Philippines Lending Rates
Bank Lending Rate: UKBs: High: Average
Bank Lending Rate: UKBs: High: Average data was reported at 11.610 % pa in Dec 2025. This records a decrease from the previous number of 11.755 % pa for Nov 2025. Bank Lending Rate: UKBs: High: Average data is updated monthly, averaging 11.465 % pa from Jan 2020 (Median) to Dec 2025, with 69 observations. The data reached an all-time high of 12.580 % pa in Sep 2024 and a record low of 9.359 % pa in Jan 2021. Bank Lending Rate: UKBs: High: Average data remains active status in CEIC and is reported by CEIC Data. The data is categorized under Global Database’s Philippines – Table PH.M: Lending Rates.
| Last | Frequency | Range |
|---|---|---|
| 11.610 Dec 2025 | monthly | Jan 2020 - Dec 2025 |
View Philippines's Bank Lending Rate: UKBs: High: Average from Jan 2020 to Dec 2025 in the chart:
Lending Rate: Peso: UKB: Average: High
Lending Rate: Peso: UKB: Average: High data was reported at 11.976 % pa in Dec 2025. This records an increase from the previous number of 11.949 % pa for Nov 2025. Lending Rate: Peso: UKB: Average: High data is updated monthly, averaging 11.793 % pa from Jan 2020 (Median) to Dec 2025, with 72 observations. The data reached an all-time high of 16.657 % pa in Mar 2024 and a record low of 9.282 % pa in Dec 2020. Lending Rate: Peso: UKB: Average: High data remains active status in CEIC and is reported by Bangko Sentral ng Pilipinas. The data is categorized under Global Database’s Philippines – Table PH.M: Lending Rates.
| Last | Frequency | Range |
|---|---|---|
| 12.377 Oct 2025 | monthly | Jan 2020 - Oct 2025 |
View Philippines's Lending Rate: Peso: UKB: Average: High from Jan 2020 to Oct 2025 in the chart:
Lending Rate: Peso: UKB: Average: Low
Lending Rate: Peso: UKB: Average: Low data was reported at 6.883 % pa in Dec 2025. This records a decrease from the previous number of 7.017 % pa for Nov 2025. Lending Rate: Peso: UKB: Average: Low data is updated monthly, averaging 6.927 % pa from Jan 2020 (Median) to Dec 2025, with 72 observations. The data reached an all-time high of 9.223 % pa in Mar 2024 and a record low of 5.128 % pa in Apr 2022. Lending Rate: Peso: UKB: Average: Low data remains active status in CEIC and is reported by Bangko Sentral ng Pilipinas. The data is categorized under Global Database’s Philippines – Table PH.M: Lending Rates.
| Last | Frequency | Range |
|---|---|---|
| 7.335 Oct 2025 | monthly | Jan 2020 - Oct 2025 |
View Philippines's Lending Rate: Peso: UKB: Average: Low from Jan 2020 to Oct 2025 in the chart:
Lending Rate: Peso: Universal & Commercial Banks (UKBs): Average
Lending Rate: Peso: Universal & Commercial Banks (UKBs): Average data was reported at 8.031 % pa in Oct 2025. This records an increase from the previous number of 7.817 % pa for Sep 2025. Lending Rate: Peso: Universal & Commercial Banks (UKBs): Average data is updated monthly, averaging 6.337 % pa from Jan 2020 (Median) to Oct 2025, with 70 observations. The data reached an all-time high of 8.234 % pa in Aug 2024 and a record low of 5.462 % pa in Feb 2022. Lending Rate: Peso: Universal & Commercial Banks (UKBs): Average data remains active status in CEIC and is reported by Bangko Sentral ng Pilipinas. The data is categorized under Global Database’s Philippines – Table PH.M: Lending Rates.
| Last | Frequency | Range |
|---|---|---|
| 8.031 Oct 2025 | monthly | Jan 2020 - Oct 2025 |