Montenegro Capital Adequacy Ratio

2001 - 2024 | Quarterly | % | Central Bank of Montenegro

Key information about Montenegro Capital Adequacy Ratio

  • Montenegro Capital Adequacy Ratio was measured at 19.8 % in Sep 2024, compared with the previous update of 19.5 % in Jun 2024
  • Montenegro Liquid Assets Ratio is updated quarterly, available from Dec 2001 to Sep 2024
  • The data reached an all-time high of 42.0 % in Dec 2002 and a record low of 11.9 % in Jun 2009



Further information about Montenegro Capital Adequacy Ratio

  • In the latest report, Montenegro Liquid Assets Ratio stood at 22.0 % in Sep 2024, compared with the previous figure of 20.3 % in Jun 2024

View Montenegro's Capital Adequacy Ratio from Dec 2001 to Sep 2024 in the chart:

Montenegro Capital Adequacy Ratio

What was Montenegro's Capital Adequacy Ratio in Sep 2024?

Montenegro Capital Adequacy Ratio was measured at 19.8 % in Sep 2024, compared with the previous update of 19.5 % in Jun 2024 See the table below for more data.

Last Previous Min Max Unit Frequency Range
19.8 Sep 2024 19.5 Jun 2024 11.9 Jun 2009 42.0 Dec 2002 % quarterly Dec 2001 - Sep 2024

Capital Adequacy Ratio by Country Comparison

country/region Last Frequency Range
Albania (%) 20.3 Sep 2025 quarterly Dec 1998 - Sep 2025
Algeria (%) 14.5 2014 yearly 2006 - 2014
Argentina (%) 28.6 Nov 2025 monthly Feb 2013 - Nov 2025
Armenia (%) 20.9 Nov 2025 monthly Jan 2005 - Nov 2025
Australia (%) 20.4 Sep 2025 quarterly Sep 1989 - Sep 2025
Austria (%) 22.0 Jun 2025 quarterly Dec 2006 - Jun 2025
Azerbaijan (%) 17.3 Mar 2015 quarterly Dec 2009 - Mar 2015
Bahrain (%) 29.7 Sep 2025 quarterly Sep 2009 - Sep 2025
Bangladesh (%) 6.6 Jun 2025 quarterly Jun 2014 - Jun 2025
Belarus (%) 19.4 Oct 2025 monthly Dec 2003 - Oct 2025
Belgium (%) 16.7 2024 yearly 2000 - 2024
Bolivia (%) 14.6 Sep 2025 monthly Jan 2010 - Sep 2025
Bosnia and Herzegovina (%) 19.9 Sep 2025 quarterly Dec 2000 - Sep 2025
Botswana (%) 19.7 2023 yearly 2007 - 2023
Brazil (%) 15.8 Jun 2023 monthly Dec 2000 - Jun 2023
Brunei (%) 19.8 Sep 2025 quarterly Mar 2011 - Sep 2025
Bulgaria (%) 23.4 Sep 2025 quarterly Mar 2014 - Sep 2025
Cambodia (%) 22.3 2024 yearly 2018 - 2024
Canada (%) 17.4 Sep 2025 quarterly Mar 2005 - Sep 2025
Chile (%) 17.4 Nov 2025 monthly Jan 2001 - Nov 2025
China (%) 15.4 Sep 2025 quarterly Dec 2007 - Sep 2025
Colombia (%) 16.2 Oct 2025 monthly Jan 2000 - Oct 2025
Croatia (%) 23.1 Jun 2025 quarterly Dec 2007 - Jun 2025
Cyprus (%) 29.5 Sep 2025 quarterly Dec 2008 - Sep 2025
Czech Republic (%) 21.0 Sep 2025 quarterly Mar 2008 - Sep 2025
Denmark (%) 26.3 2023 yearly 2007 - 2023
Ecuador (%) 16.3 Jun 2025 monthly Jan 2003 - Jun 2025
Egypt (%) 18.6 Jun 2025 quarterly Mar 2011 - Jun 2025
Estonia (%) 20.0 Dec 2013 monthly Jan 1994 - Dec 2013
Finland (%) 20.0 Sep 2020 quarterly Dec 2007 - Sep 2020
France (%) 19.8 2024 yearly 2008 - 2024
Georgia (%) 22.7 Oct 2025 monthly Oct 2002 - Oct 2025
Germany (%) 20.5 Sep 2025 quarterly Dec 2008 - Sep 2025
Ghana (%) 17.9 Oct 2025 monthly Dec 2005 - Oct 2025
Greece (%) 20.4 Jun 2025 quarterly Sep 2008 - Jun 2025
Hong Kong SAR, China (%) 24.4 Sep 2025 quarterly Sep 2002 - Sep 2025
Hungary (%) 21.6 Sep 2025 quarterly Dec 2015 - Sep 2025
Iceland (%) 22.7 Jun 2025 quarterly Mar 2011 - Jun 2025
India (%) 17.0 Sep 2025 quarterly Mar 2009 - Sep 2025
Indonesia (%) 26.1 Nov 2025 monthly Mar 2010 - Nov 2025
Ireland (%) 29.4 Jun 2025 quarterly Mar 2010 - Jun 2025
Israel (%) 15.7 2021 yearly 1997 - 2021
Italy (%) 17.4 Jun 2025 quarterly Dec 2014 - Jun 2025
Jordan (%) 18.0 2024 yearly 2001 - 2024
Kazakhstan (%) 19.7 Aug 2025 monthly Dec 2010 - Aug 2025
Kenya (%) 20.0 2024 yearly 2000 - 2024
South Korea (%) 17.1 Sep 2025 quarterly Jun 1999 - Sep 2025
Kosovo (%) 17.4 Dec 2024 semiannually Jun 2010 - Dec 2024
Kuwait (%) 19.4 2024 yearly 2007 - 2024
Kyrgyzstan (%) 28.4 Sep 2025 quarterly Dec 2000 - Sep 2025
Laos (%) 17.8 Sep 2025 quarterly Dec 2017 - Jun 2025
Latvia (%) 22.4 Jun 2025 quarterly Jun 2000 - Jun 2025
Lebanon (%) 10.5 2019 yearly 2010 - 2019
Lithuania (%) 22.9 Jun 2025 quarterly Mar 2008 - Jun 2025
Luxembourg (%) 23.1 Jun 2025 semiannually Dec 2005 - Jun 2025
Macau SAR, China (%) 16.2 Dec 2025 quarterly Jun 1994 - Dec 2025
North Macedonia (%) 19.5 Sep 2025 quarterly Dec 2005 - Sep 2025
Malawi (%) 20.7 Jun 2024 quarterly Mar 2006 - Jun 2024
Malaysia (%) 17.8 Oct 2025 monthly Jan 2013 - Oct 2025
Malta (%) 26.0 2023 yearly 2003 - 2023
Mauritius (%) 22.8 Mar 2025 quarterly Mar 2009 - Mar 2025
Mexico (%) 20.5 Oct 2025 monthly Jan 2010 - Oct 2025
Moldova (%) 23.3 Dec 2025 monthly Jan 2012 - Dec 2025
Montenegro (%) 19.8 Sep 2024 quarterly Dec 2001 - Sep 2024
Morocco (%) 11.6 2024 yearly 2004 - 2024
Nepal (%) 12.8 Dec 2025 monthly Mar 2012 - Dec 2025
Netherlands (%) 20.9 2024 yearly 1998 - 2024
New Zealand (%) 14.7 Dec 2017 quarterly Jun 1990 - Dec 2017
Nigeria (%) 13.8 2022 yearly 2004 - 2022
Norway (%) 19.4 2024 yearly 1996 - 2024
Oman (%) 18.0 Sep 2025 quarterly Jun 2008 - Sep 2025
Pakistan (%) 22.1 Sep 2025 quarterly Dec 2005 - Sep 2025
Palestinian Territory (%) 16.1 Jun 2024 quarterly Dec 2008 - Jun 2024
Panama (%) 16.1 Sep 2025 quarterly Mar 2005 - Sep 2025
Paraguay (%) 16.7 Sep 2025 monthly Jan 2005 - Sep 2025
Peru (%) 17.8 Nov 2025 monthly Jul 2009 - Nov 2025
Philippines (%) 16.4 Sep 2025 quarterly Mar 2008 - Sep 2025
Poland (%) 21.5 Sep 2025 quarterly Mar 2014 - Sep 2025
Portugal (%) 20.5 Sep 2025 quarterly Mar 2010 - Sep 2025
Qatar (%) 19.6 2024 yearly 2001 - 2024
Romania (%) 23.9 Sep 2025 quarterly Dec 2006 - Sep 2025
Russia (%) 12.5 Dec 2020 monthly Sep 2002 - Dec 2020
Saudi Arabia (%) 20.0 Sep 2025 quarterly Mar 2009 - Sep 2025
Serbia (%) 21.0 Sep 2025 quarterly Dec 2005 - Sep 2025
Singapore (%) 18.5 Jun 2025 quarterly Mar 2003 - Jun 2025
Slovakia (%) 20.8 Sep 2025 quarterly Sep 2005 - Sep 2025
Slovenia (%) 18.5 2022 yearly 2001 - 2022
South Africa (%) 17.9 Nov 2025 monthly Jan 2013 - Nov 2025
Spain (%) 17.3 Dec 2021 semiannually Jun 2002 - Dec 2021
Sri Lanka (%) 20.1 2024 yearly 1998 - 2024
Sudan (%) 7.1 2021 yearly 2010 - 2021
Sweden (%) 22.9 Sep 2025 quarterly Mar 2012 - Sep 2025
Switzerland (%) 18.6 Jun 2019 semiannually Jun 2013 - Jun 2019
Taiwan, China (%) 15.8 Sep 2025 quarterly Mar 2007 - Sep 2025
Thailand (%) 20.9 Nov 2025 monthly Jan 1997 - Nov 2025
Turkey (%) 19.7 Dec 2025 monthly Dec 2002 - Dec 2025
Ukraine (%) 19.9 Jul 2024 monthly Dec 2002 - Jul 2024
United Arab Emirates (%) 17.4 Sep 2025 quarterly Dec 2010 - Sep 2025
United Kingdom (%) 21.3 2024 yearly 2008 - 2024
United States (%) 15.3 Sep 2025 quarterly Mar 1992 - Sep 2025

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Montenegro Key Series

Government and Public Finance Last Frequency Range
Consolidated Fiscal Balance: % of GDP (%) -5.1 Sep 2025 quarterly Dec 2012 - Sep 2025
Consolidated Fiscal Balance (USD mn) -174.631 Dec 2025 monthly Jan 2012 - Dec 2025
Tax Revenue (USD mn) 230.124 Dec 2025 monthly Jan 2012 - Dec 2025
Tax Revenue: % of GDP (%) 24.2 Sep 2025 quarterly Mar 2012 - Sep 2025
National Government Debt (USD mn) 5,521.7 Sep 2025 monthly Dec 2010 - Sep 2025
Government Debt: % of GDP (%) 58.3 Sep 2025 quarterly Dec 2010 - Sep 2025
Forecast: Government Expenditure (EUR bn) 4.812 2030 yearly 2002 - 2030
Forecast: Government Net Debt (EUR bn) 6.956 2030 yearly 2002 - 2030
Forecast: Government Revenue (EUR bn) 4.350 2030 yearly 2002 - 2030
General Govt Expenditure: Cons: ow Current (EUR) 390,416,533.320 Dec 2025 monthly Jan 2012 - Dec 2025
General Government Revenue: Consolidated (EUR) 332,109,440.500 Dec 2025 monthly Jan 2012 - Dec 2025
General Govt Revenue: Cons: Taxes: Value Added Tax (EUR) 131,336,012.740 Dec 2025 monthly Jan 2012 - Dec 2025
General Govt Revenue: Cons: Taxes (EUR) 196,519,134.140 Dec 2025 monthly Jan 2012 - Dec 2025
General Govt Expenditure: Consolidated (EUR) 481,239,492.290 Dec 2025 monthly Jan 2012 - Dec 2025
General Govt Balance: Consolidated: Deficit or Surplus (EUR) -149,130,051.790 Dec 2025 monthly Jan 2012 - Dec 2025
General Govt Revenue: Cons: Taxes: Excises (EUR) 36,470,170.960 Dec 2025 monthly Jan 2012 - Dec 2025
Gross General Government External Debt (EUR mn) 4,417.700 Sep 2025 monthly Dec 2010 - Sep 2025
Gross General Government Debt (EUR mn) 4,705.330 Sep 2025 monthly Dec 2010 - Sep 2025
Gross General Government Debt: Domestic (EUR mn) 287.630 Sep 2025 monthly Dec 2010 - Sep 2025
Foreign Trade Last Frequency Range
Forecast: Exports of Goods Growth (%) 1.534 2028 yearly 2003 - 2028
Trade Balance (USD mn) -319.9 Nov 2025 monthly Jan 2005 - Nov 2025
Total Exports (USD mn) 75.7 Dec 2025 monthly Jan 2005 - Dec 2025
Total Exports Growth (%) -5.4 Dec 2025 monthly Jan 2006 - Dec 2025
Aluminum: Exports (USD th) 41,867.902 2024 yearly 2008 - 2024
Exports: Medicament (USD th) 41,859.324 2024 yearly 2008 - 2024
Exports: Medicinal and Pharmaceutical Product (USD th) 95.438 2024 yearly 2008 - 2024
Total Imports (USD mn) 459.2 Dec 2025 monthly Jan 2005 - Dec 2025
Total Imports Growth (%) 10.0 Dec 2025 monthly Jan 2006 - Dec 2025
Imports: Medicament (USD th) 161,040.012 2024 yearly 2008 - 2024
Imports: Medicinal and Pharmaceutical Product (USD th) 69,267.944 2024 yearly 2008 - 2024
Total Exports to USA (USD mn) 2.353 Dec 2025 monthly Jan 2010 - Dec 2025
Total Imports from USA (USD mn) 4.082 Dec 2025 monthly Jan 2006 - Dec 2025
Total Exports to China (USD mn) 0.418 Dec 2025 monthly Jan 2010 - Dec 2025
Total Imports from China (USD mn) 55.967 Dec 2025 monthly Jan 2006 - Dec 2025
Exports: Europe: CEFTA: Serbia (EUR th) 19,078.298 Dec 2025 monthly Mar 2009 - Dec 2025
Exports: Europe: EU-28: Slovenia (EUR th) 1,417.484 Dec 2025 monthly Mar 2009 - Dec 2025
Exports: Machinery & Transport Equipment (EUR th) 3,789.538 Dec 2025 monthly Mar 2009 - Dec 2025
Exports: Mineral Fuels, Lubricants & Related Materials (EUR th) 12,790.874 Dec 2025 monthly Mar 2009 - Dec 2025
Exports: Manufactured Goods (EUR th) 3,320.534 Dec 2025 monthly Mar 2009 - Dec 2025
Exports: Food & Live Animals (EUR th) 6,643.392 Dec 2025 monthly Mar 2009 - Dec 2025
Exports: Crude Materials: excl Fuels (EUR th) 7,715.657 Dec 2025 monthly Mar 2009 - Dec 2025
Imports: Europe: CEFTA: Serbia (EUR th) 88,946.272 Dec 2025 monthly Mar 2009 - Dec 2025
Imports: Europe: EU-28: Greece (EUR th) 9,639.087 Dec 2025 monthly Mar 2009 - Dec 2025
Imports: Miscellaneous Manufactured Goods (EUR th) 57,667.797 Dec 2025 monthly Mar 2009 - Dec 2025
Imports: Manufactured Goods (EUR th) 71,044.403 Dec 2025 monthly Mar 2009 - Dec 2025
Imports: Food & Live Animals (EUR th) 90,146.299 Dec 2025 monthly Mar 2009 - Dec 2025
Imports: Machinery & Transport Equipment (EUR th) 116,836.229 Dec 2025 monthly Mar 2009 - Dec 2025
Imports: Mineral Fuels, Lubricants & Related Materials (EUR th) 45,246.829 Dec 2025 monthly Mar 2009 - Dec 2025
Imports (EUR th) 392,140.299 Dec 2025 monthly Jan 2005 - Dec 2025
Exports (EUR th) 64,607.450 Dec 2025 monthly Jan 2005 - Dec 2025
Balance of Payments Last Frequency Range
Direct Investment Abroad (USD mn) 16.5 Sep 2025 quarterly Mar 2005 - Sep 2025
Current Account Balance (USD mn) 69.2 Sep 2025 quarterly Mar 2004 - Sep 2025
Current Account Balance: % of GDP (%) 2.3 Sep 2025 quarterly Mar 2010 - Sep 2025
Foreign Direct Investment (USD mn) 169.4 Sep 2025 quarterly Mar 2005 - Sep 2025
Foreign Direct Investment: % of GDP (%) 5.6 Sep 2025 quarterly Mar 2010 - Sep 2025
Foreign Portfolio Investment (USD mn) -23.088 Sep 2025 quarterly Mar 2005 - Sep 2025
Foreign Portfolio Investment: % of GDP (%) -0.8 Sep 2025 quarterly Mar 2010 - Sep 2025
Foreign Portfolio Investment: Equity Securities (USD mn) 113.6 Jun 2025 quarterly Mar 2007 - Jun 2025
Foreign Portfolio Investment: Debt Securities (USD mn) 29.585 Jun 2025 quarterly Mar 2007 - Jun 2025
External Debt (USD mn) 8,741.3 2024 yearly 2006 - 2024
External Debt: % of GDP (%) 105.7 2024 yearly 2006 - 2024
External Debt: Short Term (USD mn) 235.2 2024 yearly 2007 - 2024
External Debt: Short Term: % of GDP (%) 2.8 2024 yearly 2007 - 2024
Forecast: Current Account Balance (USD bn) -1.945 2030 yearly 2001 - 2030
BoP: Current Account: Goods: Export (EUR th) 120,372.138 Dec 2018 quarterly Mar 2010 - Dec 2018
BoP: Current Account: Goods: Import (EUR th) 645,611.036 Dec 2018 quarterly Mar 2010 - Dec 2018
Balance of Payments (BoP): Current Account and Capital Account (EUR th) -374,597.413 Dec 2018 quarterly Mar 2010 - Dec 2018
BoP: Financial Account: Change in Central Bank Reserves (EUR th) -9,057.098 Dec 2018 quarterly Mar 2010 - Dec 2018
Foreign Direct Investment: Flow: Slovenia (EUR) 9,478,424.000 2023 yearly 2001 - 2023
Foreign Direct Investment: Flow: Serbia (EUR) 125,266,558.270 2023 yearly 2002 - 2023
Foreign Direct Investment: Flow: Switzerland (EUR) 65,139,405.970 2023 yearly 2001 - 2023
Foreign Direct Investment: Flow: Italy (EUR) 5,543,222.480 2023 yearly 2001 - 2023
Foreign Direct Investment: Flow: Russian Federation (EUR) 112,506,571.770 2023 yearly 2001 - 2023
Monetary Last Frequency Range
Non Performing Loans Ratio (%) 4.3 Jun 2024 monthly Aug 2010 - Jun 2024
Household Debt: % of GDP (%) 28.3 Sep 2025 quarterly Mar 2007 - Sep 2025
Non-Performing Loans (USD mn) 205.823 Jun 2024 monthly Dec 2010 - Jun 2024
M2 Growth (%) 9.9 2024 yearly 2003 - 2024
Reserve Requirement Ratio (%) 5.5 Dec 2025 monthly Jan 2002 - Dec 2025
Foreign Exchange Reserves (USD mn) 2,081.3 Dec 2025 monthly Dec 2002 - Dec 2025
Foreign Exchange Reserves: % of GDP (%) 19.347 Sep 2025 quarterly Dec 2006 - Sep 2025
Foreign Exchange Reserves: Months of Import (NA) 4.5 Dec 2025 monthly Jan 2005 - Dec 2025
Gold Reserves (USD mn) 0.000 Dec 2025 monthly Dec 2002 - Dec 2025
Total Deposits (USD mn) 7,126.573 Dec 2025 monthly Jan 2003 - Dec 2025
Total Deposits Growth (%) 4.0 Dec 2025 monthly Jan 2004 - Dec 2025
Domestic Credit (USD mn) 4,697.7 Oct 2025 monthly Jan 2005 - Oct 2025
Domestic Credit Growth (%) 9.7 Dec 2025 monthly Jan 2006 - Dec 2025
Household Debt (USD mn) 2,801.6 Dec 2025 monthly Dec 2004 - Dec 2025
Total Loans (USD mn) 6,207.035 Oct 2025 monthly Jan 2003 - Oct 2025
Total Loans Growth (%) 14.24 Dec 2025 monthly Jan 2004 - Dec 2025
Private Debt: % of Nominal GDP (%) 49.09 Sep 2025 quarterly Mar 2007 - Sep 2025
Bank Loans: Non Performing Loans (EUR th) 200,600.000 Apr 2018 monthly Dec 2010 - Apr 2018
Bank Loans: Residents: Households (EUR th) 1,188,990.000 Jun 2018 monthly Jan 2009 - Jun 2018
ME: Bank Non-Performing Loans to Total Gross Loans (%) 7.426 2018 yearly 2013 - 2018

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