United States Survey of Consumer Expectations: Financial
SCE: Credit Availability: Year Ago: Equally Easy/Hard
SCE: Credit Availability: Year Ago: Equally Easy/Hard data was reported at 45.919 % in Dec 2025. This records a decrease from the previous number of 47.516 % for Nov 2025. SCE: Credit Availability: Year Ago: Equally Easy/Hard data is updated monthly, averaging 49.239 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 53.125 % in Feb 2020 and a record low of 31.345 % in Sep 2023. SCE: Credit Availability: Year Ago: Equally Easy/Hard data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 45.919 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Credit Availability: Year Ago: Equally Easy/Hard from Jun 2013 to Dec 2025 in the chart:
SCE: Credit Availability: Year Ago: Much Easier
SCE: Credit Availability: Year Ago: Much Easier data was reported at 2.356 % in Dec 2025. This records an increase from the previous number of 1.381 % for Nov 2025. SCE: Credit Availability: Year Ago: Much Easier data is updated monthly, averaging 3.835 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 4.650 % in Jan 2020 and a record low of 0.471 % in Jan 2014. SCE: Credit Availability: Year Ago: Much Easier data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 2.356 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Credit Availability: Year Ago: Much Easier from Jun 2013 to Dec 2025 in the chart:
SCE: Credit Availability: Year Ago: Much Harder
SCE: Credit Availability: Year Ago: Much Harder data was reported at 13.189 % in Dec 2025. This records an increase from the previous number of 8.102 % for Nov 2025. SCE: Credit Availability: Year Ago: Much Harder data is updated monthly, averaging 6.206 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 19.562 % in Oct 2023 and a record low of 3.750 % in Jan 2018. SCE: Credit Availability: Year Ago: Much Harder data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 13.189 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Credit Availability: Year Ago: Much Harder from Jun 2013 to Dec 2025 in the chart:
SCE: Credit Availability: Year Ago: Somewhat Easier
SCE: Credit Availability: Year Ago: Somewhat Easier data was reported at 8.514 % in Dec 2025. This records a decrease from the previous number of 9.734 % for Nov 2025. SCE: Credit Availability: Year Ago: Somewhat Easier data is updated monthly, averaging 21.267 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 24.215 % in Jan 2018 and a record low of 5.976 % in Aug 2022. SCE: Credit Availability: Year Ago: Somewhat Easier data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 8.514 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Credit Availability: Year Ago: Somewhat Easier from Jun 2013 to Dec 2025 in the chart:
SCE: Credit Availability: Year Ago: Somewhat Harder
SCE: Credit Availability: Year Ago: Somewhat Harder data was reported at 30.022 % in Dec 2025. This records a decrease from the previous number of 33.267 % for Nov 2025. SCE: Credit Availability: Year Ago: Somewhat Harder data is updated monthly, averaging 19.453 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 45.431 % in Jun 2023 and a record low of 18.208 % in Feb 2020. SCE: Credit Availability: Year Ago: Somewhat Harder data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 30.022 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Credit Availability: Year Ago: Somewhat Harder from Jun 2013 to Dec 2025 in the chart:
SCE: Credit Availability: Year Ahead: Equally Easy/Hard
SCE: Credit Availability: Year Ahead: Equally Easy/Hard data was reported at 44.621 % in Dec 2025. This records a decrease from the previous number of 46.034 % for Nov 2025. SCE: Credit Availability: Year Ahead: Equally Easy/Hard data is updated monthly, averaging 47.718 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 53.479 % in Mar 2018 and a record low of 31.579 % in Apr 2020. SCE: Credit Availability: Year Ahead: Equally Easy/Hard data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 44.621 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Credit Availability: Year Ahead: Equally Easy/Hard from Jun 2013 to Dec 2025 in the chart:
SCE: Credit Availability: Year Ahead: Much Easier
SCE: Credit Availability: Year Ahead: Much Easier data was reported at 2.852 % in Dec 2025. This records an increase from the previous number of 1.769 % for Nov 2025. SCE: Credit Availability: Year Ahead: Much Easier data is updated monthly, averaging 2.266 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 3.871 % in Jun 2019 and a record low of 0.255 % in Jun 2024. SCE: Credit Availability: Year Ahead: Much Easier data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 2.852 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Credit Availability: Year Ahead: Much Easier from Jun 2013 to Dec 2025 in the chart:
SCE: Credit Availability: Year Ahead: Much Harder
SCE: Credit Availability: Year Ahead: Much Harder data was reported at 12.011 % in Dec 2025. This records an increase from the previous number of 8.449 % for Nov 2025. SCE: Credit Availability: Year Ahead: Much Harder data is updated monthly, averaging 5.435 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 17.665 % in Sep 2023 and a record low of 3.613 % in Mar 2018. SCE: Credit Availability: Year Ahead: Much Harder data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 12.011 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Credit Availability: Year Ahead: Much Harder from Jun 2013 to Dec 2025 in the chart:
SCE: Credit Availability: Year Ahead: Somewhat Easier
SCE: Credit Availability: Year Ahead: Somewhat Easier data was reported at 9.639 % in Dec 2025. This records a decrease from the previous number of 10.230 % for Nov 2025. SCE: Credit Availability: Year Ahead: Somewhat Easier data is updated monthly, averaging 18.333 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 21.992 % in Jun 2015 and a record low of 4.777 % in Jun 2022. SCE: Credit Availability: Year Ahead: Somewhat Easier data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 9.639 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Credit Availability: Year Ahead: Somewhat Easier from Jun 2013 to Dec 2025 in the chart:
SCE: Credit Availability: Year Ahead: Somewhat Harder
SCE: Credit Availability: Year Ahead: Somewhat Harder data was reported at 30.876 % in Dec 2025. This records a decrease from the previous number of 33.518 % for Nov 2025. SCE: Credit Availability: Year Ahead: Somewhat Harder data is updated monthly, averaging 26.248 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 44.640 % in Aug 2022 and a record low of 21.440 % in Jan 2018. SCE: Credit Availability: Year Ahead: Somewhat Harder data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 30.876 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Credit Availability: Year Ahead: Somewhat Harder from Jun 2013 to Dec 2025 in the chart:
SCE: Debt Delinquency Expectation: Probability of Missing Minimum Debt Payment Over the Next 3 Months
SCE: Debt Delinquency Expectation: Probability of Missing Minimum Debt Payment Over the Next 3 Months data was reported at 15.272 % in Dec 2025. This records an increase from the previous number of 13.739 % for Nov 2025. SCE: Debt Delinquency Expectation: Probability of Missing Minimum Debt Payment Over the Next 3 Months data is updated monthly, averaging 12.638 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 17.168 % in Sep 2013 and a record low of 9.201 % in Feb 2022. SCE: Debt Delinquency Expectation: Probability of Missing Minimum Debt Payment Over the Next 3 Months data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 15.272 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Debt Delinquency Expectation: Probability of Missing Minimum Debt Payment Over the Next 3 Months from Jun 2013 to Dec 2025 in the chart:
SCE: Financial Situation: Year Ago: About the Same
SCE: Financial Situation: Year Ago: About the Same data was reported at 42.904 % in Dec 2025. This records a decrease from the previous number of 43.391 % for Nov 2025. SCE: Financial Situation: Year Ago: About the Same data is updated monthly, averaging 48.378 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 53.854 % in Jan 2021 and a record low of 33.563 % in Oct 2022. SCE: Financial Situation: Year Ago: About the Same data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 42.904 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Financial Situation: Year Ago: About the Same from Jun 2013 to Dec 2025 in the chart:
SCE: Financial Situation: Year Ago: Much Better Off
SCE: Financial Situation: Year Ago: Much Better Off data was reported at 4.780 % in Dec 2025. This records an increase from the previous number of 3.981 % for Nov 2025. SCE: Financial Situation: Year Ago: Much Better Off data is updated monthly, averaging 5.404 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 7.178 % in Feb 2020 and a record low of 1.541 % in Jun 2013. SCE: Financial Situation: Year Ago: Much Better Off data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 4.780 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Financial Situation: Year Ago: Much Better Off from Jun 2013 to Dec 2025 in the chart:
SCE: Financial Situation: Year Ago: Somewhat Better Off
SCE: Financial Situation: Year Ago: Somewhat Better Off data was reported at 15.876 % in Dec 2025. This records an increase from the previous number of 13.654 % for Nov 2025. SCE: Financial Situation: Year Ago: Somewhat Better Off data is updated monthly, averaging 28.688 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 34.843 % in Feb 2018 and a record low of 11.071 % in Aug 2022. SCE: Financial Situation: Year Ago: Somewhat Better Off data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 15.876 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Financial Situation: Year Ago: Somewhat Better Off from Jun 2013 to Dec 2025 in the chart:
SCE: Financial Situation: Year Ago: Somewhat Worse Off
SCE: Financial Situation: Year Ago: Somewhat Worse Off data was reported at 28.725 % in Dec 2025. This records a decrease from the previous number of 28.787 % for Nov 2025. SCE: Financial Situation: Year Ago: Somewhat Worse Off data is updated monthly, averaging 15.445 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 38.601 % in Oct 2022 and a record low of 12.430 % in Mar 2017. SCE: Financial Situation: Year Ago: Somewhat Worse Off data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 28.725 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Financial Situation: Year Ago: Somewhat Worse Off from Jun 2013 to Dec 2025 in the chart:
SCE: Financial Situation: Year Ahead: About the Same
SCE: Financial Situation: Year Ahead: About the Same data was reported at 40.466 % in Dec 2025. This records a decrease from the previous number of 42.163 % for Nov 2025. SCE: Financial Situation: Year Ahead: About the Same data is updated monthly, averaging 48.277 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 54.210 % in Jun 2020 and a record low of 33.325 % in Jun 2022. SCE: Financial Situation: Year Ahead: About the Same data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 40.466 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Financial Situation: Year Ahead: About the Same from Jun 2013 to Dec 2025 in the chart:
SCE: Financial Situation: Year Ahead: Much Better Off
SCE: Financial Situation: Year Ahead: Much Better Off data was reported at 6.226 % in Dec 2025. This records an increase from the previous number of 3.964 % for Nov 2025. SCE: Financial Situation: Year Ahead: Much Better Off data is updated monthly, averaging 8.085 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 8.327 % in May 2019 and a record low of 1.735 % in Jun 2013. SCE: Financial Situation: Year Ahead: Much Better Off data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 6.226 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Financial Situation: Year Ahead: Much Better Off from Jun 2013 to Dec 2025 in the chart:
SCE: Financial Situation: Year Ahead: Much Worse
SCE: Financial Situation: Year Ahead: Much Worse data was reported at 6.462 % in Dec 2025. This records a decrease from the previous number of 6.627 % for Nov 2025. SCE: Financial Situation: Year Ahead: Much Worse data is updated monthly, averaging 1.236 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 13.646 % in Jun 2022 and a record low of 0.220 % in Mar 2019. SCE: Financial Situation: Year Ahead: Much Worse data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 6.462 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Financial Situation: Year Ahead: Much Worse from Jun 2013 to Dec 2025 in the chart:
SCE: Financial Situation: Year Ahead: Somewhat Better Off
SCE: Financial Situation: Year Ahead: Somewhat Better Off data was reported at 25.081 % in Dec 2025. This records an increase from the previous number of 22.451 % for Nov 2025. SCE: Financial Situation: Year Ahead: Somewhat Better Off data is updated monthly, averaging 30.287 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 38.179 % in Feb 2018 and a record low of 17.060 % in May 2022. SCE: Financial Situation: Year Ahead: Somewhat Better Off data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 25.081 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Financial Situation: Year Ahead: Somewhat Better Off from Jun 2013 to Dec 2025 in the chart:
SCE: Financial Situation: Year Ahead: Somewhat Worse Off
SCE: Financial Situation: Year Ahead: Somewhat Worse Off data was reported at 21.766 % in Dec 2025. This records a decrease from the previous number of 24.794 % for Nov 2025. SCE: Financial Situation: Year Ahead: Somewhat Worse Off data is updated monthly, averaging 12.115 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 31.138 % in Jun 2022 and a record low of 7.879 % in Dec 2019. SCE: Financial Situation: Year Ahead: Somewhat Worse Off data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 21.766 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Financial Situation: Year Ahead: Somewhat Worse Off from Jun 2013 to Dec 2025 in the chart:
SCE: Government Debt Growth Expectation: 1 Year Ahead: Median Point Prediction
SCE: Government Debt Growth Expectation: 1 Year Ahead: Median Point Prediction data was reported at 9.025 % in Dec 2025. This records a decrease from the previous number of 9.162 % for Nov 2025. SCE: Government Debt Growth Expectation: 1 Year Ahead: Median Point Prediction data is updated monthly, averaging 8.079 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 19.298 % in May 2020 and a record low of 4.637 % in Mar 2025. SCE: Government Debt Growth Expectation: 1 Year Ahead: Median Point Prediction data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 9.025 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Government Debt Growth Expectation: 1 Year Ahead: Median Point Prediction from Jun 2013 to Dec 2025 in the chart:
SCE: Interest Rate Expectation: Probability of Higher Average Interest Rate on Savings Accounts 1 Year from Now
SCE: Interest Rate Expectation: Probability of Higher Average Interest Rate on Savings Accounts 1 Year from Now data was reported at 23.386 % in Dec 2025. This records a decrease from the previous number of 24.132 % for Nov 2025. SCE: Interest Rate Expectation: Probability of Higher Average Interest Rate on Savings Accounts 1 Year from Now data is updated monthly, averaging 26.273 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 41.800 % in Mar 2017 and a record low of 23.386 % in Dec 2025. SCE: Interest Rate Expectation: Probability of Higher Average Interest Rate on Savings Accounts 1 Year from Now data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 23.386 Dec 2025 | monthly | Jun 2013 - Dec 2025 |
View United States's SCE: Interest Rate Expectation: Probability of Higher Average Interest Rate on Savings Accounts 1 Year from Now from Jun 2013 to Dec 2025 in the chart:
SCE: Stock Price: Probability That US Stock Prices will be Higher 1 Year from Now
SCE: Stock Price: Probability That US Stock Prices will be Higher 1 Year from Now data was reported at 38.024 % in Dec 2025. This records an increase from the previous number of 37.946 % for Nov 2025. SCE: Stock Price: Probability That US Stock Prices will be Higher 1 Year from Now data is updated monthly, averaging 39.794 % from Jun 2013 (Median) to Dec 2025, with 151 observations. The data reached an all-time high of 51.840 % in Apr 2020 and a record low of 33.767 % in Jun 2022. SCE: Stock Price: Probability That US Stock Prices will be Higher 1 Year from Now data remains active status in CEIC and is reported by Federal Reserve Bank of New York. The data is categorized under Global Database’s United States – Table US.H: Survey of Consumer Expectations: Financial.
| Last | Frequency | Range |
|---|---|---|
| 38.024 Dec 2025 | monthly | Jun 2013 - Dec 2025 |