Canada New and Existing Lending: Consumer Credit
Consumer Credit: Funds Advanced
Consumer Credit: Funds Advanced data was reported at 6.030 % pa in Jan 2026. This records an increase from the previous number of 5.820 % pa for Dec 2025. Consumer Credit: Funds Advanced data is updated monthly, averaging 5.950 % pa from Jan 2013 (Median) to Jan 2026, with 157 observations. The data reached an all-time high of 9.190 % pa in Jan 2024 and a record low of 4.120 % pa in Mar 2021. Consumer Credit: Funds Advanced data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 5.820 Dec 2025 | monthly | Jan 2013 - Dec 2025 |
View Canada's Consumer Credit: Funds Advanced from Jan 2013 to Dec 2025 in the chart:
Consumer Credit: Funds Advanced: Other Personal
Consumer Credit: Funds Advanced: Other Personal data was reported at 14.250 % pa in Jan 2026. This records an increase from the previous number of 13.740 % pa for Dec 2025. Consumer Credit: Funds Advanced: Other Personal data is updated monthly, averaging 14.890 % pa from Jan 2013 (Median) to Jan 2026, with 157 observations. The data reached an all-time high of 16.140 % pa in Jan 2020 and a record low of 9.530 % pa in Mar 2021. Consumer Credit: Funds Advanced: Other Personal data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 13.740 Dec 2025 | monthly | Jan 2013 - Dec 2025 |
View Canada's Consumer Credit: Funds Advanced: Other Personal from Jan 2013 to Dec 2025 in the chart:
Consumer Credit: Funds Advanced: Personal Lines of Credit: Secured
Consumer Credit: Funds Advanced: Personal Lines of Credit: Secured data was reported at 4.010 % pa in Jan 2026. This records an increase from the previous number of 3.980 % pa for Dec 2025. Consumer Credit: Funds Advanced: Personal Lines of Credit: Secured data is updated monthly, averaging 4.050 % pa from Jan 2013 (Median) to Jan 2026, with 157 observations. The data reached an all-time high of 7.090 % pa in Dec 2023 and a record low of 2.480 % pa in Jan 2021. Consumer Credit: Funds Advanced: Personal Lines of Credit: Secured data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 3.980 Dec 2025 | monthly | Jan 2013 - Dec 2025 |
View Canada's Consumer Credit: Funds Advanced: Personal Lines of Credit: Secured from Jan 2013 to Dec 2025 in the chart:
Consumer Credit: Funds Advanced: Personal Lines of Credit: Unsecured
Consumer Credit: Funds Advanced: Personal Lines of Credit: Unsecured data was reported at 7.870 % pa in Jan 2026. This records an increase from the previous number of 7.810 % pa for Dec 2025. Consumer Credit: Funds Advanced: Personal Lines of Credit: Unsecured data is updated monthly, averaging 7.330 % pa from Jan 2013 (Median) to Jan 2026, with 157 observations. The data reached an all-time high of 10.910 % pa in Mar 2024 and a record low of 5.560 % pa in Sep 2020. Consumer Credit: Funds Advanced: Personal Lines of Credit: Unsecured data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 7.810 Dec 2025 | monthly | Jan 2013 - Dec 2025 |
View Canada's Consumer Credit: Funds Advanced: Personal Lines of Credit: Unsecured from Jan 2013 to Dec 2025 in the chart:
Consumer Credit: Funds Advanced: Personal Loan Plans
Consumer Credit: Funds Advanced: Personal Loan Plans data was reported at 7.960 % pa in Jan 2026. This records an increase from the previous number of 7.680 % pa for Dec 2025. Consumer Credit: Funds Advanced: Personal Loan Plans data is updated monthly, averaging 5.490 % pa from Jan 2013 (Median) to Jan 2026, with 157 observations. The data reached an all-time high of 10.050 % pa in Nov 2023 and a record low of 4.430 % pa in Aug 2016. Consumer Credit: Funds Advanced: Personal Loan Plans data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 7.680 Dec 2025 | monthly | Jan 2013 - Dec 2025 |
View Canada's Consumer Credit: Funds Advanced: Personal Loan Plans from Jan 2013 to Dec 2025 in the chart:
Consumer Credit: Funds Advanced: Personal Loan Plans: Auto Loans
Consumer Credit: Funds Advanced: Personal Loan Plans: Auto Loans data was reported at 6.710 % pa in Jan 2026. This records an increase from the previous number of 6.370 % pa for Dec 2025. Consumer Credit: Funds Advanced: Personal Loan Plans: Auto Loans data is updated monthly, averaging 4.440 % pa from Jul 2016 (Median) to Jan 2026, with 115 observations. The data reached an all-time high of 8.330 % pa in Nov 2023 and a record low of 3.710 % pa in Aug 2016. Consumer Credit: Funds Advanced: Personal Loan Plans: Auto Loans data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 6.370 Dec 2025 | monthly | Jul 2016 - Dec 2025 |
View Canada's Consumer Credit: Funds Advanced: Personal Loan Plans: Auto Loans from Jul 2016 to Dec 2025 in the chart:
Consumer Credit: Outstanding Balances
Consumer Credit: Outstanding Balances data was reported at 8.110 % pa in Jan 2026. This stayed constant from the previous number of 8.110 % pa for Dec 2025. Consumer Credit: Outstanding Balances data is updated monthly, averaging 5.770 % pa from Jul 2016 (Median) to Jan 2026, with 115 observations. The data reached an all-time high of 9.030 % pa in Jun 2024 and a record low of 5.760 % pa in May 2021. Consumer Credit: Outstanding Balances data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 8.110 Dec 2025 | monthly | Jul 2016 - Dec 2025 |
View Canada's Consumer Credit: Outstanding Balances from Jul 2016 to Dec 2025 in the chart:
Consumer Credit: Outstanding Balances: Credit Card Loans
Consumer Credit: Outstanding Balances: Credit Card Loans data was reported at 21.390 % pa in Jan 2026. This records an increase from the previous number of 21.140 % pa for Dec 2025. Consumer Credit: Outstanding Balances: Credit Card Loans data is updated monthly, averaging 19.250 % pa from Jul 2016 (Median) to Jan 2026, with 115 observations. The data reached an all-time high of 21.390 % pa in Jan 2026 and a record low of 17.970 % pa in Jul 2016. Consumer Credit: Outstanding Balances: Credit Card Loans data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 21.140 Dec 2025 | monthly | Jul 2016 - Dec 2025 |
View Canada's Consumer Credit: Outstanding Balances: Credit Card Loans from Jul 2016 to Dec 2025 in the chart:
Consumer Credit: Outstanding Balances: Other Personal
Consumer Credit: Outstanding Balances: Other Personal data was reported at 11.250 % pa in Jan 2026. This records an increase from the previous number of 11.140 % pa for Dec 2025. Consumer Credit: Outstanding Balances: Other Personal data is updated monthly, averaging 4.070 % pa from Jul 2016 (Median) to Jan 2026, with 115 observations. The data reached an all-time high of 11.250 % pa in Jan 2026 and a record low of 3.900 % pa in Feb 2021. Consumer Credit: Outstanding Balances: Other Personal data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 11.140 Dec 2025 | monthly | Jul 2016 - Dec 2025 |
View Canada's Consumer Credit: Outstanding Balances: Other Personal from Jul 2016 to Dec 2025 in the chart:
Consumer Credit: Outstanding Balances: Personal Lines of Credit: Secured
Consumer Credit: Outstanding Balances: Personal Lines of Credit: Secured data was reported at 4.010 % pa in Jan 2026. This records a decrease from the previous number of 4.030 % pa for Dec 2025. Consumer Credit: Outstanding Balances: Personal Lines of Credit: Secured data is updated monthly, averaging 2.740 % pa from Jul 2016 (Median) to Jan 2026, with 115 observations. The data reached an all-time high of 5.770 % pa in May 2024 and a record low of 2.610 % pa in Feb 2022. Consumer Credit: Outstanding Balances: Personal Lines of Credit: Secured data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 4.030 Dec 2025 | monthly | Jul 2016 - Dec 2025 |
View Canada's Consumer Credit: Outstanding Balances: Personal Lines of Credit: Secured from Jul 2016 to Dec 2025 in the chart:
Consumer Credit: Outstanding Balances: Personal Lines of Credit: Unsecured
Consumer Credit: Outstanding Balances: Personal Lines of Credit: Unsecured data was reported at 8.420 % pa in Jan 2026. This records an increase from the previous number of 8.400 % pa for Dec 2025. Consumer Credit: Outstanding Balances: Personal Lines of Credit: Unsecured data is updated monthly, averaging 6.130 % pa from Jul 2016 (Median) to Jan 2026, with 115 observations. The data reached an all-time high of 11.050 % pa in May 2024 and a record low of 6.060 % pa in Feb 2022. Consumer Credit: Outstanding Balances: Personal Lines of Credit: Unsecured data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 8.400 Dec 2025 | monthly | Jul 2016 - Dec 2025 |
View Canada's Consumer Credit: Outstanding Balances: Personal Lines of Credit: Unsecured from Jul 2016 to Dec 2025 in the chart:
Consumer Credit: Outstanding Balances: Personal Loan Plans
Consumer Credit: Outstanding Balances: Personal Loan Plans data was reported at 7.550 % pa in Jan 2026. This records a decrease from the previous number of 7.560 % pa for Dec 2025. Consumer Credit: Outstanding Balances: Personal Loan Plans data is updated monthly, averaging 5.270 % pa from Jul 2016 (Median) to Jan 2026, with 115 observations. The data reached an all-time high of 7.600 % pa in Aug 2025 and a record low of 4.270 % pa in Jun 2017. Consumer Credit: Outstanding Balances: Personal Loan Plans data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 7.560 Dec 2025 | monthly | Jul 2016 - Dec 2025 |
View Canada's Consumer Credit: Outstanding Balances: Personal Loan Plans from Jul 2016 to Dec 2025 in the chart:
Consumer Credit: Outstanding Balances: Personal Loan Plans: Auto Loans
Consumer Credit: Outstanding Balances: Personal Loan Plans: Auto Loans data was reported at 6.860 % pa in Jan 2026. This records a decrease from the previous number of 6.870 % pa for Dec 2025. Consumer Credit: Outstanding Balances: Personal Loan Plans: Auto Loans data is updated monthly, averaging 4.520 % pa from Jul 2016 (Median) to Jan 2026, with 115 observations. The data reached an all-time high of 6.900 % pa in Jul 2025 and a record low of 3.900 % pa in Jun 2017. Consumer Credit: Outstanding Balances: Personal Loan Plans: Auto Loans data remains active status in CEIC and is reported by Bank of Canada. The data is categorized under Global Database’s Canada – Table CA.M: New and Existing Lending: Consumer Credit. [COVID-19-IMPACT]
| Last | Frequency | Range |
|---|---|---|
| 6.870 Dec 2025 | monthly | Jul 2016 - Dec 2025 |