United States Health Insurance: Industry Financial Snapshots

Health Insurance: Administrative Expense Ratio

2012 - 2024 | Quarterly | % | National Association of Insurance Commissioners

Health Insurance: Administrative Expense Ratio data was reported at 10.200 % in Sep 2025. This records an increase from the previous number of 10.100 % for Jun 2025. Health Insurance: Administrative Expense Ratio data is updated quarterly, averaging 13.100 % from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 17.500 % in Mar 2015 and a record low of 10.100 % in Jun 2025. Health Insurance: Administrative Expense Ratio data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
10.900 Sep 2024 quarterly Mar 2012 - Sep 2024

View United States's Health Insurance: Administrative Expense Ratio from Mar 2012 to Sep 2024 in the chart:

United States Health Insurance: Administrative Expense Ratio

Health Insurance: Administrative expenses

2013 - 2024 | Quarterly | USD mn | National Association of Insurance Commissioners

Health Insurance: Administrative expenses data was reported at 101.340 USD bn in Sep 2025. This records an increase from the previous number of 67.373 USD bn for Jun 2025. Health Insurance: Administrative expenses data is updated quarterly, averaging 64.474 USD bn from Dec 2013 (Median) to Sep 2025, with 47 observations. The data reached an all-time high of 126.347 USD bn in Dec 2023 and a record low of 19.369 USD bn in Mar 2017. Health Insurance: Administrative expenses data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
95,889.000 Sep 2024 quarterly Dec 2013 - Sep 2024

View United States's Health Insurance: Administrative expenses from Dec 2013 to Sep 2024 in the chart:

United States Health Insurance: Administrative expenses

Health Insurance: Cash Flow from Operations

2013 - 2025 | Quarterly | USD mn | National Association of Insurance Commissioners

Health Insurance: Cash Flow from Operations data was reported at -632.000 USD mn in Sep 2025. This records a decrease from the previous number of 4.963 USD bn for Jun 2025. Health Insurance: Cash Flow from Operations data is updated quarterly, averaging 18.808 USD bn from Sep 2013 (Median) to Sep 2025, with 48 observations. The data reached an all-time high of 66.974 USD bn in Jun 2023 and a record low of -2.238 USD bn in Jun 2015. Health Insurance: Cash Flow from Operations data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
-632.000 Sep 2025 quarterly Sep 2013 - Sep 2025

View United States's Health Insurance: Cash Flow from Operations from Sep 2013 to Sep 2025 in the chart:

United States Health Insurance: Cash Flow from Operations

Health Insurance: Claims Per Member Per Month

2012 - 2024 | Quarterly | USD | National Association of Insurance Commissioners

Health Insurance: Claims Per Member Per Month data was reported at 337.000 USD in Sep 2025. This records a decrease from the previous number of 338.000 USD for Jun 2025. Health Insurance: Claims Per Member Per Month data is updated quarterly, averaging 219.000 USD from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 338.000 USD in Jun 2025 and a record low of 166.000 USD in Mar 2013. Health Insurance: Claims Per Member Per Month data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
322.000 Sep 2024 quarterly Mar 2012 - Sep 2024

View United States's Health Insurance: Claims Per Member Per Month from Mar 2012 to Sep 2024 in the chart:

United States Health Insurance: Claims Per Member Per Month

Health Insurance: Combined Ratio

2012 - 2024 | Quarterly | % | National Association of Insurance Commissioners

Health Insurance: Combined Ratio data was reported at 99.500 % in Sep 2025. This records an increase from the previous number of 98.700 % for Jun 2025. Health Insurance: Combined Ratio data is updated quarterly, averaging 96.400 % from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 101.300 % in Mar 2016 and a record low of 94.200 % in Jun 2020. Health Insurance: Combined Ratio data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
98.900 Sep 2024 quarterly Mar 2012 - Sep 2024

View United States's Health Insurance: Combined Ratio from Mar 2012 to Sep 2024 in the chart:

United States Health Insurance: Combined Ratio

Health Insurance: Direct Written Premium

2012 - 2025 | Quarterly | USD mn | National Association of Insurance Commissioners

Health Insurance: Direct Written Premium data was reported at 1,026.877 USD bn in Sep 2025. This records an increase from the previous number of 681.883 USD bn for Jun 2025. Health Insurance: Direct Written Premium data is updated quarterly, averaging 536.650 USD bn from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 1,104.501 USD bn in Dec 2023 and a record low of 109.007 USD bn in Mar 2012. Health Insurance: Direct Written Premium data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
1,026,877.000 Sep 2025 quarterly Mar 2012 - Sep 2025

View United States's Health Insurance: Direct Written Premium from Mar 2012 to Sep 2025 in the chart:

United States Health Insurance: Direct Written Premium

Health Insurance: Enrollment

2012 - 2024 | Quarterly | USD mn | National Association of Insurance Commissioners

Health Insurance: Enrollment data was reported at 297.000 USD mn in Sep 2025. This records an increase from the previous number of 296.000 USD mn for Jun 2025. Health Insurance: Enrollment data is updated quarterly, averaging 225.000 USD mn from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 297.000 USD mn in Sep 2025 and a record low of 174.000 USD mn in Jun 2012. Health Insurance: Enrollment data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
271.000 Sep 2024 quarterly Mar 2012 - Sep 2024

View United States's Health Insurance: Enrollment from Mar 2012 to Sep 2024 in the chart:

United States Health Insurance: Enrollment

Health Insurance: Loss Ratio

2012 - 2024 | Quarterly | % | National Association of Insurance Commissioners

Health Insurance: Loss Ratio data was reported at 89.300 % in Sep 2025. This records an increase from the previous number of 88.600 % for Jun 2025. Health Insurance: Loss Ratio data is updated quarterly, averaging 83.300 % from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 89.300 % in Sep 2025 and a record low of 80.200 % in Jun 2020. Health Insurance: Loss Ratio data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
88.000 Sep 2024 quarterly Mar 2012 - Sep 2024

View United States's Health Insurance: Loss Ratio from Mar 2012 to Sep 2024 in the chart:

United States Health Insurance: Loss Ratio

Health Insurance: Net Earned Premium

2012 - 2025 | Quarterly | USD mn | National Association of Insurance Commissioners

Health Insurance: Net Earned Premium data was reported at 991.103 USD bn in Sep 2025. This records an increase from the previous number of 665.668 USD bn for Jun 2025. Health Insurance: Net Earned Premium data is updated quarterly, averaging 530.793 USD bn from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 1,087.176 USD bn in Dec 2023 and a record low of 106.334 USD bn in Mar 2012. Health Insurance: Net Earned Premium data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
991,103.000 Sep 2025 quarterly Mar 2012 - Sep 2025

View United States's Health Insurance: Net Earned Premium from Mar 2012 to Sep 2025 in the chart:

United States Health Insurance: Net Earned Premium

Health Insurance: Net Income/Loss

2012 - 2024 | Quarterly | USD mn | National Association of Insurance Commissioners

Health Insurance: Net Income/Loss data was reported at 13.385 USD bn in Sep 2025. This records an increase from the previous number of 12.153 USD bn for Jun 2025. Health Insurance: Net Income/Loss data is updated quarterly, averaging 20.798 USD bn from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 31.919 USD bn in Sep 2020 and a record low of -3.311 USD bn in Mar 2016. Health Insurance: Net Income/Loss data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
15,821.000 Jun 2024 quarterly Mar 2012 - Jun 2024

View United States's Health Insurance: Net Income/Loss from Mar 2012 to Jun 2024 in the chart:

United States Health Insurance: Net Income/Loss

Health Insurance: Net Investment Income Earned

2012 - 2024 | Quarterly | USD mn | National Association of Insurance Commissioners

Health Insurance: Net Investment Income Earned data was reported at 10.734 USD bn in Sep 2025. This records an increase from the previous number of 6.893 USD bn for Jun 2025. Health Insurance: Net Investment Income Earned data is updated quarterly, averaging 4.115 USD bn from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 12.776 USD bn in Dec 2023 and a record low of 692.000 USD mn in Mar 2013. Health Insurance: Net Investment Income Earned data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
6,914.000 Jun 2024 quarterly Mar 2012 - Jun 2024

View United States's Health Insurance: Net Investment Income Earned from Mar 2012 to Jun 2024 in the chart:

United States Health Insurance: Net Investment Income Earned

Health Insurance: Premium Per Member Per Month

2012 - 2025 | Quarterly | USD | National Association of Insurance Commissioners

Health Insurance: Premium Per Member Per Month data was reported at 376.000 USD in Sep 2025. This records a decrease from the previous number of 380.000 USD for Jun 2025. Health Insurance: Premium Per Member Per Month data is updated quarterly, averaging 262.000 USD from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 380.000 USD in Jun 2025 and a record low of 178.000 USD in Sep 2013. Health Insurance: Premium Per Member Per Month data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
376.000 Sep 2025 quarterly Mar 2012 - Sep 2025

View United States's Health Insurance: Premium Per Member Per Month from Mar 2012 to Sep 2025 in the chart:

United States Health Insurance: Premium Per Member Per Month

Health Insurance: Profit Margin

2012 - 2025 | Quarterly | % | National Association of Insurance Commissioners

Health Insurance: Profit Margin data was reported at 1.300 % in Sep 2025. This records a decrease from the previous number of 1.800 % for Jun 2025. Health Insurance: Profit Margin data is updated quarterly, averaging 3.900 % from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 5.300 % in Jun 2020 and a record low of -2.100 % in Mar 2016. Health Insurance: Profit Margin data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
1.300 Sep 2025 quarterly Mar 2012 - Sep 2025

View United States's Health Insurance: Profit Margin from Mar 2012 to Sep 2025 in the chart:

United States Health Insurance: Profit Margin

Health Insurance: Total Hospital & Medical Expenses

2012 - 2024 | Quarterly | USD mn | National Association of Insurance Commissioners

Health Insurance: Total Hospital & Medical Expenses data was reported at 890.052 USD bn in Sep 2025. This records an increase from the previous number of 590.373 USD bn for Jun 2025. Health Insurance: Total Hospital & Medical Expenses data is updated quarterly, averaging 444.728 USD bn from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 946.824 USD bn in Dec 2023 and a record low of 91.079 USD bn in Mar 2012. Health Insurance: Total Hospital & Medical Expenses data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
772,127.000 Sep 2024 quarterly Mar 2012 - Sep 2024

View United States's Health Insurance: Total Hospital & Medical Expenses from Mar 2012 to Sep 2024 in the chart:

United States Health Insurance: Total Hospital & Medical Expenses

Health Insurance: Underwriting Gain/Loss

2012 - 2024 | Quarterly | USD mn | National Association of Insurance Commissioners

Health Insurance: Underwriting Gain/Loss data was reported at 5.315 USD bn in Sep 2025. This records a decrease from the previous number of 8.906 USD bn for Jun 2025. Health Insurance: Underwriting Gain/Loss data is updated quarterly, averaging 19.130 USD bn from Mar 2012 (Median) to Sep 2025, with 54 observations. The data reached an all-time high of 188.358 USD bn in Dec 2017 and a record low of -1.982 USD bn in Mar 2016. Health Insurance: Underwriting Gain/Loss data remains active status in CEIC and is reported by National Association of Insurance Commissioners. The data is categorized under Global Database’s United States – Table US.RG: Health Insurance: Industry Financial Snapshots.

Last Frequency Range
12,123.000 Jun 2024 quarterly Mar 2012 - Jun 2024

View United States's Health Insurance: Underwriting Gain/Loss from Mar 2012 to Jun 2024 in the chart:

United States Health Insurance: Underwriting Gain/Loss
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