Armenia Interest Rates
AM: Interest Rate Spread
AM: Interest Rate Spread data was reported at 5.001 % pa in 2024. This records an increase from the previous number of 4.023 % pa for 2023. AM: Interest Rate Spread data is updated yearly, averaging 10.112 % pa from Dec 1995 (Median) to 2024, with 30 observations. The data reached an all-time high of 39.917 % pa in 1995 and a record low of 3.245 % pa in 2022. AM: Interest Rate Spread data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Armenia – Table AM.World Bank.WDI: Interest Rates. Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.;International Financial Statistics database, International Monetary Fund (IMF);Median;
| Last | Frequency | Range |
|---|---|---|
| 5.001 2024 | yearly | 1995 - 2024 |
View Armenia's AM: Interest Rate Spread from 1995 to 2024 in the chart:
AM: Real Interest Rate
AM: Real Interest Rate data was reported at 11.586 % pa in 2024. This records an increase from the previous number of 9.006 % pa for 2023. AM: Real Interest Rate data is updated yearly, averaging 15.871 % pa from Dec 1995 (Median) to 2024, with 30 observations. The data reached an all-time high of 39.105 % pa in 1996 and a record low of -24.913 % pa in 1995. AM: Real Interest Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Armenia – Table AM.World Bank.WDI: Interest Rates. An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.;International Financial Statistics database, International Monetary Fund (IMF); World Development Indicators, World Bank (WB);;
| Last | Frequency | Range |
|---|---|---|
| 9.459 2023 | yearly | 1995 - 2023 |
View Armenia's AM: Real Interest Rate from 1995 to 2023 in the chart:
AM: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate
AM: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data was reported at 3.730 % pa in 2024. This records an increase from the previous number of 1.253 % pa for 2023. AM: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data is updated yearly, averaging 7.434 % pa from Dec 2001 (Median) to 2024, with 24 observations. The data reached an all-time high of 13.934 % pa in 2005 and a record low of 1.131 % pa in 2022. AM: Risk Premium on Lending: Lending Rate Minus Treasury Bill Rate data remains active status in CEIC and is reported by World Bank. The data is categorized under Global Database’s Armenia – Table AM.World Bank.WDI: Interest Rates. Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the 'risk free' treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.;International Financial Statistics database, International Monetary Fund (IMF);;
| Last | Frequency | Range |
|---|---|---|
| 3.730 2024 | yearly | 2001 - 2024 |