Brazil Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Agiplan Financeira S.A. - CFI

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Agiplan Financeira S.A. - CFI data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Agiplan Financeira S.A. - CFI data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 58.240 % pa in 14 Oct 2015 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Agiplan Financeira S.A. - CFI data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Agiplan Financeira S.A. - CFI from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Agiplan Financeira S.A. - CFI

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Aymore Credito Financiamento e Investimento S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Aymore Credito Financiamento e Investimento S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Aymore Credito Financiamento e Investimento S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Aymore Credito Financiamento e Investimento S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Aymore Credito Financiamento e Investimento S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Aymore Credito Financiamento e Investimento S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BES Investimento do Brasil S.A. Banco de Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BES Investimento do Brasil S.A. Banco de Investimento data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BES Investimento do Brasil S.A. Banco de Investimento data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BES Investimento do Brasil S.A. Banco de Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BES Investimento do Brasil S.A. Banco de Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BES Investimento do Brasil S.A. Banco de Investimento

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BIORC CFI

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BIORC CFI data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BIORC CFI data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BIORC CFI data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BIORC CFI from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BIORC CFI

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Banco de Brasilia S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Banco de Brasilia S.A. data was reported at 21.900 % pa in 03 Jul 2019. This records an increase from the previous number of 21.720 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Banco de Brasilia S.A. data is updated daily, averaging 23.340 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 105.650 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 07 Jul 2018. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Banco de Brasilia S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
21.900 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Banco de Brasilia S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Banco de Brasilia S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Credito Financiamento E Investimento S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Credito Financiamento E Investimento S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Credito Financiamento E Investimento S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Credito Financiamento E Investimento S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Credito Financiamento E Investimento S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Credito Financiamento E Investimento S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BV Financeira S.A. Credito Financiamento e Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BV Financeira S.A. Credito Financiamento e Investimento data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BV Financeira S.A. Credito Financiamento e Investimento data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BV Financeira S.A. Credito Financiamento e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BV Financeira S.A. Credito Financiamento e Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BV Financeira S.A. Credito Financiamento e Investimento

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco A. J. Renner S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco A. J. Renner S.A. data was reported at 26.400 % pa in 03 Jul 2019. This stayed constant from the previous number of 26.400 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco A. J. Renner S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 29.240 % pa in 18 Aug 2018 and a record low of 0.000 % pa in 26 Jun 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco A. J. Renner S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
26.400 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco A. J. Renner S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco A. J. Renner S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco ABC Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco ABC Brasil S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco ABC Brasil S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco ABC Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco ABC Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco ABC Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 29.880 % pa in 06 Oct 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa de Investimento S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa de Investimento S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa de Investimento S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa de Investimento S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa de Investimento S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa de Investimento S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Arbi S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Arbi S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Arbi S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 30.660 % pa in 07 Mar 2017 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Arbi S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Arbi S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Arbi S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Azteca do Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Azteca do Brasil S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Azteca do Brasil S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Azteca do Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Azteca do Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Azteca do Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BBM S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BBM S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BBM S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BBM S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BBM S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BBM S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BGN S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BGN S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BGN S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 31.020 % pa in 10 Feb 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BGN S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BGN S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BGN S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BMG S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BMG S.A. data was reported at 27.080 % pa in 03 Jul 2019. This records a decrease from the previous number of 27.450 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BMG S.A. data is updated daily, averaging 27.690 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 32.910 % pa in 02 Jul 2016 and a record low of 0.000 % pa in 05 May 2018. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BMG S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
27.080 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BMG S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BMG S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BNP Paribas Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BNP Paribas Brasil S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BNP Paribas Brasil S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BNP Paribas Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BNP Paribas Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BNP Paribas Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BTG Pactual S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BTG Pactual S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BTG Pactual S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BTG Pactual S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BTG Pactual S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BTG Pactual S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BVA S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BVA S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BVA S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BVA S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BVA S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BVA S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bonsucesso S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bonsucesso S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bonsucesso S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 44.160 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bonsucesso S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bonsucesso S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bonsucesso S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradescard S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradescard S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradescard S.A. data is updated daily, averaging 26.530 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 31.110 % pa in 05 Apr 2016 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradescard S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradescard S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradescard S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco Financiamentos S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco Financiamentos S.A. data was reported at 22.840 % pa in 03 Jul 2019. This records an increase from the previous number of 22.760 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco Financiamentos S.A. data is updated daily, averaging 28.775 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 32.750 % pa in 18 Feb 2016 and a record low of 0.000 % pa in 06 Oct 2012. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco Financiamentos S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
22.840 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco Financiamentos S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco Financiamentos S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco S.A. data was reported at 22.470 % pa in 03 Jul 2019. This stayed constant from the previous number of 22.470 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco S.A. data is updated daily, averaging 28.700 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 157.750 % pa in 06 Oct 2012 and a record low of 22.470 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
22.470 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CNH Capital S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CNH Capital S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CNH Capital S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CNH Capital S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CNH Capital S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CNH Capital S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CR2 S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CR2 S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CR2 S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CR2 S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CR2 S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CR2 S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cacique S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cacique S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cacique S.A. data is updated daily, averaging 27.890 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 30.040 % pa in 20 Mar 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cacique S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cacique S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cacique S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Capital S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Capital S.A. data was reported at 0.000 % pa in 04 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Capital S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 04 Jul 2019, with 1867 observations. The data reached an all-time high of 66.000 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 04 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Capital S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 04 Jul 2019 daily 21 Jan 2012 - 04 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Capital S.A. from 21 Jan 2012 to 04 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Capital S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cargill S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cargill S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cargill S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cargill S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cargill S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cargill S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Caterpillar S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Caterpillar S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Caterpillar S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Caterpillar S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Caterpillar S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Caterpillar S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cedula S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cedula S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cedula S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 106.070 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cedula S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cedula S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cedula S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citibank S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citibank S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citibank S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 225.720 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citibank S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citibank S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citibank S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citicard S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citicard S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citicard S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citicard S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citicard S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citicard S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Commercial Investment Trus

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Commercial Investment Trus data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Commercial Investment Trus data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Commercial Investment Trus data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Commercial Investment Trus from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Commercial Investment Trus

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo Sicredi S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo Sicredi S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo Sicredi S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo Sicredi S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo Sicredi S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo Sicredi S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo do Brasil S.A.Bancoob

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo do Brasil S.A.Bancoob data was reported at 23.930 % pa in 03 Jul 2019. This records a decrease from the previous number of 23.970 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo do Brasil S.A.Bancoob data is updated daily, averaging 23.755 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 43.770 % pa in 06 Oct 2012 and a record low of 0.000 % pa in 13 Mar 2018. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo do Brasil S.A.Bancoob data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
23.930 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo do Brasil S.A.Bancoob from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo do Brasil S.A.Bancoob

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Honda S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Honda S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Honda S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Honda S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Honda S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Honda S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial do Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial do Brasil S.A. data was reported at 25.940 % pa in 03 Jul 2019. This stayed constant from the previous number of 25.940 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial do Brasil S.A. data is updated daily, averaging 29.100 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 33.710 % pa in 21 Mar 2012 and a record low of 0.000 % pa in 30 May 2018. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial do Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
25.940 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial do Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial do Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial e Comercial S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial e Comercial S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial e Comercial S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 60.080 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial e Comercial S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial e Comercial S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial e Comercial S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Indusval S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Indusval S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Indusval S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 37.070 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Indusval S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Indusval S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Indusval S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intercap S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intercap S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intercap S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intercap S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intercap S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intercap S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intermedium S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intermedium S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intermedium S.A. data is updated daily, averaging 27.375 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 32.600 % pa in 27 Mar 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intermedium S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intermedium S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intermedium S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itau BBA S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itau BBA S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itau BBA S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itau BBA S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itau BBA S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itau BBA S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itaucard S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itaucard S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itaucard S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itaucard S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itaucard S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itaucard S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. P. Morgan S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. P. Morgan S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. P. Morgan S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. P. Morgan S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. P. Morgan S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. P. Morgan S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. Safra S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. Safra S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. Safra S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. Safra S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. Safra S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. Safra S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco John Deere S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco John Deere S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco John Deere S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco John Deere S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco John Deere S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco John Deere S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Keb do Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Keb do Brasil S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Keb do Brasil S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Keb do Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Keb do Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Keb do Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Luso Brasileiro S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Luso Brasileiro S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Luso Brasileiro S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 125.510 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Luso Brasileiro S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Luso Brasileiro S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Luso Brasileiro S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxima S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxima S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxima S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxima S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxima S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxima S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxinvest S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxinvest S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxinvest S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxinvest S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxinvest S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxinvest S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercantil do Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercantil do Brasil S.A. data was reported at 27.490 % pa in 03 Jul 2019. This records an increase from the previous number of 27.480 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercantil do Brasil S.A. data is updated daily, averaging 28.500 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 182.830 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 19 Jul 2017. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercantil do Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
27.490 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercantil do Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercantil do Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercedes Benz do Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercedes Benz do Brasil S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercedes Benz do Brasil S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercedes Benz do Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercedes Benz do Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercedes Benz do Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Modal S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Modal S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Modal S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Modal S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Modal S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Modal S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Moneo S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Moneo S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Moneo S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Moneo S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Moneo S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Moneo S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 32.000 % pa in 15 Mar 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original do Agronegocio S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original do Agronegocio S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original do Agronegocio S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 105.150 % pa in 06 Oct 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original do Agronegocio S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original do Agronegocio S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original do Agronegocio S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco PSA Finance Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco PSA Finance Brasil S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco PSA Finance Brasil S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco PSA Finance Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco PSA Finance Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco PSA Finance Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Paulista S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Paulista S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Paulista S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 46.540 % pa in 06 Oct 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Paulista S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Paulista S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Paulista S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pecunia S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pecunia S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pecunia S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pecunia S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pecunia S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pecunia S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pine S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pine S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pine S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pine S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pine S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pine S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Porto Real de Investimento S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Porto Real de Investimento S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Porto Real de Investimento S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Porto Real de Investimento S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Porto Real de Investimento S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Porto Real de Investimento S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Prosper S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Prosper S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Prosper S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Prosper S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Prosper S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Prosper S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Randon S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Randon S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Randon S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Randon S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Randon S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Randon S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rendimento S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rendimento S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rendimento S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 182.020 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rendimento S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rendimento S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rendimento S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Ribeirao Preto S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Ribeirao Preto S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Ribeirao Preto S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 55.590 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Ribeirao Preto S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Ribeirao Preto S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Ribeirao Preto S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rodobens S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rodobens S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rodobens S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rodobens S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rodobens S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rodobens S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rural S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rural S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rural S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rural S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rural S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rural S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Safra S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Safra S.A. data was reported at 24.340 % pa in 03 Jul 2019. This records a decrease from the previous number of 24.650 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Safra S.A. data is updated daily, averaging 25.830 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 166.860 % pa in 06 Oct 2012 and a record low of 0.000 % pa in 25 Nov 2017. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Safra S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
24.340 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Safra S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Safra S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Santander Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Santander Brasil S.A. data was reported at 25.850 % pa in 03 Jul 2019. This records an increase from the previous number of 25.630 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Santander Brasil S.A. data is updated daily, averaging 28.510 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 210.990 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 31 Dec 2013. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Santander Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
25.850 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Santander Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Santander Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Semear S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Semear S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Semear S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 31.670 % pa in 22 Mar 2016 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Semear S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Semear S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Semear S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sofisa S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sofisa S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sofisa S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 23.670 % pa in 06 Oct 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sofisa S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sofisa S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sofisa S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sumitomo Mitsui Brasileiro S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sumitomo Mitsui Brasileiro S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sumitomo Mitsui Brasileiro S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sumitomo Mitsui Brasileiro S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sumitomo Mitsui Brasileiro S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sumitomo Mitsui Brasileiro S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Topazio S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Topazio S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Topazio S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Topazio S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Topazio S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Topazio S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Toyota do Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Toyota do Brasil S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Toyota do Brasil S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Toyota do Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Toyota do Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Toyota do Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Triangulo S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Triangulo S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Triangulo S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Triangulo S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Triangulo S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Triangulo S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Tricury S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Tricury S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Tricury S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Tricury S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Tricury S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Tricury S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Vipal S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Vipal S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Vipal S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Vipal S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Vipal S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Vipal S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volkswagen S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volkswagen S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volkswagen S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volkswagen S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volkswagen S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volkswagen S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volvo Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volvo Brasil S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volvo Brasil S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volvo Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volvo Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volvo Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Votorantim S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Votorantim S.A. data was reported at 27.830 % pa in 03 Jul 2019. This stayed constant from the previous number of 27.830 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Votorantim S.A. data is updated daily, averaging 28.370 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 31.950 % pa in 16 Feb 2017 and a record low of 0.000 % pa in 14 Nov 2014. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Votorantim S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
27.830 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Votorantim S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Votorantim S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Yamaha Motor do Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Yamaha Motor do Brasil S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Yamaha Motor do Brasil S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Yamaha Motor do Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Yamaha Motor do Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Yamaha Motor do Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banestes S.A. Banco do Estado do Espirito Santo

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banestes S.A. Banco do Estado do Espirito Santo data was reported at 26.210 % pa in 03 Jul 2019. This records a decrease from the previous number of 26.250 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banestes S.A. Banco do Estado do Espirito Santo data is updated daily, averaging 26.150 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 97.020 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 17 May 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banestes S.A. Banco do Estado do Espirito Santo data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
26.210 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banestes S.A. Banco do Estado do Espirito Santo from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banestes S.A. Banco do Estado do Espirito Santo

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banif Banco Internacional Do Funchal Brasil S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banif Banco Internacional Do Funchal Brasil S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banif Banco Internacional Do Funchal Brasil S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 74.700 % pa in 20 Jun 2012 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banif Banco Internacional Do Funchal Brasil S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banif Banco Internacional Do Funchal Brasil S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banif Banco Internacional Do Funchal Brasil S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Bank of America Merrill Lynch Banco Multiplo S.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Bank of America Merrill Lynch Banco Multiplo S.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Bank of America Merrill Lynch Banco Multiplo S.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Bank of America Merrill Lynch Banco Multiplo S.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Bank of America Merrill Lynch Banco Multiplo S.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Bank of America Merrill Lynch Banco Multiplo S.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Barigui S.A. Credito Financiamento e Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Barigui S.A. Credito Financiamento e Investimento data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Barigui S.A. Credito Financiamento e Investimento data is updated daily, averaging 27.720 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 32.240 % pa in 23 Jan 2016 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Barigui S.A. Credito Financiamento e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Barigui S.A. Credito Financiamento e Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Barigui S.A. Credito Financiamento e Investimento

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Brickell S.A. Credito Financiamento e Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Brickell S.A. Credito Financiamento e Investimento data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Brickell S.A. Credito Financiamento e Investimento data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Brickell S.A. Credito Financiamento e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Brickell S.A. Credito Financiamento e Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Brickell S.A. Credito Financiamento e Investimento

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: CIA CFI RCI Brasil

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: CIA CFI RCI Brasil data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: CIA CFI RCI Brasil data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: CIA CFI RCI Brasil data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: CIA CFI RCI Brasil from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: CIA CFI RCI Brasil

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caixa Economica Federal

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caixa Economica Federal data was reported at 22.410 % pa in 03 Jul 2019. This records a decrease from the previous number of 22.420 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caixa Economica Federal data is updated daily, averaging 26.530 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 62.320 % pa in 06 Oct 2012 and a record low of 0.000 % pa in 29 May 2018. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caixa Economica Federal data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
22.410 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caixa Economica Federal from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caixa Economica Federal

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caruana SCFI

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caruana SCFI data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caruana SCFI data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caruana SCFI data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caruana SCFI from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caruana SCFI

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Cetelem Brasil S.A. Credito Financiamento e Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Cetelem Brasil S.A. Credito Financiamento e Investimento data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Cetelem Brasil S.A. Credito Financiamento e Investimento data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 29.060 % pa in 03 May 2013 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Cetelem Brasil S.A. Credito Financiamento e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Cetelem Brasil S.A. Credito Financiamento e Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Cetelem Brasil S.A. Credito Financiamento e Investimento

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Citibank N.A.

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Citibank N.A. data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Citibank N.A. data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Citibank N.A. data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Citibank N.A. from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Citibank N.A.

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crediare S.A. Credito Financiamento e Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crediare S.A. Credito Financiamento e Investimento data was reported at 26.420 % pa in 03 Jul 2019. This records a decrease from the previous number of 26.440 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crediare S.A. Credito Financiamento e Investimento data is updated daily, averaging 26.590 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 30.430 % pa in 07 Apr 2017 and a record low of 0.000 % pa in 06 Oct 2012. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crediare S.A. Credito Financiamento e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
26.420 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crediare S.A. Credito Financiamento e Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crediare S.A. Credito Financiamento e Investimento

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credifibra S.A. Credito Financiamento e Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credifibra S.A. Credito Financiamento e Investimento data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credifibra S.A. Credito Financiamento e Investimento data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credifibra S.A. Credito Financiamento e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credifibra S.A. Credito Financiamento e Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credifibra S.A. Credito Financiamento e Investimento

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credita S.A. Credito Financiamento e Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credita S.A. Credito Financiamento e Investimento data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credita S.A. Credito Financiamento e Investimento data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credita S.A. Credito Financiamento e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credita S.A. Credito Financiamento e Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credita S.A. Credito Financiamento e Investimento

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crefisa S.A. Credito Financiamento e Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crefisa S.A. Credito Financiamento e Investimento data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crefisa S.A. Credito Financiamento e Investimento data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crefisa S.A. Credito Financiamento e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crefisa S.A. Credito Financiamento e Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crefisa S.A. Credito Financiamento e Investimento

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Dacasa Financeira S.A. Soc de Cred Financ e Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Dacasa Financeira S.A. Soc de Cred Financ e Investimento data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Dacasa Financeira S.A. Soc de Cred Financ e Investimento data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Dacasa Financeira S.A. Soc de Cred Financ e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Dacasa Financeira S.A. Soc de Cred Financ e Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Dacasa Financeira S.A. Soc de Cred Financ e Investimento

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Deutsche Bank S.A. - Banco Alemao

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Deutsche Bank S.A. - Banco Alemao data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Deutsche Bank S.A. - Banco Alemao data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Deutsche Bank S.A. - Banco Alemao data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Deutsche Bank S.A. - Banco Alemao from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Deutsche Bank S.A. - Banco Alemao

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Direcao S.A. Credito Financiamento e Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Direcao S.A. Credito Financiamento e Investimento data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Direcao S.A. Credito Financiamento e Investimento data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Direcao S.A. Credito Financiamento e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Direcao S.A. Credito Financiamento e Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Direcao S.A. Credito Financiamento e Investimento

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Finamax S.A. Credito Financiamento e Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Finamax S.A. Credito Financiamento e Investimento data was reported at 0.000 % pa in 03 Jul 2019. This stayed constant from the previous number of 0.000 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Finamax S.A. Credito Financiamento e Investimento data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 0.000 % pa in 03 Jul 2019 and a record low of 0.000 % pa in 03 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Finamax S.A. Credito Financiamento e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
0.000 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Finamax S.A. Credito Financiamento e Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Finamax S.A. Credito Financiamento e Investimento

Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Financeira Alfa S.A. Credito Financiam e Investimento

2012 - 2019 | Daily | % pa | Central Bank of Brazil

Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Financeira Alfa S.A. Credito Financiam e Investimento data was reported at 21.060 % pa in 03 Jul 2019. This records an increase from the previous number of 20.690 % pa for 02 Jul 2019. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Financeira Alfa S.A. Credito Financiam e Investimento data is updated daily, averaging 0.000 % pa from Jan 2012 to 03 Jul 2019, with 1866 observations. The data reached an all-time high of 36.510 % pa in 05 Aug 2016 and a record low of 0.000 % pa in 08 Oct 2016. Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Financeira Alfa S.A. Credito Financiam e Investimento data remains active status in CEIC and is reported by Central Bank of Brazil. The data is categorized under Brazil Premium Database’s Interest and Foreign Exchange Rates – Table BR.MB031: Lending Rate: per Annum: by Banks: Pre-Fixed: Individuals: Credit INSS Payroll. Lending Rate: Daily: Interest rates disclosed represent the total cost of the transaction to the client, also including taxes and operating. These rates correspond to the average fees in the period indicated in the tables. There are presented only institutions that had granted during the period determined. In general, institutions practicing different rates within the same type of credit. Thus, the rate charged to a customer may differ from the average. Several factors such as the time and volume of the transaction, as well as the guarantees offered, explain the differences between interest rates. Certain institutions grant allowance of the use of the term overdraft. However, this is not considered in the calculation of rates of this type. It should be noted that the overdraft is a modality that has high interest rates. Thus, its use should be restricted to short periods. If the customer needs resources for a longer period, should find ways to offer lower rates. The Brazilian Central Bank publishes these data with a delay about 20 days with relation to the reference period, thus allowing sufficient time for all Financial Institutions to deliver the relevant information. Interest rates presented in this set of tables correspond to averages weighted by the values of transactions conducted in the five working days specified in each table. These rates represent the average effective cost of loans to customers, consisting of the interest rates actually charged by financial institutions in their lending operations, increased tax burdens and operational incidents on the operations. The interest rates shown are the average of the rates charged in the various operations performed by financial institutions, in each modality. In one discipline, interest rates may differ between customers of the same financial institution. Interest rates vary according to several factors, such as the value and quality of collateral provided in the operation, the proportion of down payment operation, the history and the registration status of each client, the term of the transaction, among others . Institutions with “zero” did not operate on modalities for those periods or did not provide information to the Central Bank of Brazil. The Central Bank of Brazil assumes no responsibility for delay, error or other deficiency of information provided for purposes of calculating average rates presented in this

Last Frequency Range
21.060 03 Jul 2019 daily 21 Jan 2012 - 03 Jul 2019

View Brazil's Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Financeira Alfa S.A. Credito Financiam e Investimento from 21 Jan 2012 to 03 Jul 2019 in the chart:

Brazil Brazil Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Financeira Alfa S.A. Credito Financiam e Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Agiplan Financeira S.A. - CFI
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Aymore Credito Financiamento e Investimento S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BES Investimento do Brasil S.A. Banco de Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BIORC CFI
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Banco de Brasilia S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BRB Credito Financiamento E Investimento S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: BV Financeira S.A. Credito Financiamento e Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco A. J. Renner S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco ABC Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Alfa de Investimento S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Arbi S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Azteca do Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BBM S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BGN S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BMG S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BNP Paribas Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BTG Pactual S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco BVA S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bonsucesso S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradescard S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco Financiamentos S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Bradesco S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CNH Capital S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco CR2 S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cacique S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Capital S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cargill S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Caterpillar S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cedula S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citibank S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Citicard S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Commercial Investment Trus
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo Sicredi S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Cooperativo do Brasil S.A.Bancoob
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Honda S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial do Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Industrial e Comercial S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Indusval S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intercap S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Intermedium S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itau BBA S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Itaucard S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. P. Morgan S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco J. Safra S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco John Deere S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Keb do Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Luso Brasileiro S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxima S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Maxinvest S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercantil do Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Mercedes Benz do Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Modal S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Moneo S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Original do Agronegocio S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco PSA Finance Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Paulista S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pecunia S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Pine S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Porto Real de Investimento S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Prosper S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Randon S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rendimento S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Ribeirao Preto S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rodobens S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Rural S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Safra S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Santander Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Semear S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sofisa S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Sumitomo Mitsui Brasileiro S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Topazio S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Toyota do Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Triangulo S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Tricury S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Vipal S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volkswagen S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Volvo Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Votorantim S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banco Yamaha Motor do Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banestes S.A. Banco do Estado do Espirito Santo
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Banif Banco Internacional Do Funchal Brasil S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Bank of America Merrill Lynch Banco Multiplo S.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Barigui S.A. Credito Financiamento e Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Brickell S.A. Credito Financiamento e Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: CIA CFI RCI Brasil
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caixa Economica Federal
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Caruana SCFI
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Cetelem Brasil S.A. Credito Financiamento e Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Citibank N.A.
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crediare S.A. Credito Financiamento e Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credifibra S.A. Credito Financiamento e Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Credita S.A. Credito Financiamento e Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Crefisa S.A. Credito Financiamento e Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Dacasa Financeira S.A. Soc de Cred Financ e Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Deutsche Bank S.A. - Banco Alemao
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Direcao S.A. Credito Financiamento e Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Finamax S.A. Credito Financiamento e Investimento
Lending Rate: per Annum: Pre-Fixed: Individuals: Credit INSS Payroll: Financeira Alfa S.A. Credito Financiam e Investimento
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