loans to Total Gross Loans (%) 7.426 2018 yearly 2013 - 2018

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